Right, but that is the limit reset, probably not when POS software is updated, which I would guess would be sometime during the night when most stores are not open.

We don't have definitive agreement. If it is GMT, that would mean 8pm EST and not 7pm EST as some have said. Do we have agreement on whether it is GMT, EST or 24-hour rolling $5k limit? This becomes very important to know starting in 32 minutes.

I'm confused. What exactly is the big deal?

Go ahead and flame me if you want.

I buy a lot of vanilla reloads and a lot of One Vanilla Prepaid Visa Cards / Vanilla Gift Cards at CVS. The latter are $1 more than vanilla reloads, but I only buy with a 5 percent card so the profit exists.

From now on, I guess I will just buy One Vanilla / Vanilla Gift. Are those going to cash only, which would be a huge big deal.

Or is the $1 more knocking out the profit margin on the 1 percent cards and driving out the low-margin MSers? Or does substantial part of the FT audience not live close enough to a WalMart to liquidate the One Vanilla / Vanilla Gift cards? I live where there are WalMarts everywhere, so maybe I have a distorted view of reality.

Either that, or we are excluded because we are a big market for repeated AAExecutive cards. AA and Citi want folks to keep getting those AAExecutive cards and spending the 10K at CVS. Those who don't live here will likely make special arrangements to route through DFW to pick up some VRs which will perhaps encourage them to fly AA. With all the chocolate, sodas and gummi bears this will enable CVS to sell it's a big win for everyone. That's my theory.

8pm EDT = 7pm EST = midnight GMT, FWIW

Andy,
It's not about the extra dollar.
1. Not everybody has good access to walmarts that will allow you to use multiple $500 cards.
2. People had built up systems that used these cards that cannot be adjusted. For some people including myself, ways we've developed to MS are simply gone now. If your limiting factor was already your low credit line then it might not matter, but for people with a seemingly "unlimited" credit line this does matter.

Sorry the passport did not work for you. Your guess is as good as mine as to why.

Just git back from a store in MKE.... confirmed that they received an email indicating prepaid cards will go cash only due to fraud

CVS may have its own intra-net and communicate to its stores thru intra-net instead of regular emails you and I would use.

Besides, can you imagine how many email addresses need to be on that given in any given town of any size there must be 1 doz or more CVS in that town if CVS operates in the state?

Its not only the extra $1 per card, but it was alot easier unloading what ever you loaded up with the VR's and your sole unloading wasnt via MOing. Most folks numerous ways to unload via BPing and now BB will be the only way and thats capped at $5K per month. With the VRs there were numerous cards that were loadable and unloading via BP.As Wally starts to tighten up as well ( been asked to place the DC in their hands so they can make sure its nota GC but a real DC with my name inprinted), end result for everyday spending and getting pts/miles its gonna geta lot harder, thusly it pays to do it for new CCs and their bonuses to make it worth ones time and effort, rather then simply a 1x or 2 x result which till now for some was still worthwhile

Thanks for the explanation. I sure hope that the non VRs at CVS are not going to cash only. I have CVS, Kroger, and one Walgreens to buy at, but WalMart is my weak link. If they stop accepting debit cards for checkfreebillpay and money orders, I will be done.

My Vanilla is mentioned in the memo, but not One Vanilla.

Has anyone actually been able to purchase a new $5K limit after 7:00 p.m. EST, either today or on any other day? I'd hate to make a special trip to CVS only to be turned away due to the 10 cards I bought earlier this afternoon.

Have you been successful purchasing Visa GCs, Amex GCs and prepaids using a credit card? Walgreens I know have been cash only.

What I care about the most is being able to load Serve directly at CVS register.

I can tell you that, at least in NW Washington DC, there is a CVS on practically every block, but the first two Walmarts just opened several months ago, and they are in parts of the city that aren't very convenient. (In fact, I haven't yet stepped foot in either one). Have never used Walmart for any MS, and not sure that I want to start. Just too much of a time drain.