Aug 18, 2015, 8:20 am

FlyerTalk Forums Expert How-Tos and Guides

Last edit by: BuBu4

Please read this Wiki before posting questions in the thread.

What's the difference between the Ink Bold & Ink Plus cards?

Ink Bold is no longer available. It was a charge card (pay balance in full each month), but it has been discontinued and many accounts were converted to Ink Plus cards with the same account numbers.

Ink Plus is a revolving credit card. It allows you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).

What are the best current Ink Plus offers?

The Ink Plus card is no longer available for new applicants. There is a separate thread for The Ink Business Preferred card.

Links for non-targeted Ink Plus 60K offer ($5,000 spend/3 months; annual $95 fee not waived)
Landing page; original application page, current application page.

Landing page; application page.

Landing page; application page.

Landing page; current application page.

There is a report of a 70k offer for the Chase Ink Plus available only through your local Chase Bank office, extended to August 20, 2016. If you recently accepted the 60K offer, you may be able to get the extra 10K simply by asking for it.

There is a no-fee, UR-earning Ink Cash card: https://creditcards.chase.com/ink-bu.../ink-cash-card

Are there are any rules or restrictions to keep in mind when applying for an Ink card?
What is the "5/24" policy?
Are targeted offers exempt from the 5/24 policy?
If my application isn't approved instantly, should I call in?
How can I determine the deadline for meeting the spend requirement to earn the signup bonus?
Once I meet the card's spend requirement, how soon will I receive my signup bonus points?
After being denied, how long should I wait before applying again for the same card?
How long should I wait after closing my card before applying again for the same card?

See the wiki & current discussion at Applying for Chase Credit Cards, 2017 onward.

Are there special earning categories?

Yes. You earn 5 points per dollar on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. (Sirius XM Radio also qualifies.)

In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.

NOT ALL Ink cards earn the 5x and 2x bonus categories above. Not "Old Ink Bold" that earns 7,500 bonus points for $25,000 spend, 15,000 points for $50,000, and 25,000 points for $100,000 spend.

What merchants qualify for 5 points/dollar spent?

Merchants that qualify:

AnswerConnect (Ref)
AT&T monthly bills @ website (Direct entry) (Ref, Ref, Ref)
Boost Mobile (Ref)
Cablevision (Ref)
CallingMart.com (Direct entry)
CardCash.com (PayPal) (Ref, Ref)
CashStar/Staples @ staples.cashstar.com (Ref)
Charter Spectrum/Time Warner Cable monthly bills (Ref, Ref)
Comcast (Ref)
Cox Internet subscription (Ref)
Cricket Wireless (Ref)
Digital River MyCommerce/vorpX (PayPal) (Ref)
DirecTV (Ref, Ref)
Dish Network (Ref, Ref)
Dropbox (Ref)
eBay/PayPal Digital Gifts (PayPal) (Mastercards only) (Ref)
GiftCard Mart (PayPal) (Ref)
GoDaddy.com (Ref, Ref)
Google Fiber (Ref)
Gyft.com (PayPal) (Ref)
Half.com (PayPal) (Ref)
Hetzner.de (PayPal) (Ref)
HTC Vive @ store.us.HTCVive.com (Direct entry) (Ref, Ref)
Hulu (Ref, Ref, Ref)
INIZ (PayPal) (Ref)
LivingSocial.com (PayPal) (Ref)
MileagePlus X/OfficeMax @ app (YMMV ref, Ref)
MileagePlus X/Staples @ app (YMMV ref, Ref)
Netflix (Ref, Ref, Ref, Ref)
Nvidia GeForce Now (Ref)
Office Depot @ B&M, officedepot.com (Direct entry) (Ref)
OfficeMax @ B&M, officedepot.com (Direct entry) (Ref)
OneDrive (Ref)
Republic Wireless (Ref)
RingCentral (Ref)
Sirius XM (Ref, Ref, Ref)
Sling TV @ sling.com (Ref, Ref, Ref, Ref)
Spotify.com (Ref, Ref, Ref, Ref, Ref)
Sprint (Ref)
Staples @ B&M, staples.com (Direct entry) (Ref)
TiVo monthly bills (Ref, Ref)
T-Mobile monthly bills (Ref, Ref, Ref)
UPrinting.com (Ref)
Verizon (Ref)
Verizon Wireless (Ref)
Virgin Mobile (Ref)
VirginMobileUSA.com (Direct entry, PayPal) (Ref)
Vudu.com (Ref, Ref)

Merchants that DO NOT qualify:

Adobe Acrobat DC (Ref)
Amazon Prime music and video (Ref)
Apple iTunes/Apple Music subscription
AT&T phone and equipment orders (Ref, YMMV ref)
CardCash.com (Direct entry) (Ref)
CashStar/Office Depot @ officedepot.cashstar.com (Ref)
CashStar/Panera Bread @ panerabread.cashstar.com (Ref)
Charges at Cricket Wireless Store
eBay/GiftCardMall (PayPal)
eBay/SVM Gift Cards (PayPal)
eGifter.com (Ref)
Giftcard Zen (Direct entry) (Ref)
Google Cloud Platform @ cloud.google.com (Ref)
Google Drive (Ref)
Google Project Fi @ fi.google.com (Ref, Ref, Ref)
Gyft.com (Direct entry)
H2O Wireless (Ref)
Newegg.com (PayPal) (Ref)
Oculus.com (Ref)
OfficeMax in-store pickup @ officedepot.com (Ref)
eBay/PayPal Digital Gifts (PayPal) Visa Cards Only (Ref)
Plastiq telecom (Ref)
Playstation Vue (Ref)
RingPlus.net (Direct entry)
Seashells @ shopseashells.com (Ref)
SWYCH app (using INK and Paypal) (Ref)
T-Mobile.com phone and equipment orders (Ref, Ref, Ref)
Todoist.com (Ref)
Venmo (Direct entry) (Ref, Ref)
Walmart.com (PayPal) (Ref)

Where can I find the Ink Plus Guide to Benefits?

See https://www.chasebenefits.com/ink10311.

What are the rules for transferring UR points to other users or to my own air/hotel/rail accounts?

See the separate discussions in

Closing Ink Plus cards

It is possible to pay the annual fee for the Chase Ink Plus business card, then close the account and get a refund of the fee up to 6 months after it was charged. This provides a total of 18 months of earning up to 5X points for free. Make sure your points are transferred out (either to another UR account owned by you or a spouse, or to an air/hotel partner) before you close the account.

Previous Discussion Threads:

Chase Ink Business Card Questions

Chase Ink Bold, Plus & Cash cards

Chase Ink Plus is now available

Chase Ink Business Cards - July 2015- Present

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Oct 29, 2015, 10:16 pm

#226

sechs

Join Date: Mar 2005

Location: ATL

Programs: AA, AGR, DL, MR, WoH, UA

Posts: 951

Quote:

Originally Posted by Joshy119

Ok I have re-read the wiki searched here and googled this to no avail. How is the heck do I access my Ink online?

It is not populating on my standard Chase page, the page that features checking account and other cards

There are separate business and personal logins. If you have no other business accounts, you need to create a new business login.

The wiki hasn't been updated in this regard, but I just want to confirm with everybody that there is no longer any difference between the Bold and Plus cards. Other than the name, they're exactly the same, yes?

Last edited by philemer; Oct 29, 2015 at 10:47 pm

Oct 30, 2015, 3:29 am

#227

Joshy119

Join Date: Sep 2015

Posts: 285

Thank you

Account created

Oct 30, 2015, 6:36 am

#228

Irish80

Join Date: Nov 2014

Location: IAD/DCA/BWI

Programs: Marriott Gold, SPG Gold, AA Gold, Hyatt Platinum, Virgin America Elevate Gold

Posts: 225

Quote:

Originally Posted by Joshy119

Thank you

Account created

If you call, you can have your personal and business accounts merged into one log-in. Much simpler than dealing with two separate ones

Oct 30, 2015, 10:13 am

#229

gardengirl

Join Date: Jul 2001

Location: DTW

Programs: AA Gold, Marriott Titanium

Posts: 819

Quote:

Originally Posted by Irish80

If you call, you can have your personal and business accounts merged into one log-in. Much simpler than dealing with two separate ones

What number is that? I have tried for years to get Chase to combine the accounts.

Oct 30, 2015, 11:28 am

#230

twofooted

Join Date: Aug 2015

Posts: 21

Got denied for the Ink Plus because business wasn't that old (1 year) and revenue too low. Also could be I applied/got approved for CSP on Aug 12 so it hasn't been 3 months since my last Chase app with my SSN. Is it worth calling the recon line or waiting a while and try re-applying for Ink Plus?

Oct 30, 2015, 12:45 pm

#231

helvetic

Join Date: Jan 2011

Location: HKG • Ex SFO, NYC

Programs: UA 1K, AA EXP; Marriott Amb; Hyatt Globalist; Shangri-la Diamond; IHG SpireAmb; Hilton D; Accor G

Posts: 3,319

Quote:

Originally Posted by Mr. Breakfast

Go ahead and call. They'll most certainly ask questions about your business, so be prepared for that. If they like what they hear, you'll be approved on the spot.

Called, they told me the application was pending, that no decision had been made, and that I should wait it out. Offered to answer any questions that might help expedite the decision; they said they didn't need anymore info.

I guess it's just a matter of waiting!

Oct 30, 2015, 1:55 pm

#232

Irish80

Join Date: Nov 2014

Location: IAD/DCA/BWI

Programs: Marriott Gold, SPG Gold, AA Gold, Hyatt Platinum, Virgin America Elevate Gold

Posts: 225

Quote:

Originally Posted by gardengirl

What number is that? I have tried for years to get Chase to combine the accounts.

I started off with -877-242-7372 and then got transferred so I'm not sure of the exact number but it was the Internet department. The woman I dealt with made it sound like this is fairly normal.

Oct 30, 2015, 3:29 pm

#233

Red259

Join Date: Jun 2013

Location: NYC

Programs: Marriott Plat, Hilton Gold, UA Silver

Posts: 2,272

Has anyone who already had an ink bold card gotten an ink plus card since the changes were made to the bold a few months back? I have the bold and would like to go for the ink plus, but don't want to waste a HP if they are going to turn around and say you basically have the same card you are applying for.

Oct 30, 2015, 4:11 pm

#234

FederalFlyer

Join Date: Jan 2011

Location: ATL

Programs: DL PM, SPG Plat

Posts: 885

Quote:

Originally Posted by Red259

I have not done this, but I did just receive a mailer with an invitation code to apply for the Ink Plus, and I'm an Ink Bold card holder. However, with more than 5 credit pulls in the past 24 months, it's my understanding I really can't apply.

Oct 30, 2015, 4:32 pm

#235

Irish80

Join Date: Nov 2014

Location: IAD/DCA/BWI

Programs: Marriott Gold, SPG Gold, AA Gold, Hyatt Platinum, Virgin America Elevate Gold

Posts: 225

Quote:

Originally Posted by FederalFlyer

Yes you can. The 5/24 rule is not being applied to their business cards

Oct 30, 2015, 6:29 pm

#236

YummyRambutan

Join Date: Sep 2015

Posts: 151

...lol...the original fax was too dark. Need to fax my birthday proof again.

Oct 30, 2015, 6:59 pm

#237

mhdena

Join Date: May 2015

Location: LAX, BUR

Programs: AS,AA,JB, HH Gold, Starriott Titanium Elite, Hyatt Explorist, Global Entry

Posts: 1,933

Quote:

Originally Posted by gardengirl

What number is that? I have tried for years to get Chase to combine the accounts.

Try the number on the back of your card.

Oct 30, 2015, 7:18 pm

#238

marktelefono

Join Date: Nov 2012

Posts: 102

Applied for Ink Plus 11 days ago. Called the automated line and am getting the "30 days" message (which I guess is better than the 7-10 days message). Any suggestions on how much longer should I wait before calling in?

Oct 30, 2015, 8:16 pm

#239

FederalFlyer

Join Date: Jan 2011

Location: ATL

Programs: DL PM, SPG Plat

Posts: 885

Quote:

Originally Posted by Irish80

Yes you can. The 5/24 rule is not being applied to their business cards

Really? Thanks for this information. Although I'm not sure if this is good news or bad new! I really hate those reconsideration calls every Ink application seems to entail for me. Maybe with an invitation code I'll actually get approved without one.

Oct 30, 2015, 8:24 pm

#240

Irish80

Join Date: Nov 2014

Location: IAD/DCA/BWI

Programs: Marriott Gold, SPG Gold, AA Gold, Hyatt Platinum, Virgin America Elevate Gold

Posts: 225

Quote:

Originally Posted by FederalFlyer

I got lucky and let my Ink Plus application sit for couple days and they approved me without talking to any analyst. I wasn't looking forward to that call.