May 13, 2013, 10:15 pm
Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) • Which credit card should I get? • Cards with good bonuses • List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS Canadian Kilometers • PointsNerd • Rewards Canada • Don't Call the Airline! • Pointshogger • Canadian Travel Hacking
CONFERENCE • PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
Aug 14, 2015, 10:34 am
#2296
Join Date: May 2014
Location: YYZ
Posts: 527
Aug 17, 2015, 9:55 pm
#2297
Join Date: Dec 2007
Location: YYZ
Programs: National EE, Hyatt Globalist, Marriott Titanium, IHG Diamond, AC 50K
Posts: 422
These online documents may not be the latest. Be sure to check the details provided with your card.
CIBC: https://www.cibc.com/ca/pdf/visa/auto-rental-ins-en.pdf
AMEX: https://icm.aexp-static.com/Internet...um_English.pdf
Aug 21, 2015, 7:09 am
#2298
Join Date: Jan 2014
Location: yyz
Posts: 1,611
Just circling back on the RBC Avion upsell from RBC Gold Rewards.
I downgraded my Avion card (got FYF last year) to the no-fee RBC Gold Rewards card back in April.
Called them today to see if there were any offers available on either the RBC Avion Infinite or RBC Avion Platinum cards. No dice.
But I was transferred to customer service and they told that I could upgrade my RBC Gold Rewards card to the RBC Avion Infinite card no problem. Would be eligible for the 15k points, but no waiver of the annual fee. Not the best offer, but the way I look at it, I'm picking up American Airlines points for 0.8c each, rather than the 2c US or whatever it cost in their most recent promotion.
Pretty interesting that I'm eligible for the opt-up so soon after downgrading.
I downgraded my Avion card (got FYF last year) to the no-fee RBC Gold Rewards card back in April.
Called them today to see if there were any offers available on either the RBC Avion Infinite or RBC Avion Platinum cards. No dice.
But I was transferred to customer service and they told that I could upgrade my RBC Gold Rewards card to the RBC Avion Infinite card no problem. Would be eligible for the 15k points, but no waiver of the annual fee. Not the best offer, but the way I look at it, I'm picking up American Airlines points for 0.8c each, rather than the 2c US or whatever it cost in their most recent promotion.
Pretty interesting that I'm eligible for the opt-up so soon after downgrading.
Aug 21, 2015, 10:23 am
#2299
FlyerTalk Evangelist
Join Date: May 2015
Location: BOS, YVR, ZRH
Programs: *G
Posts: 17,403
Just circling back on the RBC Avion upsell from RBC Gold Rewards.
I downgraded my Avion card (got FYF last year) to the no-fee RBC Gold Rewards card back in April.
Called them today to see if there were any offers available on either the RBC Avion Infinite or RBC Avion Platinum cards. No dice.
But I was transferred to customer service and they told that I could upgrade my RBC Gold Rewards card to the RBC Avion Infinite card no problem. Would be eligible for the 15k points, but no waiver of the annual fee. Not the best offer, but the way I look at it, I'm picking up American Airlines points for 0.8c each, rather than the 2c US or whatever it cost in their most recent promotion.
Pretty interesting that I'm eligible for the opt-up so soon after downgrading.
I downgraded my Avion card (got FYF last year) to the no-fee RBC Gold Rewards card back in April.
Called them today to see if there were any offers available on either the RBC Avion Infinite or RBC Avion Platinum cards. No dice.
But I was transferred to customer service and they told that I could upgrade my RBC Gold Rewards card to the RBC Avion Infinite card no problem. Would be eligible for the 15k points, but no waiver of the annual fee. Not the best offer, but the way I look at it, I'm picking up American Airlines points for 0.8c each, rather than the 2c US or whatever it cost in their most recent promotion.
Pretty interesting that I'm eligible for the opt-up so soon after downgrading.
Also fyi the RBC rewards mall atm offers 100(!) bonus points on turbotax per dollar. So essentially you can buy points for 1cpm. Or 0.8cpm if you transfer with the bonus! MUCH better deal than directly from AA.
essentially the same rate as a cc signup bonus lol
Aug 21, 2015, 11:57 am
#2300
Join Date: Jan 2014
Location: yyz
Posts: 1,611
6.4cents if you transfer with the 1.25x bonus.
Also fyi the RBC rewards mall atm offers 100(!) bonus points on turbotax per dollar. So essentially you can buy points for 1cpm. Or 0.8cpm if you transfer with the bonus! MUCH better deal than directly from AA. essentially the same rate as a cc signup bonus lol
Also fyi the RBC rewards mall atm offers 100(!) bonus points on turbotax per dollar. So essentially you can buy points for 1cpm. Or 0.8cpm if you transfer with the bonus! MUCH better deal than directly from AA.
essentially the same rate as a cc signup bonus lol
Aug 21, 2015, 12:04 pm
#2301
FlyerTalk Evangelist
Join Date: May 2015
Location: BOS, YVR, ZRH
Programs: *G
Posts: 17,403
Yeah, but when was the last time there was a transfer bonus? I doubt it'll happen with the CAD so depressed. In fact, I'm concerned that at some point RBC will reduce the transfer ratio. Only insurance against that risk is the assumption that most "Avioners" don't transfer to AA.
I hope not, RBC Avion is like the only way for us (outside of SPG, which is better kept within it anyway) to get any non-flying AA miles... Though the 1.5x bonus to Avios is obviously very tempting. I mean, I transferred to Avios last time as well, just to have some buffer miles if I need to fly YVR-JFK for 12.5k on CX Y or so.
Aug 21, 2015, 2:39 pm
#2302
Join Date: May 2014
Location: YYZ
Posts: 527
Just received an offer from RBC for 10k Avios for adding a supplementary card. Is this really targeted or can you call in to get this offer always?
Has anyone done it before? How long does it generally take for the points to post? And does RBC offer prorated refunds on AFs?
Either way its a good deal though. I'm fine with buying BA at .75cpm
Has anyone done it before? How long does it generally take for the points to post? And does RBC offer prorated refunds on AFs?
Either way its a good deal though. I'm fine with buying BA at .75cpm
Aug 21, 2015, 2:46 pm
#2303
Join Date: Sep 2012
Location: YVR
Posts: 1,847
Just received an offer from RBC for 10k Avios for adding a supplementary card. Is this really targeted or can you call in to get this offer always?
Has anyone done it before? How long does it generally take for the points to post? And does RBC offer prorated refunds on AFs?
Either way its a good deal though. I'm fine with buying BA at .75cpm
Has anyone done it before? How long does it generally take for the points to post? And does RBC offer prorated refunds on AFs?
Either way its a good deal though. I'm fine with buying BA at .75cpm
Aug 22, 2015, 4:55 am
#2304
Join Date: Jan 2014
Location: yyz
Posts: 1,611
Just received an offer from RBC for 10k Avios for adding a supplementary card. Is this really targeted or can you call in to get this offer always?
Has anyone done it before? How long does it generally take for the points to post? And does RBC offer prorated refunds on AFs?
Either way its a good deal though. I'm fine with buying BA at .75cpm
Has anyone done it before? How long does it generally take for the points to post? And does RBC offer prorated refunds on AFs?
Either way its a good deal though. I'm fine with buying BA at .75cpm
Doesn't hurt to call in. Just say "my friend got this...am i eligible?"
Aug 22, 2015, 2:37 pm
#2305
Join Date: Jan 2001
Location: Toronto, Canada
Posts: 700
6.4cents if you transfer with the 1.25x bonus.
Also fyi the RBC rewards mall atm offers 100(!) bonus points on turbotax per dollar. So essentially you can buy points for 1cpm. Or 0.8cpm if you transfer with the bonus! MUCH better deal than directly from AA. essentially the same rate as a cc signup bonus lol
Also fyi the RBC rewards mall atm offers 100(!) bonus points on turbotax per dollar. So essentially you can buy points for 1cpm. Or 0.8cpm if you transfer with the bonus! MUCH better deal than directly from AA.
essentially the same rate as a cc signup bonus lolIf I spend a business tax kit@ $230 per license (say I buy 5) = $1,150 - then I will get 115k RBC pts = 115k AA?
Aug 22, 2015, 2:41 pm
#2306
FlyerTalk Evangelist
Join Date: May 2015
Location: BOS, YVR, ZRH
Programs: *G
Posts: 17,403
So... yes, that should be correct. Either buy AA miles @ 1CADpm/0.75USDpm or buy Avios with a 1.5x transfer bonus that happens quite often @6.7CADpm/0.5USDpm
(well, ignoring taxes, which you'll have to pay and don't get bonus points on, I believe)
Aug 22, 2015, 6:07 pm
#2308
Join Date: Dec 2011
Location: YVR
Posts: 625
Weird. My husband and I got the same offer of 5k AP points from TD for adding each other for supplemental AP infinite cards a few days ago.
Aug 26, 2015, 9:19 am
#2310
Join Date: Aug 2010
Location: YWG
Programs: Aeroplan, MileagePlus, Marriott Rewards
Posts: 2,159
What's the collective wisdom on how long to wait between MBNA card apps?
I got the BW MC a few months back, and I'd like to do another round to top up the tank to 80K points between the Mrs. and I.
However, given the dearth of other signup opportunities for me at the moment (given the Amex changes), I'm considering getting the Alaska Airlines MC, and I'd like to do a couple of rounds of signups there.
Does my recent BW MC affect my chances with the Alaska Airlines MC? How long should I wait to sign up for another BW MC?
I got the BW MC a few months back, and I'd like to do another round to top up the tank to 80K points between the Mrs. and I.
However, given the dearth of other signup opportunities for me at the moment (given the Amex changes), I'm considering getting the Alaska Airlines MC, and I'd like to do a couple of rounds of signups there.
Does my recent BW MC affect my chances with the Alaska Airlines MC? How long should I wait to sign up for another BW MC?