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Old Jan 10, 2015, 9:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: NoonRadar

Nov 24, 2015

Dear XXXXXXXXX,

We want to let you know that we are making a change to your Target Prepaid REDcard® by American Express, and you will no longer be able to add money from your debit card at Target stores. As always, you can continue to add money to your Prepaid REDcard by using:

• Your debit card online through your Account
• Cash at a Target Store
• Direct Deposit (You can automatically add all or part of your paycheck, government benefits and federal tax refunds to your Prepaid REDcard)


DEAD FOR DEBIT CARD LOADS EFFECTIVE 10/12/2015 - MEMO: http://frequentmiler.boardingarea.co...uests-can-use/


DEAD FOR CREDIT CARD LOADS. (Amex GCs Included)

Effective May 6, 2015 registers are hard-coded to not allow credit card reload. PIN-based debit cards are working, however YMMV. PIN-based debit cards may be refused by cashiers.


WHAT IS TARGET PREPAID REDCARD?
Prepaid Redcard is a reloadable American Express card. It is only available to purchase at select Target stores.

    WEBSITE:
    This site may error when in Firefox, especially with adding payees / bill pay. Customer service says to use Chrome or Internet Explorer.
    https://amex.serve.com/prepaidredcard

    PREPAID REDCARD LOAD LIMITS
    Cash (or debit card) loading at Target: ** - $1,000/transaction, $2,500/day and $5,000/month
    Online Debit Card Load * - $200/day and $1,000/month
    Checking/Savings Account - $2,000/month
    Checks - $2,000/day and $10,000/month
    ATM Withdrawals - $750/day and $2,000/month



    All "Monthly" limits are per calendar month and reset on the 1st of each month.
    Daily limits reset at midnight Eastern time, 9 PM Pacific time.

    *For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt.

    ATM Withdrawals:
    No-fee ATM usage at US Target stores* and U.S. Allpoint network ATMs. (ATM usage not available at any other ATMs.) Find an Allpoint ATM at: www.allpointnetwork.com Note that some ATMs only allow $400/transaction. There is a $750/day and $2,000/month limit to ATM withdrawals.

    RedCard is only available in specific Target stores and is not available in all states. Go to this site to find a list of available locations:https://amex.serve.com/prepaidredcard

    FREQUENTLY ASKED QUESTIONS
    Q: Can I reload a RB at a Target that doesn't sell RB?
    Yes. However, the cashier may not know how to do it. You may be able to coach them through it by saying "It's like reloading a Starbucks (or Gift) card". For step-by-step instructions on one method of 'coaching' new cashiers see Post#1904

    Q: Can I buy or reload a RB in North Carolina?
    See post here: http://www.flyertalk.com/forum/manuf...a-63.html#2520
    There is currently a software issue preventing any reload of any kind in NC. It is a known issue but there is no ETA on a fix.

    Q: Can I reload the RB at any register, or just at the Customer Service desk?
    It can be done at any register, however some cashiers are not trained on how to do this and you may have to go to Customer Service.

    Q: What is the most efficient way to drain a RedCard?
    Use BillPay to pay bills. For example, pay the credit card you used to load RedCard with. You can also withdraw money at ATMs.

    Q: I cant access the BillPay feature through the RB website!
    Verify that your account information correctly reflects a 10-digit phone number (including area code). Numerous people have reported that their account only had a 7-digit phone number (no area code) and that, after updating to a 10-digit phone number, BillPay miraculously started working.

    Q: Can we buy a temporary Redbird card while we still have a Bluebird or Serve account?
    Yes.

    Q: How many Redbird cards can you purchase at once?
    You can only purchase one Redbird card a day per SSN. If you plan to purchase more than one, be sure to use a different SSN for each purchase to avoid activation issues.

    Q: Can we register our temporary Redbird online while we still have a Bluebird or Serve account?
    No. You will have to cancel your Bluebird or Serve account first before registering.

    Q: How do I cancel my BlueBird or Serve Account online? Do I need to call them?
    Frequent Miler posted a useful trick that will help you cancel online How to cancel Bluebird online This works for both BlueBird and Serve.

    Q: Cancelled Bluebird, why does registering Redbird error out saying Bluebird is still active?
    If you have open transactions that have not been settled, like BillPay checks that have not yet been cashed, the account cannot settle and will not be truly closed. Thus Target will reject it until it's permanently closed.

    Q: Can we get Redbird online?
    No. The only way to get Redbird is to find a participating Target store and buy a temporary card there. Some people have purchased RB on Ebay, Amazon, or through private deals. Be aware that doing so may violate the TOS of one or more of these services. Also be aware that buying an un-activated RB, you are potentially buying "stolen" merchandise; the seller *may* have simply taken the un-activated RB cards from a target store without permission. At best they got permission from a low-level employee; they certainly are not getting permission from someone authorized to allow sale of RB outside of the current Target-authorized roll out markets. It is highly recommended to only buy already activated Redbirds because many Targets which do not offer Redbirds also will not be able to activate them and you will spend a month with the Customer Service line trying to get a new one.

    Q: Does the initial load you put in when purchasing the Redbird count against the monthly limit?
    No. After registering the Redbird online, any loads done will count against your monthly limit, even on your temp card.

    Q: Can we load Redbird with Target gift cards at Target?NO.
    When loading, the register displays a large message saying that gift cards cannot be used to pay for this transaction.

    Q: What are the card’s load limits per transaction at Target?
    [B]As of 2/2/2015 there is a maximum $1,000 load per transaction. You can no longer load the same RB multiple times (multiple swipes) in 1 transaction. Likewise, you can no longer load multiple RBs (say your's and your spouse's) in 1 transaction. Maximum of 1 load, for $1,000 per debit card payment. End of story.

    Q: What credit cards can I use to reload RedCard in Target stores?
    NONE. As of May 6, 2015, credit cards cannot be used to reload.

    Q: Can I reload with a debit card?
    Yes, but only if the debit card can be authenticated with PIN-number. Signature-based debit that processes on the Visa/MasterCard/AmEx networks will NOT work.

    Q: Can I reload with a prepaid debit card or Vanilla Visa?
    Yes, but only if you have a PIN for that card.

    Q: How can I load 2 debit cards in one transaction? Example 2x$500.
    1. Swipe debit card on my terminal after total comes up $1000.
    2. PIN pad comes up. Enter 4 digit PIN.
    3. Do you want cash back? press NO
    4. Do you want full amount on this card? press NO <<<Note: I pressed YES and did not have a step 5. - PHLisa
    5. Cashier reads something on register, asks how much on this card. $500. They push something to continue.
    6. Swipe card #2. Enter PIN
    7. Repeat 3 to 5. Total: 0.00
    8. Receipt prints. Thank cashier. The end.
    (thanks to Mamibear)

    Q: Can someone else buy a Redbird card for you?
    Yes. When you buy a temp Redbird card at Target, you have to give them your drivers license info, your SSN (can be any set of numbers, does not need to be real), birthdate, and more. Then, you have to register the card online in order to get a permanent card. In the process of registering online, they ask for the birthday of the original buyer on the first screen, but you can put your own and it will still work. Either way, you can still change the details on the following screens. I did this for my wife. I bought the card at Target and used my own driver’s license, SSN, etc. But, when I got home, I registered the card to my wife. I can’t promise this will work for everyone, but it worked for me.

    Q: Can you reload Serve/Bluebird at Target?
    No.

    Q: How do I contact Target's support team to resolve an issue with my RedCard?
    Call Target's Prepaid Resolution Team, their direct telephone number is 800 438 6468 (open from 8AM to 430PM MST).

    Q: Can you have both Redbird and AFT cards?
    Yes.
    You can have both Redbird and AFT since they are independent products.

    Q: I got a "Pending" notice that the registration is being reviewed, what now?
    Add [email protected] to your address book, and check your spam folder for an email about it. You can also call in. They will need images or faxes of:
    • Social Security Documentation (must clearly show full 9 digit Social Security Number). Choose 1 of the following options:
    ◦ Social Security Card, OR
    ◦ A Medicare insurance card
    Plus...
    • Picture ID
    ◦ A valid driver's license card OR
    ◦ A valid state issued ID OR
    ◦ A valid United States Government ID Card (e.g. Green Card) OR
    ◦ A valid United States Passport (photo page only)


    Secure Document Upload
    Here's the link to upload secure documents to REDcard: https://secure.prepaidredcard.com/User/SecureFileUpload
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    Prepaid REDcard (Target) 2015-2016

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    Old Jul 1, 2015, 7:39 pm
      #8866  
     
    Join Date: Jan 2010
    Location: Twin Cities
    Programs: Delta DM MM, IHG Plat, Hilton DM, Marriott SE, Emerald EE, Oakdale Gun Club, NRA & GOA Life Member
    Posts: 3,870
    Anyone have issues with not being able to swipe their "debit" card when loading? For the past month, I've had to have the GS person or the cashier swipe it on their terminal all but two times.
    yohanson is offline  
    Old Jul 1, 2015, 8:05 pm
      #8867  
     
    Join Date: Feb 2015
    Posts: 595
    No problem loading 4k over 2 cards today in SE Michigan. Business as usual. Did both the customer-initiated split payment and the cashier-initiated without issue.
    shadow520 is offline  
    Old Jul 1, 2015, 8:17 pm
      #8868  
     
    Join Date: Jun 2004
    Location: IAD
    Programs: All of them to one degree or another
    Posts: 447
    Originally Posted by Chelski
    I retried the Sterling north and the CSRs were asking how to get a card. It was a pleasant change of attitude from my last visit where they did the you can't load with a gift card. I'll retry the Chantilly at some point (I think the weekend workers are better). Did $2k at both Sterling North and Dulles. Good to know FCVA is good when in the area.

    Take a pic of an item on TG.com, scroll down and take a pic of the store item number. Then if you need to break the ice ask them to tell you what aisle it's located in. I might try that in Chantilly and then do the oh BTW I'd like to load some money to see if the attitude changes.
    I was driving by Fair Oaks this afternoon soon thought I'd stop and check. Only had a $500 vanilla on me so it would be quick. Went to guest services and asked to load my prepaid. She asked how much and I said $500. Went smoothly and at the end she said "Is that the only one? Do you want to do more swipes?" Clearly attuned to the MS game and even somewhat shocked I wasn't loading the full 2500 per day. Her manager was at the register next to her and didn't bat any eye.
    DeaconY is offline  
    Old Jul 1, 2015, 10:32 pm
      #8869  
     
    Join Date: Jul 2015
    Posts: 44
    Cashier and manager denied loading GC

    So, I walked into my Target with my new 8 x $200 VGCs, to load my Prepaid Red Card. I told the CSR I will be using debit and then suddenly another lady who was walking by, came in and whispered something to the CSR. Thus, began a long explanation about how "3rd party" debit cards(read gift cards) are not accepted anymore as corporate policy; and that even though they go through the computer, Corporate has asked them not to take those. Manager was called and she said the same stuff. One person told this policy has been in effect since the last two months. That is definitely untrue, had loaded it yesterday! I didn't mention that (just told that I definitely have loaded twice in the last 2 months), and now regret it.

    Nevertheless, I have a trip planned for the weekend to LA and SB. Hoping to get some time to drain the VGCs there. Any suggestions on location?
    venusaur5391 is offline  
    Old Jul 1, 2015, 11:08 pm
      #8870  
     
    Join Date: Oct 2014
    Posts: 23
    Originally Posted by jayupatel001
    Just wanted to checkout if anybody has faced any issues in Chicago ? I am just about to go for loading at my local target.
    Loaded myself 5K on two RedBirds at three different stores without any issues.
    jayupatel001 is offline  
    Old Jul 1, 2015, 11:33 pm
      #8871  
     
    Join Date: Oct 2014
    Posts: 374
    Business as usual.
    winsteven13 is offline  
    Old Jul 1, 2015, 11:54 pm
      #8872  
     
    Join Date: Jul 2009
    Location: SJC
    Programs: AA, AS, Marriott
    Posts: 6,068
    Originally Posted by venusaur5391
    Thus, began a long explanation about how "3rd party" debit cards(read gift cards) are not accepted anymore as corporate policy; and that even though they go through the computer, Corporate has asked them not to take those. Manager was called and she said the same stuff. One person told this policy has been in effect since the last two months. That is definitely untrue, had loaded it yesterday!
    I had a similar situation at a local Target here today. I think the confusion was the wording of the memo that was sent out. If the memo had simply stated no credit card loads I think we'd be seeing a lot less scrutiny. The person and customer service today went to far as to peer over the top of the register as I was sliding my debit card to make sure I wasn't using the wrong kind of debit card, if you know what I mean.
    Majuki is offline  
    Old Jul 2, 2015, 4:57 am
      #8873  
     
    Join Date: Jul 2015
    Posts: 287
    I'm still looking for the answer if Redbird accepts vanilla one cards from bankcorp?
    isriam is offline  
    Old Jul 2, 2015, 5:05 am
      #8874  
     
    Join Date: Jul 2014
    Posts: 3,688
    Originally Posted by isriam
    I'm still looking for the answer if Redbird accepts vanilla one cards from bankcorp?
    yes
    Mamibear is offline  
    Old Jul 2, 2015, 5:35 am
      #8875  
     
    Join Date: Jun 2015
    Posts: 348
    Originally Posted by isriam
    I'm still looking for the answer if Redbird accepts vanilla one cards from bankcorp?
    Yes, I just loaded one yesterday.
    Flyby01 is offline  
    Old Jul 2, 2015, 6:42 am
      #8876  
     
    Join Date: Mar 2007
    Location: Midwest U.S.A
    Programs: Too many to list. Since the early 90's.
    Posts: 1,407
    Originally Posted by venusaur5391
    So, I walked into my Target with my new 8 x $200 VGCs, to load my Prepaid Red Card. I told the CSR I will be using debit and then suddenly another lady who was walking by, came in and whispered something to the CSR. Thus, began a long explanation about how "3rd party" debit cards(read gift cards) are not accepted anymore as corporate policy; and that even though they go through the computer, Corporate has asked them not to take those. Manager was called and she said the same stuff. One person told this policy has been in effect since the last two months. That is definitely untrue, had loaded it yesterday! I didn't mention that (just told that I definitely have loaded twice in the last 2 months), and now regret it.

    Nevertheless, I have a trip planned for the weekend to LA and SB. Hoping to get some time to drain the VGCs there. Any suggestions on location?
    Either you are very new at this or you are just trying to stir the pot. Wise ms'rs don't bring 8 cards to load at one location at one time especially 200s at TGT. That says to all "hey, I'm using GCs!!!" This is what leads to problems for you and everyone else. If you insist on loading 200s at Target you're going to have to split them up among a number of locations or across a number of days. Be wise and you won't run into issues. Slow down. Yes, it takes more time to travel around, but that's what you must do if you want to ms.
    Churnman is offline  
    Old Jul 2, 2015, 7:47 am
      #8877  
     
    Join Date: Mar 2009
    Posts: 2,295
    Had my favorite CS rep on my second Target load of the month. She was at a new POS machine today (yesterday, the person who helped me was at an old POS). It's a few more buttons and takes a few seconds longer, but it's all more or less the same issue. I was nervous I would have to walk her through the process of pressing K8, but she was ready for it!
    danpeake is offline  
    Old Jul 2, 2015, 7:48 am
      #8878  
     
    Join Date: Jul 2012
    Posts: 274
    Originally Posted by Churnman
    Either you are very new at this or you are just trying to stir the pot. Wise ms'rs don't bring 8 cards to load at one location at one time especially 200s at TGT. That says to all "hey, I'm using GCs!!!" This is what leads to problems for you and everyone else. If you insist on loading 200s at Target you're going to have to split them up among a number of locations or across a number of days. Be wise and you won't run into issues. Slow down. Yes, it takes more time to travel around, but that's what you must do if you want to ms.
    ^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^
    where is "like" button when you need one!!
    oozze is offline  
    Old Jul 2, 2015, 7:50 am
      #8879  
     
    Join Date: Jun 2011
    Posts: 800
    Originally Posted by danpeake
    Had my favorite CS rep on my second Target load of the month. She was at a new POS machine today (yesterday, the person who helped me was at an old POS). It's a few more buttons and takes a few seconds longer, but it's all more or less the same issue. I was nervous I would have to walk her through the process of pressing K8, but she was ready for it!
    At my favorite store, one of the CSRs kept saying "why do you keep telling me to press k8?! what are you trying to do?!"

    I now realized this lady was bipolar.

    But now she gets the process... TREAD LIGHTLY, EVERYONE!
    macrophage is offline  
    Old Jul 2, 2015, 8:08 am
      #8880  
     
    Join Date: Jul 2009
    Location: SJC
    Programs: AA, AS, Marriott
    Posts: 6,068
    Originally Posted by Churnman
    Either you are very new at this or you are just trying to stir the pot. Wise ms'rs don't bring 8 cards to load at one location at one time especially 200s at TGT. That says to all "hey, I'm using GCs!!!" This is what leads to problems for you and everyone else. If you insist on loading 200s at Target you're going to have to split them up among a number of locations or across a number of days. Be wise and you won't run into issues. Slow down. Yes, it takes more time to travel around, but that's what you must do if you want to ms.
    I think if you're at a location that's militantly anti-MS - A place where they say, "Show me the REDcard, ID, and payment method, and I need to make sure all three match." - there is nothing you can do. Yes, this isn't a binary situation a lot of the time, but I've generally found that one can be identified easily while loading even a single card. I would wager that the vast majority of people loading REDcards are doing it for MS purposes. Furthermore, what percentage of REDcard loaders in areas where they don't sell the card are doing this for MS? I would say probably 95% or more.

    It's impossible to educate everybody, and you need to find those locations that are MS friendly. Even if everyone on here is discreet and doesn't make a splash, there will be those who do. Just look at some of the reports of people going ballistic when the kiosks at WM went down because there was a line of people 5 deep loading $200 cards.
    Majuki is offline  


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