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-   -   Discover Checking Loaded at Walmart (https://www.flyertalk.com/forum/manufactured-spending/2109742-discover-checking-loaded-walmart.html)

jumbotron_ Jan 13, 2024 1:37 pm


Originally Posted by berombeu (Post 35906118)
Loading 1 newly bought. Then split 300 and 200 from the "trouble" vani that bought a week ago. So 3 transactions total.

Yeah that matches other DPs where a few will work. Problem is when another MSer was there before you, or if you have lot of VGCs to unload

dwCoffee Jan 13, 2024 1:46 pm


Originally Posted by jumbotron_ (Post 35906131)
Yeah that matches other DPs where a few will work. Problem is when another MSer was there before you, or if you have lot of VGCs to unload

I never do more than 2 in 1 location.
Discover only lets you do 1K anyway, and so doing multiple will look super shady.
I suspect this is why I've never had a problem.

dwCoffee Jan 13, 2024 4:01 pm

Spoke too soon.
Datapoint: 2 VVGCs failed at both $500 and $450 load attempts. Debit Not Approved.
Called vanilla they said no holds on the card, it’s the merchant. Possible velocity at this particular WM but no way to know I guess?

bodytags Jan 14, 2024 10:25 am


Originally Posted by crsoccerguy (Post 35901212)
I did a 3x$200 and a 2x$200 D load at WMNM with Staples $200 MetaBanks.

Need more DPs on this. I’ve had one successful DP loading $198 Staples vgc at WM, although the MO thread seems to indicate there is a $99 hard limit.

littlewinglet Jan 14, 2024 10:52 am


Originally Posted by dwCoffee (Post 35906464)
Spoke too soon.
Datapoint: 2 VVGCs failed at both $500 and $450 load attempts. Debit Not Approved.
Called vanilla they said no holds on the card, it’s the merchant. Possible velocity at this particular WM but no way to know I guess?

409758 BIN? I wonder if there's some combination of WM and Incomm both blocking these in problem areas that see high incidence of fraud, while other stores escape this.

dwCoffee Jan 14, 2024 10:57 am


Originally Posted by littlewinglet (Post 35908284)
409758 BIN? I wonder if there's some combination of WM and Incomm both blocking these in problem areas that see high incidence of fraud, while other stores escape this.

yes 40975825 exps 7/32 8/32

TTT103 Jan 14, 2024 10:57 am

6/32 Vanilla failed for me yesterday at the money center for $500, and then about an hour later it also failed at a regular register for $450. It was definitely not a velocity issue at the money center, as the place was dead.

i’m still thinking it’s store specific.

dwCoffee Jan 14, 2024 11:16 am


Originally Posted by TTT103 (Post 35908298)
6/32 Vanilla failed for me yesterday at the money center for $500, and then about an hour later it also failed at a regular register for $450. It was definitely not a velocity issue at the money center, as the place was dead.

i’m still thinking it’s store specific.

I have some time so will try 2 stores today and report back. Hope these vanillas are not permanently done... would suck.
Sanity check - previously failed card just loaded $100 onto AMZ balance no problem. Knew it would but just wanted to be sure.... phew

dwCoffee Jan 14, 2024 2:23 pm

Well, I have no explanation for this.

3 WMs involved (WM1, WM2, WM3). Note that WM3 is the busiest.
Yesterday @ WM1 - 2 Vanillas (VVGC1 and VVGC2) failed for 500 and 450 (both). Cards were not locked (as per my previous post).
Today, I bought $100 worth of AMZ reload with VVGC1.
@ WM3 - VVGC1 loaded onto discover at full $400 remaining balance. VVGC2 failed for 500 and 450. Staples VGC failed for $50 !! (it was down to $101 balance and had a pin set... should have worked up to $99)
I bought something small at SCO with VVGC2 to make sure it worked. It did.
@ WM2 - VVGC2 failed for 450. VVGC3 (one that I purchased 2 days ago) failed for 500.
@ WM3 - VVGC2 failed for 450, 250, and Staples VGC also failed for $50

Bummer, man.

danhouston Jan 14, 2024 2:30 pm

damn, like others VVGC bought at WM issued by Pathward failed 😕; any folks still has success loading $500 or any lower amount?

dwCoffee Jan 14, 2024 2:31 pm


Originally Posted by danhouston (Post 35908857)
damn, like others VVGC bought at WM issued by Pathward failed 😕; any folks still has success loading $500 or any lower amount?

Literally my post above, ONE of them worked for $400 after using it to do a AMZ reload.

yanxfann Jan 14, 2024 3:14 pm

Have bought a few dozen of these this week, they've been 100% reliable doing 2 at a time for 1K Discover loads. Haven't had the nerve to do two 1K loads back-to-back (I have multiple Discover accts) due to velocity concerns. PS: I know it doesn't totally guarantee the cards haven't been tampered with, but I only buy consecutive serial #'s.
https://cimg5.ibsrv.net/gimg/www.fly...264691318.jpeg

dwCoffee Jan 14, 2024 3:16 pm


Originally Posted by yanxfann (Post 35908957)
Have bought a few dozen of these this week, they've been 100% reliable doing 2 at a time for 1K Discover loads. Haven't had the nerve to do two 1K loads back-to-back (I have multiple Discover accts) due to velocity concerns. PS: I know it doesn't totally guarantee the cards haven't been tampered with, but I only buy consecutive serial #'s.

Are these 409758xx?

I was getting the Happy Birthday ones. They were totally fine until 2 days ago.

danhouston Jan 14, 2024 3:25 pm


Originally Posted by yanxfann (Post 35908957)
Have bought a few dozen of these this week, they've been 100% reliable doing 2 at a time for 1K Discover loads. Haven't had the nerve to do two 1K loads back-to-back (I have multiple Discover accts) due to velocity concerns. PS: I know it doesn't totally guarantee the cards haven't been tampered with, but I only buy consecutive serial #'s.
https://cimg5.ibsrv.net/gimg/www.fly...264691318.jpeg

mine with SS silver #40975808 & the yellow 40975823 from WM did NOT work for loading only $250 😢...
ya think a MO for less than $500 will work at Kroger or Safeway? Or could wait for a day or 2 later to try again?
FWIW, $250 was another attempt at a 2nd WM

Gitangali Jan 14, 2024 3:56 pm

delete


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