flyertalker00156

$500

zer0k1

Ok good to know - thanks!

tentseller

For my BMO US$ mastercard I had to move $5000 limit from my main BMO Gold Airmiles, now World Elite.

ep78

Thank you!

bjywong

So what are everyone's recommendations for churning multiple Alaska cards?

How many should you have open at any one time?

Is it recommended to downgrade your older cards so you still have that credit available to move over to a new application (and also avoid a credit hit for cancelling a card)? Or do you cancel the older cards completely?

zer0k1

As of now their system does not allow for product switching. We'll see what happens once they're system is fully restored.

I don't see any reason to cancel the card with all the credit. If you move it over to a different card before cancelling then you kind of guarantee approval for your next application. To keep it less awkward I am keeping 1 non-Alaska MBNA card open (MBNA Rewards card). That is where I will "store" my unneeded credit. On my next application, if I am not approved I will have them move over $500 from that card to a new Alaska card.

When it comes time to close an Alaska card I will ask them to move the credit back over to the Rewards card.

rsoares28

Sorry for the newb question but why would you fill out an app again and take the credit hit? can you not just call mbna, tell them you want the alaska card and ask them to take $500 from your rewards card to do it? Or is that not possible?

zer0k1

I am quite new to the MBNA game myself. That would be great if its possible. From what I understood that might be tricky though. I called a few times over the past 6 months asking to product switch from Rewards to Alaska, each time I was told their system still hasn't restored that feature. Not really sure how their system works, especially once the "new" system is up.

JJonahJ

Good question, and even non-newbs would ask the same, so no worries!

If you have say $5,000 credit limit on an existing card, you can certainly request an FI to shave some of that limit over to create a new card (assuming they also agree to give you all the welcome promo benefits), but it will still require a 'new application' and associated credit pull (usually). On a few occasions I've been forced to do this as I had approached the maximum credit limit within that FI's umbrella, and a new card would not be created unless I agreed to release/shift some limit from an existing card.

It's only if you convert a card completely (with the full/partial credit limit entact) via a product change, that you would keep this asset as the same account within your credit file, even if the card number switches to a new number. But, as Z has mentioned, MBNA is currently not allowing product changes...until further notice.

taylor

Hi, just wondering if someone can tell me how quickly I would get the 15,000 points on first purchase and then the 10,000 after spending $1,000. I'm guessing I need to wait til at least the end of the pertinent billing cycle--and then do the points go immediately to the Aeroplan account? I am hoping it won't take months to get the points since I'd like to book Hawaii for next winter soon....

jerryhung

My guess, it's same as TD Aeroplan Infinite

- You wait until the statement, then 2-3 days after to see miles in Aeroplan
I guess 15K on 1st statement, then 10K on the statement after the $1000 spending

- assuming TD does have your correct Aeroplan # on file (you'll see it on your statement). Otherwise you'll be like many of us, seeing Aeroplan #0 for 2~3 statements until it gets fixed

ciana

I got the 15,000 on the first statement but the 10,000 did not show up on the statement after I had made the $1000 spending requirement nor did the rebate on the $120 FYF deal that was on when I applied. I called in and was told that the 10,000 wouldn't show up until 2 cycles after I had completed the spending. I have now had another statement and they still aren't there. I will wait for one more billing period and if it's not there I will need to call in again. The agent/rep was able to manually credit the $120 though. YMMV

jerryhung

TD is true to their inconsistency, across different products

See all the problems with TD Aeroplan Infinite card - missing Aeroplan #, missing points, constantly having to call in
http://www.flyertalk.com/forum/air-c...l#post24538158

crimsona

Was trying to move 100k Aeroplan to US airways via points.com, but looks like they've removed US DM already?

Aeroplan to AA also seems to be locked down ( was 1:0.34 or so before?)

flyertalker00156

Wow. I was expecting it to last another couple of weeks!