May 29, 2014, 7:43 pm
Last edit by: prasha11
Does not work anymore, is dead..... what is the point to report 'not working'?
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
As of 08/25/2014, Bancorp cards (Vanilla Visa, OneVanilla, etc.) are rarely working first try for debit transactions at Walmart. There is no apparent geographical basis. Basically, it's a crapshoot.
Do not agitate a cashier or store and lose the ability to make these transactions in the future. Multiple failed swipes or transactions will likely increase scrutiny. You do not want that. It is best to stop using these cards.
Vanilla VISA defaulting to credit
As of 5/29/2014, at most Walmart locations, all Vanilla VISA cards issued by The Bancorp Bank are automatically recognized as credit. Most Mastercard have required a workaround for some time. The MoneyCenter Express (ATM, kiosk, Kate) is not affected by this change.
MO Purchases using OV @ WM
May 30, 2014, 11:46 am
#196
Join Date: Nov 2013
Location: DC/NOVA
Programs: AA Gold, SPG Gold, HHonors Gold
Posts: 192
May 30, 2014, 11:49 am
#197
Join Date: Mar 2013
Location: Down South, The Desert
Programs: Marriot Rewards, Southwest Rapid rewards, Emerald Club, Avis Preferred
Posts: 1,871
May 30, 2014, 11:51 am
#199
Join Date: Mar 2007
Location: Midwest U.S.A
Programs: Too many to list. Since the early 90's.
Posts: 1,407
I do thank the OP for bringing this to our attention. I'm just having a bit of fun with the blogger comment.
Last edited by Churnman; May 30, 2014 at 11:56 am
May 30, 2014, 11:53 am
#200
Join Date: Nov 2008
Location: ORD
Programs: AA PLT
Posts: 2,781
Torn on the silver platter in this case... hoping to thin the herd by eliminating those too lazy to read the detailed instructions in this thread, but at the same time worried that not being helpful will only draw more attention by those who are clueless, and make it more even more challenging for those that know what they're doing.
May 30, 2014, 11:54 am
#202
Join Date: Mar 2007
Location: Midwest U.S.A
Programs: Too many to list. Since the early 90's.
Posts: 1,407
May 30, 2014, 11:58 am
#205
Formerly known as FTRox87
Join Date: Sep 2012
Location: TX
Programs: AA/US 1M, AS, BA, CX, EK, EY, JL, KE, LH, NH, OS, QF, QR, TG, UA/CO | *$G
Posts: 1,428
who's thinking lawsuit?
and where's randy petersen when you need him.
May 30, 2014, 12:00 pm
#206
Formerly known as FTRox87
Join Date: Sep 2012
Location: TX
Programs: AA/US 1M, AS, BA, CX, EK, EY, JL, KE, LH, NH, OS, QF, QR, TG, UA/CO | *$G
Posts: 1,428
just not sure why they are going in a roundabout way of doing it this way with terminal software 'downgrades'. you know the added confusion is just going to increase the already long lines at MC/registers -- transactions going awry, managers doling out $20 WMGCs as compensation for time wasted etc etc.
overall its just bad news bears... not a smart move by WM at all, but who knows what they are really upto.
May 30, 2014, 12:04 pm
#207
Join Date: Nov 2008
Location: ORD
Programs: AA PLT
Posts: 2,781
As it presently stands, of course, but there's nothing precluding them from making that change in the future. It's uncommonsensical for them to force something to run as credit instead of debit when the former is more expensive.
May 30, 2014, 12:05 pm
#208
Join Date: Mar 2007
Location: Midwest U.S.A
Programs: Too many to list. Since the early 90's.
Posts: 1,407
That is also true. But, debit is also one of the most common methods of payment for customers at Walmart throughout the U.S. and Canada. They know the overwhemingly vast majority of debit transactions at Walmart are absolutely legit including ms'ers. But, I'm glad I have other stores to buy MOs from with debit cards. If Walmart eventually cans this method they will lose a lot of business. I and many others shop at stores for grocery and retail needs that also allow MO purchases via debit. It is convenience. Once CVS stopped allowing Serve loads via cc then I also purchased less items there weekly. I only have so much time and will shop where I can also take care of MO purchases, BB/Serve loads too.
May 30, 2014, 12:07 pm
#209
Join Date: May 2011
Programs: US Airways Gold, Marriott Platinum, SW A List
Posts: 1,575
That is also true. But, debit is also one of the most common methods of payment for customers at Walmart throughout the U.S. and Canada. They know the overwhemingly vast majority of debit transactions at Walmart are absolutely legit including ms'ers. But, I'm glad I have other stores to buy MOs from with debit cards. If Walmart eventually cans this method they will lose a lot of business. I and many others shop at stores for grocery and retail needs that also allow MO purchases via debit. It is convenience. Once CVS stopped allowing Serve loads via cc then I also purchased less items there weekly. I only have so much time and will shop where I can also take care of MO purchases, BB/Serve loads too.
May 30, 2014, 12:09 pm
#210
Join Date: Nov 2013
Posts: 139
Is there any chance this has nothing to do with WM and is a change in the way OV is programming its cards to run? It is hard for me to believe that it is something on WM's end when we know that this is isolated to OV branded VGC's. I ran two different types of VGC's at WM yesterday and had no problem running them as Debit without having to do the workaround.