Simon mall gift card(2014-2015)
#1591
Join Date: Jul 2009
Location: SJC
Programs: AA, AS, Marriott
Posts: 6,063
Because although people may go to the mall on a regular basis, their purchases never come out to the exact same amount time after time. Even if you can come up with a reasonable explanation when questioned, if you are at the point where you are explaining your transactions to your card company, you have already gone too far.
The card companies don't care as long as a) you're not unprofitable and b) you don't represent a repayment risk. SMGC are low risk because they don't represent any category bonus, so it's only 1x rewards for the card issuer. Usually people use them to meet spending targets on accounts and nothing more. It is when you are constantly purchasing at 3-5x that you run the risk of shutdowns such as Chase Ink Bold and 5% cashback cards.
#1592
Join Date: Jul 2013
Location: SoCal
Programs: AA EXP, SPG Lifetime Platinum, MR Platinum, Hilton Diamond
Posts: 249
Been charging $9575.05 twice a month to one of my Fav CC at SM for ~2yrs now (little lower when card cost was $2.95) without Amex saying anything. No need to split payments.
Last edited by kenme1; Aug 6, 2015 at 11:28 am
#1593
Suspended
Join Date: Nov 1999
Posts: 24,153
I wouldnt say that. I use a few 1x cards and Im all . Dont believe I ever used a new CC to get the min Spend done via SM yet. Id say it all depends on what a person is after, for 2 of my 1x cards its the cheapest way to earn what Im looking for and its not just for only 6 months to boot.
#1594
Join Date: May 2005
Posts: 1,337
Nineteen $500 cards +$3.95 fee = $9,575.05
One $150 Gap GC (no fee) for $30 Simon VGC (no fee) = Paid $150, but got $180.
Girl called office and they said the value of all GCs (including Gap, free Visa GC and with all fees) had to below $10k. She then tried to run everything in one transaction and it wouldn't work. She had to do the $150 as a separate transaction to get the free $30 VGC. Something how the corporate discount code in system works. Could be mularkey and the CSR or office didn't really know and made it up as they go.
#1595
Join Date: Jul 2014
Location: OC, southern California
Posts: 33
My wife is my AU on my citi prestige card, would a 7k order on my card with a 5k order on her card be seen as passing the 10k limit by Simon since the cards have the same number on them?
I asked the guy at the CS desk since he is familiar with some MSers habits, and he wasn't sure...
I asked the guy at the CS desk since he is familiar with some MSers habits, and he wasn't sure...
#1596
Join Date: Jun 2015
Posts: 1,727
My wife is my AU on my citi prestige card, would a 7k order on my card with a 5k order on her card be seen as passing the 10k limit by Simon since the cards have the same number on them?
I asked the guy at the CS desk since he is familiar with some MSers habits, and he wasn't sure...
I asked the guy at the CS desk since he is familiar with some MSers habits, and he wasn't sure...
#1597
Join Date: May 2005
Posts: 1,337
My wife is my AU on my citi prestige card, would a 7k order on my card with a 5k order on her card be seen as passing the 10k limit by Simon since the cards have the same number on them?
I asked the guy at the CS desk since he is familiar with some MSers habits, and he wasn't sure...
I asked the guy at the CS desk since he is familiar with some MSers habits, and he wasn't sure...
#1598
Join Date: Jun 2011
Posts: 800
But we do know that they do swipe if the rep allows, so the rep may not compare the two card numbers, only the names...
#1599
Join Date: Jun 2015
Posts: 1,727
My question is if I can have my 4 year old swipe. My 4 yr old is an AU one one card and I could take their passport. I plan to ask at my regular SM. She can say I wanna buy some money. Once I try I'll report back, maybe.
#1600
Join Date: Oct 2009
Location: Land of the parrots and parrotheads
Programs: Several dozen
Posts: 4,820
Nein! SMGC are low risk because each sale can come in under a different property name. Much harder to our foes to identify and kill off a multiheaded Naga than your basic snake. Refer to the case of UFB debit cards for a study in foe psychology. Haters gotta hate, but they typically hate what they can quickly identify.
#1601
Join Date: Jun 2015
Posts: 644
Can we ask for more than 500 on a vgc at simon or is 500 the limit per vgc?
#1604
Join Date: May 2013
Location: RMS
Programs: DL Plat, UA Gold, Bonvoy Titanium, Hilton Credit Card Diamond
Posts: 8,789
When buying cards Saturday, the lady helping me told me that if I didn't want to wait for her to scan them all I could call ahead next time and they'd have them ready. While it sounds nice, I'm not sure this would work in reality. Wouldn't they need to leave the transaction open in the computer until I get there? What if another customer wants to buy something? I also am somewhat uneasy about missing out on seeing them count the cards onto the counter and then load them just in case one were to get missed or something.
#1605
Join Date: Aug 2014
Posts: 305
When buying cards Saturday, the lady helping me told me that if I didn't want to wait for her to scan them all I could call ahead next time and they'd have them ready. While it sounds nice, I'm not sure this would work in reality. Wouldn't they need to leave the transaction open in the computer until I get there? What if another customer wants to buy something? I also am somewhat uneasy about missing out on seeing them count the cards onto the counter and then load them just in case one were to get missed or something.
Last edited by MadMadso; Aug 12, 2015 at 5:10 pm