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Old Jan 10, 2015, 9:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: NoonRadar

Nov 24, 2015

Dear XXXXXXXXX,

We want to let you know that we are making a change to your Target Prepaid REDcard® by American Express, and you will no longer be able to add money from your debit card at Target stores. As always, you can continue to add money to your Prepaid REDcard by using:

• Your debit card online through your Account
• Cash at a Target Store
• Direct Deposit (You can automatically add all or part of your paycheck, government benefits and federal tax refunds to your Prepaid REDcard)


DEAD FOR DEBIT CARD LOADS EFFECTIVE 10/12/2015 - MEMO: http://frequentmiler.boardingarea.co...uests-can-use/


DEAD FOR CREDIT CARD LOADS. (Amex GCs Included)

Effective May 6, 2015 registers are hard-coded to not allow credit card reload. PIN-based debit cards are working, however YMMV. PIN-based debit cards may be refused by cashiers.


WHAT IS TARGET PREPAID REDCARD?
Prepaid Redcard is a reloadable American Express card. It is only available to purchase at select Target stores.

    WEBSITE:
    This site may error when in Firefox, especially with adding payees / bill pay. Customer service says to use Chrome or Internet Explorer.
    https://amex.serve.com/prepaidredcard

    PREPAID REDCARD LOAD LIMITS
    Cash (or debit card) loading at Target: ** - $1,000/transaction, $2,500/day and $5,000/month
    Online Debit Card Load * - $200/day and $1,000/month
    Checking/Savings Account - $2,000/month
    Checks - $2,000/day and $10,000/month
    ATM Withdrawals - $750/day and $2,000/month



    All "Monthly" limits are per calendar month and reset on the 1st of each month.
    Daily limits reset at midnight Eastern time, 9 PM Pacific time.

    *For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt.

    ATM Withdrawals:
    No-fee ATM usage at US Target stores* and U.S. Allpoint network ATMs. (ATM usage not available at any other ATMs.) Find an Allpoint ATM at: www.allpointnetwork.com Note that some ATMs only allow $400/transaction. There is a $750/day and $2,000/month limit to ATM withdrawals.

    RedCard is only available in specific Target stores and is not available in all states. Go to this site to find a list of available locations:https://amex.serve.com/prepaidredcard

    FREQUENTLY ASKED QUESTIONS
    Q: Can I reload a RB at a Target that doesn't sell RB?
    Yes. However, the cashier may not know how to do it. You may be able to coach them through it by saying "It's like reloading a Starbucks (or Gift) card". For step-by-step instructions on one method of 'coaching' new cashiers see Post#1904

    Q: Can I buy or reload a RB in North Carolina?
    See post here: http://www.flyertalk.com/forum/manuf...a-63.html#2520
    There is currently a software issue preventing any reload of any kind in NC. It is a known issue but there is no ETA on a fix.

    Q: Can I reload the RB at any register, or just at the Customer Service desk?
    It can be done at any register, however some cashiers are not trained on how to do this and you may have to go to Customer Service.

    Q: What is the most efficient way to drain a RedCard?
    Use BillPay to pay bills. For example, pay the credit card you used to load RedCard with. You can also withdraw money at ATMs.

    Q: I cant access the BillPay feature through the RB website!
    Verify that your account information correctly reflects a 10-digit phone number (including area code). Numerous people have reported that their account only had a 7-digit phone number (no area code) and that, after updating to a 10-digit phone number, BillPay miraculously started working.

    Q: Can we buy a temporary Redbird card while we still have a Bluebird or Serve account?
    Yes.

    Q: How many Redbird cards can you purchase at once?
    You can only purchase one Redbird card a day per SSN. If you plan to purchase more than one, be sure to use a different SSN for each purchase to avoid activation issues.

    Q: Can we register our temporary Redbird online while we still have a Bluebird or Serve account?
    No. You will have to cancel your Bluebird or Serve account first before registering.

    Q: How do I cancel my BlueBird or Serve Account online? Do I need to call them?
    Frequent Miler posted a useful trick that will help you cancel online How to cancel Bluebird online This works for both BlueBird and Serve.

    Q: Cancelled Bluebird, why does registering Redbird error out saying Bluebird is still active?
    If you have open transactions that have not been settled, like BillPay checks that have not yet been cashed, the account cannot settle and will not be truly closed. Thus Target will reject it until it's permanently closed.

    Q: Can we get Redbird online?
    No. The only way to get Redbird is to find a participating Target store and buy a temporary card there. Some people have purchased RB on Ebay, Amazon, or through private deals. Be aware that doing so may violate the TOS of one or more of these services. Also be aware that buying an un-activated RB, you are potentially buying "stolen" merchandise; the seller *may* have simply taken the un-activated RB cards from a target store without permission. At best they got permission from a low-level employee; they certainly are not getting permission from someone authorized to allow sale of RB outside of the current Target-authorized roll out markets. It is highly recommended to only buy already activated Redbirds because many Targets which do not offer Redbirds also will not be able to activate them and you will spend a month with the Customer Service line trying to get a new one.

    Q: Does the initial load you put in when purchasing the Redbird count against the monthly limit?
    No. After registering the Redbird online, any loads done will count against your monthly limit, even on your temp card.

    Q: Can we load Redbird with Target gift cards at Target?NO.
    When loading, the register displays a large message saying that gift cards cannot be used to pay for this transaction.

    Q: What are the card’s load limits per transaction at Target?
    [B]As of 2/2/2015 there is a maximum $1,000 load per transaction. You can no longer load the same RB multiple times (multiple swipes) in 1 transaction. Likewise, you can no longer load multiple RBs (say your's and your spouse's) in 1 transaction. Maximum of 1 load, for $1,000 per debit card payment. End of story.

    Q: What credit cards can I use to reload RedCard in Target stores?
    NONE. As of May 6, 2015, credit cards cannot be used to reload.

    Q: Can I reload with a debit card?
    Yes, but only if the debit card can be authenticated with PIN-number. Signature-based debit that processes on the Visa/MasterCard/AmEx networks will NOT work.

    Q: Can I reload with a prepaid debit card or Vanilla Visa?
    Yes, but only if you have a PIN for that card.

    Q: How can I load 2 debit cards in one transaction? Example 2x$500.
    1. Swipe debit card on my terminal after total comes up $1000.
    2. PIN pad comes up. Enter 4 digit PIN.
    3. Do you want cash back? press NO
    4. Do you want full amount on this card? press NO <<<Note: I pressed YES and did not have a step 5. - PHLisa
    5. Cashier reads something on register, asks how much on this card. $500. They push something to continue.
    6. Swipe card #2. Enter PIN
    7. Repeat 3 to 5. Total: 0.00
    8. Receipt prints. Thank cashier. The end.
    (thanks to Mamibear)

    Q: Can someone else buy a Redbird card for you?
    Yes. When you buy a temp Redbird card at Target, you have to give them your drivers license info, your SSN (can be any set of numbers, does not need to be real), birthdate, and more. Then, you have to register the card online in order to get a permanent card. In the process of registering online, they ask for the birthday of the original buyer on the first screen, but you can put your own and it will still work. Either way, you can still change the details on the following screens. I did this for my wife. I bought the card at Target and used my own driver’s license, SSN, etc. But, when I got home, I registered the card to my wife. I can’t promise this will work for everyone, but it worked for me.

    Q: Can you reload Serve/Bluebird at Target?
    No.

    Q: How do I contact Target's support team to resolve an issue with my RedCard?
    Call Target's Prepaid Resolution Team, their direct telephone number is 800 438 6468 (open from 8AM to 430PM MST).

    Q: Can you have both Redbird and AFT cards?
    Yes.
    You can have both Redbird and AFT since they are independent products.

    Q: I got a "Pending" notice that the registration is being reviewed, what now?
    Add [email protected] to your address book, and check your spam folder for an email about it. You can also call in. They will need images or faxes of:
    • Social Security Documentation (must clearly show full 9 digit Social Security Number). Choose 1 of the following options:
    ◦ Social Security Card, OR
    ◦ A Medicare insurance card
    Plus...
    • Picture ID
    ◦ A valid driver's license card OR
    ◦ A valid state issued ID OR
    ◦ A valid United States Government ID Card (e.g. Green Card) OR
    ◦ A valid United States Passport (photo page only)


    Secure Document Upload
    Here's the link to upload secure documents to REDcard: https://secure.prepaidredcard.com/User/SecureFileUpload
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    Prepaid REDcard (Target) 2015-2016

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    Old Jun 27, 2015, 4:06 pm
      #8776  
     
    Join Date: Jan 2015
    Location: LHR
    Programs: AA
    Posts: 773
    Yesterday I encountered the new POS for the first time in San Francisco, and had to go to three different cashiers before a successful load. None of them knew how to do it already. The first one just said go straight to CS, the second one just kept swiping again and again and wouldn't take my K8 suggestion, and the third one hit K8 when I suggested it and I finally got it loaded.

    Later in the evening in Seattle I loaded again and had an odd experience where the POS looked like the new one, including the K8 menu item, but the cashier was able to load without hitting K8.
    chrisremo is offline  
    Old Jun 27, 2015, 4:24 pm
      #8777  
     
    Join Date: Sep 2009
    Posts: 46
    Went to my local Target last night to load a vanilla, transaction was apparently cancelled after swiping. This is the first time this has happened to me. Does anyone know if POS systems have somehow been recoded or did the CSR just punch in something wrong?
    nikespex is offline  
    Old Jun 27, 2015, 5:49 pm
      #8778  
     
    Join Date: Apr 2010
    Posts: 4
    Oops - Redbird credit instead of Redbird prepaid

    I am a bonehead and somehow ended up with a Redcard credit card instead of a prepaid Redcard... and with some help from CS now have $2500 of credit on said credit card. Any thoughts on how to minimize my losses, or do I just bite the bullet and buy the highest denomination VGC's they have (along with a few merchant cards)?
    martynjenn is offline  
    Old Jun 27, 2015, 6:28 pm
      #8779  
     
    Join Date: Jun 2013
    Posts: 162
    Prepaid REDcard (Target) 2015

    You call them and ask for a credit balance refund
    haloseven is offline  
    Old Jun 27, 2015, 6:46 pm
      #8780  
     
    Join Date: Apr 2010
    Posts: 4
    Duh

    Originally Posted by haloseven
    You call them and ask for a credit balance refund
    Thanks! Remember, I'm a bonehead...
    martynjenn is offline  
    Old Jun 27, 2015, 7:26 pm
      #8781  
     
    Join Date: Mar 2015
    Posts: 333
    4x $500 OVs loaded just fine today. Smiley faces and chit chat. Middle of nowhere upper midwest. MS Heaven, I guess.
    AugustWest is offline  
    Old Jun 27, 2015, 8:59 pm
      #8782  
     
    Join Date: Jul 2011
    Posts: 30
    Originally Posted by chrisremo
    Yesterday I encountered the new POS for the first time in San Francisco, and had to go to three different cashiers before a successful load. None of them knew how to do it already. The first one just said go straight to CS, the second one just kept swiping again and again and wouldn't take my K8 suggestion, and the third one hit K8 when I suggested it and I finally got it loaded.

    Later in the evening in Seattle I loaded again and had an odd experience where the POS looked like the new one, including the K8 menu item, but the cashier was able to load without hitting K8.
    If it's not Kate causing problems, it's K8.
    rcw70 is offline  
    Old Jun 28, 2015, 2:02 am
      #8783  
     
    Join Date: Sep 2009
    Posts: 46
    Tonight I loaded Redbird at the checkout. I watched the cashier's screen as I loaded. After he swiped my REDcard a screen displayed with a large message that instructed that gift cards could not be used (message was surrounded by various "K" key commands highlighted in yellow). Swiped my gc at the terminal and load was successful

    Anyone know if the prominent "No Gift Cards" message is new? It could explain the recent increased scrutiny at Target for gift card loads.
    nikespex is offline  
    Old Jun 28, 2015, 3:43 am
      #8784  
     
    Join Date: Jul 2009
    Location: SJC
    Programs: AA, AS, Marriott
    Posts: 6,068
    Originally Posted by nikespex
    Tonight I loaded Redbird at the checkout. I watched the cashier's screen as I loaded. After he swiped my REDcard a screen displayed with a large message that instructed that gift cards could not be used (message was surrounded by various "K" key commands highlighted in yellow). Swiped my gc at the terminal and load was successful

    Anyone know if the prominent "No Gift Cards" message is new? It could explain the recent increased scrutiny at Target for gift card loads.
    Unless the message has changed, it specifically has said Target Gift Cards can't be used.
    Majuki is offline  
    Old Jun 28, 2015, 8:24 am
      #8785  
     
    Join Date: Oct 2010
    Location: BOS
    Posts: 814
    Originally Posted by hitman1420
    Frustrating experience at target today. Manager reversed my 3x$500 transactions after finding out I was using GCs. Card swap wouldn't work since manager was watching last 4 #s. At least the funds were immediately returned...

    This is at the Target near Culver drive in Irvine. Avoid the managers there...
    People are going to be unable to load due to these rogue managers if nothing is done to re-train them, and unfortunately very few people are filing complaints with corporate on them.
    xSTRIKEx6864 is offline  
    Old Jun 28, 2015, 9:14 am
      #8786  
    Suspended
     
    Join Date: Dec 2014
    Posts: 8,460
    Originally Posted by martynjenn
    I am a bonehead and somehow ended up with a Redcard credit card instead of a prepaid Redcard... and with some help from CS now have $2500 of credit on said credit card. Any thoughts on how to minimize my losses, or do I just bite the bullet and buy the highest denomination VGC's they have (along with a few merchant cards)?
    Trying not to be too cruel with my reply here but MS isn't for you. After you clean up this mess, I'd retire.
    TMM1982 is offline  
    Old Jun 28, 2015, 9:25 am
      #8787  
     
    Join Date: Mar 2015
    Posts: 333
    Originally Posted by xSTRIKEx6864
    People are going to be unable to load due to these rogue managers if nothing is done to re-train them, and unfortunately very few people are filing complaints with corporate on them.
    I just wrote a letter asking Target to institute re-training camps for these rogues.
    Imagine them trampling on my god given MS rights.

    They are paid to manage their stores. I have to imagine corporate would support their decisions, and not worry too much about the complaints of MS'ers. Take what you can, and then move on if it stops working.
    AugustWest is offline  
    Old Jun 28, 2015, 9:27 am
      #8788  
     
    Join Date: Feb 2015
    Posts: 186
    Originally Posted by martynjenn
    I am a bonehead and somehow ended up with a Redcard credit card instead of a prepaid Redcard... and with some help from CS now have $2500 of credit on said credit card. Any thoughts on how to minimize my losses, or do I just bite the bullet and buy the highest denomination VGC's they have (along with a few merchant cards)?
    Ummmm.....you do understand that you don't have to use the RedCard Credit card, right? You made a mistake, but you can just let it sit.

    Oh....wait. You mean to paid $2,500 to the credit card account, giving yourself a positive balance on the card? Holy cow.....that' s a big "whoops"! Unless you can afford to slowly apply the 2500 towards normal Target purchases, then buying some GC might be your best bet. Good luck.

    EDIT: Actually, call the CS # and see if they will issue you a check. Most credit cards will automatically send you a check if your account has a credit balance for 2-3 billing cycles.

    Last edited by mnCO; Jun 28, 2015 at 9:40 am
    mnCO is offline  
    Old Jun 28, 2015, 11:59 am
      #8789  
     
    Join Date: Dec 2013
    Location: Socal
    Posts: 133
    Originally Posted by uberkelly
    I always used to do it at MV Target with no problem and now even the easiest guy to deal with says no--the registers are coded against it. He also said he had a call with Amex that day and that our debit cards must be bank-issued. I am desperate to know of a San Diego Target I can unload my last $2k of Simon GCs. I am done after this.

    [Note: I tried Santee a few weeks ago and got turned down, too. Also the Target on Othello in Kearny Mesa.)
    Anyone tried La Mesa?
    Loaded x3 at Mission Valley cust. service this morning. She was confused why it wasn't working, so I told her "I've heard it needs 'K8' if that means anything to you." She said it sure does, did her thing on her side of the register and everything went smoothly.
    voodoomonkey is offline  
    Old Jun 28, 2015, 1:35 pm
      #8790  
     
    Join Date: Jul 2013
    Programs: AA Executive Platinum, IHG Spire, Marriott Silver, Hyatt Platinum, HHonors Diamond
    Posts: 308
    Originally Posted by nikespex
    Tonight I loaded Redbird at the checkout. I watched the cashier's screen as I loaded. After he swiped my REDcard a screen displayed with a large message that instructed that gift cards could not be used (message was surrounded by various "K" key commands highlighted in yellow). Swiped my gc at the terminal and load was successful

    Anyone know if the prominent "No Gift Cards" message is new? It could explain the recent increased scrutiny at Target for gift card loads.
    That message has always been there. I think it meant/means that no "Target" gift card could be used; it isn't referring to prepaid Visa/MC debit gift cards.
    anime333 is offline  


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