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-   -   Discover Checking Loaded at Walmart (https://www.flyertalk.com/forum/manufactured-spending/2109742-discover-checking-loaded-walmart.html)

dwCoffee Dec 4, 2023 3:37 pm


Originally Posted by SailorJoe (Post 35795680)
Wow. All this increase in fraud is making me think about buying a card reader, just so I can verify my cards are all good as soon as I buy them. I had heard of some scammers putting superglue on the mag-stripe, to ensure it won't work at any terminal. Demagnetizing the strip would be a lot harder (though not impossible) as scammer would need to have a pretty high powered magnet to pull that off.

What good is demagnetizing? Sure, buyer can't use it but are they putting the cards back in the packaging after demagnetizing?
FWIW - I also just had a vanilla fail at the register, even for organic spend. When I called in, they said card was "suspected of being compromised" and are sending me a new one.

SailorJoe Dec 4, 2023 6:01 pm


Originally Posted by dwCoffee (Post 35795688)
What good is demagnetizing? Sure, buyer can't use it but are they putting the cards back in the packaging after demagnetizing?
FWIW - I also just had a vanilla fail at the register, even for organic spend. When I called in, they said card was "suspected of being compromised" and are sending me a new one.

The normal trick the scammers use is to scratch off the numbers, so you can't use it on-line or register it, etc... then they try to drain it before you get a chance to block it. My guess is the scam with superglue on the mag strip, and/or demagnetizing the card is so they can drain it before you figure out it's compromised. That's my guess at least, hard to know what they're really up to.

Marr3wk Dec 5, 2023 9:59 am

The "Holiday" Vanillas were working fine for me for loads as of two weeks ago.

Justthetruth Dec 11, 2023 6:22 am


Originally Posted by Alcibiades (Post 35788208)
The amount you were trying to load would have taken you above $10,000 for November. So Load fails at end.

That's exactly what happened. December rolled around and it started working again. For me at least the limit seems to be 10k.

dwCoffee Dec 11, 2023 7:44 am


Originally Posted by Marr3wk (Post 35797603)
The "Holiday" Vanillas were working fine for me for loads as of two weeks ago.

Likely would have for me - turns out the GC that I had was flagged for fraud and I had to have a new one issued by Incomm.

05fuelmyopic Dec 13, 2023 2:15 pm


Originally Posted by Justthetruth (Post 35787178)
I have only started loading discover debit the last 30 days or so and have only done $10k or less. However l, the last three times it will fail at the last step. The card still shows open in the app. Is it already shut down or Walmart has somehow blocked the card on its own? I have tried in two different WM and had the same result with two different gebits. The same gebits worked to load One. Anyone experienced this?

Would you share which GCs you used for loading? Thanks in advance!

One other question - do y'all load at the normal register (where they scan groceries) or in the money center? Is there a load option without "human interaction"?

dalvigirish Dec 15, 2023 6:13 pm

DP- Discover load after 10k
 
I was able to do my 11th load( $1000/ today with the new discover debit card received after I complained I am not able to load after 10k where the limit seems to be 20k.

soy Dec 15, 2023 7:59 pm


Originally Posted by dalvigirish (Post 35825656)
I was able to do my 11th load( $1000/ today with the new discover debit card received after I complained I am not able to load after 10k where the limit seems to be 20k.

If you are using this a/c the way most of us here do, I expect we will soon be reading your posts in the shutdown thread. Very risky business to be calling them up to put eyes on your a/c.

05fuelmyopic Dec 15, 2023 8:36 pm


Originally Posted by dalvigirish (Post 35825656)
I was able to do my 11th load( $1000/ today with the new discover debit card received after I complained I am not able to load after 10k where the limit seems to be 20k.

Which VGC do you use for loading?

upright0744 Dec 22, 2023 2:51 pm


Originally Posted by dalvigirish (Post 35825656)
I was able to do my 11th load( $1000/ today with the new discover debit card received after I complained I am not able to load after 10k where the limit seems to be 20k.

does your new debit card have a different number than the old? ie, do you now have 2 different debit cards linked to the same checking?

dalvigirish Dec 22, 2023 5:53 pm


Originally Posted by 05fuelmyopic (Post 35825860)
Which VGC do you use for loading?

Sutton bank vanilla gc

dalvigirish Dec 22, 2023 5:54 pm


Originally Posted by upright0744 (Post 35843219)
does your new debit card have a different number than the old? ie, do you now have 2 different debit cards linked to the same checking?

​​​​​​Debit card has different number and both are active.

NBG007 Dec 23, 2023 6:36 am

For the last 3 days i am having trouble loading in Walmart, Amex BB/Discover with the SS card issued by Pathward and serviced by Incomm. The card seems to lock up for Fraud and after calling CS and they activate it, goes into the issue again (the second lock up was on 1 card). I tried to use the card in Amazon /tax payment - all no go. Going to try in grocery store for organic spend and see if it works.
Anyone had this issue or it is something new?.
FWIW - first day i got error code 57. second day i got code 12. (card series is 409758)

radonc1 Dec 23, 2023 2:02 pm


Originally Posted by NBG007 (Post 35844726)
For the last 3 days i am having trouble loading in Walmart, Amex BB/Discover with the SS card issued by Pathward and serviced by Incomm. The card seems to lock up for Fraud and after calling CS and they activate it, goes into the issue again (the second lock up was on 1 card). I tried to use the card in Amazon /tax payment - all no go. Going to try in grocery store for organic spend and see if it works.
Anyone had this issue or it is something new?.
FWIW - first day i got error code 57. second day i got code 12. (card series is 409758)

Make sure you do a debit and not credit charge when using your card for organic spend;)

I suspect your card will work just fine on a credit transaction. Let us know how it goes.

NBG007 Dec 24, 2023 1:10 pm


Originally Posted by radonc1 (Post 35845557)
Make sure you do a debit and not credit charge when using your card for organic spend;)

I suspect your card will work just fine on a credit transaction. Let us know how it goes.

Well, 3rd day in WM worked for BB load. This time i loaded a dollar less from each VGC onto BB and also tried on P3 card (hardly use it). For now, cannot confirm anything as there were 2 variables in play (new P3 card and less than full load). Will test next time with the usual and report back.


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