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-   -   Evolve Money (https://www.flyertalk.com/forum/manufactured-spending/1541638-evolve-money.html)

cdancer20 May 20, 2014 1:12 pm


Originally Posted by ponickka (Post 22895797)
i can't seem to locate Chase or Citi credit cards as a provider.

Anyone have this issue? I tried searching under Chase and Citi..the results are mainly student loan or auto loan.

Try reading the very first page of this thread. ^

PedroNY May 20, 2014 1:44 pm

Chase Mortgage
 
I appreciate everyone's responses to my initial question. Just wondering if anyone has done partial Chase mortgage payment using Evolve and the rest via bank payment and it worked out as a 1 payment. Someone upthread mentioned that they hold cash until full payment is received so, if I have a $2,005 payment due. Can I pay $1,000 x 2 days and then just pay $5 from my bank account? It may sound silly but I would rather deal with round numbers due to AP, BB as those tend to be nice $1,000 payments each time.

Thank you,

PedroNY

toxicity May 20, 2014 2:02 pm

For those w/ WF mortgages over $2k...

Pay Friday Night, Saturday Morning and Sunday Morning, ensure the total amount is the exact amount of your payment, and they should all post on Monday and count as your monthly payment.

IWOL May 20, 2014 2:03 pm

I see that Evolve has "Paypal Buyer Credit" as a payee. Does anyone know if this is "Paypal Smart Connect"?

As far as I know Paypal Buyer Credit is no longer around and became Smart Connect.

silver6054 May 20, 2014 3:30 pm


Originally Posted by toxicity (Post 22896121)
For those w/ WF mortgages over $2k...

Pay Friday Night, Saturday Morning and Sunday Morning, ensure the total amount is the exact amount of your payment, and they should all post on Monday and count as your monthly payment.

And don't you also need your payment to be due, i.e. too early it will not work

riddlerandy May 20, 2014 4:05 pm


Originally Posted by rama13 (Post 22381485)
Stretch it over a few days. Mine is just shy of $3000/mo, so I just send $1000/day for three days. My servicer is Greentree, and they apply the payment properly.

I am having difficulty having Evolve accept my Green Tree account number. Any thoughts would be appreciated, thanks.

jmw May 20, 2014 4:44 pm


Originally Posted by dcpilgrim (Post 22895629)
Fair point. Its very small, but that may be a disadvantage if they get annoyed with a bunch of $200 payments.

If the payments are processed manually due to being a small lender, it's likely your lender will call you and tell you to quit it (send 1x1000 instead of the 5x200 that we prefer). Otherwise they may just return your payments and you'll have nothing to show for choosing this lender.

youngmoneyhack May 20, 2014 4:59 pm

no one touched the 529 option? i'm working but may decide on a grad program in the next year or so...legitimate idea?

heyeaglefn May 20, 2014 5:05 pm


Originally Posted by youngmoneyhack (Post 22897072)
no one touched the 529 option? i'm working but may decide on a grad program in the next year or so...legitimate idea?

Pretty sure everyone that has tried that has been banned or shutdown.

zzrayzz May 20, 2014 5:06 pm

As for mortgages... I want to pay the monthly amount due as well as additional principal (for Capital One Home Loans). I am afraid that after surpassing the due amount... it will apply the additional $ to next month's payment rather than as additional principal.

Any thoughts ?

xbohdpukc May 20, 2014 6:20 pm

If it helps anyone: Citi Mortgage, 2 payments sent, 900 and 400 (approx). Both delivered on Monday (one was scheduled late Friday and another on Saturday). Citi applied them as "Additional Funds Received", without counting against next payment due. Called the customer service and she fixed it, stating that I'll have to call in any time there are 2 payments for the same payment due, as the system doesn't automatically apply split payments.

ctbarron May 20, 2014 7:03 pm


Originally Posted by youngmoneyhack (Post 22897072)
no one touched the 529 option? i'm working but may decide on a grad program in the next year or so...legitimate idea?

I funded my kids' 529 through Evolve using a Buxx card. The 529's are several years old, and the Buxx card has the appropriate name on it. No issues.

I did not try the tricks surrounding 529's noted on blogs or in this thread. It seems a lot of people had issues on this.

ChrisFlyer66 May 20, 2014 9:58 pm


Originally Posted by zzrayzz (Post 22897094)
As for mortgages... I want to pay the monthly amount due as well as additional principal (for Capital One Home Loans). I am afraid that after surpassing the due amount... it will apply the additional $ to next month's payment rather than as additional principal.

Any thoughts ?

Welcome to flyertalk. I really don't know what Capital One will do, but my best guess is that they would consider it a principal payment rather than applying it to next month's bill. I don't see any harm in trying, and you can probably call and fix it if they don't apply your payment the way you wanted.

toxicity May 21, 2014 8:25 am


Originally Posted by silver6054 (Post 22896637)
And don't you also need your payment to be due, i.e. too early it will not work

Yes, otherwise applied to principal.

HappyGuy75 May 21, 2014 8:46 am

[deleted]


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