May 29, 2014, 7:43 pm
Last edit by: prasha11
Does not work anymore, is dead..... what is the point to report 'not working'?
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
MO Purchases using OV @ WM
May 30, 2014, 3:45 pm
#256
Join Date: May 2014
Location: LAX
Programs: AA, UA, DL, NSA, CIA, MIB
Posts: 537
having just entered the arena i'm a little nervous now. i just picked up a couple OV's and was waiting to get to WM tomorrow to do the deed. fingers crossed
May 30, 2014, 4:05 pm
#257
Join Date: Dec 2006
Posts: 501
Data points-Long island NY about 50 miles east of NYC.
Yesterday morning did 4 $500 CVS debit card for 2 MO's without any issue. Same WM this morning, same old terminal, but the system defaulted to credit. It took a while to figure out, with the cashiers assistance, how/when to hit cancel so the debit choice would appear. Unfortunately took about 10-15 minutes but it worked out fine.
IMHO within a day or so this will not be an issue as it simply requires the cashiers to learn the workaround. They are more than willing but today was the first day.
Yesterday morning did 4 $500 CVS debit card for 2 MO's without any issue. Same WM this morning, same old terminal, but the system defaulted to credit. It took a while to figure out, with the cashiers assistance, how/when to hit cancel so the debit choice would appear. Unfortunately took about 10-15 minutes but it worked out fine.
IMHO within a day or so this will not be an issue as it simply requires the cashiers to learn the workaround. They are more than willing but today was the first day.
May 30, 2014, 4:16 pm
#258
Join Date: Nov 2013
Location: DC/NOVA
Programs: AA Gold, SPG Gold, HHonors Gold
Posts: 192
Can't you ask him/her to wait to split the payment after you swipe and enter your pin? The CSRs at my local WM figured that out and now are much more relaxed about the whole transaction (plus they get to continue to chit-chat).
May 30, 2014, 4:18 pm
#259
Original Poster
Join Date: Mar 2014
Posts: 331
Just got another $1000 from WM. The cashier was confused and was saying sorry we are having system issues today, and transaction is going as credit.
Took 5 swipes, but worked.
Took 5 swipes, but worked.
May 30, 2014, 4:18 pm
#260
Join Date: Nov 2013
Location: DC/NOVA
Programs: AA Gold, SPG Gold, HHonors Gold
Posts: 192
I agree - half of the CSRs at my WM had it down today and provided OJT to the one I was working with for two BPs (MO system was hard down for whatever reason). If they seem like they are unfamiliar with the system, just let them know "last time, we did 'this' and it worked."
May 30, 2014, 4:36 pm
#261
Join Date: Nov 2013
Location: DC/NOVA
Programs: AA Gold, SPG Gold, HHonors Gold
Posts: 192
Not that I like the guy's blog either, but since we're mainly concerned about uninformed people (namely his readers and those of other similar blogs) violating the first two rules of MS (don't call, don't you dare call!), would it make sense to let them know and post about the changes? I assume most of the major low-level blogs have a wide low-information reader base that check in regularly, so we could avoid a lot of attention in the trenches (WM CS desk) if those people know going in what to expect... Food for thought...
May 30, 2014, 4:42 pm
#262
FlyerTalk Evangelist
Join Date: Nov 2002
Location: BOS, MHT
Programs: AA ltg, B6, DL, UA, AS, SPG/Marriott Plt, HH, Hyatt
Posts: 10,052
Not that I like the guy's blog either, but since we're mainly concerned about uninformed people (namely his readers and those of other similar blogs) violating the first two rules of MS (don't call, don't you dare call!), would it make sense to let them know and post about the changes? I assume most of the major low-level blogs have a wide low-information reader base that check in regularly, so we could avoid a lot of attention in the trenches (WM CS desk) if those people know going in what to expect... Food for thought...
It is not exclusive--ie, it is essentially open to anyone... and no one should tout that they are better than someone else, BUT...
forums and blogs like these should have NO WIKIS
NO posts that say: I just bought a GC here and burned it there! wow!
and everything should be in code...
and in order to get in deeper you have to prove you know something or know enough... but not that the people you are proving it are some secret club you cannot join, rather, you have to be able to show you can do this stealthy without yapping too much, and only then will whom or whatever is in charge lets you in and you can pm about it and join small specialized email groups.
it has to be more underground.
I have NO idea who or what or how this would work... or who is determined to run any of it, but what I do know is that every word we say now IS searchable and findable and used against our efforts by anyone who is watching any of these threads or blogs. And maybe THAT is what is doing us in.
May 30, 2014, 4:48 pm
#263
Join Date: Apr 2009
Location: 787
Programs: Too many to list
Posts: 1,306
Ok, didn't want to leave for Grand Cayman tomorrow feeling bummed out, so went to WM #3 and tried the workaround. This was "Local WM" without money center and MO was at customer service desk. You have to be lightning fast to click "change payment" button. I mean swipe with right hand and push the screen with left. Took me few tries but it worked. I shall see my WM peeps in a week 
May 30, 2014, 4:53 pm
#264
FlyerTalk Evangelist
Join Date: Nov 2002
Location: BOS, MHT
Programs: AA ltg, B6, DL, UA, AS, SPG/Marriott Plt, HH, Hyatt
Posts: 10,052
Ok, didn't want to leave for Grand Cayman tomorrow feeling bummed out, so went to WM #3 and tried the workaround. This was "Local WM" without money center and MO was at customer service desk. You have to be lightning fast to click "change payment" button. I mean swipe with right hand and push the screen with left. Took me few tries but it worked. I shall see my WM peeps in a week
Where do you stay?
We go every April
May 30, 2014, 4:57 pm
#265
Join Date: May 2013
Programs: DL PLT, AS 75k, AA Exec Plat
Posts: 391
Ok, didn't want to leave for Grand Cayman tomorrow feeling bummed out, so went to WM #3 and tried the workaround. This was "Local WM" without money center and MO was at customer service desk. You have to be lightning fast to click "change payment" button. I mean swipe with right hand and push the screen with left. Took me few tries but it worked. I shall see my WM peeps in a week
May 30, 2014, 4:58 pm
#266
Join Date: May 2008
Location: BOS/SIN
Programs: SQ
Posts: 2,704
maybe but what I wanna see is a world of MS that goes something like this:
It is not exclusive--ie, it is essentially open to anyone... and no one should tout that they are better than someone else, BUT...
forums and blogs like these should have NO WIKIS
NO posts that say: I just bought a GC here and burned it there! wow!
and everything should be in code...
and in order to get in deeper you have to prove you know something or know enough... but not that the people you are proving it are some secret club you cannot join, rather, you have to be able to show you can do this stealthy without yapping too much, and only then will whom or whatever is in charge lets you in and you can pm about it and join small specialized email groups.
it has to be more underground.
I have NO idea who or what or how this would work... or who is determined to run any of it, but what I do know is that every word we say now IS searchable and findable and used against our efforts by anyone who is watching any of these threads or blogs. And maybe THAT is what is doing us in.
It is not exclusive--ie, it is essentially open to anyone... and no one should tout that they are better than someone else, BUT...
forums and blogs like these should have NO WIKIS
NO posts that say: I just bought a GC here and burned it there! wow!
and everything should be in code...
and in order to get in deeper you have to prove you know something or know enough... but not that the people you are proving it are some secret club you cannot join, rather, you have to be able to show you can do this stealthy without yapping too much, and only then will whom or whatever is in charge lets you in and you can pm about it and join small specialized email groups.
it has to be more underground.
I have NO idea who or what or how this would work... or who is determined to run any of it, but what I do know is that every word we say now IS searchable and findable and used against our efforts by anyone who is watching any of these threads or blogs. And maybe THAT is what is doing us in.
I wish it was more like the FD thread and treated in the same way.
But bloggers still feel the need to expose those too....
May 30, 2014, 5:04 pm
#267
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
May 30, 2014, 5:18 pm
#268
Join Date: Feb 2007
Posts: 647
:-::-::-:Please learn this lesson today Children at Wal-Mart :-::-::-:
I went and did a bill pay at my local Wal-mart today and not using Vanilla in any form, I gave those up 2 months ago..
Anyway - Bought a money Order - works perfectly no issues and did a bill pay and once again no issues.
when I arrived there was a long line at the money Center - all my WM have money centers and some young guy who was trying to buy a money order for $1999.30 or some total like that using 4 different credit cards he told her.
He swiped and she said credit and he said no Debit and she said it scans as a credit and back and forth they go until 2 other managers come over and tell him the same thing and this is after they can't give him a single money order for that amount but split it to 2 money orders and he keeps arguing, etc
In the end he got nothing - they told him 4 times and he still argued and got nothing
As for me - I bought one money order for $499.30 and did a bill pay to Barclay for 998.12 and told her that I was going to swipe my card 3 times because my credit union has a $500 limit on swipes and she said ok and we did it and no problem.
Actually I didnt need to tell her that because she knows me, by my name and my wife and knows that I pay mainly bills, etc.
I never buy huge money orders, I mix up my payments sometime low $498.12 and sometimes for $1998.12. I talk and ask about their day and build something instead of Mr. Money Orders.
Good talk: I would like to split this up because my bank has limits on swipes, can I do 4 swipes Vs BAD talk: I want to use 4 different debit cards
The managers comments that he is doing something shady or fraud and he is always buying money orders for large amounts - bing bing bing - I am sure if he keeps this up that it will flag him or cause trouble for the rest of us.
They also said who has 4 different debit cards?
as for me, never have an issue, I know almost all of them by name and very friendly with them and never cause problems. I use the correct terms - DEBIT CARD - not 4 different credit cards
Please rookies - read up - I am not some great expert but I do ask questions and learn from other peoples experiences.
I went and did a bill pay at my local Wal-mart today and not using Vanilla in any form, I gave those up 2 months ago..
Anyway - Bought a money Order - works perfectly no issues and did a bill pay and once again no issues.
when I arrived there was a long line at the money Center - all my WM have money centers and some young guy who was trying to buy a money order for $1999.30 or some total like that using 4 different credit cards he told her.
He swiped and she said credit and he said no Debit and she said it scans as a credit and back and forth they go until 2 other managers come over and tell him the same thing and this is after they can't give him a single money order for that amount but split it to 2 money orders and he keeps arguing, etc
In the end he got nothing - they told him 4 times and he still argued and got nothing
As for me - I bought one money order for $499.30 and did a bill pay to Barclay for 998.12 and told her that I was going to swipe my card 3 times because my credit union has a $500 limit on swipes and she said ok and we did it and no problem.
Actually I didnt need to tell her that because she knows me, by my name and my wife and knows that I pay mainly bills, etc.
I never buy huge money orders, I mix up my payments sometime low $498.12 and sometimes for $1998.12. I talk and ask about their day and build something instead of Mr. Money Orders.
Good talk: I would like to split this up because my bank has limits on swipes, can I do 4 swipes Vs BAD talk: I want to use 4 different debit cards
The managers comments that he is doing something shady or fraud and he is always buying money orders for large amounts - bing bing bing - I am sure if he keeps this up that it will flag him or cause trouble for the rest of us.
They also said who has 4 different debit cards?
as for me, never have an issue, I know almost all of them by name and very friendly with them and never cause problems. I use the correct terms - DEBIT CARD - not 4 different credit cards
Please rookies - read up - I am not some great expert but I do ask questions and learn from other peoples experiences.