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-   -   Discover Checking Loaded at Walmart (https://www.flyertalk.com/forum/manufactured-spending/2109742-discover-checking-loaded-walmart.html)

Prometheus77 Feb 15, 2024 6:52 pm


Originally Posted by danhouston (Post 36002726)
decided to call in before a 3rd attempt but darn it was told that they have to mail another replacement vgc b/c the card is now locked after a 2nd declined trxn 😒; now will have to wait another 7-10 days...

How did folks liquidate a pathward-card replacement? Still need to spend less than full balance or make a small organic spend first?

I don't mess with those anymore as both Pathward and SS VGCs are too problematic in my area to be worth the time when I can get issue free Suttons just as easy.

dwCoffee Feb 15, 2024 6:53 pm


Originally Posted by Prometheus77 (Post 36002835)
I don't mess with those anymore as both Pathward and SS VGCs are too problematic in my area to be worth the time when I can get issue free Suttons just as easy.

where are you getting Sutton/Incomms?

Prometheus77 Feb 16, 2024 7:04 am


Originally Posted by dwCoffee (Post 36002837)
where are you getting Sutton/Incomms?

They are available in my area in certain grocery stores, gas stations, drugstores, and wholesale clubs. Even WM has a Vanilla Visa version, but they are out of stock a lot lately in my area.

dwCoffee Feb 16, 2024 7:07 am


Originally Posted by Prometheus77 (Post 36003915)
They are available in my area in certain grocery stores, gas stations, drugstores, and wholesale clubs. Even WM has a Vanilla Visa version, but they are out of stock a lot lately in my area.

Thanks. I have like 2-3k in Pathwaward/Metas ... going to try and switch soon.

dwCoffee Feb 16, 2024 2:31 pm

Well, the 2 SSVGCs (both Meta/Incomms) are being replaced. Tried even to buy something in person at a different store I go to regularly. No go - CSR was kind enough to tell me it was a fraud alert on his end.
Pathward SSVGC loaded just fine.

Will try another couple Meta/Incomms tomorrow - since they DID work 3-4 days ago.

bargainhunter3 Feb 19, 2024 10:54 am

DP:
Tried to load $500 with PW/BHN, 435880, got debit not available, card was activated a week ago. Changed PIN before loading. Did not try again. Instead, had another card which did work (PW/Incomm)

Based on what my 2 minutes of searching thread, and this being my first BHN card; appears max you can load onto discover is $480 with BHN? Will try this later in the week or a couple other methods for unloading.

upright0744 Feb 20, 2024 6:54 pm


Originally Posted by bargainhunter3 (Post 36012399)
Based on what my 2 minutes of searching thread, and this being my first BHN card; appears max you can load onto discover is $480 with BHN? Will try this later in the week or a couple other methods for unloading.

latest datapoints have BHN cards only working at $99. dont buy them

yanxfann Feb 20, 2024 6:59 pm


Originally Posted by upright0744 (Post 36016805)
latest datapoints have BHN cards only working at $99. dont buy them

Some BHN's definitely work for more than 99 (at least in my location) - just this week I've successfully used a few dozen Everywheres (they fall under the BHN umbrella) at 200/swipe for Discover loads at WM.

dwCoffee Feb 21, 2024 5:02 pm

Here’s a fun DP.
Walked in late to WM… totally thought I’d be past velocity limit but figured id give it a shot.
MC, same register, back 2 back txns
1k load : SSVGC MB/IC + Vani SB/IC
1k load : SSVGC SB/IC + Vani SB/IC

t0dd0 Feb 21, 2024 6:15 pm


Originally Posted by dwCoffee (Post 36019630)
Here’s a fun DP.
Walked in late to WM… totally thought I’d be past velocity limit but figured id give it a shot.
MC, same register, back 2 back txns
1k load : SSVGC MB/IC + Vani SB/IC
1k load : SSVGC SB/IC + Vani SB/IC

wow did discover raise the 24 hour limit ?

dwCoffee Feb 21, 2024 6:32 pm


Originally Posted by t0dd0 (Post 36019799)
wow did discover raise the 24 hour limit ?

P1/P2

danhouston Feb 22, 2024 7:27 am


Originally Posted by dwCoffee (Post 36019630)
Here’s a fun DP.
Walked in late to WM… totally thought I’d be past velocity limit but figured id give it a shot.
MC, same register, back 2 back txns
1k load : SSVGC MB/IC + Vani SB/IC
1k load : SSVGC SB/IC + Vani SB/IC

loaded a full $500 from each?

any folks know the difference of errors between 'debit not approved' & 'debit not available'?

dwCoffee Feb 22, 2024 7:29 am


Originally Posted by danhouston (Post 36021098)
loaded a full $500 from each?

Yessir.
Hence the fun dp. I really thought the Meta/InComm would screw it all up but I felt like gambling.

danhouston Feb 22, 2024 7:35 am


Originally Posted by dwCoffee (Post 36021104)
Yessir.
Hence the fun dp. I really thought the Meta/InComm would screw it all up but I felt like gambling.

on the sutton bank (SB), is it from Simon or a different retailer? what's the expy date? Thx

Wonko Feb 22, 2024 7:22 pm

Data point from today in NorCal The cards were:

1. SSV BIN 4097 5817 exp 01/33 which was a replacement for prior failed SSV
2. Vanilla Sutton/Incomm BIN 4118 1038 exp 2/33 which was a replacement for a prior failed Vanilla Sutton/Incomm
3, 4, 5, 6: Vanilla Sutton/Incomms bought in the same transaction a week or so ago, all were BIN 4118 1035 exp 5/32

Cards 1, 2, and 3 failed for $250. Card 4 failed for $100.

I gave up and purchased a $12.xx item at SCO. Cards 1-4 failed as expected. Card 5 succeeded. So I went back to MC and tried again:
First $500 load: Card 5 succeeded for its remaining $487.xx, then Card 6 worked for $12.xx to total $500.
Second $500 load: Card 6 succeeded for its remaining $487.xx and I used a real debit card for the remaining $12.xx to total $500

So maybe the secret as some have suggested is to make a small purchase first, but the small purchase CAN be at MC, not necessarily SCO or a register? And maybe this is just silly, but maybe it helps if the first swipe is not for an even dollar amount so it looks like a real purchase?

Fortunately I had a very friendly and helpful CSR who knows what we're doing and even told me that Vanillas don't work & was surprised when the last two did. I'm going to be sure to leave him a good review.


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