Just called for my PRG (I have Plat and SPG). Annual spend on PRG is 44k and I just passed the 13th month.
Got retention bonus for 25k MR points and took it. |
SPG Business: Called a few times over the last two weeks since my annual fee hit, and got no offers. Yesterday I called and got $65 credit and 8,000 MR points. Total spend on card has been ~$6K in this first year
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Closed My Amex PRG today-No Retention Offers
I closed out my Amex PRG card today. Called Membership Consulting Services (Retention) several different times. Called before my $175 Annual Fee was going to hit and after it hit my account. Had over 30k spend on it each year (had the card 2 years). Told Amex unhappy with 15K bonus miles lost for 30K spend starting in 2015 and the fact they had foreign exchange fees and Chase did not. Each time I was only offered a downgrade to the Everyday Cards. So I closed the Card and will use my Chase SP Card.
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@Intltravler456
I thought that it is "impossible" to downgrade or product change to an Everyday Card from a PRG because the former is a credit and not a charge card. I am looking to do the same thing. $175/y for a 2x on grocery spend is too rich for me. I don't put any gas or airfare on this card as I use Chase cards for that. (I have a handful of Amex cards, including platinum, PRG and SPG, with about $16k on SPG, $18k on platinum and closer to $20k on my SPG card.) |
@slivrflyr
I was told each time that the downgrade to the Everyday Card is a new card with a new account number. It takes 7-10 days to receive it. You get to keep all your membership points. I had already transferred out my membership points to an airline. |
Originally Posted by slivrflyr
(Post 24108986)
I thought that it is "impossible" to downgrade or product change to an Everyday Card from a PRG because the former is a credit and not a charge card.
We do not know if slivrflyr's "downgrade" to Everyday would have required a credit inquiry. If not, I think most people would regard it as a genuine downgrade, even with the account number change, but if they did require an inquiry it was really a close and new application. |
had Gold Premier for about 5 years. Spent, on average 75k a year on the card (except one year where I used the AMEX SPG). Never late. Normally paid balance off once a week. Perfect customers with high credit scores and income. No retention offer. Tried twice. Couldn't believe they let me walk that easy.
But I have moved my normal spending to the Barclay World Elite. We fly Delta exclusively, and AMEX points just aren't that valuable on Delta anymore. I think it will be a long term good call. |
@mia
yes, the "downgrade" offered before when i tried to change my PRG or my Delta cards to ED/EDP was to apply outright and close the account. The change from PRG was to either Platinum/standard gold/seniors gold/Green. And with the delta they offered to change it to SPG/Hilton cards/other delta cards. --- Just got off the phone w/ retentions. no offers available for my PRG card. offered to close it out or change to a charge card; ED cards would require a new application. I told them I would consider it as my AF hasn't been billed yet |
Just called AmEx to close my PRG because of the loss of the 15,000 bonus points without any benefits replacing that. Been a member for 5 years with an annual spend of $50-60k. Was offered 25k MR points and took it.
I'll keep it open for another year and see if the benefits at that time justify the $175 AF next cycle. |
I'm thankful to you guys for this information. I was thinking about closing my PRG Gold account and called retentions and was offered 25k MR points. I took it. It makes the decision for my renewal much easier.
PRG Offered 25k, 1 year old account, $15-17k spend. |
You did better than me. I was offered $75 + $75 after 1.5K spend (as in the wiki) but no points. $35K spend my first year. I declined.
Edit for clarity: For the PRG. |
Originally Posted by Westin.
(Post 24087854)
Just called about my Amex personal Plat
Offered 50k points and accepted. 680k annual spend |
Business Gold - card about 2.5 years old. Have put about $25K in charges on it, almost none of it in the past year.
Called to cancel and was offered $100 credit. Accepted but may still cancel later this year, not sure yet and this buys me some time to at least break even on the pro-rated portion. |
PRG - 15k points + 5k in after $3000 in 2 months
Card open for 2 year, $5k spend 2013, like $2k in 2014 so I was surprised to get anything |
Canadian Amex Plat
Had a nice agent and went through my list of card negatives and said I was considering Marriott Visa card.
Offered 50,000MR and accepted Less than 100K spend Very happy :) Mods - Should we be adding Canadian offers to the Wiki? |
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