I don't use Serve, use Redbird instead (3 of them) but being they're both prepaid Amex products and on the same platform, I'd assume for the purpose of your question its the same.

I almost exclusively unload via billpay, without regard of whether I'm paying the same cc from the same Redbird I loaded with that cc. I did follow the "do not do closed loop" advised for a bit then saw no data points of anyone getting in trouble so stopped caring, makes MS-ing much more convenient.

I don't know if Citi takes serve as its not a real debit card. But no issues bill paying them, even if you use it to fund the card online.

Serve customer service does not seem to know the difference in the new blue version and the green version. Finally, the 4th person was able to describe the difference.

They are referring to the new Blue card as the "free direct deposit version" as it has expedited direct deposit availability and is free with a 500+ monthly direct deposit. While the terms say "up to 3.95" and "fees vary by retailer," I was informed that all locations will charge 3.95 for a cash reload.

I promptly cancelled my wife's new blue card and going in search of a temporary card that is old enough to be under the old terms and conditions. New Blue cards start with 3727 42... old blue cards will start with 3727 41 per Steve's comment here: http://frequentmiler.boardingarea.co...eloping-story/

I have SoftServe. Is there any reason to switch to Green or Silver Serve for me?

Not unless you like giving up something awesome :D

With the new Silver Serve giving 1% cash back, I wonder how we can leverage the "backup funding" to maximize this. I don't live in one of the states that waives the $5.95 monthly fee, but maybe the 1% cash back can make up for it, especially if linked to PPBDMC, which has PP credit card as backup funding. At the very minimum, wouldn't this be a 3-4% cash back card on all purchases?

afaik, the only CC allowed as back up for PPBDC is PayPal extras MC. And rewards of PPEMC are capped at 50K points roughly equivalent to $400/year with 2000 pts left since 6000 pts =$50

That sucks. Silver Serve could have had some real potential. Could have basically been an extra 1% back on the all the daily stuff for a measly $6/month.

Still wouldn't want to give up my blue serve for something that now charges a fee to add a VGC. Would be nice to have both, though.

Since they have made changes to serve and my soft serve card got grandfathered in am I still able to change out the credit cards linked with it? I want to make sure I do not do anything that would cause my account to be converted to the new version.

Once we get some better feedback, the wiki could contain all the updated info to separate old blue, new blue, green, and silver serve accounts.

I like my "old blue serve" a lot.

I assume "cash reload" fees will be the same as debit (VGC) reload fees. A $3.95 per load fee is deal-breaker for most.

Per Amex's site, "Cash Reloads Up to $3.95 (fee)."

So, I'll use my old blue serve for as long as they let me stay grandfathered with it. After that, I'll have to pony up the $5/month for the green serve to keep the VGC option open. Adding another redbird is not really a good option for me.

BTW, anyone look at the ONE VIP version of serve?

https://serve.com/onevip/

Basically, it looks like a card that may be a little more difficult for them to impose higher fees on, but who knows. How many different types of serve cards are there? lol

I think you're either regarding PPEMC being the only way to backup PPBDMC, but I didn't know about the cap. If I don't go this direction, it might be a simple way to liquidate PP MC since they're cheaper than OV at drug stores.

you must remember how sensitive PP is to MC funded PPDC spent on anything other than online purchases excluding Serve/BB since many have reported being warned doing those alone with funds coming from PPDC funded solely by MCs.

Is there any disadvantage to sending a check to your spouse at your home address versus bill paying with a check to a different bill? I can drain to the limit easily that way, but I didn't know if that threw up more of a flag.