Last edit by: roberto99
Faq amex: https://www.americanexpress.com/us/campaigns/gold-card/gold-update-faqs.html
For existing and new cardholders
For new cardholders (Oct 4 2018 and after)
For existing cardholders (Oct 3 2018 or before)
For existing and new cardholders
- Changes below are effective immediately
- 4x US grocery (25k/calendar year), 4x US dining* (*pervasive reports that many dining transactions are not coding as 4x, including but not limited to those from Square or Toast-based POS systems. Scroll down in thread for more reports and information.)
- $120 dining credit ($10 monthly in certain restaurants)
- No change
- $100 calendar year airline reimbursement
- Other
- $250 AF (see below for existing cardholders)
- No 2x gas (removed, see below for existing cardholders who have it till Oct 2019)
- Metal card (contactless)
- Rose gold card - limited edition until Jan 9 2019
- Regular gold card
For new cardholders (Oct 4 2018 and after)
- You may be able to find targeted/referal 50k/$2k, but first AF is not waived
- Signup bonus: You get 20% off restaurant up to $500 restaurant spend (3 month)
- You do not get 2x gas (only for existing cardholders, see below)
For existing cardholders (Oct 3 2018 or before)
- AF will change to $250 for anniversary dates after April 1 2019
- 2x gas will be removed after Oct 2019
- You can chat/call for the gold/rosegold metal card. AU card will get whatever primary cardholder is getting, cannot be different
Premier Rewards Gold refresh: 4x USA dining, groceries, $10/mon dining credit. $250.
#1216
Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Signatures.
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: HH & IHG Gold; Marriott & AA Perpetual Platinum
Posts: 49,361
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#1217
Join Date: Nov 2007
Location: San Diego
Posts: 75
I was recently targeted for Amex Rose Gold Card 50K bonus in Dec 2018. I wasn't in the market for another AMEX at the time, but after crunching the numbers, this card is much better than the Amex Blue I'm using for grocery spend. I'm Chase 4/24 currently and just recently applied and got a Chase InK business with 80k bonus. If I got another targeted Amex Gold 50K offer, I would take it and then cancel my Amex Blue card. Is there any other way to get back the targeted 50K offer for Amex Gold? Or do I just play the waiting game...
Before I sign up for Amex Gold, I think I want to apply for another Chase card (United Explorer). So my plan is to wait a month after the Chase Ink Business to apply for Chase United Explorer. Then apply for AMEX gold, but only if I can find a 50K targeted offer. Has there been any success in calling Amex to "match" the targeted offer that I received in Dec 2018? Plan on having that conversation with rep in March 2019, unless you guys tell me I'm wasting my time.
I also have received targeted 100k for Amex Platinum, but don't travel enough yet...for that card. I do have grocery spend that will make the Amex Gold worth it to me.
Before I sign up for Amex Gold, I think I want to apply for another Chase card (United Explorer). So my plan is to wait a month after the Chase Ink Business to apply for Chase United Explorer. Then apply for AMEX gold, but only if I can find a 50K targeted offer. Has there been any success in calling Amex to "match" the targeted offer that I received in Dec 2018? Plan on having that conversation with rep in March 2019, unless you guys tell me I'm wasting my time.
I also have received targeted 100k for Amex Platinum, but don't travel enough yet...for that card. I do have grocery spend that will make the Amex Gold worth it to me.
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#1218
Join Date: Jul 2010
Posts: 1,248
I was recently targeted for Amex Rose Gold Card 50K bonus in Dec 2018. I wasn't in the market for another AMEX at the time, but after crunching the numbers, this card is much better than the Amex Blue I'm using for grocery spend. I'm Chase 4/24 currently and just recently applied and got a Chase InK business with 80k bonus. If I got another targeted Amex Gold 50K offer, I would take it and then cancel my Amex Blue card. Is there any other way to get back the targeted 50K offer for Amex Gold? Or do I just play the waiting game...
Before I sign up for Amex Gold, I think I want to apply for another Chase card (United Explorer). So my plan is to wait a month after the Chase Ink Business to apply for Chase United Explorer. Then apply for AMEX gold, but only if I can find a 50K targeted offer. Has there been any success in calling Amex to "match" the targeted offer that I received in Dec 2018? Plan on having that conversation with rep in March 2019, unless you guys tell me I'm wasting my time.
I also have received targeted 100k for Amex Platinum, but don't travel enough yet...for that card. I do have grocery spend that will make the Amex Gold worth it to me.
Before I sign up for Amex Gold, I think I want to apply for another Chase card (United Explorer). So my plan is to wait a month after the Chase Ink Business to apply for Chase United Explorer. Then apply for AMEX gold, but only if I can find a 50K targeted offer. Has there been any success in calling Amex to "match" the targeted offer that I received in Dec 2018? Plan on having that conversation with rep in March 2019, unless you guys tell me I'm wasting my time.
I also have received targeted 100k for Amex Platinum, but don't travel enough yet...for that card. I do have grocery spend that will make the Amex Gold worth it to me.
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#1220
Join Date: Oct 2012
Posts: 299
Much simpler investigation.. Just look at there CC set up. If no terminal..its not getting 4%. Easy. I have a bagel store with a Square terminal..small white box attached to phone with no buttons.. Didnt get 4% and now use a 3% disc card there.
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#1221
FlyerTalk Evangelist
Join Date: Jul 2003
Location: Florida
Posts: 29,936
I was recently targeted for Amex Rose Gold Card 50K bonus in Dec 2018. I wasn't in the market for another AMEX at the time, but after crunching the numbers, this card is much better than the Amex Blue I'm using for grocery spend. I'm Chase 4/24 currently and just recently applied and got a Chase InK business with 80k bonus. If I got another targeted Amex Gold 50K offer, I would take it and then cancel my Amex Blue card. Is there any other way to get back the targeted 50K offer for Amex Gold? Or do I just play the waiting game...
Before I sign up for Amex Gold, I think I want to apply for another Chase card (United Explorer). So my plan is to wait a month after the Chase Ink Business to apply for Chase United Explorer. Then apply for AMEX gold, but only if I can find a 50K targeted offer. Has there been any success in calling Amex to "match" the targeted offer that I received in Dec 2018? Plan on having that conversation with rep in March 2019, unless you guys tell me I'm wasting my time.
I also have received targeted 100k for Amex Platinum, but don't travel enough yet...for that card. I do have grocery spend that will make the Amex Gold worth it to me.
Before I sign up for Amex Gold, I think I want to apply for another Chase card (United Explorer). So my plan is to wait a month after the Chase Ink Business to apply for Chase United Explorer. Then apply for AMEX gold, but only if I can find a 50K targeted offer. Has there been any success in calling Amex to "match" the targeted offer that I received in Dec 2018? Plan on having that conversation with rep in March 2019, unless you guys tell me I'm wasting my time.
I also have received targeted 100k for Amex Platinum, but don't travel enough yet...for that card. I do have grocery spend that will make the Amex Gold worth it to me.
Right now you still have one slot to apply the UA card after the Ink Preferred as you have already known.
I were you I would get all the wanted Chase cards first. The 50K bonus has high likely to return and you actually may receive yet another targeted offer in the future, based on experiences.
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#1222
Join Date: Oct 2012
Posts: 299
I was recently targeted for Amex Rose Gold Card 50K bonus in Dec 2018. I wasn't in the market for another AMEX at the time, but after crunching the numbers, this card is much better than the Amex Blue I'm using for grocery spend. I'm Chase 4/24 currently and just recently applied and got a Chase InK business with 80k bonus. If I got another targeted Amex Gold 50K offer, I would take it and then cancel my Amex Blue card. Is there any other way to get back the targeted 50K offer for Amex Gold? Or do I just play the waiting game...
Before I sign up for Amex Gold, I think I want to apply for another Chase card (United Explorer). So my plan is to wait a month after the Chase Ink Business to apply for Chase United Explorer. Then apply for AMEX gold, but only if I can find a 50K targeted offer. Has there been any success in calling Amex to "match" the targeted offer that I received in Dec 2018? Plan on having that conversation with rep in March 2019, unless you guys tell me I'm wasting my time.
I also have received targeted 100k for Amex Platinum, but don't travel enough yet...for that card. I do have grocery spend that will make the Amex Gold worth it to me.
Before I sign up for Amex Gold, I think I want to apply for another Chase card (United Explorer). So my plan is to wait a month after the Chase Ink Business to apply for Chase United Explorer. Then apply for AMEX gold, but only if I can find a 50K targeted offer. Has there been any success in calling Amex to "match" the targeted offer that I received in Dec 2018? Plan on having that conversation with rep in March 2019, unless you guys tell me I'm wasting my time.
I also have received targeted 100k for Amex Platinum, but don't travel enough yet...for that card. I do have grocery spend that will make the Amex Gold worth it to me.
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#1223
Join Date: Oct 2012
Posts: 299
so I received my Gold card with a 50k bonus plus shoprite bonues plus others. Now have 85k and paid the 250 fee. In my haste did not realize MR points are different from MR dollars. Cant use these for travel since we dont travel. and gift card redemtions are terrible. Investigated the mileage buyers who offered from 990 with 2.9% paypal fee that I pay to 1079 with a mailed check. I did these things years ago and wondering if Amex cares or even knows about these xfers. I have a done this years ago and any opinions? Have a few OBC cards that I dont want to jeopardize Opinions??/.
MR
MR
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#1224
Original Poster
Join Date: Aug 2007
Location: Truth or Consequences, NM
Programs: HH Diamond, Marriott Titanium, Hertz President's Circle, UA Silver, Mobile Passport Unobtanium
Posts: 6,208
so I received my Gold card with a 50k bonus plus shoprite bonues plus others. Now have 85k and paid the 250 fee. In my haste did not realize MR points are different from MR dollars. Cant use these for travel since we dont travel. and gift card redemtions are terrible. Investigated the mileage buyers who offered from 990 with 2.9% paypal fee that I pay to 1079 with a mailed check. I did these things years ago and wondering if Amex cares or even knows about these xfers. I have a done this years ago and any opinions? Have a few OBC cards that I dont want to jeopardize Opinions??/.
MR
MR
You could always sign up for a Schwab AMEX Platinum, which would allow you to cash out at 1.25c/MR cash value.
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#1225
![Marriott 5+ Badge](/forum/products/hotel-reviews/img/badges/marriott5+.png)
Join Date: Aug 2005
Location: Chicago
Programs: Delta Diamond, Bonvoy something good; sometimes other things too
Posts: 5,086
so I received my Gold card with a 50k bonus plus shoprite bonues plus others. Now have 85k and paid the 250 fee. In my haste did not realize MR points are different from MR dollars. Cant use these for travel since we dont travel. and gift card redemtions are terrible. Investigated the mileage buyers who offered from 990 with 2.9% paypal fee that I pay to 1079 with a mailed check. I did these things years ago and wondering if Amex cares or even knows about these xfers. I have a done this years ago and any opinions? Have a few OBC cards that I dont want to jeopardize Opinions??/.
MR
MR
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#1226
FlyerTalk Evangelist
Join Date: Jan 2014
Location: San Diego, CA
Programs: GE, Marriott Platinum
Posts: 15,575
a) Square (at least the chip reader version) is a terminal, albeit one with no PIN pad.
b) Many sit down restaurants still take your card away and swipe it on their POS. Presumably many of those will correctly trigger the 4x.
To me it seems more productive to avoid Square in particular rather than everything that doesn't have a PIN pad.
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#1227
Join Date: Nov 2007
Location: San Diego
Posts: 75
I have not tried Card Match yet. I'm going to apply for one more chase card, before this Amex Gold- So after that, I will try it out. Does this mean I agree to get a ton of junk main and spam when signing up for CardMatch? Off topic- I'll hunt down separate thread for the CardMatch pros and cons.
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#1228
Join Date: Nov 2007
Location: San Diego
Posts: 75
The 75K UA biz card bonus should worth more than the 50K Membership Reward pts but of course each person's own valuation system is different. The 75K UA biz card bonus should worth more than the 50K Membership Reward pts but of course each person's own valuation system is different.
Right now you still have one slot to apply the UA card after the Ink Preferred as you have already known.
I were you I would get all the wanted Chase cards first. The 50K bonus has high likely to return and you actually may receive yet another targeted offer in the future, based on experiences.
Right now you still have one slot to apply the UA card after the Ink Preferred as you have already known.
I were you I would get all the wanted Chase cards first. The 50K bonus has high likely to return and you actually may receive yet another targeted offer in the future, based on experiences.
I have the AMEX Blue preferred $95 AF and use it for the 6% grocery spend (~$5500/year). I crunched the numbers with the AMEX Gold and come out ahead or break even with the $250 AF.
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#1229
Join Date: Jul 2010
Posts: 1,248
To matters more confusing...I frequent two coffee shops (not restaurants) in my area and they both use the same type of Square POS unit - both code as 4x despite being labeled as: "Bar & Café". There is a pizza place that uses the same Square POS unit and its coded as "Restaurant - Restaurant" and its 1x :facepalm:
I did get a 549 MR point adjustment on my account but I haven't received a phone call back about my investigation...I wish they would just fix it so we didn't have to constantly police them
I have not tried Card Match yet. I'm going to apply for one more chase card, before this Amex Gold- So after that, I will try it out. Does this mean I agree to get a ton of junk main and spam when signing up for CardMatch? Off topic- I'll hunt down separate thread for the CardMatch pros and cons.
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#1230
Join Date: Nov 2007
Location: San Diego
Posts: 75
Thanks for the incognito window idea. I tried it and got the offer,but i'm 4/24 and want to wait until after my 5th Chase card before applying. Hopefully deal will still be there! Should someone update the wiki to mention this tip?
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