Permanent Diamond Status for Credit Card Holders [Targeted - In Error]
Nov 15, 2013 | 11:37 am
#106
Join Date: Nov 2010
Location: Albany, ny
Programs: UA 1k, Hyatt globalist, Hilton diamond
Posts: 20
Depends how you define 'hit'. Generally it is a 'hard pull' on your credit score. Once the account is established it will then display the credit extended to you and over a the coming months/years the payment history and how much of your total extended credit you utilize.
If you are comfortable answering it, how 'old' is your credit history and what amount did they approve you for? Instant approval is a good sign at least.
If you are comfortable answering it, how 'old' is your credit history and what amount did they approve you for? Instant approval is a good sign at least.
Given my relatively short credit history I am concerned it will have a big impact as I may apply for an auto loan in the coming months.
Nov 15, 2013 | 11:42 am
#107
Join Date: Jan 2010
Location: Helsinki & Austin
Programs: "But, I'm a GLOBALIST guest...."
Posts: 2,881
Do one of the annual credit report that's free through the government; you can pay a couple bucks extra and get your credit score. You could also do something like credit karma (although their score is more suspect).
Nov 15, 2013 | 11:46 am
#108
Original Poster
FlyerTalk Evangelist
Join Date: Jul 2005
Location: Seat 2A
Programs: AA EXP LT GLD 1MM, BA GLD, NH/UA*G, Hyatt GLB, Marr Tit LT PLT, IHG Dia, HH Dia, MGM NOIR, Hertz PC
Posts: 10,593
Only 1 other current credit card opened for the past 4 years with a $1,400 limit. I was Approved for $12,000 credit limit on this card. And I have a home mortgage opened 6 months ago. No USA credit history before that (I moved from Canada to the USA)
Given my relatively short credit history I am concerned it will have a big impact as I may apply for an auto loan in the coming months.
Given my relatively short credit history I am concerned it will have a big impact as I may apply for an auto loan in the coming months.
I had 12 months internship in the US and got a 500$ student card from Chase first, another one with 400$ from BOA. Then after 5 months applied online with Citi for AAdvantage and got approved for 2x 7,500$ (that was 2007/2008 so before the financial crisis). I shut all this down though when I left.
Nov 15, 2013 | 12:02 pm
#109
Original Poster
FlyerTalk Evangelist
Join Date: Jul 2005
Location: Seat 2A
Programs: AA EXP LT GLD 1MM, BA GLD, NH/UA*G, Hyatt GLB, Marr Tit LT PLT, IHG Dia, HH Dia, MGM NOIR, Hertz PC
Posts: 10,593
You do not obtain the actual score as it would be provided by Experian etc. To get that you have to pay at least once (at least that's how it was last time i did it about a year ago). You could also ask your banker to do a soft pull but that might not be a wise idea.
Nov 15, 2013 | 12:05 pm
#110
Join Date: Jan 2010
Location: Helsinki & Austin
Programs: "But, I'm a GLOBALIST guest...."
Posts: 2,881
These 'free reports' only provide you with the actual data stored about you incl (I believe) the payment history.
You do not obtain the actual score as it would be provided by Experian etc. To get that you have to pay at least once (at least that's how it was last time i did it about a year ago). You could also ask your banker to do a soft pull but that might not be a wise idea.
You do not obtain the actual score as it would be provided by Experian etc. To get that you have to pay at least once (at least that's how it was last time i did it about a year ago). You could also ask your banker to do a soft pull but that might not be a wise idea.
Nov 15, 2013 | 12:28 pm
#111
Join Date: Oct 2009
Programs: UA LT 1K/DL Plat/Hilton LT ♦/Hyatt Carbonado/Wyndham ♦/Marriott PE .
Posts: 5,669
It Sucks To Be Right, Sorry!
Everybody should have used Occam's Razor on this one instead of getting excited.
Nov 15, 2013 | 12:39 pm
#112
Join Date: Nov 2003
Posts: 138
The site is still giving instant approval.
Nov 15, 2013 | 3:00 pm
#114
FlyerTalk Evangelist
Join Date: Jul 2011
Programs: SEIBU PRINCE CLUB Platinum, Marriott Platinum
Posts: 21,770
We hold our elite membership in high esteem, and we know our Diamond members are proud of their tier achievement. Please accept our sincere apologies, and if you have any questions, you may call our Diamond Customer Service line at 1-800-544-9288 or email [email protected].
Sincerely,
Hyatt Gold Passport Concierge Team
Sincerely,
Hyatt Gold Passport Concierge Team
Surely it's not acceptable to hurt someone's credit record based on misinformation and do nothing but apologize for it?
Nov 15, 2013 | 3:12 pm
#115
Join Date: Dec 2004
Location: MKE
Programs: Hyatt Globalist, AA Plat Pro, MR LTP, others from cards
Posts: 890
This forum has been very quiet since the FFNs, G codes, and other interesting promos went away. Between this and the devaluation, it looks like Hyatt has been trying to restore it to vitality this week.
Nov 15, 2013 | 3:26 pm
#116
Moderator: LGBTQ+ Travel & Hyatt Gold Passport
Join Date: Jan 2000
Location: CVG
Posts: 15,301
Nov 15, 2013 | 3:39 pm
#117
Join Date: Jul 2001
Programs: Marriott LT Tit; Hyatt Explorist; Hilton CC Gold; IHG CC Plt; Hertz (MR) 5 star
Posts: 5,536
Bummer. Back to the Las Vegas mattress run plan. I won't have enough stays/nights for Diamond in 2013 so I'm planning on spending most of January hopping between MGM properties. We're moving to Vegas summer 2014 so I'll use a lot of the time for househunting.
Last edited by iflyjetz; Nov 15, 2013 at 3:59 pm
Nov 15, 2013 | 4:33 pm
#118
FlyerTalk Evangelist
Join Date: Jul 2011
Programs: SEIBU PRINCE CLUB Platinum, Marriott Platinum
Posts: 21,770
View From The Wing reports that a followup mail will be going out to those that received the mail.
