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Old Jan 10, 2015, 9:20 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: NoonRadar

Nov 24, 2015

Dear XXXXXXXXX,

We want to let you know that we are making a change to your Target Prepaid REDcard® by American Express, and you will no longer be able to add money from your debit card at Target stores. As always, you can continue to add money to your Prepaid REDcard by using:

• Your debit card online through your Account
• Cash at a Target Store
• Direct Deposit (You can automatically add all or part of your paycheck, government benefits and federal tax refunds to your Prepaid REDcard)


DEAD FOR DEBIT CARD LOADS EFFECTIVE 10/12/2015 - MEMO: http://frequentmiler.boardingarea.co...uests-can-use/


DEAD FOR CREDIT CARD LOADS. (Amex GCs Included)

Effective May 6, 2015 registers are hard-coded to not allow credit card reload. PIN-based debit cards are working, however YMMV. PIN-based debit cards may be refused by cashiers.


WHAT IS TARGET PREPAID REDCARD?
Prepaid Redcard is a reloadable American Express card. It is only available to purchase at select Target stores.

    WEBSITE:
    This site may error when in Firefox, especially with adding payees / bill pay. Customer service says to use Chrome or Internet Explorer.
    https://amex.serve.com/prepaidredcard

    PREPAID REDCARD LOAD LIMITS
    Cash (or debit card) loading at Target: ** - $1,000/transaction, $2,500/day and $5,000/month
    Online Debit Card Load * - $200/day and $1,000/month
    Checking/Savings Account - $2,000/month
    Checks - $2,000/day and $10,000/month
    ATM Withdrawals - $750/day and $2,000/month



    All "Monthly" limits are per calendar month and reset on the 1st of each month.
    Daily limits reset at midnight Eastern time, 9 PM Pacific time.

    *For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt.

    ATM Withdrawals:
    No-fee ATM usage at US Target stores* and U.S. Allpoint network ATMs. (ATM usage not available at any other ATMs.) Find an Allpoint ATM at: www.allpointnetwork.com Note that some ATMs only allow $400/transaction. There is a $750/day and $2,000/month limit to ATM withdrawals.

    RedCard is only available in specific Target stores and is not available in all states. Go to this site to find a list of available locations:https://amex.serve.com/prepaidredcard

    FREQUENTLY ASKED QUESTIONS
    Q: Can I reload a RB at a Target that doesn't sell RB?
    Yes. However, the cashier may not know how to do it. You may be able to coach them through it by saying "It's like reloading a Starbucks (or Gift) card". For step-by-step instructions on one method of 'coaching' new cashiers see Post#1904

    Q: Can I buy or reload a RB in North Carolina?
    See post here: http://www.flyertalk.com/forum/manuf...a-63.html#2520
    There is currently a software issue preventing any reload of any kind in NC. It is a known issue but there is no ETA on a fix.

    Q: Can I reload the RB at any register, or just at the Customer Service desk?
    It can be done at any register, however some cashiers are not trained on how to do this and you may have to go to Customer Service.

    Q: What is the most efficient way to drain a RedCard?
    Use BillPay to pay bills. For example, pay the credit card you used to load RedCard with. You can also withdraw money at ATMs.

    Q: I cant access the BillPay feature through the RB website!
    Verify that your account information correctly reflects a 10-digit phone number (including area code). Numerous people have reported that their account only had a 7-digit phone number (no area code) and that, after updating to a 10-digit phone number, BillPay miraculously started working.

    Q: Can we buy a temporary Redbird card while we still have a Bluebird or Serve account?
    Yes.

    Q: How many Redbird cards can you purchase at once?
    You can only purchase one Redbird card a day per SSN. If you plan to purchase more than one, be sure to use a different SSN for each purchase to avoid activation issues.

    Q: Can we register our temporary Redbird online while we still have a Bluebird or Serve account?
    No. You will have to cancel your Bluebird or Serve account first before registering.

    Q: How do I cancel my BlueBird or Serve Account online? Do I need to call them?
    Frequent Miler posted a useful trick that will help you cancel online How to cancel Bluebird online This works for both BlueBird and Serve.

    Q: Cancelled Bluebird, why does registering Redbird error out saying Bluebird is still active?
    If you have open transactions that have not been settled, like BillPay checks that have not yet been cashed, the account cannot settle and will not be truly closed. Thus Target will reject it until it's permanently closed.

    Q: Can we get Redbird online?
    No. The only way to get Redbird is to find a participating Target store and buy a temporary card there. Some people have purchased RB on Ebay, Amazon, or through private deals. Be aware that doing so may violate the TOS of one or more of these services. Also be aware that buying an un-activated RB, you are potentially buying "stolen" merchandise; the seller *may* have simply taken the un-activated RB cards from a target store without permission. At best they got permission from a low-level employee; they certainly are not getting permission from someone authorized to allow sale of RB outside of the current Target-authorized roll out markets. It is highly recommended to only buy already activated Redbirds because many Targets which do not offer Redbirds also will not be able to activate them and you will spend a month with the Customer Service line trying to get a new one.

    Q: Does the initial load you put in when purchasing the Redbird count against the monthly limit?
    No. After registering the Redbird online, any loads done will count against your monthly limit, even on your temp card.

    Q: Can we load Redbird with Target gift cards at Target?NO.
    When loading, the register displays a large message saying that gift cards cannot be used to pay for this transaction.

    Q: What are the card’s load limits per transaction at Target?
    [B]As of 2/2/2015 there is a maximum $1,000 load per transaction. You can no longer load the same RB multiple times (multiple swipes) in 1 transaction. Likewise, you can no longer load multiple RBs (say your's and your spouse's) in 1 transaction. Maximum of 1 load, for $1,000 per debit card payment. End of story.

    Q: What credit cards can I use to reload RedCard in Target stores?
    NONE. As of May 6, 2015, credit cards cannot be used to reload.

    Q: Can I reload with a debit card?
    Yes, but only if the debit card can be authenticated with PIN-number. Signature-based debit that processes on the Visa/MasterCard/AmEx networks will NOT work.

    Q: Can I reload with a prepaid debit card or Vanilla Visa?
    Yes, but only if you have a PIN for that card.

    Q: How can I load 2 debit cards in one transaction? Example 2x$500.
    1. Swipe debit card on my terminal after total comes up $1000.
    2. PIN pad comes up. Enter 4 digit PIN.
    3. Do you want cash back? press NO
    4. Do you want full amount on this card? press NO <<<Note: I pressed YES and did not have a step 5. - PHLisa
    5. Cashier reads something on register, asks how much on this card. $500. They push something to continue.
    6. Swipe card #2. Enter PIN
    7. Repeat 3 to 5. Total: 0.00
    8. Receipt prints. Thank cashier. The end.
    (thanks to Mamibear)

    Q: Can someone else buy a Redbird card for you?
    Yes. When you buy a temp Redbird card at Target, you have to give them your drivers license info, your SSN (can be any set of numbers, does not need to be real), birthdate, and more. Then, you have to register the card online in order to get a permanent card. In the process of registering online, they ask for the birthday of the original buyer on the first screen, but you can put your own and it will still work. Either way, you can still change the details on the following screens. I did this for my wife. I bought the card at Target and used my own driver’s license, SSN, etc. But, when I got home, I registered the card to my wife. I can’t promise this will work for everyone, but it worked for me.

    Q: Can you reload Serve/Bluebird at Target?
    No.

    Q: How do I contact Target's support team to resolve an issue with my RedCard?
    Call Target's Prepaid Resolution Team, their direct telephone number is 800 438 6468 (open from 8AM to 430PM MST).

    Q: Can you have both Redbird and AFT cards?
    Yes.
    You can have both Redbird and AFT since they are independent products.

    Q: I got a "Pending" notice that the registration is being reviewed, what now?
    Add [email protected] to your address book, and check your spam folder for an email about it. You can also call in. They will need images or faxes of:
    • Social Security Documentation (must clearly show full 9 digit Social Security Number). Choose 1 of the following options:
    ◦ Social Security Card, OR
    ◦ A Medicare insurance card
    Plus...
    • Picture ID
    ◦ A valid driver's license card OR
    ◦ A valid state issued ID OR
    ◦ A valid United States Government ID Card (e.g. Green Card) OR
    ◦ A valid United States Passport (photo page only)


    Secure Document Upload
    Here's the link to upload secure documents to REDcard: https://secure.prepaidredcard.com/User/SecureFileUpload
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    Prepaid REDcard (Target) 2015-2016

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    Old Jun 22, 2015, 4:19 am
      #8641  
     
    Join Date: Jun 2004
    Location: IAD
    Programs: All of them to one degree or another
    Posts: 447
    Originally Posted by eastlink777
    Can anyone advice me as I am new in this game, I like to use my chase ink card which gives me 5% cash back from office supplies stores but I am unable to find more than $200 value gift cards from staples or office depot to load my redbird. I am looking for $500 debit gift cards as I have only $4.95 X 2 ($9.90 in fees) to load $1000 but with $200 cards I have to pay $4.95 X 5 ($24.75 in fees) that will negate the benefits and effort.

    Thanks
    My advice is to keep reading these forums. The answers you are looking for are here; you just have to be willing to put in the time and find it. That said, if you find $500 VGCs at any office supply store please let us know!
    DeaconY is offline  
    Old Jun 22, 2015, 5:33 am
      #8642  
     
    Join Date: Jan 2010
    Location: Florida
    Programs: Hyatt Globalist, Bonvoy platinum
    Posts: 89
    Originally Posted by Happy
    I am at South Florida.

    I could do both up till yesterday. I pick CS or register based on where I parked at the lot. At this Target which is very close to home, during the day the very shady area is on the side of the entrance that leads to the grocery dept, and is the farthest to the CS desk. If I come at night I use the entrance that the CS is immediately at the right. I also pick which to use based on how long a line there is.

    Yesterday it was day time also the registers were not busy but a floor supervisor told me I needed to go to CS. On my way to the CS there were 2 registers no customer. I asked, both cashiers said needed to do it at the CS. One even added, we were not allowed to do it at the register any more.
    Lucky you. I've never been successful at the cashiers. Asked once and was told by mgr that they aren't allowed. I guess I stopped trying. Sure would have saved me some time! At least we still have cs, never have problems.
    reubenfairbird is offline  
    Old Jun 22, 2015, 6:07 am
      #8643  
     
    Join Date: Apr 2015
    Location: Hopkinton, MA
    Posts: 232
    It's completely store/csr/manager dependent.

    I went in yesterday with a couple 200's from staples yesterday. Did one 200 load at the csr but had someone behind me so ended. Bought some soda and loaded the other 200 at the register. As always, YMMV.
    Car Jack is offline  
    Old Jun 22, 2015, 9:09 am
      #8644  
     
    Join Date: Feb 2012
    Location: Los Angles
    Posts: 2,101
    Originally Posted by DeaconY
    My advice is to keep reading these forums. The answers you are looking for are here; you just have to be willing to put in the time and find it. That said, if you find $500 VGCs at any office supply store please let us know!
    Are u looking for $500 VGCs at Office supply store?
    Keep reading these forums. The answers you are looking for are here.
    you just have to be willing to put in the time and find it.

    some posts I choose to ignore, some can't resist...
    prasha11 is offline  
    Old Jun 22, 2015, 9:09 am
      #8645  
     
    Join Date: Jul 2009
    Location: World
    Posts: 1,647
    Anyone able to load Redcards in North Carolina again?

    Haven't tried myself in 6+ weeks.
    mster is offline  
    Old Jun 22, 2015, 9:18 am
      #8646  
     
    Join Date: Jul 2014
    Posts: 3,688
    Originally Posted by eastlink777
    Can anyone advice me as I am new in this game, I like to use my chase ink card which gives me 5% cash back from office supplies stores but I am unable to find more than $200 value gift cards from staples or office depot to load my redbird. I am looking for $500 debit gift cards as I have only $4.95 X 2 ($9.90 in fees) to load $1000 but with $200 cards I have to pay $4.95 X 5 ($24.75 in fees) that will negate the benefits and effort.
    There are variable vanilla GCs sold at OD and they can be moneymakers when the $20 off wyb $300 or more vanilla GCs offer come along. These variable vanillas are hardcoded for CASH only but it is still profitable for many who know what they're doing. If interested, check the OD-OM thread and it has been discussed there in detail.
    Mamibear is offline  
    Old Jun 22, 2015, 9:26 am
      #8647  
    FlyerTalk Evangelist
     
    Join Date: Apr 2002
    Location: Madison, WI, USA
    Posts: 14,162
    Originally Posted by PaulMSN
    The next day I had no problem loading $1000 with 2 Simon GCs (different cashier), so I guess it was just the first cashier.
    After another successful load Saturday, I tried yesterday to load with 2 OneVanilla cards. After the service desk cashier swiped the RC and typed $1000 for the load amount, I told the cashier that the first card has $500 on it. This was when another cashier who had been hovering nearby swooped in and asked me for my ID, which I gave to her. She then asked for the card I was going to use, so I gave her the OV. She then told me that they won't accept GCs, only debit cards.

    I pointed out that it was a debit card, and she replied it was a reloadable gift card. When I said it was not, she then told me that they can only accept debit cards with my name on it. I told her that I successfully loaded these type of cards only yesterday and she insisted they should not have and that it was store policy.

    She is clearly one of those people who gets off on denying others. I'll try again today, but if it is indeed store policy, I'll have to frequent other Targets. I might file a complaint against her, anyway. Wanting to screw other people over doesn't make for a very good employee.
    PaulMSN is offline  
    Old Jun 22, 2015, 9:45 am
      #8648  
     
    Join Date: Feb 2012
    Location: Los Angles
    Posts: 2,101
    Originally Posted by PaulMSN
    I pointed out that it was a debit card, and she replied it was a reloadable gift card. When I said it was not, she then told me that they can only accept debit cards with my name on it. I told her that I successfully loaded these type of cards only yesterday and she insisted they should not have and that it was store policy.
    Those who ask for ID and then want to see the card, un-winnable situation! (they know exactly what they are doing, no wiggle room!), I walk away....I keep my doors open to come back. I play dumb but feel smart
    prasha11 is offline  
    Old Jun 22, 2015, 9:51 am
      #8649  
     
    Join Date: Jul 2013
    Location: SoCal
    Programs: AA EXP, SPG Lifetime Platinum, MR Platinum, Hilton Diamond
    Posts: 249
    Originally Posted by PaulMSN
    After another successful load Saturday, I tried yesterday to load with 2 OneVanilla cards. After the service desk cashier swiped the RC and typed $1000 for the load amount, I told the cashier that the first card has $500 on it. This was when another cashier who had been hovering nearby swooped in and asked me for my ID, which I gave to her. She then asked for the card I was going to use, so I gave her the OV. She then told me that they won't accept GCs, only debit cards.

    I pointed out that it was a debit card, and she replied it was a reloadable gift card. When I said it was not, she then told me that they can only accept debit cards with my name on it. I told her that I successfully loaded these type of cards only yesterday and she insisted they should not have and that it was store policy.

    She is clearly one of those people who gets off on denying others. I'll try again today, but if it is indeed store policy, I'll have to frequent other Targets. I might file a complaint against her, anyway. Wanting to screw other people over doesn't make for a very good employee.

    IMO no reason to poke the bear, say no problem and move along and try another day/time when she is not there. If you become an issue to them then you will be branded and also might get others shutdown, don't be that person! Remember the rules of friendly MS'ing please.
    kenme1 is offline  
    Old Jun 22, 2015, 10:07 am
      #8650  
     
    Join Date: Jun 2004
    Location: IAD
    Programs: All of them to one degree or another
    Posts: 447
    Originally Posted by prasha11
    Are u looking for $500 VGCs at Office supply store?
    Keep reading these forums. The answers you are looking for are here.
    you just have to be willing to put in the time and find it.

    some posts I choose to ignore, some can't resist...
    No. I was responding to the post I quoted. Basically said the same thing as you. OP needs to dig in and read just like everyone else.
    DeaconY is offline  
    Old Jun 22, 2015, 10:16 am
      #8651  
     
    Join Date: Mar 2006
    Posts: 43
    Paul- Are you loading at Fitchburg? I have no problem there. I've only been given grief at Hilldale. Then at Junction, I don't try anymore.


    Originally Posted by PaulMSN
    After another successful load Saturday, I tried yesterday to load with 2 OneVanilla cards. After the service desk cashier swiped the RC and typed $1000 for the load amount, I told the cashier that the first card has $500 on it. This was when another cashier who had been hovering nearby swooped in and asked me for my ID, which I gave to her. She then asked for the card I was going to use, so I gave her the OV. She then told me that they won't accept GCs, only debit cards.

    I pointed out that it was a debit card, and she replied it was a reloadable gift card. When I said it was not, she then told me that they can only accept debit cards with my name on it. I told her that I successfully loaded these type of cards only yesterday and she insisted they should not have and that it was store policy.

    She is clearly one of those people who gets off on denying others. I'll try again today, but if it is indeed store policy, I'll have to frequent other Targets. I might file a complaint against her, anyway. Wanting to screw other people over doesn't make for a very good employee.
    jb0506 is offline  
    Old Jun 22, 2015, 10:23 am
      #8652  
     
    Join Date: Apr 2015
    Posts: 166
    Originally Posted by jb0506
    Paul- Are you loading at Fitchburg? I have no problem there. I've only been given grief at Hilldale. Then at Junction, I don't try anymore.
    Hope not. Only place I've been able to do it at recently.
    Falimz is offline  
    Old Jun 22, 2015, 10:35 am
      #8653  
     
    Join Date: May 2005
    Posts: 1,337
    Can we rename this the Redcard/newbie thread? It seems the past month has been nothing but:
    • I successfully loaded a GC at Target today and this happened (proceed with superfluous story not needed that mimics umpteen other stories already told)
    • How do I .............?
    • My OV didn't work today. GCs dead?
    • Couldn't load Redcard. Redcard dead?
    MileageGoblin is offline  
    Old Jun 22, 2015, 10:52 am
      #8654  
    FlyerTalk Evangelist
     
    Join Date: Apr 2002
    Location: Madison, WI, USA
    Posts: 14,162
    Originally Posted by jb0506
    Paul- Are you loading at Fitchburg? I have no problem there. I've only been given grief at Hilldale. Then at Junction, I don't try anymore.
    This was Hilldale, where I've been almost entirely successful until now. Fitchburg and East Side have been good, too. Junction Rd. has had a cash-only policy since the beginning, I think.
    PaulMSN is offline  
    Old Jun 22, 2015, 11:00 am
      #8655  
     
    Join Date: May 2014
    Location: LAX
    Programs: AA, UA, DL, NSA, CIA, MIB
    Posts: 537
    Originally Posted by MileageGoblin
    Can we rename this the Redcard/newbie thread? It seems the past month has been nothing but:
    • I successfully loaded a GC at Target today and this happened (proceed with superfluous story not needed that mimics umpteen other stories already told)
    • How do I .............?
    • My OV didn't work today. GCs dead?
    • Couldn't load Redcard. Redcard dead?
    *clapping in approval
    cajunguy is offline  


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