Jan 10, 2015, 9:20 pm
Last edit by: NoonRadar
Nov 24, 2015
Dear XXXXXXXXX,
We want to let you know that we are making a change to your Target Prepaid REDcard® by American Express, and you will no longer be able to add money from your debit card at Target stores. As always, you can continue to add money to your Prepaid REDcard by using:
• Your debit card online through your Account
• Cash at a Target Store
• Direct Deposit (You can automatically add all or part of your paycheck, government benefits and federal tax refunds to your Prepaid REDcard)
DEAD FOR DEBIT CARD LOADS EFFECTIVE 10/12/2015 - MEMO: http://frequentmiler.boardingarea.co...uests-can-use/
DEAD FOR CREDIT CARD LOADS. (Amex GCs Included)
Effective May 6, 2015 registers are hard-coded to not allow credit card reload. PIN-based debit cards are working, however YMMV. PIN-based debit cards may be refused by cashiers.
WHAT IS TARGET PREPAID REDCARD?
Prepaid Redcard is a reloadable American Express card. It is only available to purchase at select Target stores.
WEBSITE:
This site may error when in Firefox, especially with adding payees / bill pay. Customer service says to use Chrome or Internet Explorer.
https://amex.serve.com/prepaidredcard
PREPAID REDCARD LOAD LIMITS
Cash (or debit card) loading at Target: ** - $1,000/transaction, $2,500/day and $5,000/month
Online Debit Card Load * - $200/day and $1,000/month
Checking/Savings Account - $2,000/month
Checks - $2,000/day and $10,000/month
ATM Withdrawals - $750/day and $2,000/month
All "Monthly" limits are per calendar month and reset on the 1st of each month.
Daily limits reset at midnight Eastern time, 9 PM Pacific time.
*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt.
ATM Withdrawals:
No-fee ATM usage at US Target stores* and U.S. Allpoint network ATMs. (ATM usage not available at any other ATMs.) Find an Allpoint ATM at: www.allpointnetwork.com Note that some ATMs only allow $400/transaction. There is a $750/day and $2,000/month limit to ATM withdrawals.
RedCard is only available in specific Target stores and is not available in all states. Go to this site to find a list of available locations:https://amex.serve.com/prepaidredcard
FREQUENTLY ASKED QUESTIONS
Q: Can I reload a RB at a Target that doesn't sell RB?
Yes. However, the cashier may not know how to do it. You may be able to coach them through it by saying "It's like reloading a Starbucks (or Gift) card". For step-by-step instructions on one method of 'coaching' new cashiers see Post#1904
Q: Can I buy or reload a RB in North Carolina?
See post here: http://www.flyertalk.com/forum/manuf...a-63.html#2520
There is currently a software issue preventing any reload of any kind in NC. It is a known issue but there is no ETA on a fix.
Q: Can I reload the RB at any register, or just at the Customer Service desk?
It can be done at any register, however some cashiers are not trained on how to do this and you may have to go to Customer Service.
Q: What is the most efficient way to drain a RedCard?
Use BillPay to pay bills. For example, pay the credit card you used to load RedCard with. You can also withdraw money at ATMs.
Q: I cant access the BillPay feature through the RB website!
Verify that your account information correctly reflects a 10-digit phone number (including area code). Numerous people have reported that their account only had a 7-digit phone number (no area code) and that, after updating to a 10-digit phone number, BillPay miraculously started working.
Q: Can we buy a temporary Redbird card while we still have a Bluebird or Serve account?
Yes.
Q: How many Redbird cards can you purchase at once?
You can only purchase one Redbird card a day per SSN. If you plan to purchase more than one, be sure to use a different SSN for each purchase to avoid activation issues.
Q: Can we register our temporary Redbird online while we still have a Bluebird or Serve account?
No. You will have to cancel your Bluebird or Serve account first before registering.
Q: How do I cancel my BlueBird or Serve Account online? Do I need to call them?
Frequent Miler posted a useful trick that will help you cancel online How to cancel Bluebird online This works for both BlueBird and Serve.
Q: Cancelled Bluebird, why does registering Redbird error out saying Bluebird is still active?
If you have open transactions that have not been settled, like BillPay checks that have not yet been cashed, the account cannot settle and will not be truly closed. Thus Target will reject it until it's permanently closed.
Q: Can we get Redbird online?
No. The only way to get Redbird is to find a participating Target store and buy a temporary card there. Some people have purchased RB on Ebay, Amazon, or through private deals. Be aware that doing so may violate the TOS of one or more of these services. Also be aware that buying an un-activated RB, you are potentially buying "stolen" merchandise; the seller *may* have simply taken the un-activated RB cards from a target store without permission. At best they got permission from a low-level employee; they certainly are not getting permission from someone authorized to allow sale of RB outside of the current Target-authorized roll out markets. It is highly recommended to only buy already activated Redbirds because many Targets which do not offer Redbirds also will not be able to activate them and you will spend a month with the Customer Service line trying to get a new one.
Q: Does the initial load you put in when purchasing the Redbird count against the monthly limit?
No. After registering the Redbird online, any loads done will count against your monthly limit, even on your temp card.
Q: Can we load Redbird with Target gift cards at Target?NO.
When loading, the register displays a large message saying that gift cards cannot be used to pay for this transaction.
Q: What are the card’s load limits per transaction at Target?
[B]As of 2/2/2015 there is a maximum $1,000 load per transaction. You can no longer load the same RB multiple times (multiple swipes) in 1 transaction. Likewise, you can no longer load multiple RBs (say your's and your spouse's) in 1 transaction. Maximum of 1 load, for $1,000 per debit card payment. End of story.
Q: What credit cards can I use to reload RedCard in Target stores?
NONE. As of May 6, 2015, credit cards cannot be used to reload.
Q: Can I reload with a debit card?
Yes, but only if the debit card can be authenticated with PIN-number. Signature-based debit that processes on the Visa/MasterCard/AmEx networks will NOT work.
Q: Can I reload with a prepaid debit card or Vanilla Visa?
Yes, but only if you have a PIN for that card.
Q: How can I load 2 debit cards in one transaction? Example 2x$500.
1. Swipe debit card on my terminal after total comes up $1000.
2. PIN pad comes up. Enter 4 digit PIN.
3. Do you want cash back? press NO
4. Do you want full amount on this card? press NO <<<Note: I pressed YES and did not have a step 5. - PHLisa
5. Cashier reads something on register, asks how much on this card. $500. They push something to continue.
6. Swipe card #2. Enter PIN
7. Repeat 3 to 5. Total: 0.00
8. Receipt prints. Thank cashier. The end.
(thanks to Mamibear)
Q: Can someone else buy a Redbird card for you?
Yes. When you buy a temp Redbird card at Target, you have to give them your drivers license info, your SSN (can be any set of numbers, does not need to be real), birthdate, and more. Then, you have to register the card online in order to get a permanent card. In the process of registering online, they ask for the birthday of the original buyer on the first screen, but you can put your own and it will still work. Either way, you can still change the details on the following screens. I did this for my wife. I bought the card at Target and used my own driver’s license, SSN, etc. But, when I got home, I registered the card to my wife. I can’t promise this will work for everyone, but it worked for me.
Q: Can you reload Serve/Bluebird at Target?
No.
Q: How do I contact Target's support team to resolve an issue with my RedCard?
Call Target's Prepaid Resolution Team, their direct telephone number is 800 438 6468 (open from 8AM to 430PM MST).
Q: Can you have both Redbird and AFT cards?
Yes.
You can have both Redbird and AFT since they are independent products.
Q: I got a "Pending" notice that the registration is being reviewed, what now?
Add [email protected] to your address book, and check your spam folder for an email about it. You can also call in. They will need images or faxes of:
• Social Security Documentation (must clearly show full 9 digit Social Security Number). Choose 1 of the following options:
◦ Social Security Card, OR
◦ A Medicare insurance card
Plus...
• Picture ID
◦ A valid driver's license card OR
◦ A valid state issued ID OR
◦ A valid United States Government ID Card (e.g. Green Card) OR
◦ A valid United States Passport (photo page only)
◦ Social Security Card, OR
◦ A Medicare insurance card
Plus...
• Picture ID
◦ A valid driver's license card OR
◦ A valid state issued ID OR
◦ A valid United States Government ID Card (e.g. Green Card) OR
◦ A valid United States Passport (photo page only)
Secure Document Upload
Here's the link to upload secure documents to REDcard: https://secure.prepaidredcard.com/User/SecureFileUpload
Prepaid REDcard (Target) 2015-2016
Jun 25, 2015, 6:13 pm
#8731
Join Date: Aug 2011
Location: SFO/SJC
Programs: MR,UR, UA, BA, AA, Hotels
Posts: 581
Twice in the past few days I was asked "Are you using a GC?" I just say, "No, Visa Debit" and they let it slide. Their ... is then covered.
I think there is a lot of confusion over what "3rd party cards" are that they are not allowed to use. It is meant to stop CC loads, but seems to be sweeping up debit GC (which they are assuming are CC's).
I think there is a lot of confusion over what "3rd party cards" are that they are not allowed to use. It is meant to stop CC loads, but seems to be sweeping up debit GC (which they are assuming are CC's).
Jun 25, 2015, 7:48 pm
#8732
Join Date: Jun 2011
Posts: 800
I haven't had a chance to try it at my store because they still have some old systems in the store and they insist I use those. I don't mind using them because they work, but I don't get to try something new :\
Jun 25, 2015, 8:25 pm
#8733
Join Date: Oct 2014
Posts: 2
Jun 25, 2015, 9:00 pm
#8735
Join Date: Jul 2011
Posts: 1,114
Jun 25, 2015, 9:16 pm
#8736
Join Date: Jul 2014
Posts: 483
I can confirm that VGCs can still be easily loaded. I don't think a lot of people load at my local Target and I keep going back to the same cashier that initially didn't know what a Redcard was. I walked her through it and she gets me in and out in 2 minutes. They don't have the new POS, so I haven't been able to test K8 yet.
Jun 25, 2015, 9:26 pm
#8737
Join Date: Jan 2015
Posts: 1
Just a note for my fellow SAN MSers.. went to the Target on Balboa and Genesee today to load. This has been one of the most accommodating locations I've been to... no problem doing splits, $2k or more, multiple RBs, and even I was often proactively asked if I wanted to do more loads when I would only do $1k. This was even after the CC shutdown.
Today, no dice with GCs across multiple CSRs throughout the day... I was asked for the card I was paying with every time and shut down when they realized it didn't have my name. I was using OVs. I had a feeling it was going to happen when I ran into someone I'd never seen before this morning at Guest Services that had "Trainer" below her name on her name tag and she immediately asked how I was going to be paying. After several failed attempts throughout the day, the nail in the coffin was about 9:30 tonight when their best CSR I've dealt with turned me down. I'm going to consider this store dead for at least a month before trying again.
Today, no dice with GCs across multiple CSRs throughout the day... I was asked for the card I was paying with every time and shut down when they realized it didn't have my name. I was using OVs. I had a feeling it was going to happen when I ran into someone I'd never seen before this morning at Guest Services that had "Trainer" below her name on her name tag and she immediately asked how I was going to be paying. After several failed attempts throughout the day, the nail in the coffin was about 9:30 tonight when their best CSR I've dealt with turned me down. I'm going to consider this store dead for at least a month before trying again.
Jun 25, 2015, 10:54 pm
#8738
Join Date: Jan 2000
Location: SAN
Posts: 30
SD targets
[Note: I tried Santee a few weeks ago and got turned down, too. Also the Target on Othello in Kearny Mesa.)
Anyone tried La Mesa?
Jun 25, 2015, 11:40 pm
#8739
Join Date: Mar 2011
Location: SAN
Programs: Delta Gold. Hilton Diamond. Hyatt Explorist.
Posts: 1,677
I always used to do it at MV Target with no problem and now even the easiest guy to deal with says no--the registers are coded against it. He also said he had a call with Amex that day and that our debit cards must be bank-issued. I am desperate to know of a San Diego Target I can unload my last $2k of Simon GCs. I am done after this.
[Note: I tried Santee a few weeks ago and got turned down, too. Also the Target on Othello in Kearny Mesa.)
Anyone tried La Mesa?
[Note: I tried Santee a few weeks ago and got turned down, too. Also the Target on Othello in Kearny Mesa.)
Anyone tried La Mesa?
p.s. if you are stuck with Simon Mall visa gift cards, you can use them to buy a money order at Walmart. There are still Walmarts in SD that allow that.
Jun 26, 2015, 12:10 am
#8741
Join Date: Dec 2011
Posts: 49
New process when I loaded today in SF area: I was asked to swipe redcard using the payment terminal. Cashier then entered in the payment and let me go at it with gift cards. Split tender easily, but the process took longer than it used to.
To the guy who was in front of me in an SF target around 8pm fumbling around and nervously asking to load 500-200-200-100. You're an idiot.. get your stuff together before making your requests and respect everybody else's time.
To the guy who was in front of me in an SF target around 8pm fumbling around and nervously asking to load 500-200-200-100. You're an idiot.. get your stuff together before making your requests and respect everybody else's time.
Jun 26, 2015, 12:57 am
#8742
Join Date: Jan 2015
Location: LHR
Programs: AA
Posts: 773
New process when I loaded today in SF area: I was asked to swipe redcard using the payment terminal. Cashier then entered in the payment and let me go at it with gift cards. Split tender easily, but the process took longer than it used to.
To the guy who was in front of me in an SF target around 8pm fumbling around and nervously asking to load 500-200-200-100. You're an idiot.. get your stuff together before making your requests and respect everybody else's time.
To the guy who was in front of me in an SF target around 8pm fumbling around and nervously asking to load 500-200-200-100. You're an idiot.. get your stuff together before making your requests and respect everybody else's time.
Jun 26, 2015, 6:40 am
#8743
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Indeed, MS in many ways is just a confidence game. 
This kind of thing is amazing to me. I am pretty new to this game relative to most around here; I didn't get into real MS until after RedBird lost CC. But before I even get in line for the register to load, I make sure I have any relevant cards in my hand, and I know what order they're in in the stack so I can pick out any of them without appearing confused or nervous or having to double check anything. I find that when I have everything ready to go smoothly, cashiers are much less likely to question anything. It feels like common sense. Don't push your luck or be flustered, people.
Jun 26, 2015, 6:51 am
#8744
Suspended
Join Date: Dec 2014
Posts: 8,460
Reminds me a little of my stockbroker days. Would have guys calling acting all big and tough that they were about to strike it rich with a hot tip. I'd load up their order ticket and then before I submitted, with a little whimper they'd pull out the "Well do you think this is a good idea?" Guys if you can't handle the heat, get out of the kitchen.
Jun 26, 2015, 7:15 am
#8745
Join Date: Jul 2014
Posts: 3,688
these PayPower VGCs can be loaded to RB and other prepaids without problems.