May 13, 2013, 10:15 pm
Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) • Which credit card should I get? • Cards with good bonuses • List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS Canadian Kilometers • PointsNerd • Rewards Canada • Don't Call the Airline! • Pointshogger • Canadian Travel Hacking
CONFERENCE • PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
Apr 8, 2015, 12:25 pm
#1696
Join Date: Jul 2013
Location: YYC/MNL
Programs: Marriott Bonvoy SE
Posts: 520
I don't travel more than 5 round trips so this actually works best for me. ^
Apr 8, 2015, 12:27 pm
#1697
Join Date: May 2014
Location: YYZ
Posts: 527
Yeah and if you are using Priority Pass frequently then the Business Plat wouldn't really be worth it because it gives you the lower tier membership to Priority pass, which charges $27 per visit.
Apr 8, 2015, 2:06 pm
#1698
Join Date: Sep 2010
Location: YYZ
Programs: United 1K, AC 50K, Hyatt Globalist, Marriot Platinum
Posts: 684
Although I have been churning for awhile I have not asked for a lot of advice on this and would like a bit of help in a couple of areas. Is there any downside of cancelling a card as soon as you don't have more need for it (i.e. you used all its points)? Is there a period you should always hold onto the card for since it was issued so the CC company doesn't come after you for its points back? Secondly, does Amex Platinum or Amex Aeroplan Platinum under any circumstances refund (prorated of course) its membership fees if you cancel before the year is up?
Apr 8, 2015, 2:51 pm
#1699
Join Date: Mar 2007
Posts: 4,784
Although I have been churning for awhile I have not asked for a lot of advice on this and would like a bit of help in a couple of areas. Is there any downside of cancelling a card as soon as you don't have more need for it (i.e. you used all its points)? Is there a period you should always hold onto the card for since it was issued so the CC company doesn't come after you for its points back? Secondly, does Amex Platinum or Amex Aeroplan Platinum under any circumstances refund (prorated of course) its membership fees if you cancel before the year is up?
but not sure if it really matters
For AMEX Plat (Canadian at least), they issue 100% refund within 60 days
They MAY prorate after that, but YMMV
Apr 8, 2015, 3:30 pm
#1700
Join Date: Sep 2010
Location: YYZ
Programs: United 1K, AC 50K, Hyatt Globalist, Marriot Platinum
Posts: 684
Apr 8, 2015, 3:40 pm
#1701
Join Date: Dec 2012
Location: YVR, HNL
Programs: AS 75k, UA peon, BA Bronze, AC E50k, Marriott Plat, HH Diamond, Fairmont Plat (RIP)
Posts: 7,834
Apr 8, 2015, 4:50 pm
#1702
Join Date: Nov 2012
Posts: 1,083
Apr 9, 2015, 9:53 am
#1703
Join Date: May 2014
Location: YYZ
Posts: 527
If you have already used the features like signup bonus and travel credit, they most likely will not issue a 100% refund and possibly not even a prorated refund. This is very YMMV.
Apr 9, 2015, 4:43 pm
#1704
Join Date: Jul 2011
Posts: 583
Not to mention your SPG will inherit your 'Member Since Date'. I daisychain my Amex cards, applying for a different one every year just before I close the current one.
Cheers
Apr 10, 2015, 10:10 am
#1705
Join Date: Feb 2013
Location: YQM
Posts: 341
Just got alerted that GCR is increasing the cashback on several Scotia cards, up to $70, until May 31: http://www.greatcanadianrebates.ca/display/Scotiabank/
Last edited by Hyacinthe; Apr 10, 2015 at 10:15 am
Apr 14, 2015, 12:29 pm
#1706
Join Date: Jan 2014
Location: yyz
Posts: 1,611
Anyone churn the MBNA Best Western card?
Yes, I know, transferring hotel points to airlines is a bad ratio but...
1) No annual fee on this card
2) $25 GCR rebate
3) 20,000 = 5,000 AA points
4) Its MBNA so presumably you can have more than one card?
At least good for a top up.
1) No annual fee on this card
2) $25 GCR rebate
3) 20,000 = 5,000 AA points
4) Its MBNA so presumably you can have more than one card?
At least good for a top up.
Apr 14, 2015, 2:06 pm
#1707
Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,408
http://www.flyertalk.com/forum/best-...l#post24635304
Concur, can be good for top ups.
Apr 14, 2015, 2:17 pm
#1708
Join Date: Jan 2014
Location: yyz
Posts: 1,611
Discussed recently at the card's thread.
http://www.flyertalk.com/forum/best-...l#post24635304
Concur, can be good for top ups.
http://www.flyertalk.com/forum/best-...l#post24635304
Concur, can be good for top ups.
Apr 16, 2015, 6:36 pm
#1710
Join Date: Dec 2011
Location: YVR
Posts: 625