When Bluebird bill pay was screwed up few months back due to account cross linking, my credit card payment was sent as utility payment. When I requested refund from utility company, they asked me to wait for 2 weeks to confirm that nobody else is claiming the money and I got the refund check later

My experience:

When a Provident Funding bill is cut, they expect payment in full. Any payments less than a full monthly payment will be returned.

Once the monthly payment is made, any further payments before the next bill is cut will be counted as principal payments and can be less than the monthly payment.

Ex: $3000 mortgage due 06/01
Pay $999 from Evolve on 06/01, rejected
Pay $3000 from bank account on 06/05
Pay $200 from Evolve on 06/10, will be accepted as additional principal payment
Pay $300 from Evolve on 06/20, will be accepted as another additional principal payment
New bill cuts 06/25
Pay $400 from Evolve on 06/28, rejected

Anybody know if "batching" weekend payments to Provident Funding works? I.e., pay 1k on Friday, 1k on Sunday, 1k on Monday to cover a $3k mortgage?

that sums it up very well.
as far as batching.
additional principal works as batching (only tried from separate evolve accounts). so, you might try using 3 different evolve accounts and make payments in the same day for your mortgage payment. might work.

Is this how it works for most mortgage companies, or just Provident? I have WF.

WF has numerous payment centers. If Evolve has one that matches your center in your payment statement you can pay your mortgage. If not, money will be returned back to the card.

Thanks. How do they return back to you? as a check or back to GC?

would be nice to get a check. of course they put it back to the card. and it takes a few days.

$1000 per day split between all your bills. Paying your $100 electric bill and your $900 rent would max you out for the day.

You can make multiple accounts but people have been shut down for splitting a single bill between two accounts in one day. But you won't have a problem doing $1000 towards your mortgage on one account and your $400 car payment on another account in a single day.

any heloc MS success stories to share (or PM)?

I have never been returned no matter how much I paid... Try a small amount to test with a true bank Debit card first.

05/27/2014 Loan Payment, due date=7/1/2014, Billpay, curtailment only, $495.00 $495.00 ($495.00)
05/27/2014 Loan Payment, due date=7/1/2014, Billpay, curtailment only, $495.00 $495.00 ($495.00)
...
05/12/2014 Loan Payment, due date=6/1/2014, Billpay, curtailment only, $200.00 $200.00 ($200.00)
05/12/2014 Loan Payment, due date=6/1/2014, Billpay, curtailment only, $200.00 $200.00 ($200.00)
05/12/2014 Loan Payment, due date=6/1/2014, Billpay, curtailment only, $200.00 $200.00 ($200.00)
05/12/2014 Loan Payment, due date=6/1/2014, Billpay, curtailment only, $200.00 $200.00 ($200.00)
05/12/2014 Loan Payment, due date=6/1/2014, Billpay, curtailment only, $200.00 $200.00 ($200.00)

So Evolve is only online billpay? There isn't a card you can make purchases with?

It's pretty apparent what it is, from reading this thread, or even visiting the site.

I'm normally not really a fan of the piling on that goes on around here, but are you really asking this question on page 83 of this thread? Seriously, read the thread.

I read and contribute to plenty of other threads. I'm asking for a rundown as I do for others who visit other threads. But pile on if you must. Hopefully someone useful will come along.

If anyone knows how Evolve can help cycle money around (as opposed to paying dead end bills), please drop me a PM. I'll be too grateful.