Amex & BA Master Thread
Sep 11, 2012, 10:17 am
#2011
Suspended
Join Date: Apr 2011
Location: London
Programs: BA Gold, UA Silver, CC Gold, SPG Gold
Posts: 2,000
Really hope we aren't seeing another person getting into debt to get Amex miles bonuses 
Sep 11, 2012, 10:25 am
#2012
Moderator: British Airways Executive Club
Join Date: Nov 2010
Location: TPA/ABZ
Programs: BA Lifetime Gold. GGL/CCR.
Posts: 13,252
Sep 11, 2012, 10:31 am
#2013
Join Date: Mar 2012
Location: BHX
Programs: BA GGL CCR GfL, SQ Gold, Hyatt Glob, HH Diamond, Marriott Plat, Cafe Nero Loyalty Card (7 Stamps)
Posts: 7,330
The Faster Payments comment relates to the fact that to Amex the balance transfer would look no different to if you'd just paid your card balance off from your bank account.
Sep 11, 2012, 10:36 am
#2014
Suspended
Join Date: Oct 2011
Location: Her Majesty's United Kingdom
Programs: BA Gold, BA Lounge Rats, BA Audit Survivors, CW Kitchen Defender, CX Noodle Connoisseurs Club
Posts: 5,955
It's amazing how they keep you spending without realising it.
It takes a lot of discipline to play the credit cards game properly.
If you find yourself needing to do a balance transfer it's probably time to cut up the cards.
Sep 12, 2012, 3:24 am
#2015
Suspended
Join Date: Apr 2011
Location: London
Programs: BA Gold, UA Silver, CC Gold, SPG Gold
Posts: 2,000
so... it's the 12th - I have some big spends. When will we know the updated BA PP bonus / referral?
Sep 12, 2012, 3:26 am
#2016
Join Date: Feb 2011
Location: UK
Programs: Diamond Club Silver, BAEC Silver,HHonors Silver, Virgin
Posts: 121
cant decide whether to apply for PP today or take a gamble and see what tomorrows sign up bonus is! Any heads up on this?
Sep 12, 2012, 4:20 am
#2017
Join Date: Jul 2005
Location: Manchester, UK
Programs: IHG Spire Ambassador, HH Diamond
Posts: 947
so as a follow on, Amex came back and said Mrs Geoggy was due the 30,000 Avios, but that these were only due to be credited to her account on the issue of her fifth statement.
More news /(and or lies) that isn't in their t's and c's.
Anyone had this? We have replied with the link to their own t's and c's which clearly state 30 days, not upto 6 months.
More news /(and or lies) that isn't in their t's and c's.
Anyone had this? We have replied with the link to their own t's and c's which clearly state 30 days, not upto 6 months.
Sep 12, 2012, 4:49 am
#2019
Join Date: Nov 2011
Location: UK
Programs: Flying Blue Silver. BAEC newbie
Posts: 28
so as a follow on, Amex came back and said Mrs Geoggy was due the 30,000 Avios, but that these were only due to be credited to her account on the issue of her fifth statement.
More news /(and or lies) that isn't in their t's and c's.
Anyone had this? We have replied with the link to their own t's and c's which clearly state 30 days, not upto 6 months.
More news /(and or lies) that isn't in their t's and c's.
Anyone had this? We have replied with the link to their own t's and c's which clearly state 30 days, not upto 6 months.
Sep 12, 2012, 4:53 am
#2020
Join Date: May 2012
Posts: 48
Geoggy - I had a similar experience of late crediting of Avios for BAPP. It was a pain for me as I was planning to use the Avios for an upgrade for a family member. I contacted AMEX through the website and, after being brushed off a couple of times, got it escalated to someone who acknowledged that they had been later than stated in their T&C. Was given a few Avios compensation and the reward seat was still available so all well in the end. I suggest you contact them and clearly state what is in their own terms.
Sep 12, 2012, 4:58 am
#2021
Join Date: Jul 2005
Location: Manchester, UK
Programs: IHG Spire Ambassador, HH Diamond
Posts: 947
ok thanks both - I will get Mrs Geoggy to give them a call. She's a much better complainer than me!
Sep 13, 2012, 1:01 am
#2022
Join Date: Feb 2011
Location: UK
Programs: Diamond Club Silver, BAEC Silver,HHonors Silver, Virgin
Posts: 121
Well, the 12th has come and gone and I can't see any new offer yet for referral to PP card. Should I call Amex?
Sep 13, 2012, 1:11 am
#2023
Join Date: Mar 2012
Location: BHX
Programs: BA GGL CCR GfL, SQ Gold, Hyatt Glob, HH Diamond, Marriott Plat, Cafe Nero Loyalty Card (7 Stamps)
Posts: 7,330
Sep 13, 2012, 1:15 am
#2024
Join Date: Mar 2012
Location: BHX
Programs: BA GGL CCR GfL, SQ Gold, Hyatt Glob, HH Diamond, Marriott Plat, Cafe Nero Loyalty Card (7 Stamps)
Posts: 7,330
Just noticed this.
BA like to promote Avios as your "average person's way of sitting in a premium cabin", but that's far from true.
To play the Avios game properly you need, at the very least, a decent level of disposable monthly income.
I'm fortunate that work allow me to use my own cards for company spend, meaning I accrue points fairly quickly, but I still have to find the money to pay the bills each month, as it often takes 6+ weeks to get funds back from work.
I can see how it would be very easy to rack up debt, hitting minimum spends, etc. chasing Avios and getting yourself in serious trouble.
Sep 13, 2012, 1:42 am
#2025
Join Date: May 2012
Posts: 48
For those interested in the BA card, I notice that the advert banners on this page are now noting a 6K bonus until 24th October rather than the usual 18K. Main AMEX page is still showing the previous offer.