May 13, 2013, 10:15 pm
Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
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MilesBuzz: Canada
Jul 6, 2016, 12:27 pm
#3376
Join Date: Jan 2004
Location: YUL
Programs: AC, Bonvoy
Posts: 63
This is really good to know, thanks! Is this communicated anywhere in the document that was mailed with the card?
Jul 6, 2016, 12:40 pm
#3377
Join Date: Apr 1999
Location: Montréal, Canada
Posts: 1,610
This benefit shall cover loss of or damage to the baggage owned by a covered person during a trip in or outside the province of residence, when the cardholder charges all of the cost of accommodation and principal transportation to his account.
I was told by Canassurance, the underwriter of the policy, that for the baggage policy to be in effect, paid accommodations must be included as part of the trip and must be paid 100% with the NBC World Elite Mastercard. If the trip involves staying with family, using points for any part of the accommodations, camping, connecting to a cruise paid with another c/c or even a same day return flight without requiring accommodations, then you are not covered. I was as incredulous, as I am certain, anyone reading this would be, at just how disingenuous the claim for "6 hour baggage delay" coverage actually is.
Jul 6, 2016, 12:50 pm
#3378
Suspended
Join Date: Oct 2009
Location: Kan@da
Programs: Anything with sweet spots
Posts: 1,790
That was one of my arguments. I was directed to the language in the Insurance Certificate that stated:
This benefit shall cover loss of or damage to the baggage owned by a covered person during a trip in or outside the province of residence, when the cardholder charges all of the cost of accommodation and principal transportation to his account.
I was told by Canassurance, the underwriter of the policy, that for the baggage policy to be in effect, paid accommodations must be included as part of the trip and must be paid 100% with the NBC World Elite Mastercard. If the trip involves staying with family, using points for any part of the accommodations, camping, connecting to a cruise paid with another c/c or even a same day return flight without requiring accommodations, then you are not covered. I was as incredulous, as I am certain, anyone reading this would be, at just how disingenuous the claim for "6 hour baggage delay" coverage actually is.
Jul 6, 2016, 1:37 pm
#3379
Join Date: Apr 1999
Location: Montréal, Canada
Posts: 1,610
(1) by charge to Your Account, (2) by redemption of TD Points earned under Your TD Travel Rewards Program or (3) by a combination of (1) and (2).
I have never encountered NBC's particular verbiage in any other insurance certificate.
Jul 6, 2016, 1:50 pm
#3380
Join Date: Jan 2004
Location: YUL
Programs: AC, Bonvoy
Posts: 63
Not from my experience. I have claimed with CIBC Aeroplan and also with AMEX Gold in the past for baggage delay & flight delay, respectively, and I only paid for my flights in full each time with these credit cards.
Jul 7, 2016, 6:27 pm
#3381
Join Date: Oct 2011
Location: YOW
Programs: AC Irrelevant, IHG Platinum, Marriot Gold, Hertz Gold, Avis First
Posts: 273
They forgot to update/close the FRENCH version of the 50K offer, (or they want to attract more customers from Quebec?) :
https://lp34.marriottpremier.ca/fr
Note: you can switch language back to English in the application form.
Think they will still award 50K points ? I applied and got instant approval..let's see. If you apply, make sure to take screenshots!
https://lp34.marriottpremier.ca/fr
Note: you can switch language back to English in the application form.
Think they will still award 50K points ? I applied and got instant approval..let's see. If you apply, make sure to take screenshots!
I print-screened everything just in case.
Jul 8, 2016, 5:27 am
#3382
Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,408
http://www.flyertalk.com/forum/marri...a-card-62.html
The regular 50K promo link is accessed from here:
http://www.marriottrewards.com/cdnelitedm
Jul 9, 2016, 11:14 pm
#3383
Join Date: Apr 2012
Programs: 25 million points to burn!
Posts: 1,522
In case anyone else is reading this and thinking about opening the Chase Marriott Visa card, there's no need to use the French link, as the regular 50K promo was revived last month, as reported in the card's own dedicated thread:
http://www.flyertalk.com/forum/marri...a-card-62.html
The regular 50K promo link is accessed from here:
http://www.marriottrewards.com/cdnelitedm
http://www.flyertalk.com/forum/marri...a-card-62.html
The regular 50K promo link is accessed from here:
http://www.marriottrewards.com/cdnelitedm
Keep in mind, only apply for this card while you are physically in Canada. Apps from outside Canada are not approved. It's the only card I've come across where this is the case.
With the U.S. version of this card now subject to the infamous 5/24 rule, this card serves well to extend the life of one's MR points.
Jul 10, 2016, 10:31 am
#3384
A FlyerTalk Posting Legend
Join Date: Apr 2004
Location: GVA (Greater Vancouver Area)
Programs: DREAD Gold; UA 1.035MM; Bonvoy Au-197; PCC Elite+; CCC Elite+; MSC C-12; CWC Au-197; WoH Dis
Posts: 52,140
Jul 10, 2016, 1:53 pm
#3385
Join Date: Oct 2013
Posts: 353
That was one of my arguments. I was directed to the language in the Insurance Certificate that stated:
This benefit shall cover loss of or damage to the baggage owned by a covered person during a trip in or outside the province of residence, when the cardholder charges all of the cost of accommodation and principal transportation to his account.
I was told by Canassurance, the underwriter of the policy, that for the baggage policy to be in effect, paid accommodations must be included as part of the trip and must be paid 100% with the NBC World Elite Mastercard. If the trip involves staying with family, using points for any part of the accommodations, camping, connecting to a cruise paid with another c/c or even a same day return flight without requiring accommodations, then you are not covered. I was as incredulous, as I am certain, anyone reading this would be, at just how disingenuous the claim for "6 hour baggage delay" coverage actually is.I had a similar issue with VISA Desjardins' cell phone insurance. I got it resolved by complaining to the GIO ( https://scadcanada.org/ ). However, they told me that if the insurance company still didn't want to pay after my complaint, the only one that could say that the insurance certificate was not meeting "an ordinary person's expectations" was a judge sitting in a court of law (such as a small claims court). (Proof that they are they are the only ones with this kind of verbiage would be an excellent proof)
I also read somewhere on flyertalk that a guy had an issue with Capitalone's insurance. He got it resolved by going up the ladder within Capitalone Mastercard (up to Capitalone's Ombudsman).
You should definitely try.
Jul 10, 2016, 5:31 pm
#3386
Suspended
Join Date: Oct 2009
Location: Kan@da
Programs: Anything with sweet spots
Posts: 1,790
You should definitely go up the ladder with this one...
I had a similar issue with VISA Desjardins' cell phone insurance. I got it resolved by complaining to the GIO ( https://scadcanada.org/ ). However, they told me that if the insurance company still didn't want to pay after my complaint, the only one that could say that the insurance certificate was not meeting "an ordinary person's expectations" was a judge sitting in a court of law (such as a small claims court). (Proof that they are they are the only ones with this kind of verbiage would be an excellent proof)
I also read somewhere on flyertalk that a guy had an issue with Capitalone's insurance. He got it resolved by going up the ladder within Capitalone Mastercard (up to Capitalone's Ombudsman).
You should definitely try.
I had a similar issue with VISA Desjardins' cell phone insurance. I got it resolved by complaining to the GIO ( https://scadcanada.org/ ). However, they told me that if the insurance company still didn't want to pay after my complaint, the only one that could say that the insurance certificate was not meeting "an ordinary person's expectations" was a judge sitting in a court of law (such as a small claims court). (Proof that they are they are the only ones with this kind of verbiage would be an excellent proof)
I also read somewhere on flyertalk that a guy had an issue with Capitalone's insurance. He got it resolved by going up the ladder within Capitalone Mastercard (up to Capitalone's Ombudsman).
You should definitely try.
Jul 11, 2016, 1:29 pm
#3387
Join Date: Jan 2016
Location: MTL, QC
Programs: Aeroplan, SPG
Posts: 19
I'll also apply and report back if I don't get the 50K point bonus promised on the french page.
Cheers!
Jul 12, 2016, 10:19 am
#3388
Join Date: Oct 2013
Posts: 353
Nah ... It was about how they calculate the deductible. Their "insurance certificate" is a mess.
Jul 13, 2016, 9:39 pm
#3389
Join Date: Dec 2014
Location: Canada
Posts: 822
In case anyone might benefit....Starwood preferred points transfer to aeroplan ,with bonus points promo is back.July 11-August 15.
Yes,yes,I know....but someone might need the aeroplan points, pronto, for a redemption.
Yes,yes,I know....but someone might need the aeroplan points, pronto, for a redemption.