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-   -   Evolve Money (https://www.flyertalk.com/forum/manufactured-spending/1541638-evolve-money.html)

ZapperO May 24, 2014 4:35 pm

Anyone have any experience paying off student loans using Evolve? If I were to fully pay off a student loan and then accidentally overpay by say $20 or something, what would happen? Would I lose the $20, would it be refunded back to my card or would the student loan servicing cut me a check for the $20? Any info experience either in thread or via PM would be appreciated. Thanks!

susieling May 24, 2014 4:48 pm

what kind of prepaid debit card work for evolve? First time user here and I just tried to liquidate some rebate card (debit visa issued from chase) from the recent staples deal, but kept getting "invalid card"? Will it take Amex GC?

RyanNYNJ May 24, 2014 5:02 pm

It should be applied to the next months payment as a prepayment. So your next months due payment will be less your overpayment +/- any relevant interest. At least that is my experience paying ACS with evolve.

Fuerza May 25, 2014 10:11 am

Has anyone paid FIA CARD services with Evolve? I contacted them to add them but find it strange they weren't listed.

heyeaglefn May 25, 2014 11:23 am


Originally Posted by Fuerza (Post 22922095)
Has anyone paid FIA CARD services with Evolve? I contacted them to add them but find it strange they weren't listed.

Are you talking about paying off a CC? If so, that is not strange at all.

Fuerza May 25, 2014 2:56 pm


Originally Posted by heyeaglefn (Post 22922400)
Are you talking about paying off a CC? If so, that is not strange at all.

Yeah I see that now, however I have another card I can pay with Evolve.

heyeaglefn May 25, 2014 3:00 pm


Originally Posted by Fuerza (Post 22923164)
Yeah I see that now, however I have another card I can pay with Evolve.

Care to share? PM please.

Fuerza May 25, 2014 3:06 pm


Originally Posted by heyeaglefn (Post 22923176)
Care to share? PM please.

Payee! Sorry should have specified. I want to pay FIA Fidelity Amex, which isn't available. Not pay with, I'm using Debt cards like everyone else.

trumpet205 May 25, 2014 6:21 pm


Originally Posted by bubble o bill (Post 22918626)
Does anyone know if Evolve is just a pass-through, or if it takes possession of our money before paying a bill? It seems to taking 4-6 days for a payment to post to a bank loan I have been paying with it. I'm a little concerned about having money in transit if Evolve were to go bankrupt, insolvent, etc. If it is just a pass-through and Evolve never holds the funds, then perhaps there is less cause for concern. Also, there isn't FDIC or other federal insurance on our funds, is there?

I believe they take possession of our money first then pay by themselves, instead of passthrough.

I paid my PG&E bill using Evolve Money with GoBank Visa debit card, and the payment was categorized as "PayByPhone MasterCard".

Majuki May 25, 2014 9:43 pm


Originally Posted by trumpet205 (Post 22923836)
I believe they take possession of our money first then pay by themselves, instead of passthrough.

I paid my PG&E bill using Evolve Money with GoBank Visa debit card, and the payment was categorized as "PayByPhone MasterCard".

Did that incur any fees from PG&E as a result, or that was simply the name of the company making the payment?

DaveInLA May 25, 2014 9:55 pm


Originally Posted by heyeaglefn (Post 22922400)

Are you talking about paying off a CC? If so, that is not strange at all.

I thought Evolve couldn't pay off a cc?

hamokmonky May 25, 2014 10:17 pm


Originally Posted by DaveInLA (Post 22924526)
I thought Evolve couldn't pay off a cc?

reading is fundamental.... the post he responded to was talking about not being able to find a certain company to pay in evolve and finding it weird, and he responded with, well if its a credit card company, its not weird at all [that you cant pay it with evolve].....

trumpet205 May 26, 2014 10:20 am


Originally Posted by Majuki (Post 22924489)
Did that incur any fees from PG&E as a result, or that was simply the name of the company making the payment?

No fee was incurred. PayByPhone was listed under payment method. If I pay my bill using BillPay function of GoBank/BB it will be listed as "Checking Account" instead.

I was expecting that Evolve Money too will be listed as "Checking Account".

adela77 May 26, 2014 11:36 am

Just reporting success making car payment to Lexus Financial Services, total payment is $741, I spaced $200, $200, $200 and $141.25 payments 10 minutes apart on Friday May 23, and today Monday May 26 my car bill shows paid online with Lexus, with the next one due in July instead of June. Used Staples VG's. :D

Next try will be my mortgage with the credit union for next month.

payeco May 26, 2014 11:41 am


Originally Posted by adela77 (Post 22927198)
Just reporting success making car payment to Lexus Financial Services, total payment is $741, I spaced $200, $200, $200 and $141.25 payments 10 minutes apart on Friday May 23, and today Monday May 26 my car bill shows paid online with Lexus, with the next one due in July instead of June. Used Staples VG's. :D

Next try will be my mortgage with the credit union for next month.

You can do $200, $10, $190, $20, $180, etc... And not have to wait the 10 minutes. BMW Financial Services doesn't seem to have a problem with that when I make my $802.66 payment. I do get like 10 emails in a row saying a payment has posted which is annoying but whatever.


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