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-   -   Discover Checking Loaded at Walmart (https://www.flyertalk.com/forum/manufactured-spending/2109742-discover-checking-loaded-walmart.html)

yanxfann Aug 19, 2025 12:45 pm


Originally Posted by Curb71 (Post 37270852)
I've had a few different error codes in the past but this is the first time I've seen 05. It was while using a gold VGC 435880 for 170/200. Retried at 160 and it worked fine.

Are they referring to the fixed 200 VGCs in the dark navy packaging, the ones that are periodically fee-free at Staples? If so, I thought for the past few yrs these had been capped at a max of 99/swipe at WM? Could anyone please clarify?

hurnik Aug 22, 2025 11:15 am

I don't really see a lot of DP regarding the SS MCGC, so I figured I'd add one.
I accidentally purchased a $500 SS MCGC (vs. SS VGC) issued by Pathward, serviced by Incomm.

Activated the card on the website per the instructions.
A few days later went to our local WM (we can only load Discover at the CS/MC now).
After I told the lady I wanted to load money to Discover Debit/Checking, the first odd thing was she asked for my phone # and then name (first name only), which is new for me.
Then BAU
Inserted Discover, entered Zip code
Lady asked how much
I only did $150 this go around.
Swiped the MCGC, entered PIN and all set.

I don't now if a $500 or $490 would've loaded (I usually do $490 on my SS VGC).


MaxVO Aug 22, 2025 3:03 pm


Originally Posted by hurnik (Post 37278772)
I don't really see a lot of DP regarding the SS MCGC, so I figured I'd add one.
I accidentally purchased a $500 SS MCGC (vs. SS VGC) issued by Pathward, serviced by Incomm.
Activated the card on the website per the instructions.
A few days later went to our local WM (we can only load Discover at the CS/MC now).
After I told the lady I wanted to load money to Discover Debit/Checking, the first odd thing was she asked for my phone # and then name (first name only), which is new for me.
Then BAU
....

Thanks, good to know! Approximately in what region would this DP apply?

pkerr Aug 22, 2025 9:24 pm

Can I load P2's Discover at Walmart or does she have to be with me?
Thanks

cuthroat Aug 23, 2025 5:07 am


Originally Posted by pkerr (Post 37279530)
Can I load P2's Discover at Walmart or does she have to be with me?
Thanks

Yes, You can load P2 card. I've never had a problem.

nini6180 Aug 23, 2025 12:40 pm


Originally Posted by cuthroat (Post 37279956)
Yes, You can load P2 card. I've never had a problem.

Really? What if they ask for name or ID, would that not be a problem?

hurnik Aug 23, 2025 1:35 pm


Originally Posted by MaxVO (Post 37279151)
Thanks, good to know! Approximately in what region would this DP apply?

Albany, NY/Capital District area

MaxVO Aug 23, 2025 3:32 pm


Originally Posted by nini6180 (Post 37280531)
Really? What if they ask for name or ID, would that not be a problem?

They are trained to follow prompts on the screen. But some stores may have a 1 or 2 load limits.

benny08 Aug 23, 2025 10:38 pm


Originally Posted by hurnik (Post 37278772)
I don't really see a lot of DP regarding the SS MCGC, so I figured I'd add one.
I accidentally purchased a $500 SS MCGC (vs. SS VGC) issued by Pathward, serviced by Incomm.

Activated the card on the website per the instructions.
A few days later went to our local WM (we can only load Discover at the CS/MC now).
After I told the lady I wanted to load money to Discover Debit/Checking, the first odd thing was she asked for my phone # and then name (first name only), which is new for me.
Then BAU
Inserted Discover, entered Zip code
Lady asked how much
I only did $150 this go around.
Swiped the MCGC, entered PIN and all set.

I don't now if a $500 or $490 would've loaded (I usually do $490 on my SS VGC).

Whats the BIN?

xraywinedrinker Aug 24, 2025 6:28 pm


Originally Posted by benny08 (Post 37281215)
Whats the BIN?

The first four/six numbers of the debit/credit card number.

soy Aug 24, 2025 8:28 pm


Originally Posted by nini6180 (Post 37280531)
Really? What if they ask for name or ID, would that not be a problem?

they never look at the name on the discover card and the name is not going to appear on their screen either

nini6180 Aug 25, 2025 3:31 am


Originally Posted by soy (Post 37282805)
they never look at the name on the discover card and the name is not going to appear on their screen either

Thanks for the info.

hurnik Aug 25, 2025 6:11 am


Originally Posted by benny08 (Post 37281215)
Whats the BIN?

5253 6214

hurnik Aug 25, 2025 6:12 am


Originally Posted by MaxVO (Post 37280782)
They are trained to follow prompts on the screen. But some stores may have a 1 or 2 load limits.

Interestingly I went again yesterday, loaded another $200 from the SS MCGC. This time the lady didn't ask for anything other than, if I had the Discover Debit card on me (I vaguely recall there was a way to generate a bardcode in the Discover App or something to load money, but I could be going mental as well).

But no asking of name, phone #, etc.
$200 load went fine as well.

Curb71 Aug 25, 2025 10:12 am


Originally Posted by yanxfann (Post 37272751)
Are they referring to the fixed 200 VGCs in the dark navy packaging, the ones that are periodically fee-free at Staples? If so, I thought for the past few yrs these had been capped at a max of 99/swipe at WM? Could anyone please clarify?

They likely is. There's really no rules here. I try different things to see what works and what doesn't.


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