Applying for Chase PERSONAL Cards (2020 - 2022)
Sep 5, 2020, 12:16 am
#271
Join Date: Jan 2011
Location: LAX
Programs: Delta Silver, Marriott Gold, HH Diamond, Ex-UA Gold, Ex-AA Gold , Ex-SPG Gold, Peon everywhere else
Posts: 616
In 2014, American Express "remembered" my wife's charge off from 1998. It was for about $800. I remember thinking, why can't they just get over it.
Sep 5, 2020, 5:54 am
#272
Join Date: Sep 2008
Location: AUS
Programs: BAEC Gold, AA PPro, Hyatt Globalist, Amex Plat
Posts: 7,043
Choices have consequences my friend...
Regards
Sep 5, 2020, 8:18 am
#273
Join Date: Nov 2007
Location: PHX
Posts: 4,787
I saw one data point that was inconclusive so wondering if anyone has more information. If I add Mrs. lkar as an authorized user on a chase card that is several years old will it show up as having been opened on the date I get her the card or on my original open date?
Sep 5, 2020, 8:27 am
#274
Join Date: Aug 2015
Location: SFO
Programs: AS 75K (OW), SK Silver (*A), UR, MR
Posts: 3,347
Have you tried to add her as an authorized user on one of your Amex cards? That has gotten some people off the blacklist. If accepted, have her apply for a card of her own sometime next year.
Sep 5, 2020, 2:18 pm
#275
Join Date: Aug 2015
Location: SFO
Programs: AS 75K (OW), SK Silver (*A), UR, MR
Posts: 3,347
Thank you to lkar for mentioning these articles elsewhere on FT, #286 and 289.
Should you get the Chase Freedom Visa before its too late?
https://frequentmiler.boardingarea.c...-its-too-late/
Freedom may be the only product change path to Freedom Flex
https://frequentmiler.boardingarea.c...-freedom-only/
Should you get the Chase Freedom Visa before its too late?
https://frequentmiler.boardingarea.c...-its-too-late/
Freedom may be the only product change path to Freedom Flex
https://frequentmiler.boardingarea.c...-freedom-only/
Last edited by vanillabean; Sep 5, 2020 at 3:20 pm
Sep 5, 2020, 4:52 pm
#277
Join Date: Jan 2018
Posts: 113
I just became 3/24 this month "thanks" to the pandemic. My plan is to cancel my Hyatt legacy card then apply for the new one due to the rumors about a forced product change in november. How soon can I wait to apply for the new Hyatt after cancelling? Wiki seems to suggest 2 weeks at least, but not sure if that is outdated. I'm due for a domestic trip which will cost me some money in October so, I can wait two weeks I think but later than that is cutting it close for using it. (figure USPS delays, etc.)
Sep 5, 2020, 6:18 pm
#278
Join Date: Aug 2015
Location: SFO
Programs: AS 75K (OW), SK Silver (*A), UR, MR
Posts: 3,347
Sep 5, 2020, 10:22 pm
#281
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,958
Moderator clarification
You are welcome to post links to material on other sites. The rule is posted here:
https://www.flyertalk.com/help/rules.php#externallinks
https://www.flyertalk.com/help/rules.php#externallinks
Sep 6, 2020, 8:52 am
#282
Join Date: Feb 2003
Location: On strike
Posts: 8,135
Sep 9, 2020, 12:15 pm
#283
Join Date: Aug 2014
Posts: 1,303
Are they sending all personal apps to "pending?" Applied for CFU and went to pending.
Sep 9, 2020, 5:02 pm
#284
Join Date: Oct 2017
Posts: 81
I just became 3/24 this month "thanks" to the pandemic. My plan is to cancel my Hyatt legacy card then apply for the new one due to the rumors about a forced product change in november. How soon can I wait to apply for the new Hyatt after cancelling? Wiki seems to suggest 2 weeks at least, but not sure if that is outdated. I'm due for a domestic trip which will cost me some money in October so, I can wait two weeks I think but later than that is cutting it close for using it. (figure USPS delays, etc.)
Sep 10, 2020, 2:39 pm
#285
Join Date: Sep 2005
Location: JZRO
Posts: 9,169
I assume you're joking. If not, I'll point out that Chase doesn't have the resources to bypass its automated approval system for "all" applications -- or even a significant fraction thereof.