mahasamatman

I'm with the above posters with regard to the value of shop.ca. That same skillet (or better) probably sells at Amazon for under $20.

crimsona

http://www.shop.ca/c/lodge-cast-iron-12-inch-cast-iron-skillet-075536301006-23736536

http://www.amazon.ca/gp/aw/d/B00006JSUB/ref=mp_s_a_1_1?qid=1441597364&sr=8-1&pi=SX200_QL40&keywords=lodge+skillet+12&dpPl=1&d pID=41RgtPTWtgL&ref=plSrch

http://www.amazon.com/gp/aw/d/B00006JSUB/ref=mp_s_a_1_1?qid=1441597521&sr=8-1&pi=SX200_QL40&keywords=lodge+skillet+12+inch&dpP l=1&dpID=41RgtPTWtgL&ref=plSrch

http://www.amazon.com/gp/aw/d/B00G2XGC88/ref=mp_s_a_1_2?qid=1441597521&sr=8-2&pi=SX200_QL40&keywords=lodge+skillet+12+inch&dpP l=1&dpID=31rt7mlIWLL&ref=plSrch

bmabnorth

I'm looking at applying for the National Bank FYF offer - their website seems sparse on the details of how to redeem points. Is it cash back for travel only like with Amex rewards or is it cashback towards anything?

barneyg_

It's similar to Amex. NBC Rewards points can wipe out part or all of the travel purchases you made ($100 increments only, however), or there's an online shopping mall where you can get a gift card or a toaster. If you have financial products with NBC you can also contribute to your RRSP, pay your mortgage, etc. with points. So it's not cashback towards anything but it's not strictly travel either.

Hyacinthe

Yes, it is an actual policy. Also, I was told Capital One is finally canceling existing Skymiles credit cards. Accounts will no longer be active after next month. Annual fees charged before July can be refunded on a pro-rated basis, but make sure to call to ask, if it's not proactively done.

claurianta2

Well, the Delta card cancelling would have allowed me to add the IHG card - but it's now gone, so that's not happening.

On the downside, I was hoping to make a bit more use of the Delta card I got just before they cancelled it - at 2 miles per dollar, it's great value for some of the partner redemptions, so it's been my primary card for that reason. I'm guessing the lower Canadian dollar is making it a bad deal for whoever has the currency risk in the deal. Back to SPG for me.

jerryhung

I've removed the Capital One IHG card from the Wiki, now that it's gone

Glad I got it before it's gone

WestAust

I'm now wondering for how long will we get to keep the card, will they do like the Delta Card and close the accounts in a few months, or will the card be good until expiration or anything.

grandgourmand

Well, that sucks.

i applied for it last week and was approved. hopefully it's in the mail.

after this, I think capital one will be useless to me.

winebug

I wonder why all these cards are disappearing.
If cashback on all purchase can be 1.75%
10K spend is $175
$CAD175 gets in promotions roughly
- 20K IHG
- 27K Hilton
- 30K Club Carlson
One can probably get (much) more out of each chain system, and that is at our end user level.
What's wrong with Canadian Financial Institutions not throwing those cards at users but choosing to discontinue them? With their negotiating power they'd get much better return on hotel partner cards then on their cashback cards...

WestAust

Rumour has it that CapOne is spending so much on their Costco deal that they want to focus solely on that partnership, along with their own cards.

ecentral

I was really bummed to get the Capital One letter in the mail saying that as of Oct 20th the card will no longer be useable. I think it will be Amex Gold for me now with no where near the earn rate I was getting with all my US travel on Delta.

pokee

Is this just for the Cap One Delta card - or did people get letters for IHG cards, as well?

pokee

I guess at the end of the day, the banks have to be making money from the card. In the case of IHG and Delta, I doubt they make anything because no one has those cards (I didn't know anyone who had one). Same with the Chase Marriott (don't know a single person who has it - or the Amazon card - despite no foreign txn fees) - and Chase has had the 'Apply Now' button removed from their website for ages.

To complicate matters, the nose-diving US Exchange rate is perhaps making it more expensive for Canadian banks to buy into/maintain hotel/US Air programs for their cards, again, which translates into them not making as much money.

It's been a tough year for churners. I always knew that I was riding a wave that would soon dwindle. But man, it's been a sweet ride!

crimsona

on the contrary, I feel many people had the Marriott card. it pays out way better than the Amazon for the sign-up bonus, and has two extensive threads on RFD and one here.

whereas the IHG and delta cards have barely any coverage.