Originally Posted by
austin_modern
Do one of the annual credit report that's free through the government; you can pay a couple bucks extra and get your credit score. You could also do something like credit karma (although their score is more suspect).
These 'free reports' only provide you with the actual data stored about you incl (I believe) the payment history.
You do not obtain the actual score as it would be provided by Experian etc. To get that you have to pay at least once (at least that's how it was last time i did it about a year ago). You could also ask your banker to do a soft pull but that might not be a wise idea.