Aug 18, 2015, 8:20 am
Last edit by: BuBu4
Please read this Wiki before posting questions in the thread.
What's the difference between the Ink Bold & Ink Plus cards?
Ink Bold is no longer available. It was a charge card (pay balance in full each month), but it has been discontinued and many accounts were converted to Ink Plus cards with the same account numbers.
Ink Plus is a revolving credit card. It allows you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).
What are the best current Ink Plus offers?Ink Plus is a revolving credit card. It allows you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).
The Ink Plus card is no longer available for new applicants. There is a separate thread for The Ink Business Preferred card.
Links for non-targeted Ink Plus 60K offer ($5,000 spend/3 months; annual $95 fee not waived)
There is a report of a 70k offer for the Chase Ink Plus available only through your local Chase Bank office, extended to August 20, 2016. If you recently accepted the 60K offer, you may be able to get the extra 10K simply by asking for it.
- Landing page; original application page, current application page.
- Landing page; application page.
- Landing page; application page.
- Landing page; current application page.
There is a report of a 70k offer for the Chase Ink Plus available only through your local Chase Bank office, extended to August 20, 2016. If you recently accepted the 60K offer, you may be able to get the extra 10K simply by asking for it.
What is the "5/24" policy?
Are targeted offers exempt from the 5/24 policy?
If my application isn't approved instantly, should I call in?
How can I determine the deadline for meeting the spend requirement to earn the signup bonus?
Once I meet the card's spend requirement, how soon will I receive my signup bonus points?
After being denied, how long should I wait before applying again for the same card?
How long should I wait after closing my card before applying again for the same card?
See the wiki & current discussion at Applying for Chase Credit Cards, 2017 onward.
Are there special earning categories?Yes. You earn 5 points per dollar on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. (Sirius XM Radio also qualifies.)
In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
NOT ALL Ink cards earn the 5x and 2x bonus categories above. Not "Old Ink Bold" that earns 7,500 bonus points for $25,000 spend, 15,000 points for $50,000, and 25,000 points for $100,000 spend.
What merchants qualify for 5 points/dollar spent?In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
NOT ALL Ink cards earn the 5x and 2x bonus categories above. Not "Old Ink Bold" that earns 7,500 bonus points for $25,000 spend, 15,000 points for $50,000, and 25,000 points for $100,000 spend.
Merchants that qualify:
Where can I find the Ink Plus Guide to Benefits?AnswerConnect (Ref)
AT&T monthly bills @ website (Direct entry) (Ref, Ref, Ref)
Boost Mobile (Ref)
Cablevision (Ref)
CallingMart.com (Direct entry)
CardCash.com (PayPal) (Ref, Ref)
CashStar/Staples @ staples.cashstar.com (Ref)
Charter Spectrum/Time Warner Cable monthly bills (Ref, Ref)
Comcast (Ref)
Cox Internet subscription (Ref)
Cricket Wireless (Ref)
Digital River MyCommerce/vorpX (PayPal) (Ref)
DirecTV (Ref, Ref)
Dish Network (Ref, Ref)
Dropbox (Ref)
eBay/PayPal Digital Gifts (PayPal) (Mastercards only) (Ref)
GiftCard Mart (PayPal) (Ref)
GoDaddy.com (Ref, Ref)
Google Fiber (Ref)
Gyft.com (PayPal) (Ref)
Half.com (PayPal) (Ref)
Hetzner.de (PayPal) (Ref)
HTC Vive @ store.us.HTCVive.com (Direct entry) (Ref, Ref)
Hulu (Ref, Ref, Ref)
INIZ (PayPal) (Ref)
LivingSocial.com (PayPal) (Ref)
MileagePlus X/OfficeMax @ app (YMMV ref, Ref)
MileagePlus X/Staples @ app (YMMV ref, Ref)
Netflix (Ref, Ref, Ref, Ref)
Nvidia GeForce Now (Ref)
Office Depot @ B&M, officedepot.com (Direct entry) (Ref)
OfficeMax @ B&M, officedepot.com (Direct entry) (Ref)
OneDrive (Ref)
Republic Wireless (Ref)
RingCentral (Ref)
Sirius XM (Ref, Ref, Ref)
Sling TV @ sling.com (Ref, Ref, Ref, Ref)
Spotify.com (Ref, Ref, Ref, Ref, Ref)
Sprint (Ref)
Staples @ B&M, staples.com (Direct entry) (Ref)
TiVo monthly bills (Ref, Ref)
T-Mobile monthly bills (Ref, Ref, Ref)
UPrinting.com (Ref)
Verizon (Ref)
Verizon Wireless (Ref)
Virgin Mobile (Ref)
VirginMobileUSA.com (Direct entry, PayPal) (Ref)
Vudu.com (Ref, Ref)
Merchants that DO NOT qualify:AT&T monthly bills @ website (Direct entry) (Ref, Ref, Ref)
Boost Mobile (Ref)
Cablevision (Ref)
CallingMart.com (Direct entry)
CardCash.com (PayPal) (Ref, Ref)
CashStar/Staples @ staples.cashstar.com (Ref)
Charter Spectrum/Time Warner Cable monthly bills (Ref, Ref)
Comcast (Ref)
Cox Internet subscription (Ref)
Cricket Wireless (Ref)
Digital River MyCommerce/vorpX (PayPal) (Ref)
DirecTV (Ref, Ref)
Dish Network (Ref, Ref)
Dropbox (Ref)
eBay/PayPal Digital Gifts (PayPal) (Mastercards only) (Ref)
GiftCard Mart (PayPal) (Ref)
GoDaddy.com (Ref, Ref)
Google Fiber (Ref)
Gyft.com (PayPal) (Ref)
Half.com (PayPal) (Ref)
Hetzner.de (PayPal) (Ref)
HTC Vive @ store.us.HTCVive.com (Direct entry) (Ref, Ref)
Hulu (Ref, Ref, Ref)
INIZ (PayPal) (Ref)
LivingSocial.com (PayPal) (Ref)
MileagePlus X/OfficeMax @ app (YMMV ref, Ref)
MileagePlus X/Staples @ app (YMMV ref, Ref)
Netflix (Ref, Ref, Ref, Ref)
Nvidia GeForce Now (Ref)
Office Depot @ B&M, officedepot.com (Direct entry) (Ref)
OfficeMax @ B&M, officedepot.com (Direct entry) (Ref)
OneDrive (Ref)
Republic Wireless (Ref)
RingCentral (Ref)
Sirius XM (Ref, Ref, Ref)
Sling TV @ sling.com (Ref, Ref, Ref, Ref)
Spotify.com (Ref, Ref, Ref, Ref, Ref)
Sprint (Ref)
Staples @ B&M, staples.com (Direct entry) (Ref)
TiVo monthly bills (Ref, Ref)
T-Mobile monthly bills (Ref, Ref, Ref)
UPrinting.com (Ref)
Verizon (Ref)
Verizon Wireless (Ref)
Virgin Mobile (Ref)
VirginMobileUSA.com (Direct entry, PayPal) (Ref)
Vudu.com (Ref, Ref)
Adobe Acrobat DC (Ref)
Amazon Prime music and video (Ref)
Apple iTunes/Apple Music subscription
AT&T phone and equipment orders (Ref, YMMV ref)
CardCash.com (Direct entry) (Ref)
CashStar/Office Depot @ officedepot.cashstar.com (Ref)
CashStar/Panera Bread @ panerabread.cashstar.com (Ref)
Charges at Cricket Wireless Store
eBay/GiftCardMall (PayPal)
eBay/SVM Gift Cards (PayPal)
eGifter.com (Ref)
Giftcard Zen (Direct entry) (Ref)
Google Cloud Platform @ cloud.google.com (Ref)
Google Drive (Ref)
Google Project Fi @ fi.google.com (Ref, Ref, Ref)
Gyft.com (Direct entry)
H2O Wireless (Ref)
Newegg.com (PayPal) (Ref)
Oculus.com (Ref)
OfficeMax in-store pickup @ officedepot.com (Ref)
eBay/PayPal Digital Gifts (PayPal) Visa Cards Only (Ref)
Plastiq telecom (Ref)
Playstation Vue (Ref)
RingPlus.net (Direct entry)
Seashells @ shopseashells.com (Ref)
SWYCH app (using INK and Paypal) (Ref)
T-Mobile.com phone and equipment orders (Ref, Ref, Ref)
Todoist.com (Ref)
Venmo (Direct entry) (Ref, Ref)
Walmart.com (PayPal) (Ref)
Amazon Prime music and video (Ref)
Apple iTunes/Apple Music subscription
AT&T phone and equipment orders (Ref, YMMV ref)
CardCash.com (Direct entry) (Ref)
CashStar/Office Depot @ officedepot.cashstar.com (Ref)
CashStar/Panera Bread @ panerabread.cashstar.com (Ref)
Charges at Cricket Wireless Store
eBay/GiftCardMall (PayPal)
eBay/SVM Gift Cards (PayPal)
eGifter.com (Ref)
Giftcard Zen (Direct entry) (Ref)
Google Cloud Platform @ cloud.google.com (Ref)
Google Drive (Ref)
Google Project Fi @ fi.google.com (Ref, Ref, Ref)
Gyft.com (Direct entry)
H2O Wireless (Ref)
Newegg.com (PayPal) (Ref)
Oculus.com (Ref)
OfficeMax in-store pickup @ officedepot.com (Ref)
eBay/PayPal Digital Gifts (PayPal) Visa Cards Only (Ref)
Plastiq telecom (Ref)
Playstation Vue (Ref)
RingPlus.net (Direct entry)
Seashells @ shopseashells.com (Ref)
SWYCH app (using INK and Paypal) (Ref)
T-Mobile.com phone and equipment orders (Ref, Ref, Ref)
Todoist.com (Ref)
Venmo (Direct entry) (Ref, Ref)
Walmart.com (PayPal) (Ref)
What are the rules for transferring UR points to other users or to my own air/hotel/rail accounts?
See the separate discussions in
Closing Ink Plus cardsIt is possible to pay the annual fee for the Chase Ink Plus business card, then close the account and get a refund of the fee up to 6 months after it was charged. This provides a total of 18 months of earning up to 5X points for free. Make sure your points are transferred out (either to another UR account owned by you or a spouse, or to an air/hotel partner) before you close the account.
Previous Discussion Threads:
Chase Ink Business Cards - July 2015- Present
Oct 27, 2015, 3:52 pm
#211
Join Date: Oct 2015
Posts: 136
A followup to my followup... 
My Freedom has a $10k CL
My IHG has $28k CL
My IC+ only has $5k CL
When I called the recon line when it looked iffy I offered to lower the CL on the IHG and was told it would not make a difference - that personal and business cards CLs were not connected.
I am going to guess this is not correct....
I would rather have a $28k CL on the IC+ and a $5k CL on the IHG - does anyone know for sure if CL's can be manipulated across business and personal cards? I'm feeling like I need to talk to another rep.
My Freedom has a $10k CL
My IHG has $28k CL
My IC+ only has $5k CL
When I called the recon line when it looked iffy I offered to lower the CL on the IHG and was told it would not make a difference - that personal and business cards CLs were not connected.
I am going to guess this is not correct....
I would rather have a $28k CL on the IC+ and a $5k CL on the IHG - does anyone know for sure if CL's can be manipulated across business and personal cards? I'm feeling like I need to talk to another rep.
Oct 27, 2015, 6:13 pm
#212
Join Date: May 2014
Posts: 49
Fwiw, when I applied for the ink cash last spring I was told the same thing when trying to move credit lines around - I wasn't able to lower a personal limit to get approved for a business card. Rep said they're considered separate.
Oct 28, 2015, 9:33 am
#213
Join Date: Oct 2015
Posts: 115
Does anybody know Chase's automated line for status check? I applied for ink and it showed "USPS mail 30 days" message. Just want to check the latest status but doesn't want to speak to a rep.
Oct 28, 2015, 9:45 am
#214
Join Date: Oct 2015
Posts: 136
800-432-3117 #, 3, 1 - enter SS#..
One can also google: chase automated application status phone number
Oct 28, 2015, 2:37 pm
#215
Join Date: Sep 2015
Posts: 285
Applied for Ink Plus 9/27
The same "you will be notified by mail of our decision within 30 days" .....everyday since then (of course I neurotically call the 800 line 1-3x a day)
I know not to call in during this period and speak to anyone there, and I won't, but my God the waiting is a killer
Review it already and let me know so I can move forward
The same "you will be notified by mail of our decision within 30 days" .....everyday since then (of course I neurotically call the 800 line 1-3x a day)
I know not to call in during this period and speak to anyone there, and I won't, but my God the waiting is a killer
Review it already and let me know so I can move forward
Well, I am bruised and battered but I managed to get this thing approved with a 5k CL
Data points
Late August approved for CSP - SW premier
picked up discover IT - amex blue - hyatt in the meantime
Waited patiently for almost a full month to be rejected for INK + for seeking too much credit (all other qualifications are good).
Called recon yesterday and may have stretched some business facts and after a couple of 3-5 minute hold sessions the most I could get was that he will recommend approval but due to recent credit seeking he has to submit to a manager and I will find out in 24-48 hours
Received the email earlier and called for rush shipping shortly after. This was an ordeal between the wait, the litanny of questions and the additional wait
One newb question - the $50,000 5x resets after my year NOT on Jan 1st, right
Thanks
Oct 28, 2015, 3:31 pm
#216
Join Date: Jun 2012
Programs: AA EXP, Hyatt Globalist, *A Silver
Posts: 4,896
Is the new Ink "Business Plus" a different product from the previous non-charge Ink? (Was it called the Ink Classic?). If I have the Ink from last year (60K bonus points after 5K spend) and apply for the new Ink Business Plus, can I get the sign on bonus again?
Oct 28, 2015, 4:32 pm
#217
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,959
Oct 28, 2015, 4:43 pm
#218
Join Date: Jun 2012
Programs: AA EXP, Hyatt Globalist, *A Silver
Posts: 4,896
Oct 29, 2015, 4:58 pm
#221
Join Date: Jan 2011
Location: HKG • Ex SFO, NYC
Programs: UA 1K, AA EXP; Marriott Amb; Hyatt Globalist; Shangri-la Diamond; IHG SpireAmb; Hilton D; Accor G
Posts: 3,319
Chase Business Card approval in limbo
I recently applied for the Chase Ink w/ the 60k UR point offer. I have a TIN for a business selling apps on Apple's App Stores and collecting some advertising revenue. I haven't had any significant revenue on it lately, but historically have.
I applied for the Ink+ with the TIN + my SSN (755 credit score). The application was inconclusive: the last screen had a phone number asking me to call it, and I received an email telling me I would either receive the card or a denial explanation by mail within 30 days.
What are my chances of getting approved; and should I try calling? I'd hate to have wasted a HP for nothing and to potentially have worse chances in future applications. (For context, I have 2 Chase cards: CSP, UMP; 3 Amex: PRG, Plat, Blue Sky; and 1 BofA card.)
Edit: whoops thought I was in Chase forum. Can a mod move this there?
I applied for the Ink+ with the TIN + my SSN (755 credit score). The application was inconclusive: the last screen had a phone number asking me to call it, and I received an email telling me I would either receive the card or a denial explanation by mail within 30 days.
What are my chances of getting approved; and should I try calling? I'd hate to have wasted a HP for nothing and to potentially have worse chances in future applications. (For context, I have 2 Chase cards: CSP, UMP; 3 Amex: PRG, Plat, Blue Sky; and 1 BofA card.)
Edit: whoops thought I was in Chase forum. Can a mod move this there?
Oct 29, 2015, 6:03 pm
#222
Join Date: May 2006
Location: SNA/LAX... somewhere sunny and warm, but crowded.
Programs: AA/UA/UR/MRP/IHG Plat
Posts: 916
Chase Business Card approval in limbo
Might be helpful calling to check on status and offer to answer any questions. I've found that has helped in the past. Good luck.
Oct 29, 2015, 6:16 pm
#223
Join Date: Jul 2015
Location: Chicago, IL
Posts: 69
Chase Business Card approval in limbo
Go ahead and call. They'll most certainly ask questions about your business, so be prepared for that. If they like what they hear, you'll be approved on the spot.
Oct 29, 2015, 6:34 pm
#224
Join Date: Oct 2015
Posts: 136
I was also able to give her my business website where the contact information was identical to that on the app.
After about 15 minutes of being on hold and answering questions she put me on hold one last time for a few minutes and when she got back on the line she said she was recommending a $5k credit line, subject to supervisor approval.
For 2 days I got a "you will hear from us in approximately 2 weeks...." on the automated app status line. The morning of the 3rd day the recording changed to "You have been approved....."
Next stop is to figure out how to increase the CLI. I chose the card for the UR points but I also really do need a business card and I'll be bumping a $5k limit each month if I can't get a CLI.
Oct 29, 2015, 9:22 pm
#225
Join Date: Sep 2015
Posts: 285
Ok I have re-read the wiki searched here and googled this to no avail. How is the heck do I access my Ink online?
It is not populating on my standard Chase page, the page that features checking account and other cards
The business page on chase rerouts to my aforementioned login - downloading the ink app won't allow me to register as records show I do not have a business card/ink card with chase (I have activated the card and put 2.5k on it)
I'd like to avoid calling in and speaking to anyone
It is not populating on my standard Chase page, the page that features checking account and other cards
The business page on chase rerouts to my aforementioned login - downloading the ink app won't allow me to register as records show I do not have a business card/ink card with chase (I have activated the card and put 2.5k on it)
I'd like to avoid calling in and speaking to anyone