[EXPIRED] AA Citi / Citibank Card, 75K sign up bonus [read post #2 first]
Aug 4, 2010, 2:33 pm
#571
Join Date: Jul 2010
Posts: 6
Credit Score
I am wondering how does it affect credit score if I open 3 credit cards in short time. I opened BA chase card during 100K offer and AMEX SPG card during 30K offer. So if I open third credit card within 4 months, will it bring my credit score down? how many points?
Aug 4, 2010, 2:39 pm
#572
Join Date: Dec 2009
Location: BGM
Programs: HHonors Gold, Club Carlson Gold, Marriott Platinum, IHG Plat, Hyatt Plat
Posts: 771
But, I will say that 3 cards in 4 months isn't exactly a "short time"... at least not to me.
Since December, I've applied for (and received) 8 cards. The only one I've been denied for is one of these AA cards and that's because I've already got a personal and business version.
Aug 4, 2010, 2:58 pm
#576
Join Date: Aug 2005
Location: Sacramento, CA
Programs: RapidRewards, Hhonors Diamond, AA,WorldPerks
Posts: 213
No...I didn't lie. You assumed. And you know what they say about assumptions.
I stated in an earlier post that I don't own a business per se. That's true, but also stated that I am an attorney and I applied under my working title. So, my business Visa card will read SoSiouxme, Esq.
This actually will come in handy as I do side work (as a consultant) in my own name and not under the guise of my firm.
As a licensed attorney, I'm quite touchy about being called a liar. Believe me, my bar card is not worth 100000 miles.
I think you owe me an apology.
I stated in an earlier post that I don't own a business per se. That's true, but also stated that I am an attorney and I applied under my working title. So, my business Visa card will read SoSiouxme, Esq.
This actually will come in handy as I do side work (as a consultant) in my own name and not under the guise of my firm.
As a licensed attorney, I'm quite touchy about being called a liar. Believe me, my bar card is not worth 100000 miles.
I think you owe me an apology.
Aug 4, 2010, 2:58 pm
#577
Suspended
Join Date: May 2010
Posts: 2,998
If I have business 1 - "Stoughton Heavy Demolition" and business 2 - "Stoughton Daycare", and both are sole proprietorship and neither have EIN, can I get a card for each AND can I get the bonus for each
I'm thinking that using the SSN vs EIN would prevent him from getting the bonus miles (but this is just speculation)
Aug 4, 2010, 3:01 pm
#578
Join Date: Apr 2010
Location: sjc sfo
Programs: A little bit of miles and points scattered everywhere
Posts: 360
I know I am a lowely newbie, but this thread is full of people repeating the same questions over and over and it's not all their fault. FT needs something similar to FatWallet's QuickSummary. I think this would make everyone's life a bit easier. I can't be the first person to suggest this. Trying to find the post where the guy summarized the links in this thread is like finding a needle in a haystack. Can we at least put his post at the top of the thread? Mods...
Aug 4, 2010, 3:06 pm
#579
Join Date: Sep 2009
Posts: 1,758
No...I didn't lie. You assumed. And you know what they say about assumptions.
I stated in an earlier post that I don't own a business per se. That's true, but also stated that I am an attorney and I applied under my working title. So, my business Visa card will read SoSiouxme, Esq.
This actually will come in handy as I do side work (as a consultant) in my own name and not under the guise of my firm.
As a licensed attorney, I'm quite touchy about being called a liar. Believe me, my bar card is not worth 100000 miles.
I think you owe me an apology.
I stated in an earlier post that I don't own a business per se. That's true, but also stated that I am an attorney and I applied under my working title. So, my business Visa card will read SoSiouxme, Esq.
This actually will come in handy as I do side work (as a consultant) in my own name and not under the guise of my firm.
As a licensed attorney, I'm quite touchy about being called a liar. Believe me, my bar card is not worth 100000 miles.
I think you owe me an apology.
Aug 4, 2010, 3:18 pm
#580
Join Date: Jul 2010
Posts: 37
I also just applied last week for the 30K + 5K and was instantly approved. A day later the 75K offer came out. I called customer services and begged but they said there was no way to change my offer. Today I called and asked the "application status" rep if I could change my offer. They advised me to reapply for the offer I want and then call back. So I followed their advice and applied, got to Step 3 then called. Since I never activated my new card they told me they were going to cancel my current card I received this week and that should allow me to get the 75K offer. They also said they would monitor the process so if for some odd reason my newest application is denied, my 30+5K offer will still be valid! So I'm just keeping my fingers crossed it all works out.
By the way, I've searched all over and can't find a definition for YMMV or whatever I keep reading. Please explain.
By the way, I've searched all over and can't find a definition for YMMV or whatever I keep reading. Please explain.
Great result. Unfortunately for me, I've already activated and used the 30+5k card. I might try this anyway just in case, but I don't want to submit too many cc applications as I've done 4 apps in the past 30 days what with the SPG offer and all.
Aug 4, 2010, 3:27 pm
#581
Join Date: Jul 2010
Posts: 3
Account Approval for Previous Cardholder
FWIW, I had a Citi AA Mastercard through May 2009, then I canceled it because of the annual fee. (Had a CL of $15,000 at the time.) I just applied for the Personal Visa 75K offer using the link in post #201 and received instant approval with a CL of $8000. I'll certainly apply for the AMEX, also.
I have a good credit score (north of 800) and only two pulls from AMEX SPG apps last month.
As my status will indicate, I'm new to FT and the world of accruing miles with credit cards. Many thanks for those who've posted details about these offers from AA. I'm on my way!
I have a good credit score (north of 800) and only two pulls from AMEX SPG apps last month.
As my status will indicate, I'm new to FT and the world of accruing miles with credit cards. Many thanks for those who've posted details about these offers from AA. I'm on my way!
Aug 4, 2010, 3:30 pm
#582
Join Date: May 2009
Location: ORD
Programs: AA EXP
Posts: 235
Actually I did not assume anything. If someone states they don’t own a business it is pretty clear to me. If you do consulting on the side then you do own the business, correct? I don’t recall calling anyone a liar. I asked a question. If you were offended then I do apologize!!!
Aug 4, 2010, 3:30 pm
#583
FlyerTalk Evangelist
Join Date: Mar 2006
Location: DFW
Programs: AA 1M
Posts: 31,475
FWIW, I had a Citi AA Mastercard through May 2009, then I canceled it because of the annual fee. (Had a CL of $15,000 at the time.) I just applied for the Personal Visa 75K offer using the link in post #201 and received instant approval with a CL of $8000. I'll certainly apply for the AMEX, also.
I have a good credit score (north of 800) and only two pulls from AMEX SPG apps last month.
As my status will indicate, I'm new to FT and the world of accruing miles with credit cards. Many thanks for those who've posted details about these offers from AA. I'm on my way!
I have a good credit score (north of 800) and only two pulls from AMEX SPG apps last month.
As my status will indicate, I'm new to FT and the world of accruing miles with credit cards. Many thanks for those who've posted details about these offers from AA. I'm on my way!
Aug 4, 2010, 3:36 pm
#584
Join Date: Dec 2008
Posts: 563
I'd guess that for some reason "search all over" does not include Google: http://www.google.com/search?client=...UTF-8&oe=UTF-8
TTGAL = time to get a life
Aug 4, 2010, 3:44 pm
#585
Join Date: Nov 2008
Location: Dallas, TX
Programs: AA EXP, Marriott LT Titanium, Avis Chairman
Posts: 1,286
I've had an AA gold MC for almost two years. It's coming up for renewal and thus the annual fee, so I've decided to go on the hunt for another AA Citi card. Came across this promo - couldn't he happier to have found it!
So I decided to apply for the personal Visa 75k offer via one of the links in this thread. I was doubtful I'd have my app approved because of other comments in this thread. But I tried anyway. Got past step 3, so I began to get excited. Got to step 5 and it said that they needed to review my app further. A box popped up prompting me to chat with an agent online - I do so and she let me know that I was approved for the card with a $7,500 limit and confirmed that I signed up under the 75k promo. Hooray!!!
So just because you've had one of their cards in the past or possibly even currently have one, doesn't mean you'll be denied. Another data point, I moved since I got the previous AA MC - shouldn't matter, but maybe it does.
So I decided to apply for the personal Visa 75k offer via one of the links in this thread. I was doubtful I'd have my app approved because of other comments in this thread. But I tried anyway. Got past step 3, so I began to get excited. Got to step 5 and it said that they needed to review my app further. A box popped up prompting me to chat with an agent online - I do so and she let me know that I was approved for the card with a $7,500 limit and confirmed that I signed up under the 75k promo. Hooray!!!
So just because you've had one of their cards in the past or possibly even currently have one, doesn't mean you'll be denied. Another data point, I moved since I got the previous AA MC - shouldn't matter, but maybe it does.