Aug 18, 2015, 8:20 am
Last edit by: BuBu4
Please read this Wiki before posting questions in the thread.
What's the difference between the Ink Bold & Ink Plus cards?
Ink Bold is no longer available. It was a charge card (pay balance in full each month), but it has been discontinued and many accounts were converted to Ink Plus cards with the same account numbers.
Ink Plus is a revolving credit card. It allows you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).
What are the best current Ink Plus offers?Ink Plus is a revolving credit card. It allows you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).
The Ink Plus card is no longer available for new applicants. There is a separate thread for The Ink Business Preferred card.
Links for non-targeted Ink Plus 60K offer ($5,000 spend/3 months; annual $95 fee not waived)
There is a report of a 70k offer for the Chase Ink Plus available only through your local Chase Bank office, extended to August 20, 2016. If you recently accepted the 60K offer, you may be able to get the extra 10K simply by asking for it.
- Landing page; original application page, current application page.
- Landing page; application page.
- Landing page; application page.
- Landing page; current application page.
There is a report of a 70k offer for the Chase Ink Plus available only through your local Chase Bank office, extended to August 20, 2016. If you recently accepted the 60K offer, you may be able to get the extra 10K simply by asking for it.
What is the "5/24" policy?
Are targeted offers exempt from the 5/24 policy?
If my application isn't approved instantly, should I call in?
How can I determine the deadline for meeting the spend requirement to earn the signup bonus?
Once I meet the card's spend requirement, how soon will I receive my signup bonus points?
After being denied, how long should I wait before applying again for the same card?
How long should I wait after closing my card before applying again for the same card?
See the wiki & current discussion at Applying for Chase Credit Cards, 2017 onward.
Are there special earning categories?Yes. You earn 5 points per dollar on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. (Sirius XM Radio also qualifies.)
In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
NOT ALL Ink cards earn the 5x and 2x bonus categories above. Not "Old Ink Bold" that earns 7,500 bonus points for $25,000 spend, 15,000 points for $50,000, and 25,000 points for $100,000 spend.
What merchants qualify for 5 points/dollar spent?In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
NOT ALL Ink cards earn the 5x and 2x bonus categories above. Not "Old Ink Bold" that earns 7,500 bonus points for $25,000 spend, 15,000 points for $50,000, and 25,000 points for $100,000 spend.
Merchants that qualify:
Where can I find the Ink Plus Guide to Benefits?AnswerConnect (Ref)
AT&T monthly bills @ website (Direct entry) (Ref, Ref, Ref)
Boost Mobile (Ref)
Cablevision (Ref)
CallingMart.com (Direct entry)
CardCash.com (PayPal) (Ref, Ref)
CashStar/Staples @ staples.cashstar.com (Ref)
Charter Spectrum/Time Warner Cable monthly bills (Ref, Ref)
Comcast (Ref)
Cox Internet subscription (Ref)
Cricket Wireless (Ref)
Digital River MyCommerce/vorpX (PayPal) (Ref)
DirecTV (Ref, Ref)
Dish Network (Ref, Ref)
Dropbox (Ref)
eBay/PayPal Digital Gifts (PayPal) (Mastercards only) (Ref)
GiftCard Mart (PayPal) (Ref)
GoDaddy.com (Ref, Ref)
Google Fiber (Ref)
Gyft.com (PayPal) (Ref)
Half.com (PayPal) (Ref)
Hetzner.de (PayPal) (Ref)
HTC Vive @ store.us.HTCVive.com (Direct entry) (Ref, Ref)
Hulu (Ref, Ref, Ref)
INIZ (PayPal) (Ref)
LivingSocial.com (PayPal) (Ref)
MileagePlus X/OfficeMax @ app (YMMV ref, Ref)
MileagePlus X/Staples @ app (YMMV ref, Ref)
Netflix (Ref, Ref, Ref, Ref)
Nvidia GeForce Now (Ref)
Office Depot @ B&M, officedepot.com (Direct entry) (Ref)
OfficeMax @ B&M, officedepot.com (Direct entry) (Ref)
OneDrive (Ref)
Republic Wireless (Ref)
RingCentral (Ref)
Sirius XM (Ref, Ref, Ref)
Sling TV @ sling.com (Ref, Ref, Ref, Ref)
Spotify.com (Ref, Ref, Ref, Ref, Ref)
Sprint (Ref)
Staples @ B&M, staples.com (Direct entry) (Ref)
TiVo monthly bills (Ref, Ref)
T-Mobile monthly bills (Ref, Ref, Ref)
UPrinting.com (Ref)
Verizon (Ref)
Verizon Wireless (Ref)
Virgin Mobile (Ref)
VirginMobileUSA.com (Direct entry, PayPal) (Ref)
Vudu.com (Ref, Ref)
Merchants that DO NOT qualify:AT&T monthly bills @ website (Direct entry) (Ref, Ref, Ref)
Boost Mobile (Ref)
Cablevision (Ref)
CallingMart.com (Direct entry)
CardCash.com (PayPal) (Ref, Ref)
CashStar/Staples @ staples.cashstar.com (Ref)
Charter Spectrum/Time Warner Cable monthly bills (Ref, Ref)
Comcast (Ref)
Cox Internet subscription (Ref)
Cricket Wireless (Ref)
Digital River MyCommerce/vorpX (PayPal) (Ref)
DirecTV (Ref, Ref)
Dish Network (Ref, Ref)
Dropbox (Ref)
eBay/PayPal Digital Gifts (PayPal) (Mastercards only) (Ref)
GiftCard Mart (PayPal) (Ref)
GoDaddy.com (Ref, Ref)
Google Fiber (Ref)
Gyft.com (PayPal) (Ref)
Half.com (PayPal) (Ref)
Hetzner.de (PayPal) (Ref)
HTC Vive @ store.us.HTCVive.com (Direct entry) (Ref, Ref)
Hulu (Ref, Ref, Ref)
INIZ (PayPal) (Ref)
LivingSocial.com (PayPal) (Ref)
MileagePlus X/OfficeMax @ app (YMMV ref, Ref)
MileagePlus X/Staples @ app (YMMV ref, Ref)
Netflix (Ref, Ref, Ref, Ref)
Nvidia GeForce Now (Ref)
Office Depot @ B&M, officedepot.com (Direct entry) (Ref)
OfficeMax @ B&M, officedepot.com (Direct entry) (Ref)
OneDrive (Ref)
Republic Wireless (Ref)
RingCentral (Ref)
Sirius XM (Ref, Ref, Ref)
Sling TV @ sling.com (Ref, Ref, Ref, Ref)
Spotify.com (Ref, Ref, Ref, Ref, Ref)
Sprint (Ref)
Staples @ B&M, staples.com (Direct entry) (Ref)
TiVo monthly bills (Ref, Ref)
T-Mobile monthly bills (Ref, Ref, Ref)
UPrinting.com (Ref)
Verizon (Ref)
Verizon Wireless (Ref)
Virgin Mobile (Ref)
VirginMobileUSA.com (Direct entry, PayPal) (Ref)
Vudu.com (Ref, Ref)
Adobe Acrobat DC (Ref)
Amazon Prime music and video (Ref)
Apple iTunes/Apple Music subscription
AT&T phone and equipment orders (Ref, YMMV ref)
CardCash.com (Direct entry) (Ref)
CashStar/Office Depot @ officedepot.cashstar.com (Ref)
CashStar/Panera Bread @ panerabread.cashstar.com (Ref)
Charges at Cricket Wireless Store
eBay/GiftCardMall (PayPal)
eBay/SVM Gift Cards (PayPal)
eGifter.com (Ref)
Giftcard Zen (Direct entry) (Ref)
Google Cloud Platform @ cloud.google.com (Ref)
Google Drive (Ref)
Google Project Fi @ fi.google.com (Ref, Ref, Ref)
Gyft.com (Direct entry)
H2O Wireless (Ref)
Newegg.com (PayPal) (Ref)
Oculus.com (Ref)
OfficeMax in-store pickup @ officedepot.com (Ref)
eBay/PayPal Digital Gifts (PayPal) Visa Cards Only (Ref)
Plastiq telecom (Ref)
Playstation Vue (Ref)
RingPlus.net (Direct entry)
Seashells @ shopseashells.com (Ref)
SWYCH app (using INK and Paypal) (Ref)
T-Mobile.com phone and equipment orders (Ref, Ref, Ref)
Todoist.com (Ref)
Venmo (Direct entry) (Ref, Ref)
Walmart.com (PayPal) (Ref)
Amazon Prime music and video (Ref)
Apple iTunes/Apple Music subscription
AT&T phone and equipment orders (Ref, YMMV ref)
CardCash.com (Direct entry) (Ref)
CashStar/Office Depot @ officedepot.cashstar.com (Ref)
CashStar/Panera Bread @ panerabread.cashstar.com (Ref)
Charges at Cricket Wireless Store
eBay/GiftCardMall (PayPal)
eBay/SVM Gift Cards (PayPal)
eGifter.com (Ref)
Giftcard Zen (Direct entry) (Ref)
Google Cloud Platform @ cloud.google.com (Ref)
Google Drive (Ref)
Google Project Fi @ fi.google.com (Ref, Ref, Ref)
Gyft.com (Direct entry)
H2O Wireless (Ref)
Newegg.com (PayPal) (Ref)
Oculus.com (Ref)
OfficeMax in-store pickup @ officedepot.com (Ref)
eBay/PayPal Digital Gifts (PayPal) Visa Cards Only (Ref)
Plastiq telecom (Ref)
Playstation Vue (Ref)
RingPlus.net (Direct entry)
Seashells @ shopseashells.com (Ref)
SWYCH app (using INK and Paypal) (Ref)
T-Mobile.com phone and equipment orders (Ref, Ref, Ref)
Todoist.com (Ref)
Venmo (Direct entry) (Ref, Ref)
Walmart.com (PayPal) (Ref)
What are the rules for transferring UR points to other users or to my own air/hotel/rail accounts?
See the separate discussions in
Closing Ink Plus cardsIt is possible to pay the annual fee for the Chase Ink Plus business card, then close the account and get a refund of the fee up to 6 months after it was charged. This provides a total of 18 months of earning up to 5X points for free. Make sure your points are transferred out (either to another UR account owned by you or a spouse, or to an air/hotel partner) before you close the account.
Previous Discussion Threads:
Chase Ink Business Cards - July 2015- Present
Oct 10, 2015, 8:50 pm
#136
Join Date: Sep 2015
Posts: 151
Got the letter. They just need proof of birthday mailed in! There's still hope!!! Question...how do I send in proof of my birthday?
Wait...pardon my ignorance, but how do mail proof of SSN and birthday? And if it's what I'm thinking, is it safe to do that via mail?
Oct 10, 2015, 9:15 pm
#137
Join Date: Sep 2015
Posts: 151
Actually they're specifically asking for..."Authorizing officer birth date." That's me right? And would a copy of my drivers license sufficient........and is this safe practice?
Oct 11, 2015, 2:16 am
#138
Join Date: Jan 2014
Posts: 291
Yeah. If I were you, I would mail in my driver license. Or, you can give them a call asking if you can go to a branch and have them scanned it, then uploaded it to their system.
Oct 11, 2015, 8:56 am
#139
Join Date: Dec 2014
Posts: 80
Dumb question: How do I know if I applied for my Ink Plus with EIN or SS#? It was one of my first cards and I'm not sure.
Does Chase have a limit on number of business cards? I have a United Club Business (about 24k spend annually) and an Ink Plus (about 60k, mostly 5x) already.
Does Chase have a limit on number of business cards? I have a United Club Business (about 24k spend annually) and an Ink Plus (about 60k, mostly 5x) already.
Oct 11, 2015, 12:57 pm
#140
Join Date: Jul 2006
Posts: 131
Wife applied for Ink Plus last week and wasn't instantly approved. She has a small consulting business with a few $k income each year. She has a CSP and cancelled a United MP card a couple months ago (when the AF posted). A few days after the Ink+ application (having received nothing), she called the Business recon number. A number of questions about past and future cash flow and eventually declined. I think, based on messages in this thread, that it was a bad move to call. So now what? When, if ever, should/can she re-apply?
Oct 11, 2015, 2:01 pm
#141
Join Date: Aug 2015
Posts: 322
My ink plus application was denied last week. FICO 790, 2 chase cards open.
They said you have closed few chase accounts in last year. I have no business but do have EIN number. I did call the next day when it wasn't automatically approved online.
I would like to apply for the same card for my wife, should you put some amount for revenues or if you don't have then put zero? Chase asks too many question before approving business cards.
Most of the people have high activity, open/closed accounts, total number of open cards etc etc. How do you get around this? Can someone successful in getting ink plus shed some light?
Should I close one or two chase accounts for my wife before applying? The only reason I am keeping chase open so you can get Gift cards from rapid reward website, otherwise my understanding is you have to use points for airline credits only.
They said you have closed few chase accounts in last year. I have no business but do have EIN number. I did call the next day when it wasn't automatically approved online.
I would like to apply for the same card for my wife, should you put some amount for revenues or if you don't have then put zero? Chase asks too many question before approving business cards.
Most of the people have high activity, open/closed accounts, total number of open cards etc etc. How do you get around this? Can someone successful in getting ink plus shed some light?
Should I close one or two chase accounts for my wife before applying? The only reason I am keeping chase open so you can get Gift cards from rapid reward website, otherwise my understanding is you have to use points for airline credits only.
Oct 12, 2015, 1:53 pm
#142
Join Date: Sep 2015
Programs: Paying student debt and traveling when i can
Posts: 312
Wife applied for Ink Plus last week and wasn't instantly approved. She has a small consulting business with a few $k income each year. She has a CSP and cancelled a United MP card a couple months ago (when the AF posted). A few days after the Ink+ application (having received nothing), she called the Business recon number. A number of questions about past and future cash flow and eventually declined. I think, based on messages in this thread, that it was a bad move to call. So now what? When, if ever, should/can she re-apply?
i had success going into a chase branch and opening a business account, depositing $10k and then asking the banker about the ink plus card (after getting the account all set up). i was previously denied the ink plus after calling in like your wife on a pending app. i was approved 2 d after opening the business account. they did do a second credit HP. was originally denied because i didn't have a long enough business history w/chase (catch-22)
Oct 12, 2015, 2:31 pm
#143
Join Date: Jun 2013
Location: NYC
Programs: Marriott Plat, Hilton Gold, UA Silver
Posts: 2,272
My ink plus application was denied last week. FICO 790, 2 chase cards open.
They said you have closed few chase accounts in last year. I have no business but do have EIN number. I did call the next day when it wasn't automatically approved online.
I would like to apply for the same card for my wife, should you put some amount for revenues or if you don't have then put zero? Chase asks too many question before approving business cards.
Most of the people have high activity, open/closed accounts, total number of open cards etc etc. How do you get around this? Can someone successful in getting ink plus shed some light?
Should I close one or two chase accounts for my wife before applying? The only reason I am keeping chase open so you can get Gift cards from rapid reward website, otherwise my understanding is you have to use points for airline credits only.
They said you have closed few chase accounts in last year. I have no business but do have EIN number. I did call the next day when it wasn't automatically approved online.
I would like to apply for the same card for my wife, should you put some amount for revenues or if you don't have then put zero? Chase asks too many question before approving business cards.
Most of the people have high activity, open/closed accounts, total number of open cards etc etc. How do you get around this? Can someone successful in getting ink plus shed some light?
Should I close one or two chase accounts for my wife before applying? The only reason I am keeping chase open so you can get Gift cards from rapid reward website, otherwise my understanding is you have to use points for airline credits only.
Oct 12, 2015, 2:38 pm
#144
Join Date: Jun 2013
Location: NYC
Programs: Marriott Plat, Hilton Gold, UA Silver
Posts: 2,272
i had success going into a chase branch and opening a business account, depositing $10k and then asking the banker about the ink plus card (after getting the account all set up). i was previously denied the ink plus after calling in like your wife on a pending app. i was approved 2 d after opening the business account. they did do a second credit HP. was originally denied because i didn't have a long enough business history w/chase (catch-22)
Oct 13, 2015, 9:25 pm
#146
Join Date: Aug 2013
Posts: 112
Does anyone know if there's any offer for ink plus with no annual fee for the first year floating around?
Oct 14, 2015, 1:44 am
#147
Join Date: Sep 2015
Posts: 285
Applied for Ink Plus 9/27
The same "you will be notified by mail of our decision within 30 days" .....everyday since then (of course I neurotically call the 800 line 1-3x a day)
I know not to call in during this period and speak to anyone there, and I won't, but my God the waiting is a killer
Review it already and let me know so I can move forward
The same "you will be notified by mail of our decision within 30 days" .....everyday since then (of course I neurotically call the 800 line 1-3x a day)
I know not to call in during this period and speak to anyone there, and I won't, but my God the waiting is a killer
Review it already and let me know so I can move forward
Oct 14, 2015, 7:45 pm
#149
Join Date: Oct 2015
Posts: 17
Have anyone try to convert their Chase Freedom or Slate card into the INK card?
Maybe this is another way of getting around their strict approval process for the INK card?
Maybe this is another way of getting around their strict approval process for the INK card?
Oct 14, 2015, 9:37 pm
#150
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,763
It used to be possible to convert a co-brand card to Freedom.