Originally Posted by
flipstah
I guess. I just don't like taking unnecessary dents in my credit. The VISA was given to me. ^
The 20k Starpoints is definitely worth the minor dent. I wouldn't even call it a dent, more like a blip.
Not to mention your SPG will inherit your 'Member Since Date'. I daisychain my Amex cards, applying for a different one every year just before I close the current one.
Cheers