May 13, 2013, 10:15 pm
Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) • Which credit card should I get? • Cards with good bonuses • List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS Canadian Kilometers • PointsNerd • Rewards Canada • Don't Call the Airline! • Pointshogger • Canadian Travel Hacking
CONFERENCE • PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
May 21, 2015, 10:44 am
#1876
Join Date: Sep 2012
Location: YVR
Posts: 1,847
I was able to get my Equifax score for free a few years back, but had to sign up with a credit card for one free month, and then cancel. I am not sure if they still offer that deal, but it's a good way to get your score if you're interested...
May 22, 2015, 8:46 pm
#1878
FlyerTalk Evangelist
Join Date: May 2015
Location: BOS, YVR, ZRH
Programs: *G
Posts: 17,399
That reminds me.. What's the general consensus on what's the better deal?
Amex&RBC-> Avios (1.5x promo on RBC, not sure if there's Amex promos?)
Amex->Aero (no more promos
) and RBC->AA (only 1.25x promos)
? I'm torn between Avios and AA... I'll be using it mostly for flights from YVR-ZRH so I can fly AA all the way by connecting through JFK (or CX for the awesome YVR-JFK plane)
(I live in YVR, my family in ZRH and I do the roundtrip once a year)
BA has worse award pricing than AA but better conversion value... Has anyone done the math on this or can tell me about some other factor I'm forgetting?
Amex&RBC-> Avios (1.5x promo on RBC, not sure if there's Amex promos?)
Amex->Aero (no more promos
) and RBC->AA (only 1.25x promos)? I'm torn between Avios and AA... I'll be using it mostly for flights from YVR-ZRH so I can fly AA all the way by connecting through JFK (or CX for the awesome YVR-JFK plane)
(I live in YVR, my family in ZRH and I do the roundtrip once a year)
BA has worse award pricing than AA but better conversion value... Has anyone done the math on this or can tell me about some other factor I'm forgetting?
May 22, 2015, 8:56 pm
#1879
Join Date: May 2013
Location: west coast best coast
Programs: TINDER GOLD, STARBUCKS GOLD, COSTCO EXECUTIVE!!
Posts: 3,989
That reminds me.. What's the general consensus on what's the better deal?
Amex&RBC-> Avios (1.5x promo on RBC, not sure if there's Amex promos?)
Amex->Aero (no more promos) and RBC->AA (only 1.25x promos)
? I'm torn between Avios and AA... I'll be using it mostly for flights from YVR-ZRH so I can fly AA all the way by connecting through JFK (or CX for the awesome YVR-JFK plane)
(I live in YVR, my family in ZRH and I do the roundtrip once a year)
BA has worse award pricing than AA but better conversion value... Has anyone done the math on this or can tell me about some other factor I'm forgetting?
Amex&RBC-> Avios (1.5x promo on RBC, not sure if there's Amex promos?)
Amex->Aero (no more promos
) and RBC->AA (only 1.25x promos)? I'm torn between Avios and AA... I'll be using it mostly for flights from YVR-ZRH so I can fly AA all the way by connecting through JFK (or CX for the awesome YVR-JFK plane)
(I live in YVR, my family in ZRH and I do the roundtrip once a year)
BA has worse award pricing than AA but better conversion value... Has anyone done the math on this or can tell me about some other factor I'm forgetting?
May 23, 2015, 12:26 am
#1880
FlyerTalk Evangelist
Join Date: May 2015
Location: BOS, YVR, ZRH
Programs: *G
Posts: 17,399
May 25, 2015, 3:52 pm
#1883
Join Date: Jan 2006
Location: In the air
Programs: Occasional RTW club
Posts: 6,924
Avios was only hammered at the mid to top range. The best value, the 4,500 mile short haul (and its less desirable cousin, the 7,500 mile slightly longer haul) are alive and well, and even their business class version is unchanged. I've never redeemed Avios for anything larger (well... once, HKG-KIX in F just for the hell of it), but the best value remains those two.
May 25, 2015, 10:01 pm
#1885
Join Date: Dec 2008
Posts: 4,519
https://www.americanexpress.com/cana...GoldRewardCard
May 25, 2015, 10:08 pm
#1886
Join Date: Jan 2006
Location: In the air
Programs: Occasional RTW club
Posts: 6,924
May 26, 2015, 5:21 am
#1887
Join Date: Mar 2007
Posts: 4,784
May 26, 2015, 6:26 am
#1888
Join Date: Nov 2012
Programs: SPG Gold, Aeroplan, Hilton Honors, Le Club Accor Platinum
Posts: 268
Applied (online)and approved for CIBC Aerogold Business Visa (FYF, 20,000 aeroplan points). While I do have a legitimate small business, agent only inquired about my annual salary from my job. Agent approved application after verification.
May 26, 2015, 7:01 am
#1889
Join Date: Dec 2014
Programs: CX, AF, UA
Posts: 214
For my next churn I am looking at the Chase Marriott, the TD Aeroplan Infinite and the Amex SPG. Fingers crossed, the 3 will go through in 1 day.
Looking for input from experienced churners here on the forum:
- should I do this as soon as credit score goes up, or wait a few days (how many) after score increase?
- should I do them in a particular order?
- is there a difference in success rate between application sites? (RFD, GCR, direct with institution)
- if an application gets denied on one site, proceed to resubmit on the other site or let be for 90 days?
Looking for input from experienced churners here on the forum:
- should I do this as soon as credit score goes up, or wait a few days (how many) after score increase?
- should I do them in a particular order?
- is there a difference in success rate between application sites? (RFD, GCR, direct with institution)
- if an application gets denied on one site, proceed to resubmit on the other site or let be for 90 days?
May 26, 2015, 8:11 am
#1890
Join Date: Mar 2007
Posts: 4,784
For my next churn I am looking at the Chase Marriott, the TD Aeroplan Infinite and the Amex SPG. Fingers crossed, the 3 will go through in 1 day.
Looking for input from experienced churners here on the forum:
- should I do this as soon as credit score goes up, or wait a few days (how many) after score increase?
- should I do them in a particular order?
- is there a difference in success rate between application sites? (RFD, GCR, direct with institution)
- if an application gets denied on one site, proceed to resubmit on the other site or let be for 90 days?
Looking for input from experienced churners here on the forum:
- should I do this as soon as credit score goes up, or wait a few days (how many) after score increase?
- should I do them in a particular order?
- is there a difference in success rate between application sites? (RFD, GCR, direct with institution)
- if an application gets denied on one site, proceed to resubmit on the other site or let be for 90 days?
Heck, if I were you, I'd do all 3 in 1 day and see if that reduces a credit check somehow