FlyerTalk Forums

FlyerTalk Forums (https://www.flyertalk.com/forum/index.php)
-   Manufactured Spending (https://www.flyertalk.com/forum/manufactured-spending-719/)
-   -   CVS master thread(2013-2016) (https://www.flyertalk.com/forum/manufactured-spending/1449551-cvs-master-thread-2013-2016-a.html)

FTR 787 Apr 4, 2014 3:08 pm


Originally Posted by MrBill64 (Post 22650083)
So let me get this straight. Those of you who are mad at CVS for changing it's policy on selling VR's with a CC are now going to boycott basically the ONLY place you could buy VR's with a CC for at least the last 12 months. And to top it off you are going to give your business to a store that wouldn't even let you buy VR's with a CC from the start or stopped selling them via CC over 12 months ago. Yep, that makes perfect sense to me :rolleyes:

No kidding, the self-righteous, over-entitled nature of some of these pricks is mind boggling and kinda hilarious at the same time.

It aint CVSs fault InComm raised their fees. Cant even really blame InComm for wanting to make more money as they saw demand rise exponentially or Chaney for doing his damn job -- they are all a biz afterall, not a charity. We all should be glad they let us play this game for as long as they did.

Sharpen your skills and move onto other tools, cause the show goes on.

mb300sd Apr 4, 2014 3:13 pm


Originally Posted by FTRox87 (Post 22650260)
No kidding, the self-righteous, over-entitled nature of some of these pricks is mind boggling and kinda hilarious at the same time.

It aint CVSs fault InComm raised their fees. Cant even really blame InComm for wanting to make more money as they saw demand rise exponentially or Chaney for doing his damn job -- they are all a biz afterall, not a charity. We all should be glad they let us play this game for as long as they did.

Sharpen your skills and move onto other tools, cause the show goes on.

With any luck InComm will see demand for their product plummet and lower those fees again.

I'm no longer shopping at CVS, but only because VRs where the only reason I went there in the first place, and it was convenient to pick something up while I'm there.

kwbtraveler Apr 4, 2014 3:18 pm


Originally Posted by MrBill64 (Post 22650083)
So let me get this straight. Those of you who are mad at CVS for changing it's policy on selling VR's with a CC are now going to boycott basically the ONLY place you could buy VR's with a CC for at least the last 12 months. And to top it off you are going to give your business to a store that wouldn't even let you buy VR's with a CC from the start or stopped selling them via CC over 12 months ago. Yep, that makes perfect sense to me :rolleyes:

I couldn't agree with you more! You just have to wonder how some people process information & formulate decisions. None of us were wronged by CVS; they just made a business decision.

Now if the CVS that you get your prescriptions from currently is out of the way for you; or charges you more for your meds then move. But I just bought 10k worth of OV over the last 2 days and I'm happy as all heck! :)

Minimum spend for wife's Citi Exec Card is now complete. :D. Thanks CVS!

Now my apologies to some that I might have offended. So if you were wronged by them, might I suggest starting a separate thread and hiring a lawyer. You'll feel better about the whole thing and I won't have to read your posts.

andres17 Apr 4, 2014 3:21 pm


Originally Posted by chicagoflyer1976 (Post 22649964)
Do we have an email address for Cary Chaney?

It's time that jerk hear from each member on here. He should definitely feel the pain!

Ever heard the saying "you can catch more files with honey ..."

People, don't do this. If we ever want CVS to reverse this, spamming this guy emails would only alienate him. I don't think he did this to screw us, legit MS'ers. It was just a business decision. We don't have all the facts used in this business decision. It seems it was a combination of increasing fraud and increasing fees by both InComm, and who knows if credit card companies also.

Maybe someone can write a very polite email asking what were the reasons, and if maybe something can be done so that legit clients can go back to purchase these with credit cards. If the decision was based on increased fees, then it is out of our hands. Hopefully Incomm sees how much money they are losing and negotiate a new fee with CVS.

craz Apr 4, 2014 3:23 pm


Originally Posted by voodoomonkey (Post 22649914)
But really, this scam doesn't go away just by restricting VRs to cash, right?

If CVS made the switch primarily because of increased InComm fees, it does seem plausible that InComm could budge and reverse the increase. Sure would be nice!

some of it will as not many folks have tons of ca$h and a person will alot quicker charge alarge amount ona CC then pay that same amount in ca$h.

It wont stop the real money launderers who need to convert their ca$h into above ground money, just the MSers. But its 1 thing to ask for $5k in VRs using a CC then walking in with $5k in ca$h and asking for it.

The fees might have gone up since they knew they were changing the shut down T&Cs so there would be alot less VRs beings old, and wanted to clear x amount a yr

the good part is those of us who actually buy tkts will going forward be able to use our miles for Saver tkts which has been very hard to find once everyone and their grandmother started with the MS game

FTR 787 Apr 4, 2014 3:35 pm


Originally Posted by mb300sd (Post 22650294)
With any luck InComm will see demand for their product plummet and lower those fees again.

I'm no longer shopping at CVS, but only because VRs where the only reason I went there in the first place, and it was convenient to pick something up while I'm there.

Yeah I get that and those reasons are perfectly fine and completely justified. ^

My comment was more towards the crowd basically berating Chaney and/or the only good game in town (CVS). Which ofcourse makes no sense at all. :rolleyes: And shows how stupid and one-track minded people can be :confused:

As far as I can see, they could care less about MS -- revenue is revenue to them. Like stated before they made some money (even if it wasnt much) on most all the prepaid products they sold on that memo from day 1 -- which is why, you know, they sold em at all... not to mention the other benefits of driving that traffic to the store (plus other considerations like market share, since they are a publicly traded company.)

If they didnt make any money, or worse, lost money on all that primo floor space (not to mention distro costs, labor costs etc) they wouldn't have raised the *limit* to $5K/day and ID check -- I'd purport the limit was there in place to probably prevent big-scale fraud (fraudsters would likely not be doing $100 con jobs when they can get $10-20k or more in one big swoop and disappear.) Most likely nothing to do with MS, these fools have gotten their heads so inflated, acting as if they matter, when they dont.

These frogs in a well might need to get out of their inane mindsets and realize the whole wide world beyond them.

andydrix Apr 4, 2014 4:37 pm

Was able to get $6500 in beans via CC from 2 different CV$ stores right next to each other in Westside LA yesterday at 2pm PST. I was able to get $6500 because one of the guys rang them up one by one to prevent ID swipe.

Tried the same stores today at 3pm PST and the registers blocked the CC transaction. RIP.

JATR4 Apr 4, 2014 4:37 pm

Went to my CVS in High Point NC today to buy one One Vanilla. Big spender, right. Serve loading had ended on 1 Apr. Card rack had been moved to a less conspicuous place. Not completely hidden but took a few seconds to find.

When I checked out the manager looked at a list of cards that couldn't be loaded with a CC. No problem loading the OV. He was aware of the MSing and said that someone that he had never seen before bought $5k just before the change.

Brugge Apr 4, 2014 5:52 pm


Originally Posted by Brugge (Post 22649713)
Got denied for WMBP yesterday. As soon as the Money Store woman saw my OV cards, she immediately said "you can't do BP with those". It being the first I'd heard of that, and having had recent success with other local WMs, I asked for a manager. She said it was a one store policy, started "sometime this year", because "there was some sort of problem with those cards". Sigh....

I'm off now to several WMs to BP all of the OVs my wife and I have gotten the last few days, since my second AA Elite MC is due this afternoon. As much as I want to get it charged up before the statement closes, I really, really don't want to end up holding $20K in OVs that I can't do BP with. :eek:

It was just a one store decision. Due to the amount I was BPing for the two of us, I went to 2 other local WMs. No problem at either one. :)

Brugge Apr 4, 2014 5:58 pm

Cash Counts as a Swipe
 
Went to BP at WM with 4 OVs, $500 on each. Tried to pay $2K, and do the $1.88 fee in cash. The whole transaction hung up at the very end. Two clerks and I spent a good 5 minutes trying to understand why. Turns out you are only allowed 4 swipes on a payment, which I knew, but the computer was counting the $1.88 in cash as a swipe. I dropped my payment to $1998, and it went thru with no problem. ;)

sechs Apr 4, 2014 5:58 pm


Originally Posted by SpongyBard (Post 22648579)
The memo my store had said cash only for "Vanilla VL $20-$500". Could that be referring to anything other then OV? I fear its days are numbered.

Went to pick up a OneVanilla at my usual location and was told cash only. Didn't push to see if it was hardcoded.

Brugge Apr 4, 2014 6:04 pm


Originally Posted by sechs (Post 22651114)
Went to pick up a OneVanilla at my usual location and was told cash only. Didn't push to see if it was hardcoded.

You should have pushed it, as one swipe would have cleared this up for that clueless clerk. Not his fault of course, since he was probably not trained on this at all.

Vanilla VL refers to MVD, which is reloadable, not to OV, which is not. ;)

sechs Apr 4, 2014 6:07 pm


Originally Posted by mb300sd (Post 22650294)
With any luck InComm will see demand for their product plummet and lower those fees again.

I'm no longer shopping at CVS, but only because VRs where the only reason I went there in the first place, and it was convenient to pick something up while I'm there.

I doubt that all of us, together, is much more than a blip on CVS' radar.

Incomm is a better bet, but I'm dubious that it's enough for them to go back to whatever the old fee structure was.

sechs Apr 4, 2014 6:14 pm


Originally Posted by Brugge (Post 22651142)
You should have pushed it, as one swipe would have cleared this up for that clueless clerk. Not his fault of course, since he was probably not trained on this at all.

Vanilla VL refers to MVD, which is reloadable, not to OV, which is not. ;)

This cashier wasn't clueless. We've been doing the VRs together for months.

She said that there was a *different* notice on this, but there was a customer behind me in line, so I didn't go in depth. I was just stopping in on my way elsewhere to test the waters; I have other places that I can get cards.

Brugge Apr 4, 2014 6:50 pm


Originally Posted by sechs (Post 22651180)
This cashier wasn't clueless. We've been doing the VRs together for months.

She said that there was a *different* notice on this, but there was a customer behind me in line, so I didn't go in depth. I was just stopping in on my way elsewhere to test the waters; I have other places that I can get cards.

Not clueless on the OLD policy, but clueless on the NEW policy. Assuming, of course, she meant NATIONAL policy. Not individual store policy, which can be whatever the manager decides. But since she said "memo", I'm assuming she meant the former. The national memo does say "Vanila VL" ie variable load, which is easy to think means OV. But the memo also has card type numbers listed, which clearly indicate it means MVD. Many of us are going to have to educate our cashiers, who want to help us out, but also don't want to jeopardize their jobs by violating store policy.


All times are GMT -6. The time now is 8:06 pm.


This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2026 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.