Jan 18, 2016, 10:43 am
Last edit by: JamilD
This thread is a continuation of: Churning Amex in Canada (2015)
Referrals and self-referrals are an important part of churning Canadian-issued American Express cards. It is appropriate to discuss how the referral process works in this thread. However, please do not offer or request referrals here.
Use only this thread, and do read the Wikipost carefully before posting:
Referral Offers (post only in this thread, no referral links, read Wiki post first).
JerryHung: I figure I'll include all CURRENT AMEX Canada offers here (no referral links) for anyone curious about what the bonus and fees are
This is not an all-inclusive list, only the "good" offers, so feel free to add new offers
New as of Jun 30, 2016
AMEX Platinum Rewards - $699/year, 60K MR (via referral) after $1000 spending in 3 months vs. 50K non-referral + earn 15K MR for each referral you make
(Note: from Mar 23 - Jun 29 the bonuses were 75K welcome and 25K referral points)
New as of March 23 2016
AMEX Business Platinum Rewards - $399/year, 75K MR (via referral) after $5000 spending in 3 months vs. 40K non-referral + earn 25K MR for each referral you make
(Note: as of Jun 30, the Business Platinum is still at 75K welcome and 25K referral points).
New as of May 2016
AMEX Gold Rewards - $150/year, FYF, 25K MR after $1500 spending + $50 cashback from GCR
(Note: as of mid-May 2016, Gold will now earn 5K points for referring and increased from $500 to $1500 required spending. FYI: from Jan 11 to mid-May, the Gold card earned 0 referral points.)
AMEX Business Gold Rewards - $250/year, FYF, 30K MR after $5000 spending (or 40K via referral)
AMEX Air Miles Platinum - $65/year, 2000 Air Miles after $1500 spending + $30 GCR cashback
AMEX SPG - $120/year, 20K SPG after $500 spending + $30 GCR cashback
New as of July 2016
AMEX Aeroplan Plus Platinum - $499/year, 50K Aeroplans after $1000 spending in 3 months (or 51K via referral). The 50K/51K, extra 10K promo expired on April 01, 2016, but started up again July - Sep 30th, 2016.
Referrals and self-referrals are an important part of churning Canadian-issued American Express cards. It is appropriate to discuss how the referral process works in this thread. However, please do not offer or request referrals here.
Use only this thread, and do read the Wikipost carefully before posting:
Referral Offers (post only in this thread, no referral links, read Wiki post first).
JerryHung: I figure I'll include all CURRENT AMEX Canada offers here (no referral links) for anyone curious about what the bonus and fees are
This is not an all-inclusive list, only the "good" offers, so feel free to add new offers
New as of Jun 30, 2016
AMEX Platinum Rewards - $699/year, 60K MR (via referral) after $1000 spending in 3 months vs. 50K non-referral + earn 15K MR for each referral you make
(Note: from Mar 23 - Jun 29 the bonuses were 75K welcome and 25K referral points)
New as of March 23 2016
AMEX Business Platinum Rewards - $399/year, 75K MR (via referral) after $5000 spending in 3 months vs. 40K non-referral + earn 25K MR for each referral you make
(Note: as of Jun 30, the Business Platinum is still at 75K welcome and 25K referral points).
New as of May 2016
AMEX Gold Rewards - $150/year, FYF, 25K MR after $1500 spending + $50 cashback from GCR
(Note: as of mid-May 2016, Gold will now earn 5K points for referring and increased from $500 to $1500 required spending. FYI: from Jan 11 to mid-May, the Gold card earned 0 referral points.)
AMEX Business Gold Rewards - $250/year, FYF, 30K MR after $5000 spending (or 40K via referral)
AMEX Air Miles Platinum - $65/year, 2000 Air Miles after $1500 spending + $30 GCR cashback
AMEX SPG - $120/year, 20K SPG after $500 spending + $30 GCR cashback
New as of July 2016
AMEX Aeroplan Plus Platinum - $499/year, 50K Aeroplans after $1000 spending in 3 months (or 51K via referral). The 50K/51K, extra 10K promo expired on April 01, 2016, but started up again July - Sep 30th, 2016.
Churning Amex in Canada (2016)
Aug 28, 2016, 4:37 pm
#1262
Join Date: Jun 2016
Location: Prince Edward Island
Programs: Air Canada P25K, Hilton Honors Gold, Marriott Gold, MGM Gold
Posts: 1,582
I've done this a few times. With the distinction discount, you can often get market fare flights in North America for around the same amount as the fixed mileage awards, but with much better availability.
Aug 29, 2016, 1:58 pm
#1263
Join Date: Sep 2003
Location: Ontario, Canada
Programs: AP, SPG, DL
Posts: 245
Anyone? I really need to know if I need to keep trying to find things to charge, or if I am good to go now that my points have been posted.
I applied for a new Business Gold Rewards card in July through a referral link.
I thought the terms were spend $5000 in the first 3 months and receive 40,000 Member Reward Points.
I got my very first statement (August 21) I have $2686 worth of spending, which gave me 2686 points.
However they also awarded me 10,000 Welcome Bonus & 30,000 Bonus points, bringing my points total to 42,686.
My questions are:
1) Has anyone else received their bonus points on the first statement without reaching the spending requirements?
2) Will they claw back the bonus if I don't continue to spend the whole $5,000 in the first 3 months.
This is important for me to know, because quite frankly it is very difficult for me to reach that level of spending. Most of my large purchases are made at merchants that do not accept Amex. I was able to charge some furniture a family member bought (and will pay me back) on this first statement to get the $2686.
I thought the terms were spend $5000 in the first 3 months and receive 40,000 Member Reward Points.
I got my very first statement (August 21) I have $2686 worth of spending, which gave me 2686 points.
However they also awarded me 10,000 Welcome Bonus & 30,000 Bonus points, bringing my points total to 42,686.
My questions are:
1) Has anyone else received their bonus points on the first statement without reaching the spending requirements?
2) Will they claw back the bonus if I don't continue to spend the whole $5,000 in the first 3 months.
This is important for me to know, because quite frankly it is very difficult for me to reach that level of spending. Most of my large purchases are made at merchants that do not accept Amex. I was able to charge some furniture a family member bought (and will pay me back) on this first statement to get the $2686.
Aug 29, 2016, 2:03 pm
#1264
Join Date: Mar 2007
Posts: 4,784
I'd count yourself super lucky
It's up to you.
Personally I'd gamble (not trying $5K) only b/c I have enough points already
but if you DO need those points, then be safe than sorry
Aug 29, 2016, 3:40 pm
#1265
Join Date: Dec 2010
Location: YYZ
Programs: AMEX AC CX UA AA DL
Posts: 3,008
Sep 6, 2016, 11:05 am
#1268
Join Date: Feb 2012
Posts: 143
Could anyone quickly indicate what the post up-to-date status is for referral bonuses for those who already had an Amex gold?
I know the changes were instated a year or so ago, and then some people still had no problem. Recent posts in this thread seem to mention a lot about the business cards, which I believe are under different referral terms. Basically, without going through all 80 pages:
If I had a gold card over a year and a half ago, can I apply to a new one and receive the 25k?
Thanks!
I know the changes were instated a year or so ago, and then some people still had no problem. Recent posts in this thread seem to mention a lot about the business cards, which I believe are under different referral terms. Basically, without going through all 80 pages:
If I had a gold card over a year and a half ago, can I apply to a new one and receive the 25k?
Thanks!
Sep 6, 2016, 11:34 am
#1269
Join Date: Dec 2014
Location: Canada
Posts: 822
Could anyone quickly indicate what the post up-to-date status is for referral bonuses for those who already had an Amex gold?
I know the changes were instated a year or so ago, and then some people still had no problem. Recent posts in this thread seem to mention a lot about the business cards, which I believe are under different referral terms. Basically, without going through all 80 pages:
If I had a gold card over a year and a half ago, can I apply to a new one and receive the 25k?
Thanks!
I know the changes were instated a year or so ago, and then some people still had no problem. Recent posts in this thread seem to mention a lot about the business cards, which I believe are under different referral terms. Basically, without going through all 80 pages:
If I had a gold card over a year and a half ago, can I apply to a new one and receive the 25k?
Thanks!
Sep 6, 2016, 1:02 pm
#1270
Join Date: Apr 2012
Programs: 25 million points to burn!
Posts: 1,522
I can't hold 2 Biz Gold Rewards cards (for different businesses) at the same time, can I?
Sep 6, 2016, 1:57 pm
#1271
Join Date: Dec 2010
Location: YYZ
Programs: AMEX AC CX UA AA DL
Posts: 3,008
Sep 7, 2016, 7:25 am
#1273
Join Date: Sep 2007
Posts: 415
Cut to this summer, I applied for a new gold card because I thought I'd get back in the game. I received the 25,000 referral bonus in my Platinum card's MR account on the next day, and then spent the $1500 required over the next month once I received the gold card.
And I'm still waiting for the other 25,000 welcome bonus from the gold card.
Now the terms and conditions do say it can take some time to post, so I've not bothered to call Amex yet. It has only been about 8 weeks (not even two statements.)
On the one hand, I did get my share of MR and Aeroplan points when the churning was good, so I shouldn't complain, but on the other hand I stopped churning well before the policy in place now was brought in.
That's been my experience so far. I'm waiting and seeing. If they do post, or if they tell me I'm not eligible I'll report back.
Sep 7, 2016, 10:18 am
#1274
Join Date: Jan 2013
Programs: Aeroplan Diamond, SPG Plat, Hilton Gold, Marriott
Posts: 1,839
Yes, we had 3 people holding biz gold cards at the same time with the same business name and address.