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New First National Bank of Omaha AGR Card Discussion [Sept 2022]

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Old Sep 13, 2022, 9:39 am
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: paytonc
Account ownership transfers from BoA to FNBO on 10/21/2022, new cards go into effect on 10/23/2022

Differences between Preferred cards

Issuing bank
Bank of America -> FNB Omaha

Annual fee
$79 -> $99

Amtrak spend earnings
3/$1 -> unchanged

Travel spend earnings
2/$1 (category list) -> Unchanged
added categories include limo/taxis, rideshare, local transit agencies, road tolls/parking, and timeshares

Dining spend earnings
1/$1 -> 2/$1
includes bars, fast food

Everyday spend earnings
1/$1 -> unchanged

TQP earnings
1000 TQPs/$5000, limit 4000/year -> same earnings, no limit?

Amtrak onboard dining rebate
20% -> unchanged

AGR redemption point rebate
5% -> unchanged

Annual perks
Companion pass + 2 one-way upgrade certificates -> Adds lounge pass, now 1 round-trip upgrade certificate

MasterCard tier
World -> unchanged

Foreign transaction fee
None -> Not mentioned in T&C


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New First National Bank of Omaha AGR Card Discussion [Sept 2022]

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Old Sep 10, 2022, 12:09 pm
  #31  
 
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Originally Posted by musicalbox
Points Guy article has a FNBO spokesperson saying the 5% point redemption rebate will continue, which is a relief.

https://thepointsguy.com/news/amtrak...-card-changes/
Big if true. Amazing that they neglected to mention this on the website or in the mailing.
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Old Sep 10, 2022, 8:42 pm
  #32  
 
Join Date: Sep 2009
Programs: Far too many
Posts: 315
Originally Posted by dhammer53
I expect that I'll cancel my card. There's no incentive to keep it. I'll continue using my CSR card to get my bonus points.

dh
What do you see as an incentive to cancel it?
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Old Sep 11, 2022, 6:10 pm
  #33  
 
Join Date: Feb 2006
Posts: 1,064
Originally Posted by musicalbox
Points Guy article has a FNBO spokesperson saying the 5% point redemption rebate will continue, which is a relief.

https://thepointsguy.com/news/amtrak...-card-changes/
Does anyone recall if the 5% rebate was a benefit of both cards, or just the World Premier ($79/$99) card?
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Old Sep 11, 2022, 6:30 pm
  #34  
 
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Originally Posted by diesteldorf
Does anyone recall if the 5% rebate was a benefit of both cards, or just the World Premier ($79/$99) card?
Both cards, as discussed in this wiki: https://www.flyertalk.com/forum/showwiki.php?t=1700885
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Old Sep 13, 2022, 7:34 am
  #35  
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Join Date: Sep 2000
Programs: UA Million Miler (lite). NY Metro area.
Posts: 15,080
Originally Posted by travel light
What do you see as an incentive to cancel it?
I signed up for the card to get the 50,000 point bonus last October. There's no point in me keeping the card since I'm not really an Amtrak user. I had one paid trip WAS/NYP on the Acela in the summer. My CSR gets 3 points per $ spent on restaurants. Maybe if that was matched with the new card I'd consider keeping the card. For me, there's no reason to pay another fee for this little used credit card. YMMV.

dh
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Old Sep 13, 2022, 7:42 am
  #36  
 
Join Date: Dec 2004
Posts: 108
I did the same thing. Now that I have over 50,000, I don't have a reason to buy Amtrak tickets on the card and won't for quite some time.
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Old Sep 13, 2022, 9:42 am
  #37  
Moderator, Amtrak & Spirit Airlines
 
Join Date: Jan 2011
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Programs: AC 50K, AS MVP, AA Plat Pro, DL Plat, UA Silver, IHG Spire, Marriott Titanium, Hertz PC
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Small Mod note.

I have split this into the new thread for AGR cards.

I also moved over the wiki. Thank you to paytonc for putting it together!

Thanks,

Long Train Runnin
AGR Mod
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Old Sep 13, 2022, 7:40 pm
  #38  
 
Join Date: Sep 2009
Location: CMH/CVG
Programs: Marriott, Southwest, American, Delta, Amtrak,Multiple others
Posts: 564
My renewal with BOA card is this month. I plan to renew at the $79 and assume I will keep my benefits when the card is transferred. Does this seem to be a good strategy? I also assume my companion tickets will still be valid after the card is transferred.
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Old Sep 14, 2022, 1:08 am
  #39  
 
Join Date: Nov 2006
Programs: Marriott Platinum, Hilton Diamond, IHG Platinum
Posts: 3,714
For those who've had the $79 AF BOA card for more than a year, when do the coupons post? (lounge pass, companion ticket, etc). I signed up on 9/30 last year, and I want to cancel it before it gets transferred to FNBO (to have more chance for SUB again). Wonder if I can wait until the coupons post.
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Old Sep 14, 2022, 8:54 am
  #40  
Original Poster
 
Join Date: May 2004
Location: DCA ZWU
Programs: AGR WOH
Posts: 1,785
The coupons (including companion pass) posted to my Amtrak account on 7/26, and the AF posted on 7/30. In any case, you can cancel up to 30 days after the AF posts for a full refund.

Since the coupons live in your Amtrak account, they're there regardless of which bank paid for them. Anniversary dates appear to transfer over, so the way I see it, I'm getting the additional dining/transit earnings at a 20% discount for most of 2023.
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Old Sep 15, 2022, 9:30 am
  #41  
 
Join Date: Oct 2019
Programs: Flying Blue, Hilton Honors, Amtrak Guest Rewards
Posts: 2,402
Interestingly, my BofA paperless settings have been shifted to paper delivery and the website removed the ability to set the Amtrak card back to paperless (paperless settings are still available for my other BofA card). I suspect this is part of the account handover (or more properly, paperless settings aren't and they want to make any mail forwarding issues apparent as early as possible).
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Old Sep 15, 2022, 3:35 pm
  #42  
 
Join Date: Aug 2015
Posts: 311
Originally Posted by hhdl
Interestingly, my BofA paperless settings have been shifted to paper delivery and the website removed the ability to set the Amtrak card back to paperless (paperless settings are still available for my other BofA card). I suspect this is part of the account handover (or more properly, paperless settings aren't and they want to make any mail forwarding issues apparent as early as possible).
I read that it's because you would be unable to look up your statements after the changeover so they are sending paper. I can't remember where I read it, I think it's on the note you know get when you log into your account on the website.
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Old Sep 17, 2022, 2:26 pm
  #43  
 
Join Date: May 2017
Posts: 120
Are there any data points on cancelling immediately after the coupons post? Do they have the ability to claw those back?

My renews shortly but I'd probably rather get rid of it than transfer to small potatoes bank.
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Old Sep 29, 2022, 9:02 am
  #44  
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Originally Posted by PrancingPonyGoldMember
Are there any data points on cancelling immediately after the coupons post? Do they have the ability to claw those back?

My renews shortly but I'd probably rather get rid of it than transfer to small potatoes bank.
Good question. We'll have to wait and see.

dh
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Old Sep 29, 2022, 4:22 pm
  #45  
 
Join Date: Dec 2003
Location: Washington, DC
Programs: Hyatt Globalist, AA Executive Platinum
Posts: 1,932
Originally Posted by PrancingPonyGoldMember
Are there any data points on cancelling immediately after the coupons post? Do they have the ability to claw those back?

My renews shortly but I'd probably rather get rid of it than transfer to small potatoes bank.
My coupons posted in August and I canceled in September, and there was no clawback. I figure if I want the card again I’d like to earn signup bonus.
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