Sep 13, 2022, 9:39 am
Last edit by: paytonc
Account ownership transfers from BoA to FNBO on 10/21/2022, new cards go into effect on 10/23/2022
Differences between Preferred cards
Issuing bank
Bank of America -> FNB Omaha
Annual fee
$79 -> $99
Amtrak spend earnings
3/$1 -> unchanged
Travel spend earnings
2/$1 (category list) -> Unchanged
added categories include limo/taxis, rideshare, local transit agencies, road tolls/parking, and timeshares
Dining spend earnings
1/$1 -> 2/$1
includes bars, fast food
Everyday spend earnings
1/$1 -> unchanged
TQP earnings
1000 TQPs/$5000, limit 4000/year -> same earnings, no limit?
Amtrak onboard dining rebate
20% -> unchanged
AGR redemption point rebate
5% -> unchanged
Annual perks
Companion pass + 2 one-way upgrade certificates -> Adds lounge pass, now 1 round-trip upgrade certificate
MasterCard tier
World -> unchanged
Foreign transaction fee
None -> Not mentioned in T&C
Differences between Preferred cards
Issuing bank
Bank of America -> FNB Omaha
Annual fee
$79 -> $99
Amtrak spend earnings
3/$1 -> unchanged
Travel spend earnings
2/$1 (category list) -> Unchanged
added categories include limo/taxis, rideshare, local transit agencies, road tolls/parking, and timeshares
Dining spend earnings
1/$1 -> 2/$1
includes bars, fast food
Everyday spend earnings
1/$1 -> unchanged
TQP earnings
1000 TQPs/$5000, limit 4000/year -> same earnings, no limit?
Amtrak onboard dining rebate
20% -> unchanged
AGR redemption point rebate
5% -> unchanged
Annual perks
Companion pass + 2 one-way upgrade certificates -> Adds lounge pass, now 1 round-trip upgrade certificate
MasterCard tier
World -> unchanged
Foreign transaction fee
None -> Not mentioned in T&C
New First National Bank of Omaha AGR Card Discussion [Sept 2022]
Oct 11, 2022, 7:57 am
#46
Join Date: Jul 2009
Posts: 311
Switch from BofA to FNBO
When Amtrak switches from BofA to FNBO mastercard, can I get a new enrollment bonus even though I previously got one (last year) from B of A? I just cancelled my BofA card, to avoid paying the annual fee. But I would be happy to sign up for a FNBO card and get another enrollment bonus, if the points offered are sufficient to justify the hard pull. Thanks.
Oct 15, 2022, 10:04 pm
#50
Join Date: Mar 2021
Posts: 169
The new credit card has been an underwhelming experience, so far.
The activation sticker leaves a residue when it's removed.
I realize there isn't online access until 10/23 but if you go to the link they provided, you get a 404 error. At least they could clean that up.
The activation call asks for your income immediately, presumably to raise your credit line.
The activation sticker leaves a residue when it's removed.
I realize there isn't online access until 10/23 but if you go to the link they provided, you get a 404 error. At least they could clean that up.
The activation call asks for your income immediately, presumably to raise your credit line.
Last edited by milespoints; Oct 17, 2022 at 4:18 pm
Oct 18, 2022, 10:56 am
#54
Join Date: Apr 2015
Programs: United Global Services, Amtrak Select Executive
Posts: 4,094
Oct 18, 2022, 12:00 pm
#55
Join Date: Aug 2015
Posts: 311
Thanks. I have the fee based one. I have a piece of mail in my informed delivery today with no image. Hoping it's that. Not sure who I'd even call at this point; the calls I've heard about with FNBO seem to be with reps who don't know anything yet.
Oct 19, 2022, 11:10 am
#56
Join Date: Jul 2009
Posts: 311
We'll see what enrollment offer FNBO offers.
Oct 22, 2022, 3:35 pm
#57
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Oct 22, 2022, 5:46 pm
#58
Join Date: Sep 2015
Location: DCA
Posts: 438