Last edit by: paytonc
Account ownership transfers from BoA to FNBO on 10/21/2022, new cards go into effect on 10/23/2022
Differences between Preferred cards
Issuing bank
Bank of America -> FNB Omaha
Annual fee
$79 -> $99
Amtrak spend earnings
3/$1 -> unchanged
Travel spend earnings
2/$1 (category list) -> Unchanged
added categories include limo/taxis, rideshare, local transit agencies, road tolls/parking, and timeshares
Dining spend earnings
1/$1 -> 2/$1
includes bars, fast food
Everyday spend earnings
1/$1 -> unchanged
TQP earnings
1000 TQPs/$5000, limit 4000/year -> same earnings, no limit?
Amtrak onboard dining rebate
20% -> unchanged
AGR redemption point rebate
5% -> unchanged
Annual perks
Companion pass + 2 one-way upgrade certificates -> Adds lounge pass, now 1 round-trip upgrade certificate
MasterCard tier
World -> unchanged
Foreign transaction fee
None -> Not mentioned in T&C
Differences between Preferred cards
Issuing bank
Bank of America -> FNB Omaha
Annual fee
$79 -> $99
Amtrak spend earnings
3/$1 -> unchanged
Travel spend earnings
2/$1 (category list) -> Unchanged
added categories include limo/taxis, rideshare, local transit agencies, road tolls/parking, and timeshares
Dining spend earnings
1/$1 -> 2/$1
includes bars, fast food
Everyday spend earnings
1/$1 -> unchanged
TQP earnings
1000 TQPs/$5000, limit 4000/year -> same earnings, no limit?
Amtrak onboard dining rebate
20% -> unchanged
AGR redemption point rebate
5% -> unchanged
Annual perks
Companion pass + 2 one-way upgrade certificates -> Adds lounge pass, now 1 round-trip upgrade certificate
MasterCard tier
World -> unchanged
Foreign transaction fee
None -> Not mentioned in T&C
New First National Bank of Omaha AGR Card Discussion [Sept 2022]
#91
Join Date: Aug 2002
Location: WAS/TYO
Programs: UA 1K, AA EXP (3MM), DL PM, BONVOY TITANIUM, HYATT GLOBALIST, HILTON DIAMOND, IHG DIAMOND AMB, et al
Posts: 5,913
-FlyerBeek
#92
#93
Join Date: Mar 2014
Posts: 4
Just applied and received a message that I should receive an update within 2-4 weeks via mail (this was after my first application seemed to stall on the final page, waiting for results). Does this mean it is rejected? If not, will I still be eligible for the increased bonus (expires today)? Thanks.
#94
Join Date: May 2002
Location: Albany, NY
Programs: AA Gold; US Air Silver; Amtrak Select Plus; Starwood Platinum; UA 1K; Aeroflot Bonus
Posts: 164
No limit for TQP
Added a wiki contrasting what I can glean from the letter I got (re: the preferred card) about the differences.
It does appear that the TQP ceiling has been removed, so it seems like you could spend $25,000 for Select, $50,000 for Select Plus, or $100,000 for Select Executive status. Someone who regularly transits Moynihan Station may be interested in the middle tier, as it grants lounge access.
It does appear that the TQP ceiling has been removed, so it seems like you could spend $25,000 for Select, $50,000 for Select Plus, or $100,000 for Select Executive status. Someone who regularly transits Moynihan Station may be interested in the middle tier, as it grants lounge access.
#95
Join Date: Mar 2021
Posts: 169
I was thinking of doing Amtrak CC spend to get my final 1k-2k TQPs (for Select Plus) but ultimately decided against it. Lounge day passes are only $35, which I think is cheap compared to airport lounge passes.
Actually, Moynihan lounge pass is $50.
Last edited by milespoints; Dec 14, 2022 at 6:22 pm Reason: Update: Moynihan lounge pass is $50.
#96
Join Date: Mar 2020
Posts: 3
Can anyone report on:
1. Timing of receipt of coupons after Amtrak opening new FNBO Amtrak card
2. Timing of receipt of points at AGR following closure of FNBO statement [immediately or tied to payment or some other date]
3. Timing of receipt of signup bonus at AGR after completing required spend [statement cut, payment, or some other date]
Calls to FNBO have been less than informative. Thanks.
1. Timing of receipt of coupons after Amtrak opening new FNBO Amtrak card
2. Timing of receipt of points at AGR following closure of FNBO statement [immediately or tied to payment or some other date]
3. Timing of receipt of signup bonus at AGR after completing required spend [statement cut, payment, or some other date]
Calls to FNBO have been less than informative. Thanks.
#97
Join Date: May 2002
Location: Albany, NY
Programs: AA Gold; US Air Silver; Amtrak Select Plus; Starwood Platinum; UA 1K; Aeroflot Bonus
Posts: 164
Can anyone report on:
1. Timing of receipt of coupons after Amtrak opening new FNBO Amtrak card
2. Timing of receipt of points at AGR following closure of FNBO statement [immediately or tied to payment or some other date]
3. Timing of receipt of signup bonus at AGR after completing required spend [statement cut, payment, or some other date]
Calls to FNBO have been less than informative. Thanks.
1. Timing of receipt of coupons after Amtrak opening new FNBO Amtrak card
2. Timing of receipt of points at AGR following closure of FNBO statement [immediately or tied to payment or some other date]
3. Timing of receipt of signup bonus at AGR after completing required spend [statement cut, payment, or some other date]
Calls to FNBO have been less than informative. Thanks.
2. My FNBO statement closed this morning; points posted on AGR this afternoon.
3. Signup bonus posted at the same time as points from spend: shortly after statement close.
#98
Join Date: Feb 2006
Posts: 1,065
One complaint....I asked if I could downgrade the fee card to the fee-free card and was told I would need to close the account and submit a new application.....I typically don't spend much on the card, especially since I am locked into Select status for 2023, but it is a 7 year old account, so I would rather not close it entirely.
#99
Join Date: May 2002
Programs: WN F9 HA UA AA IHG HH MR
Posts: 3,305
One complaint....I asked if I could downgrade the fee card to the fee-free card and was told I would need to close the account and submit a new application.....I typically don't spend much on the card, especially since I am locked into Select status for 2023, but it is a 7 year old account, so I would rather not close it entirely.
#100
FlyerTalk Evangelist
Join Date: Aug 2008
Location: Usually in SAN or Central Europe.
Programs: AA:EXP/1MM. Accor/Radisson:Silver; HH:Gold; ICH:Plt Amb.
Posts: 22,307
I can answer my own question. I've been getting double points on all of my national rail, local transport, restaurant, hotel, and even FlixBus purchases in Europe. This card actually now has a purpose for me beyond the 30K sign-up bonus.
#101
Join Date: Oct 2019
Programs: Flying Blue, Hilton Honors, Amtrak Guest Rewards
Posts: 2,407
Also: having shifted my Plastiq here for the new year (I typically put my Plastiq spending on my Flying Blue card in the last quarter of the year to hit the elite credit bonus), I see that my mortgage payment is being categorized on the FNBO website as Travel. It's most likely a website glitch, but...
#102
FlyerTalk Evangelist
Join Date: Aug 2008
Location: Usually in SAN or Central Europe.
Programs: AA:EXP/1MM. Accor/Radisson:Silver; HH:Gold; ICH:Plt Amb.
Posts: 22,307
#103
Join Date: Oct 2019
Programs: Flying Blue, Hilton Honors, Amtrak Guest Rewards
Posts: 2,407
Also: having shifted my Plastiq here for the new year (I typically put my Plastiq spending on my Flying Blue card in the last quarter of the year to hit the elite credit bonus), I see that my mortgage payment is being categorized on the FNBO website as Travel. It's most likely a website glitch, but...
#104
Join Date: May 2002
Location: Sacramento, CA, US
Posts: 2,229
$100 Statememt Credit Offered
I picked up the new FNBO card today when booking a $53 trip on the Capitol Corridor for 2 persons: the Amtrak website offered a $100 statement credit along with 20000 points. That will offset the $99 annual fee.
As has somewhat become the norm in recent years, I was able to immediately charge the trip on the new card, even in the absence of receipt.
As has somewhat become the norm in recent years, I was able to immediately charge the trip on the new card, even in the absence of receipt.
#105
Join Date: May 2015
Location: Philly suburbs
Programs: Amtrak Guest Rewards, BOA Travel Visa,
Posts: 56
Don't see the $100 statement credit mentioned on the Amtrak website. This card seems to have ever changing offers, at least it did when BOA had the card. I suppose it's to boost it's subscription base which I am thinking is lackluster as the AGR mastercard seems to change banks quite often (every5-7 years)