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Old Jan 18, 2016, 10:43 am
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: JamilD
This thread is a continuation of: Churning Amex in Canada (2015)

Referrals and self-referrals are an important part of churning Canadian-issued American Express cards. It is appropriate to discuss how the referral process works in this thread. However, please do not offer or request referrals here.

Use only this thread, and do read the Wikipost carefully before posting:

Referral Offers (post only in this thread, no referral links, read Wiki post first).

JerryHung: I figure I'll include all CURRENT AMEX Canada offers here (no referral links) for anyone curious about what the bonus and fees are
This is not an all-inclusive list, only the "good" offers, so feel free to add new offers

New as of Jun 30, 2016
AMEX Platinum Rewards - $699/year, 60K MR (via referral) after $1000 spending in 3 months vs. 50K non-referral + earn 15K MR for each referral you make
(Note: from Mar 23 - Jun 29 the bonuses were 75K welcome and 25K referral points)

New as of March 23 2016
AMEX Business Platinum Rewards - $399/year, 75K MR (via referral) after $5000 spending in 3 months vs. 40K non-referral + earn 25K MR for each referral you make
(Note: as of Jun 30, the Business Platinum is still at 75K welcome and 25K referral points).

New as of May 2016
AMEX Gold Rewards - $150/year, FYF, 25K MR after $1500 spending + $50 cashback from GCR
(Note: as of mid-May 2016, Gold will now earn 5K points for referring and increased from $500 to $1500 required spending. FYI: from Jan 11 to mid-May, the Gold card earned 0 referral points.)

AMEX Business Gold Rewards - $250/year, FYF, 30K MR after $5000 spending (or 40K via referral)

AMEX Air Miles Platinum - $65/year, 2000 Air Miles after $1500 spending + $30 GCR cashback

AMEX SPG - $120/year, 20K SPG after $500 spending + $30 GCR cashback

New as of July 2016
AMEX Aeroplan Plus Platinum - $499/year, 50K Aeroplans after $1000 spending in 3 months (or 51K via referral). The 50K/51K, extra 10K promo expired on April 01, 2016, but started up again July - Sep 30th, 2016.
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Churning Amex in Canada (2016)

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Old Jul 29, 2016, 6:53 am
  #1201  
 
Join Date: Jun 2016
Location: Prince Edward Island
Programs: Air Canada P25K, Hilton Honors Gold, Marriott Gold, MGM Gold
Posts: 1,582
Originally Posted by loun80
Are payments with Plastiq considered as cash advances? I met my minimum spend using Plastiq. If indeed it is considered a cash advance, then that would explain why I have not received the bonus points.
I paid my taxes on plastiq to meet the $5000 minimum spend. No problem. Treated as a purchase and points posted within a day (including 75K sign-up bonus on business platinum).

Last edited by Low Roller; Jul 29, 2016 at 7:16 am Reason: forgot to include quote
Low Roller is offline  
Old Jul 29, 2016, 12:31 pm
  #1202  
 
Join Date: Mar 2008
Location: Toronto, Canada
Programs: Aeroplan, Bonvoy, Alaska, Avios
Posts: 1,290
Originally Posted by grandgourmand
What do you mean?
As of last week I had 3 different MR #'s. I asked for 2 to be consolidated over a week ago. The 3rd was a brand new BizGold and the bonus posted instantly when I kit $5k. Then I log in today and I have all my MR points under my Plat card, they rolled the new BizGold into the Plat. I don't really care but I didn't ask.
I take it that I shouldn't have gotten a new MR for the BizGold, got my points quick though The new personal gold is going to be a while as it was auto assigned under the Plat from day 1.
mikeycanuk is offline  
Old Jul 30, 2016, 2:36 pm
  #1203  
 
Join Date: Sep 2014
Location: Planet Earth , Solar System
Programs: Aeroplan , AMEX
Posts: 62
Just got Amex Plat Business and currently holding Personal Gold .
They assigned new MR # to Platinum card , so I called them to consolidate
Platinum and Gold Mr accounts , so I have all the points in one place .
But to my surprize they refused . The explanation is ona card is MR and another is
Mr First Tier and they cannot be combined . The rep even called the MR department to
find out and got the same answer . I do not know if that is right or not.
Maybe someone has the same situation ?
ericosuave is offline  
Old Jul 30, 2016, 11:12 pm
  #1204  
 
Join Date: Apr 2009
Location: BC, Canada
Programs: Bonvoy Titanium Elite, VSE/MVC Chairman's Club
Posts: 547
Originally Posted by ericosuave
Just got Amex Plat Business and currently holding Personal Gold .
They assigned new MR # to Platinum card , so I called them to consolidate
Platinum and Gold Mr accounts , so I have all the points in one place .
But to my surprize they refused . The explanation is ona card is MR and another is
Mr First Tier and they cannot be combined . The rep even called the MR department to
find out and got the same answer . I do not know if that is right or not.
Maybe someone has the same situation ?
Same thing for me, my original Plat cards are in MR First, my newer Gold card is in Membership Rewards.

For my wife, started with Gold in Membership Rewards, then her Plat ended up in the same account.

Maybe it depends which you had first?
YYJMSP is offline  
Old Jul 31, 2016, 11:47 am
  #1205  
 
Join Date: Jul 2013
Location: Toronto
Programs: AC, UA, IHG, SPG, Carlson
Posts: 193
Has there been any recent experience whether the referral bonus still posts a day after the application is approved, or is there a more lengthy delay now?

Last edited by roubaolic; Jul 31, 2016 at 11:55 am
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Old Jul 31, 2016, 12:56 pm
  #1206  
 
Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,408
Originally Posted by roubaolic
Has there been any recent experience whether the referral bonus still posts a day after the application is approved, or is there a more lengthy delay now?
Not seeing any delays here. They are posting for us, early in the morning after the approval.

These are for true friends so I know when they applied and that they had instant approvals.

Last edited by JJonahJ; Jul 31, 2016 at 1:36 pm
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Old Jul 31, 2016, 1:13 pm
  #1207  
 
Join Date: Dec 2014
Location: Canada
Posts: 822
Originally Posted by roubaolic
Has there been any recent experience whether the referral bonus still posts a day after the application is approved, or is there a more lengthy delay now?
Made a referral on Friday....no referral points yet.
jubberly is offline  
Old Jul 31, 2016, 1:21 pm
  #1208  
 
Join Date: Feb 2015
Location: YYZ/SFO
Programs: AS MVPG, HH Diamond, Bonvoy Plat
Posts: 271
Originally Posted by jubberly
Made a referral on Friday....no referral points yet.
Self-referred about a week ago… still no points

Worried that it didn't process the referral correctly, or that they caught on to the self-refer.
JamilD is offline  
Old Jul 31, 2016, 3:14 pm
  #1209  
 
Join Date: Jun 2016
Location: Prince Edward Island
Programs: Air Canada P25K, Hilton Honors Gold, Marriott Gold, MGM Gold
Posts: 1,582
I referred my hubby last week. It wasn't an instant approval but I had the referral points within about 2 days (before he got his acceptance e-mail)
Low Roller is offline  
Old Aug 2, 2016, 2:11 pm
  #1210  
 
Join Date: Sep 2014
Location: Planet Earth , Solar System
Programs: Aeroplan , AMEX
Posts: 62
Originally Posted by ericosuave
Just got Amex Plat Business and currently holding Personal Gold .
They assigned new MR # to Platinum card , so I called them to consolidate
Platinum and Gold Mr accounts , so I have all the points in one place .
But to my surprize they refused . The explanation is ona card is MR and another is
Mr First Tier and they cannot be combined . The rep even called the MR department to
find out and got the same answer . I do not know if that is right or not.
Maybe someone has the same situation ?
Just an update and conclusion .

Contacted "Ask Amex" via Twitter with the same question I asked during the original phone call with an agent. Got response within an hour .Stating that
it is possible to link two accounts MR and MR First Tier ,but the accounts have to be under the same name . ( which is in my case ) So I talked to Amex again and quoted the response from twitter and MR terms and condition passage that states exactly the same .
Account were linked together ( after 48 hours ) and all points are now under
MR First Tier . Which is better for redemptions .
ericosuave is offline  
Old Aug 3, 2016, 10:15 am
  #1211  
 
Join Date: Oct 2002
Programs: United Premier 1K
Posts: 1,230
What exactly is the difference between MR First and basic MR?
Toronto1970 is offline  
Old Aug 4, 2016, 5:05 pm
  #1212  
 
Join Date: Jan 2013
Location: Canada
Programs: Aeroplan 50K, Bonvoy Titanium, IHG Diamond, Hilton Diamond
Posts: 292
Originally Posted by ericosuave
Just an update and conclusion .

Contacted "Ask Amex" via Twitter with the same question I asked during the original phone call with an agent. Got response within an hour .Stating that
it is possible to link two accounts MR and MR First Tier ,but the accounts have to be under the same name . ( which is in my case ) So I talked to Amex again and quoted the response from twitter and MR terms and condition passage that states exactly the same .
Account were linked together ( after 48 hours ) and all points are now under
MR First Tier . Which is better for redemptions .
I had no issue when I asked them to combine my MR accounts. Here was their response:

"I have immediately raised a request with membership rewards department. They will link you reward accounts within 3-5 business days.

The reference number to this request is xxxxxxxxxxxxxx.

Have an excellent day ahead!"
loun80 is offline  
Old Aug 5, 2016, 9:07 am
  #1213  
 
Join Date: May 2015
Location: Toronto
Programs: Aeroplan, Airmiles, RBC Rewards, British Airways Avios, American Airlines Aadvantage
Posts: 47
Originally Posted by jubberly
Made a referral on Friday....no referral points yet.
I made a referral 4 weeks ago and he already has his card and met his bonus threshold. I'm still waiting on my referral points. I called 2 weeks ago and they said it could take up to 12 weeks. I'm a bit annoyed.
pmich is offline  
Old Aug 5, 2016, 9:10 am
  #1214  
 
Join Date: Mar 2007
Posts: 4,784
You guys aren't alone, many (on RFD at least) reported no INSTANT referral points, even for AMEXMR referral

I'm waiting on 2 referrals too, NOT self-referrals thankfully, so I can argue later on
Plat -> Biz Gold = 15K AMEX MR
Biz SPG -> SPG Personal = 10K SPG
jerryhung is offline  
Old Aug 5, 2016, 10:19 am
  #1215  
 
Join Date: Aug 2010
Location: YWG
Programs: Aeroplan, MileagePlus, Marriott Rewards
Posts: 2,159
I referred my wife for SPG Amex a few weeks ago and the points showed up the day my statement cycled.
heraclitus is offline  


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