FlyerTalk Forums

FlyerTalk Forums (https://www.flyertalk.com/forum/index.php)
-   Manufactured Spending (https://www.flyertalk.com/forum/manufactured-spending-719/)
-   -   Discover Checking Loaded at Walmart (https://www.flyertalk.com/forum/manufactured-spending/2109742-discover-checking-loaded-walmart.html)

Reloadmydebit Aug 31, 2025 12:06 pm

Per my latest phone call to Discover 800-347-7000 this thread needs a wiki update. Loaded $1K on 8/29. Loaded $500 today. Second load failed. Called and was told '2 days ago' the load limit was reduced to $500 per 24 hours. If anyone else has different information, I would love to hear it. Very disappointing.

soy Aug 31, 2025 7:11 pm


Originally Posted by Reloadmydebit (Post 37294658)
Per my latest phone call to Discover 800-347-7000 this thread needs a wiki update. Loaded $1K on 8/29. Loaded $500 today. Second load failed. Called and was told '2 days ago' the load limit was reduced to $500 per 24 hours. If anyone else has different information, I would love to hear it. Very disappointing.

hmmm, I had a fail today on a second (500) load, this may be the reason

Reloadmydebit Sep 1, 2025 10:39 am


Originally Posted by soy (Post 37295176)
hmmm, I had a fail today on a second (500) load, this may be the reason

Well, it may be, but it may not be. Today I looked at Discover's website and found clearly stated "$1K limit per 24 hours"
So, I called the same number, got a different agent and she asserted that $1K remains the limit, nothing changed.
I will try again Thur and meanwhile I assume nothing changed. But it is certainly concerning that you also met with a successful $500 load followed by a failed load!
My second attempt to load $500 was using the same funding means that worked for the first load that was successful. This is the first time (out of many) that I have had a failure on the second load.

soy Sep 1, 2025 10:55 am


Originally Posted by Reloadmydebit (Post 37296187)
Well, it may be, but it may not be. Today I looked at Discover's website and found clearly stated "$1K limit per 24 hours"
So, I called the same number, got a different agent and she asserted that $1K remains the limit, nothing changed.
I will try again Thur and meanwhile I assume nothing changed. But it is certainly concerning that you also met with a successful $500 load followed by a failed load!
My second attempt to load $500 was using the same funding means that worked for the first load that was successful. This is the first time (out of many) that I have had a failure on the second load.

looks like I had some other issue going on yesterday, tried again today <24hrs after yesterdays Load#1 and it went thru

jeffersun Sep 1, 2025 12:45 pm

https://www.discover.com/online-banking/forms-docs/

the "deposit account agreement" has not changed since April/May

LBJFlight23 Sep 1, 2025 1:13 pm

I did $499x2 back to back on 8/28

nini6180 Sep 1, 2025 1:33 pm


Originally Posted by soy (Post 37295176)
hmmm, I had a fail today on a second (500) load, this may be the reason

I did my very first 2 loads to discover at $400 each for a total of $800 yesterday. I did first load for $400 because I saw your post about possible $500 daily limit. Then a few hours later I thought to try another load see if it works and it worked for another $400. But I thought maybe discover has life load limit for each member. Since I never loaded money to discover before yesterday they might allow the 1k limit(?)

TTT103 Sep 1, 2025 2:54 pm

It is $1K every 24 hours, so make certain that it has been at least 24 hours, as well as no more than $10K in a 30 day period.

XtraPerks Sep 5, 2025 7:46 pm

Did $400 then did $500 a few hours later so limit probably still 1k every 24 hours.

cuthroat Sep 6, 2025 11:48 am

DP:

After a few months off, every WM in my area. I'm assuming this is not specific to just Discover loading. I still can only load 1 $499 VGC/MC. Any 2nd swipe/transaction with another VGC/MC card will lock up and require replacement. I can finish a 1k load with say $499 VGC/MC + $501 Cash back debit card.

Reloadmydebit Sep 6, 2025 12:02 pm

I was successful 2x$500 back to back on Thursday (different Walmart), but for now I'm just going to ignore that it happened once and assume nothing changed. I certainly felt the cashier was competent and didn't screw it up, but actually I have no idea why I got the one failure 6 days ago and probably never will.

tmhp Sep 7, 2025 3:05 pm

Staff at 2 WMs near me said that I couldn't load with gift card. They didn't even let me try. Am I out of my luck?

benny08 Sep 7, 2025 5:04 pm


Originally Posted by tmhp (Post 37307190)
Staff at 2 WMs near me said that I couldn't load with gift card. They didn't even let me try. Am I out of my luck?

all depends on the cashier and location. Keep trying.

Wonko Sep 10, 2025 7:54 pm


Originally Posted by Reloadmydebit (Post 37294658)
Per my latest phone call to Discover 800-347-7000 this thread needs a wiki update. Loaded $1K on 8/29. Loaded $500 today. Second load failed. Called and was told '2 days ago' the load limit was reduced to $500 per 24 hours. If anyone else has different information, I would love to hear it. Very disappointing.

DP: I loaded $1K in one transaction yesterday using a bank debit

MaxVO Sep 10, 2025 8:59 pm


Originally Posted by Wonko (Post 37313161)
DP: I loaded $1K in one transaction yesterday using a bank debit

Was the net result a bank to bank transfer?


All times are GMT -6. The time now is 7:29 pm.


This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2026 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.