Sep 13, 2022, 9:39 am
Last edit by: paytonc
Account ownership transfers from BoA to FNBO on 10/21/2022, new cards go into effect on 10/23/2022
Differences between Preferred cards
Issuing bank
Bank of America -> FNB Omaha
Annual fee
$79 -> $99
Amtrak spend earnings
3/$1 -> unchanged
Travel spend earnings
2/$1 (category list) -> Unchanged
added categories include limo/taxis, rideshare, local transit agencies, road tolls/parking, and timeshares
Dining spend earnings
1/$1 -> 2/$1
includes bars, fast food
Everyday spend earnings
1/$1 -> unchanged
TQP earnings
1000 TQPs/$5000, limit 4000/year -> same earnings, no limit?
Amtrak onboard dining rebate
20% -> unchanged
AGR redemption point rebate
5% -> unchanged
Annual perks
Companion pass + 2 one-way upgrade certificates -> Adds lounge pass, now 1 round-trip upgrade certificate
MasterCard tier
World -> unchanged
Foreign transaction fee
None -> Not mentioned in T&C
Differences between Preferred cards
Issuing bank
Bank of America -> FNB Omaha
Annual fee
$79 -> $99
Amtrak spend earnings
3/$1 -> unchanged
Travel spend earnings
2/$1 (category list) -> Unchanged
added categories include limo/taxis, rideshare, local transit agencies, road tolls/parking, and timeshares
Dining spend earnings
1/$1 -> 2/$1
includes bars, fast food
Everyday spend earnings
1/$1 -> unchanged
TQP earnings
1000 TQPs/$5000, limit 4000/year -> same earnings, no limit?
Amtrak onboard dining rebate
20% -> unchanged
AGR redemption point rebate
5% -> unchanged
Annual perks
Companion pass + 2 one-way upgrade certificates -> Adds lounge pass, now 1 round-trip upgrade certificate
MasterCard tier
World -> unchanged
Foreign transaction fee
None -> Not mentioned in T&C
New First National Bank of Omaha AGR Card Discussion [Sept 2022]
Sep 6, 2022, 8:09 pm
#16
Join Date: Sep 2009
Location: CMH/CVG
Programs: Marriott, Southwest, American, Delta, Amtrak,Multiple others
Posts: 564
New card designs (Siemens Charger?):
https://www.card.fnbo.com/images/car...le-cardart.png
https://www.card.fnbo.com/images/car...le-cardart.png
Sep 6, 2022, 8:15 pm
#17
Join Date: Sep 2009
Location: CMH/CVG
Programs: Marriott, Southwest, American, Delta, Amtrak,Multiple others
Posts: 564
My AAA Visa card with B of A is also changing financial institutions, but I'll have to check if it is also FNBO. It appears that B of A is eliminating other partner cards in addition to Amtrak MC. I wasn't that impressed with their customer service and hope this will be an improvement.
Sep 7, 2022, 9:26 am
#18
Join Date: Sep 2015
Location: flyover country
Posts: 2,435
I could not see how to apply for the new card, nor an announcement about when applications would be accepted. I would have expected either an application page (which I might have overlooked) or a date when it would be available.
Sep 7, 2022, 9:46 am
#19
Join Date: Sep 2014
Location: CWT
Programs: Amtrak Guest Rewards, Hilton Honors
Posts: 81
Right now, the announcement is only being pushed (mailed) to existing AGR cardholders.
The new card being discussed will not be active until October 23 which is when the existing card will end.
I would guess applications would be not be available until closer to the end of September..
The new card being discussed will not be active until October 23 which is when the existing card will end.
I would guess applications would be not be available until closer to the end of September..
Sep 7, 2022, 10:13 am
#20
Join Date: Apr 2007
Location: Central US
Programs: WN CP, HHonors, Hyatt Platinum, IHG Premier,LaQuinta Elite, Amtrak
Posts: 452
I hope the new card is more reliable than the chargers. I just completed a trip on the CA Zephyr that was 3 hours late due to Charger breakdowns. Evidently, it isn't very compatible with the other types of engines. It is disappointing that Amtrak didn't work the bugs out with Siemens prior to putting it on their long distance trains.
Sep 7, 2022, 2:57 pm
#21
Join Date: Jan 2010
Location: DCA/RIC
Programs: HH LTD, AA LTG
Posts: 1,015
I missed that, good point. I did catch that unlike current BOA card, the FNBO card does have a FTF... I care about that also.
Sep 7, 2022, 3:36 pm
#22
Join Date: Dec 2003
Location: Washington, DC
Programs: Hyatt Globalist, AA Executive Platinum
Posts: 1,932
Sep 7, 2022, 3:57 pm
#23
Join Date: Feb 2003
Location: On strike
Posts: 8,135
There's a separate T&C section on currency conversion, which strikes me as pretty vanilla. But I'm happy to be educated if others see mischief afoot.
Sep 7, 2022, 5:44 pm
#24
Join Date: Feb 2006
Posts: 1,065
New First National Bank of Omaha AGR Card Discussion [Sept 2022]
I called today with the intent of downgrading my Amtrak World Matercard to the Premier, since my annual fee will hit on October 3rd, 3 weeks before the transition to FBNO, However, the BOA rep told me all changes were frozen.
I'm a little upset, since I didn't want to pay another annual fee. However, I suppose I'll be getting the upcoming benefits at a discount, while having the ability to downgrade next October.
The World Mastercard offered 20% back on food and beverage, but I rarely eat when traveling coach, since the dining cars are still for sleepers only.
I'm a little upset, since I didn't want to pay another annual fee. However, I suppose I'll be getting the upcoming benefits at a discount, while having the ability to downgrade next October.
The World Mastercard offered 20% back on food and beverage, but I rarely eat when traveling coach, since the dining cars are still for sleepers only.
Sep 8, 2022, 9:35 am
#25
Join Date: Sep 2014
Location: CWT
Programs: Amtrak Guest Rewards, Hilton Honors
Posts: 81
I have been using the card in the Cafe Car (SSL) to purchase afternoon "refreshments"! Besides the 20% back, you also get 3 points per dollar for onboard purchases with the fee card.
Sep 9, 2022, 9:27 am
#26
Original Poster
Join Date: May 2004
Location: DCA ZWU
Programs: AGR WOH
Posts: 1,785
Added a wiki contrasting what I can glean from the letter I got (re: the preferred card) about the differences.
It does appear that the TQP ceiling has been removed, so it seems like you could spend $25,000 for Select, $50,000 for Select Plus, or $100,000 for Select Executive status. Someone who regularly transits Moynihan Station may be interested in the middle tier, as it grants lounge access.
It does appear that the TQP ceiling has been removed, so it seems like you could spend $25,000 for Select, $50,000 for Select Plus, or $100,000 for Select Executive status. Someone who regularly transits Moynihan Station may be interested in the middle tier, as it grants lounge access.
Sep 9, 2022, 10:34 am
#27
Join Date: Mar 2009
Location: NYC
Posts: 419
A new card number means Chase will think this is a new card for 5/24 purposes, correct?
Kind of off-topic, but the current 5% points rebate gets applied when a ticket is purchased, correct? I'm trying to confirm that I got the rebate for a trip purchased just over 3 months ago and the Web site won't let me change the search dates.
Seth
Kind of off-topic, but the current 5% points rebate gets applied when a ticket is purchased, correct? I'm trying to confirm that I got the rebate for a trip purchased just over 3 months ago and the Web site won't let me change the search dates.
Seth
Sep 9, 2022, 10:42 am
#28
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Kind of off-topic, but the current 5% points rebate gets applied when a ticket is purchased, correct?
Sep 10, 2022, 9:47 am
#30
Join Date: Aug 2015
Posts: 311
Points Guy article has a FNBO spokesperson saying the 5% point redemption rebate will continue, which is a relief.
https://thepointsguy.com/news/amtrak...-card-changes/
https://thepointsguy.com/news/amtrak...-card-changes/