May 29, 2014, 7:43 pm
Last edit by: prasha11
Does not work anymore, is dead..... what is the point to report 'not working'?
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
MO Purchases using OV @ WM
May 30, 2014, 12:10 pm
#211
Join Date: May 2011
Programs: US Airways Gold, Marriott Platinum, SW A List
Posts: 1,575
Is there any chance this has nothing to do with WM and is a change in the way OV is programming its cards to run? It is hard for me to believe that it is something on WM's end when we know that this is isolated to OV branded VGC's. I ran two different types of VGC's at yesterday and had not problem running them as Debit without having to do the workaround.
May 30, 2014, 12:12 pm
#212
Original Poster
Join Date: Mar 2014
Posts: 331
to all the 'smart' people:
a. when he posted, there was not a work around. what he posted was his experience- his new experience after having used OV to buy MO previously, but now he got this error/treatment as credit. so the statement was accurate for him (and for many others yesterday).
b. if you read the OP, he is asking a question. the only thing missing was a question mark in the title- so what. anyone reading the OP though, can PLAINLY see he was 1. informing people of something new (that was 100% accurate) and 2. asking if others had the same issue (to see if it was user/cashier error).
c. still lost on everyone somehow is that this sure does appear to be an effort by WM to use IT to hard code to block this form of payment (for those with no memory or experience.... think OD, WG, CVS, HIGC- ring a bell?). that there is a work around, changes little and may just be buying us some time until they find a way to shut the door. HIGC was easier to kill thru IT bc it is the only discover debit.
other than the fact that the title could have used a question mark, there is nothing wrong with the first post in this thread. even without the "?", it's fine.
given my usual critical stance on newbs who are clueless and lazy, i'm obviously no defender- usually. but even before his finding was validated, i posted in his defense early on because it was obvious what he was saying, obvious it WAS something new, and the arrogant clique here was in overdrive.
further, a lot of this group who blindly attacked him are little more than newbs themselves- self appointed gurus of MS who have been around such a short time that they don't know enough to understand that things turn on a dime in MS. the same group mocked the first posts reporting the demise of VR @ CVS. remember?
ANYONE paying attention knows it is WM policy NOT to take "gift cards" for loads, MO, BP- AT LEAST on a regional level, and probably storewide (unconfirmed, but likely imo). the fact that we can still do it is related to workers not knowing policy/social engineering, and now a work around- that's all. just like when some of us could still buy VR at walgreens after policy changed- then walgreens hard coded and it was 100% dead. if you think WM won't change their IT to block this avenue, you're dreaming of rainbows and unicorns.
a. when he posted, there was not a work around. what he posted was his experience- his new experience after having used OV to buy MO previously, but now he got this error/treatment as credit. so the statement was accurate for him (and for many others yesterday).
b. if you read the OP, he is asking a question. the only thing missing was a question mark in the title- so what. anyone reading the OP though, can PLAINLY see he was 1. informing people of something new (that was 100% accurate) and 2. asking if others had the same issue (to see if it was user/cashier error).
c. still lost on everyone somehow is that this sure does appear to be an effort by WM to use IT to hard code to block this form of payment (for those with no memory or experience.... think OD, WG, CVS, HIGC- ring a bell?). that there is a work around, changes little and may just be buying us some time until they find a way to shut the door. HIGC was easier to kill thru IT bc it is the only discover debit.
other than the fact that the title could have used a question mark, there is nothing wrong with the first post in this thread. even without the "?", it's fine.
given my usual critical stance on newbs who are clueless and lazy, i'm obviously no defender- usually. but even before his finding was validated, i posted in his defense early on because it was obvious what he was saying, obvious it WAS something new, and the arrogant clique here was in overdrive.
further, a lot of this group who blindly attacked him are little more than newbs themselves- self appointed gurus of MS who have been around such a short time that they don't know enough to understand that things turn on a dime in MS. the same group mocked the first posts reporting the demise of VR @ CVS. remember?
ANYONE paying attention knows it is WM policy NOT to take "gift cards" for loads, MO, BP- AT LEAST on a regional level, and probably storewide (unconfirmed, but likely imo). the fact that we can still do it is related to workers not knowing policy/social engineering, and now a work around- that's all. just like when some of us could still buy VR at walgreens after policy changed- then walgreens hard coded and it was 100% dead. if you think WM won't change their IT to block this avenue, you're dreaming of rainbows and unicorns.
People please be constructive here. Learn from other's experience, don't make the same mistake again. Be smart, fly high. If you jump on someone posting useful info here, the usual result will be that person will stop posting any new experiences here. This is not what we need on this forum. It's really because of FTer's like you, I am still posting here, even after all the critics, with the hope that my posts helps at least some one here.
Any way, I don't mind few people critics here and gladly accepts few suggestions about my situations, changing my CC for MS etc.
May 30, 2014, 12:12 pm
#213
Join Date: Nov 2008
Location: ORD
Programs: AA PLT
Posts: 2,781
That is also true. But, debit is also one of the most common methods of payment for customers at Walmart throughout the U.S. and Canada. They know the overwhemingly vast majority of debit transactions at Walmart are absolutely legit including ms'ers. But, I'm glad I have other stores to buy MOs from with debit cards. If Walmart eventually cans this method they will lose a lot of business. I and many others shop at stores for grocery and retail needs that also allow MO purchases via debit. It is convenience. Once CVS stopped allowing Serve loads via cc then I also purchased less items there weekly. I only have so much time and will shop where I can also take care of MO purchases, BB/Serve loads too.
I would not be surprised at all to see either costs for customers to go up, or for WM cut down on their MC offerings.
May 30, 2014, 12:12 pm
#214
Join Date: Jan 2003
Location: California
Posts: 1,129
Randy Petersen sold himself off to the devil long ago. He's a consultant for the airlines and the hotels, who have acted to devalue points/miles as well as elite benefits. That's why I suggest buying GCs with cashback cards after you earn signing bonuses.
and where's randy petersen when you need him.
May 30, 2014, 12:13 pm
#215
Formerly known as FTRox87
Join Date: Sep 2012
Location: TX
Programs: AA/US 1M, AS, BA, CX, EK, EY, JL, KE, LH, NH, OS, QF, QR, TG, UA/CO | *$G
Posts: 1,428
Is there any chance this has nothing to do with WM and is a change in the way OV is programming its cards to run? It is hard for me to believe that it is something on WM's end when we know that this is isolated to OV branded VGC's. I ran two different types of VGC's at yesterday and had not problem running them as Debit without having to do the workaround.
if you're still not certain that its a WM-side change, try using these cards at any other store for any other purchase. for ex a target across the street, you'll see the diff in processing.
but its not a big deal, we've dealt with this issue before with the MCGCs.
May 30, 2014, 12:14 pm
#216
Join Date: Sep 2009
Posts: 1,758
They can block MO purchases with debit and still have regular purchases work.
May 30, 2014, 12:17 pm
#219
Formerly known as FTRox87
Join Date: Sep 2012
Location: TX
Programs: AA/US 1M, AS, BA, CX, EK, EY, JL, KE, LH, NH, OS, QF, QR, TG, UA/CO | *$G
Posts: 1,428
interesting if he is indeed a consultant for the airlines... considering he was just involved in that crazy 200M mile lawsuit against US Air and Hawaiian Air only a cpl yrs ago.
May 30, 2014, 12:21 pm
#220
Join Date: Nov 2013
Posts: 139
yeah its not isolated, furthermore its rolling out in patches, nationwide only at WMs.
if you're still not certain that its a WM-side change, try using these cards at any other store for any other purchase. for ex a target across the street, you'll see the diff in processing.
but its not a big deal, we've dealt with this issue before with the MCGCs.
if you're still not certain that its a WM-side change, try using these cards at any other store for any other purchase. for ex a target across the street, you'll see the diff in processing.
but its not a big deal, we've dealt with this issue before with the MCGCs.
May 30, 2014, 1:06 pm
#221
Join Date: May 2014
Posts: 571
Well, my Walmart worked again today like normal. If these changes are spreading AND you guys are still able to make split debit payments, I don't understand why some posts here still have a tinge of the Apocalypse?
May 30, 2014, 1:10 pm
#222
Join Date: Aug 2013
Location: Raleigh, NC
Posts: 203
you mean you purchased a money order with OV and didn't have to do the work around?
May 30, 2014, 1:12 pm
#223
Join Date: Feb 2014
Posts: 511
I only pray Wal-Mart continues just so the hoards of MSers stay there because blogs continue to tell them to.
It hurts because I seriously feel that sometimes people think Wal-Mart is the only place in the world that sells MO with debit.
It hurts because I seriously feel that sometimes people think Wal-Mart is the only place in the world that sells MO with debit.