May 17, 2013, 10:08 pm
Last edit by: beltway
This thread is now archived. For later discussion, see the threads starting at May 2015 (now also closed) and January 2017 (current, with updated wiki).
Applying for Chase Credit Cards- Archived 2008-5/2015
Nov 18, 2014, 2:40 pm
#2686
Used to be 'flymanbeast'
Join Date: Jul 2011
Programs: Delta silver/marriot platinum
Posts: 2,795
Time limit for reconsideration call?
I applied for an ink plus 3 weeks ago can i still do a reconsideration call?
Nov 18, 2014, 4:18 pm
#2687
Join Date: Apr 2003
Location: BOS .. but soon SFO
Programs: UA PLAT, TK GLD, Hilton Diamond, IC PLAT, SPG GLD, Marriott GLD
Posts: 1,528
Afaik an app is good for 30 calendar days from when you submit
So yes
So yes
Nov 18, 2014, 7:31 pm
#2688
In memoriam
Join Date: Jan 2006
Posts: 4,020
IME, thirty days with Chase.
And, they are really rigid on this. It doesn't mean thirty days and one minute.
So, best to call right away.
I usually call within 48 hours of my app and speak to an underwriter who mostly approves the app on the spot.
And, they are really rigid on this. It doesn't mean thirty days and one minute.
So, best to call right away.
I usually call within 48 hours of my app and speak to an underwriter who mostly approves the app on the spot.
Nov 19, 2014, 11:07 am
#2689
Used to be 'flymanbeast'
Join Date: Jul 2011
Programs: Delta silver/marriot platinum
Posts: 2,795
Never costs another inquiry right?
Nov 20, 2014, 9:44 am
#2690
Join Date: Jul 2013
Posts: 1,036
0/2 on chase BA. Too many cards and inquiries in the last year. Same BS both times. They wouldn't let me reduce or reallocate credit limit.
Nov 20, 2014, 9:55 am
#2691
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
I've gotten my 6 month accounts and HPs within reason, but my last year count
Nov 20, 2014, 10:06 am
#2692
Join Date: Jul 2013
Posts: 1,036
On the first call they said within the last year. On the second call it was just too many opened recently. Same end story and result. I have only applied (and approved after shifting credit) for one other chase card in the last 9 months. I was also approved for 2 SW cards early in the year but not in the last 9 months. All the Experian hits for 5 CITI 100K Exec's. I've got 13 inquiries in the last year including the chase denial but only 4 in the past 6 months. One of which was a mortgage application.
Nov 20, 2014, 6:00 pm
#2693
Join Date: Dec 2011
Posts: 79
Waited more than a month to call US Bank bank on a rejected Club Carlson app., and was told by rep that after a month the app is removed from the system. I would have to apply again.
Nov 20, 2014, 9:01 pm
#2694
Used to be 'flymanbeast'
Join Date: Jul 2011
Programs: Delta silver/marriot platinum
Posts: 2,795
What about if i am calling because i am satisfied with the credit limit?
Nov 21, 2014, 8:33 am
#2695
Join Date: Sep 2013
Programs: AA Lifetime Gold
Posts: 3,677
On the first call they said within the last year. On the second call it was just too many opened recently. Same end story and result. I have only applied (and approved after shifting credit) for one other chase card in the last 9 months. I was also approved for 2 SW cards early in the year but not in the last 9 months. All the Experian hits for 5 CITI 100K Exec's. I've got 13 inquiries in the last year including the chase denial but only 4 in the past 6 months. One of which was a mortgage application.
Nov 21, 2014, 9:16 am
#2696
Join Date: Sep 2012
Posts: 4,431
I currently have a total of 4 Chase cards, 3 personal cards that are all at least 2 years old, and the Ink Plus which I got a little over 2 months ago. I had Ink Bold prior to that for a couple of years and closed it when I got he Plus. I now want to apply for 2 SWA cards to get a companion pass. Is it better to apply for 2 personal cards or 1 personal and 1 business?
When I played for the Ink Plus, my application had to be reviewed, which is strange because I had a great score and 0 applications for almost 2 years. And should I call to have my credit limit lowered on some of my personal cards? My total CL for Chase personal is about $60k.
When I played for the Ink Plus, my application had to be reviewed, which is strange because I had a great score and 0 applications for almost 2 years. And should I call to have my credit limit lowered on some of my personal cards? My total CL for Chase personal is about $60k.
Nov 21, 2014, 12:12 pm
#2697
Join Date: Jan 2014
Posts: 565
On the first call they said within the last year. On the second call it was just too many opened recently. Same end story and result. I have only applied (and approved after shifting credit) for one other chase card in the last 9 months. I was also approved for 2 SW cards early in the year but not in the last 9 months. All the Experian hits for 5 CITI 100K Exec's. I've got 13 inquiries in the last year including the chase denial but only 4 in the past 6 months. One of which was a mortgage application.
Nov 21, 2014, 12:39 pm
#2698
Join Date: Oct 2012
Location: BOS
Programs: MR, UR, AA, AS, HH Gold, SPG Gold, HGP, RR
Posts: 708
Just a data point on this question - when I called recon on my sw biz premier app the rep noted my number of recent inquiries as 10 which she only would have known if looking back 12 months and looking at both EXP and TRU. 6 month view on just EXP which is all they usually pull for me, would have shown only 2.
Nov 21, 2014, 4:00 pm
#2700
Join Date: Dec 2005
Location: FLL
Programs: AA PLT 2.7 MM, DL GLD, UA Prem, BW Diamond, PC PLT, HH Diamond
Posts: 1,285
I got a targeted application for the chase ink plus business card 70K for 5K spend. I have the chase ink business card applied for that one about 12 months ago.
T&C says if I had this card and got the bonus in the last 24 months I am inelligible.
I called two times to CS since I have the ink not ink plus and they said if I apply and am approved I will definately get the bonus.
Was CS wrong?
I have double checked, any way to triple check?
I have been approved and the card is about 24 hours away.
T&C says if I had this card and got the bonus in the last 24 months I am inelligible.
I called two times to CS since I have the ink not ink plus and they said if I apply and am approved I will definately get the bonus.
Was CS wrong?
I have double checked, any way to triple check?
I have been approved and the card is about 24 hours away.