Aug 18, 2015, 8:20 am
Last edit by: BuBu4
Please read this Wiki before posting questions in the thread.
What's the difference between the Ink Bold & Ink Plus cards?
Ink Bold is no longer available. It was a charge card (pay balance in full each month), but it has been discontinued and many accounts were converted to Ink Plus cards with the same account numbers.
Ink Plus is a revolving credit card. It allows you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).
What are the best current Ink Plus offers?Ink Plus is a revolving credit card. It allows you to earn and redeem Chase Ultimate Rewards points (including transfering UR points to air/hotel/rail partners).
The Ink Plus card is no longer available for new applicants. There is a separate thread for The Ink Business Preferred card.
Links for non-targeted Ink Plus 60K offer ($5,000 spend/3 months; annual $95 fee not waived)
There is a report of a 70k offer for the Chase Ink Plus available only through your local Chase Bank office, extended to August 20, 2016. If you recently accepted the 60K offer, you may be able to get the extra 10K simply by asking for it.
- Landing page; original application page, current application page.
- Landing page; application page.
- Landing page; application page.
- Landing page; current application page.
There is a report of a 70k offer for the Chase Ink Plus available only through your local Chase Bank office, extended to August 20, 2016. If you recently accepted the 60K offer, you may be able to get the extra 10K simply by asking for it.
What is the "5/24" policy?
Are targeted offers exempt from the 5/24 policy?
If my application isn't approved instantly, should I call in?
How can I determine the deadline for meeting the spend requirement to earn the signup bonus?
Once I meet the card's spend requirement, how soon will I receive my signup bonus points?
After being denied, how long should I wait before applying again for the same card?
How long should I wait after closing my card before applying again for the same card?
See the wiki & current discussion at Applying for Chase Credit Cards, 2017 onward.
Are there special earning categories?Yes. You earn 5 points per dollar on the first $50,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. (Sirius XM Radio also qualifies.)
In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
NOT ALL Ink cards earn the 5x and 2x bonus categories above. Not "Old Ink Bold" that earns 7,500 bonus points for $25,000 spend, 15,000 points for $50,000, and 25,000 points for $100,000 spend.
What merchants qualify for 5 points/dollar spent?In addition, you earn 2 points per dollar on the first $50,000 spent annually at gas stations and for hotel accommodations when purchased directly from the hotel.
NOT ALL Ink cards earn the 5x and 2x bonus categories above. Not "Old Ink Bold" that earns 7,500 bonus points for $25,000 spend, 15,000 points for $50,000, and 25,000 points for $100,000 spend.
Merchants that qualify:
Where can I find the Ink Plus Guide to Benefits?AnswerConnect (Ref)
AT&T monthly bills @ website (Direct entry) (Ref, Ref, Ref)
Boost Mobile (Ref)
Cablevision (Ref)
CallingMart.com (Direct entry)
CardCash.com (PayPal) (Ref, Ref)
CashStar/Staples @ staples.cashstar.com (Ref)
Charter Spectrum/Time Warner Cable monthly bills (Ref, Ref)
Comcast (Ref)
Cox Internet subscription (Ref)
Cricket Wireless (Ref)
Digital River MyCommerce/vorpX (PayPal) (Ref)
DirecTV (Ref, Ref)
Dish Network (Ref, Ref)
Dropbox (Ref)
eBay/PayPal Digital Gifts (PayPal) (Mastercards only) (Ref)
GiftCard Mart (PayPal) (Ref)
GoDaddy.com (Ref, Ref)
Google Fiber (Ref)
Gyft.com (PayPal) (Ref)
Half.com (PayPal) (Ref)
Hetzner.de (PayPal) (Ref)
HTC Vive @ store.us.HTCVive.com (Direct entry) (Ref, Ref)
Hulu (Ref, Ref, Ref)
INIZ (PayPal) (Ref)
LivingSocial.com (PayPal) (Ref)
MileagePlus X/OfficeMax @ app (YMMV ref, Ref)
MileagePlus X/Staples @ app (YMMV ref, Ref)
Netflix (Ref, Ref, Ref, Ref)
Nvidia GeForce Now (Ref)
Office Depot @ B&M, officedepot.com (Direct entry) (Ref)
OfficeMax @ B&M, officedepot.com (Direct entry) (Ref)
OneDrive (Ref)
Republic Wireless (Ref)
RingCentral (Ref)
Sirius XM (Ref, Ref, Ref)
Sling TV @ sling.com (Ref, Ref, Ref, Ref)
Spotify.com (Ref, Ref, Ref, Ref, Ref)
Sprint (Ref)
Staples @ B&M, staples.com (Direct entry) (Ref)
TiVo monthly bills (Ref, Ref)
T-Mobile monthly bills (Ref, Ref, Ref)
UPrinting.com (Ref)
Verizon (Ref)
Verizon Wireless (Ref)
Virgin Mobile (Ref)
VirginMobileUSA.com (Direct entry, PayPal) (Ref)
Vudu.com (Ref, Ref)
Merchants that DO NOT qualify:AT&T monthly bills @ website (Direct entry) (Ref, Ref, Ref)
Boost Mobile (Ref)
Cablevision (Ref)
CallingMart.com (Direct entry)
CardCash.com (PayPal) (Ref, Ref)
CashStar/Staples @ staples.cashstar.com (Ref)
Charter Spectrum/Time Warner Cable monthly bills (Ref, Ref)
Comcast (Ref)
Cox Internet subscription (Ref)
Cricket Wireless (Ref)
Digital River MyCommerce/vorpX (PayPal) (Ref)
DirecTV (Ref, Ref)
Dish Network (Ref, Ref)
Dropbox (Ref)
eBay/PayPal Digital Gifts (PayPal) (Mastercards only) (Ref)
GiftCard Mart (PayPal) (Ref)
GoDaddy.com (Ref, Ref)
Google Fiber (Ref)
Gyft.com (PayPal) (Ref)
Half.com (PayPal) (Ref)
Hetzner.de (PayPal) (Ref)
HTC Vive @ store.us.HTCVive.com (Direct entry) (Ref, Ref)
Hulu (Ref, Ref, Ref)
INIZ (PayPal) (Ref)
LivingSocial.com (PayPal) (Ref)
MileagePlus X/OfficeMax @ app (YMMV ref, Ref)
MileagePlus X/Staples @ app (YMMV ref, Ref)
Netflix (Ref, Ref, Ref, Ref)
Nvidia GeForce Now (Ref)
Office Depot @ B&M, officedepot.com (Direct entry) (Ref)
OfficeMax @ B&M, officedepot.com (Direct entry) (Ref)
OneDrive (Ref)
Republic Wireless (Ref)
RingCentral (Ref)
Sirius XM (Ref, Ref, Ref)
Sling TV @ sling.com (Ref, Ref, Ref, Ref)
Spotify.com (Ref, Ref, Ref, Ref, Ref)
Sprint (Ref)
Staples @ B&M, staples.com (Direct entry) (Ref)
TiVo monthly bills (Ref, Ref)
T-Mobile monthly bills (Ref, Ref, Ref)
UPrinting.com (Ref)
Verizon (Ref)
Verizon Wireless (Ref)
Virgin Mobile (Ref)
VirginMobileUSA.com (Direct entry, PayPal) (Ref)
Vudu.com (Ref, Ref)
Adobe Acrobat DC (Ref)
Amazon Prime music and video (Ref)
Apple iTunes/Apple Music subscription
AT&T phone and equipment orders (Ref, YMMV ref)
CardCash.com (Direct entry) (Ref)
CashStar/Office Depot @ officedepot.cashstar.com (Ref)
CashStar/Panera Bread @ panerabread.cashstar.com (Ref)
Charges at Cricket Wireless Store
eBay/GiftCardMall (PayPal)
eBay/SVM Gift Cards (PayPal)
eGifter.com (Ref)
Giftcard Zen (Direct entry) (Ref)
Google Cloud Platform @ cloud.google.com (Ref)
Google Drive (Ref)
Google Project Fi @ fi.google.com (Ref, Ref, Ref)
Gyft.com (Direct entry)
H2O Wireless (Ref)
Newegg.com (PayPal) (Ref)
Oculus.com (Ref)
OfficeMax in-store pickup @ officedepot.com (Ref)
eBay/PayPal Digital Gifts (PayPal) Visa Cards Only (Ref)
Plastiq telecom (Ref)
Playstation Vue (Ref)
RingPlus.net (Direct entry)
Seashells @ shopseashells.com (Ref)
SWYCH app (using INK and Paypal) (Ref)
T-Mobile.com phone and equipment orders (Ref, Ref, Ref)
Todoist.com (Ref)
Venmo (Direct entry) (Ref, Ref)
Walmart.com (PayPal) (Ref)
Amazon Prime music and video (Ref)
Apple iTunes/Apple Music subscription
AT&T phone and equipment orders (Ref, YMMV ref)
CardCash.com (Direct entry) (Ref)
CashStar/Office Depot @ officedepot.cashstar.com (Ref)
CashStar/Panera Bread @ panerabread.cashstar.com (Ref)
Charges at Cricket Wireless Store
eBay/GiftCardMall (PayPal)
eBay/SVM Gift Cards (PayPal)
eGifter.com (Ref)
Giftcard Zen (Direct entry) (Ref)
Google Cloud Platform @ cloud.google.com (Ref)
Google Drive (Ref)
Google Project Fi @ fi.google.com (Ref, Ref, Ref)
Gyft.com (Direct entry)
H2O Wireless (Ref)
Newegg.com (PayPal) (Ref)
Oculus.com (Ref)
OfficeMax in-store pickup @ officedepot.com (Ref)
eBay/PayPal Digital Gifts (PayPal) Visa Cards Only (Ref)
Plastiq telecom (Ref)
Playstation Vue (Ref)
RingPlus.net (Direct entry)
Seashells @ shopseashells.com (Ref)
SWYCH app (using INK and Paypal) (Ref)
T-Mobile.com phone and equipment orders (Ref, Ref, Ref)
Todoist.com (Ref)
Venmo (Direct entry) (Ref, Ref)
Walmart.com (PayPal) (Ref)
What are the rules for transferring UR points to other users or to my own air/hotel/rail accounts?
See the separate discussions in
Closing Ink Plus cardsIt is possible to pay the annual fee for the Chase Ink Plus business card, then close the account and get a refund of the fee up to 6 months after it was charged. This provides a total of 18 months of earning up to 5X points for free. Make sure your points are transferred out (either to another UR account owned by you or a spouse, or to an air/hotel partner) before you close the account.
Previous Discussion Threads:
Chase Ink Business Cards - July 2015- Present
Nov 13, 2019, 3:22 pm
#1726
Join Date: Jul 2017
Posts: 95
I recommended CIP to someone and he went ahead with the application but just got the 7 to 10 days message which I understand means denial.
I am honestly surprised he got denied. He has FICO scores over 800, income over $300K, legit business (renting out a room in his house), and he is not a churner, only has 2 or 3 credit cards total. 1/24.
This would be his first Chase card and also his first business card. He has no current affiliation with Chase.
Any suggestions? Should he try again with an easier card? A checking account?
I am honestly surprised he got denied. He has FICO scores over 800, income over $300K, legit business (renting out a room in his house), and he is not a churner, only has 2 or 3 credit cards total. 1/24.
This would be his first Chase card and also his first business card. He has no current affiliation with Chase.
Any suggestions? Should he try again with an easier card? A checking account?
Nov 13, 2019, 3:29 pm
#1727
Join Date: Mar 2013
Location: Chicago, IL
Posts: 422
I recommended CIP to someone and he went ahead with the application but just got the 7 to 10 days message which I understand means denial.
I am honestly surprised he got denied. He has FICO scores over 800, income over $300K, legit business (renting out a room in his house), and he is not a churner, only has 2 or 3 credit cards total. 1/24.
This would be his first Chase card and also his first business card. He has no current affiliation with Chase.
Any suggestions? Should he try again with an easier card? A checking account?
I am honestly surprised he got denied. He has FICO scores over 800, income over $300K, legit business (renting out a room in his house), and he is not a churner, only has 2 or 3 credit cards total. 1/24.
This would be his first Chase card and also his first business card. He has no current affiliation with Chase.
Any suggestions? Should he try again with an easier card? A checking account?
Nov 13, 2019, 5:30 pm
#1728
Join Date: Jul 2017
Posts: 95
I recommended CIP to someone and he went ahead with the application but just got the 7 to 10 days message which I understand means denial.
I am honestly surprised he got denied. He has FICO scores over 800, income over $300K, legit business (renting out a room in his house), and he is not a churner, only has 2 or 3 credit cards total. 1/24.
This would be his first Chase card and also his first business card. He has no current affiliation with Chase.
Any suggestions? Should he try again with an easier card? A checking account?
I am honestly surprised he got denied. He has FICO scores over 800, income over $300K, legit business (renting out a room in his house), and he is not a churner, only has 2 or 3 credit cards total. 1/24.
This would be his first Chase card and also his first business card. He has no current affiliation with Chase.
Any suggestions? Should he try again with an easier card? A checking account?
Should he call back? Does Chase call a second time?
Nov 13, 2019, 6:44 pm
#1729
Moderator: Travel Buzz
Join Date: Aug 2012
Location: Sunny San Diego
Posts: 3,099
I think he should call back.
Nov 14, 2019, 4:54 pm
#1730
Join Date: Jul 2017
Posts: 95
The little DP from this: Chase does call more than once during the approval process. If you miss one they may call back.
Nov 15, 2019, 8:58 pm
#1731
Join Date: Jun 2013
Location: NYC
Programs: Marriott Plat, Hilton Gold, UA Silver
Posts: 2,272
I would just call back. I pretty much always have to call in for verification with business cards.
Nov 16, 2019, 7:22 am
#1732
Join Date: Sep 2008
Location: AUS
Programs: BAEC Gold, AA PPro, Hyatt Globalist, Amex Plat
Posts: 7,043
Nov 16, 2019, 9:35 am
#1733
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,934
See for example this post in main thread about Chase applications:
https://www.flyertalk.com/forum/28619247-post942.html
Meanwhile, on Chase business applications, if you're not absolutely confident that you can answer any "grilling" questions they ask to their satisfaction, you should avoid calling and avoid answering their calls, until and unless you're actually denied.
Last edited by sdsearch; Nov 16, 2019 at 9:44 am
Nov 16, 2019, 10:59 am
#1734
Join Date: Sep 2009
Posts: 2,833
For the first time, I am seeing Chase Offers on my Ink Cash card.
Nov 17, 2019, 7:29 pm
#1735
Join Date: Jan 2010
Location: NYC
Programs: IHG, RC, HH, AA, QF, UA, Aeroplan
Posts: 2,690
does anyone know if Amazon company, "IMDb" qualifies?
Nov 19, 2019, 6:19 pm
#1736
Join Date: Jul 2017
Posts: 95
I recommended CIP to someone and he went ahead with the application but just got the 7 to 10 days message which I understand means denial.
I am honestly surprised he got denied. He has FICO scores over 800, income over $300K, legit business (renting out a room in his house), and he is not a churner, only has 2 or 3 credit cards total. 1/24.
This would be his first Chase card and also his first business card. He has no current affiliation with Chase.
Any suggestions? Should he try again with an easier card? A checking account?
I am honestly surprised he got denied. He has FICO scores over 800, income over $300K, legit business (renting out a room in his house), and he is not a churner, only has 2 or 3 credit cards total. 1/24.
This would be his first Chase card and also his first business card. He has no current affiliation with Chase.
Any suggestions? Should he try again with an easier card? A checking account?
He did and got a live person immediately, no wait whatsoever. Was told his voice would be recorded. A few quick identification questions and a cellphone verification code later he was approved for CIP, $8K, and the card would be expedited in a couple of days.
Nov 19, 2019, 6:22 pm
#1737
Join Date: Jun 2008
Location: BAY AREA
Posts: 1,125
Just to complete the story, he received a letter from Chase fraud department, asking him to call a 1-877 number.
He did and got a live person immediately, no wait whatsoever. Was told his voice would be recorded. A few quick identification questions and a cellphone verification code later he was approved for CIP, $8K, and the card would be expedited in a couple of days.
He did and got a live person immediately, no wait whatsoever. Was told his voice would be recorded. A few quick identification questions and a cellphone verification code later he was approved for CIP, $8K, and the card would be expedited in a couple of days.
Nov 19, 2019, 8:07 pm
#1740
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,195