Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Oct 7, 2015, 7:19 am
#2626
Join Date: Jan 2010
Programs: AA BA CO DL UA US
Posts: 815
I just applied for the Chase Southwest Plus credit card from Chase. I got the "Thanks for applying. Please call us as soon as possible... You are nearly finished! As a loyal cardmember, it's important that we meet your purchasing needs. We just have a few more questions..."
Over a month ago, I closed my Chase United and did not request transfer of available credit to other cards. In the past, I would have called immediately the re-consideration line. Now, I am afraid to call per the wiki here and in the Applying for Chase card threads. (I got about 10 credit card inquires over the last two years.) Should I call or just wait for them to call / send me a mail?
Over a month ago, I closed my Chase United and did not request transfer of available credit to other cards. In the past, I would have called immediately the re-consideration line. Now, I am afraid to call per the wiki here and in the Applying for Chase card threads. (I got about 10 credit card inquires over the last two years.) Should I call or just wait for them to call / send me a mail?
Oct 7, 2015, 8:11 am
#2627
Join Date: Aug 2014
Posts: 736
I just applied for the Chase Southwest Plus credit card from Chase. I got the "Thanks for applying. Please call us as soon as possible... You are nearly finished! As a loyal cardmember, it's important that we meet your purchasing needs. We just have a few more questions..."
Over a month ago, I closed my Chase United and did not request transfer of available credit to other cards. In the past, I would have called immediately the re-consideration line. Now, I am afraid to call per the wiki here and in the Applying for Chase card threads. (I got about 10 credit card inquires over the last two years.) Should I call or just wait for them to call / send me a mail?
Over a month ago, I closed my Chase United and did not request transfer of available credit to other cards. In the past, I would have called immediately the re-consideration line. Now, I am afraid to call per the wiki here and in the Applying for Chase card threads. (I got about 10 credit card inquires over the last two years.) Should I call or just wait for them to call / send me a mail?
Oct 7, 2015, 8:47 am
#2629
Join Date: Sep 2014
Location: SGN
Programs: Hyatt Diamond, Delta Plat
Posts: 84
I have a referral question. No, I do not need anyone to use my link, so please don't delete this. I already have the card, and need to generate a referral link for my wife to apply. How do I do this?
Oct 7, 2015, 10:46 am
#2630
Join Date: Sep 2011
Location: ORD/MDW
Programs: AA EXP, DL-Plat, WN-CP | Hotels: Choice-Gld, IHG-Plt, Rad-Gld, HH-Dia, Hyatt-Glob, Marriott-LtPlt
Posts: 2,889
Oct 7, 2015, 11:01 am
#2631
Join Date: Sep 2014
Location: SGN
Programs: Hyatt Diamond, Delta Plat
Posts: 84
Not all cards are eligible...but, try: https://www.chasereferafriend.com/
Oct 7, 2015, 11:30 am
#2632
Join Date: Aug 2015
Location: Louisiana, MSY
Programs: Hyatt Plat, SPG Gold, Hilton Diamond, IHG Spire Elite
Posts: 139
I applied for Both Plus and Premier today with the 50K offer links. Was auto-approved for both with $2k credit line each (my lowest).
Just wanted to confirm - If i spend the 2K on each card in Jan 2016, I will be getting the 50K bonuses on each card towards CP, right?
My Payment due dates at 12/3/2015 and 11/20/2015 on each card. Any idea on when my Statement closing date would be? If I calculate payment due 27 days prior to due date, the 3rd statement would end sometime in December. How does this factor into the CP strategy?
Also would Chase merge both my apps into 1 hard inquiry?
Just wanted to confirm - If i spend the 2K on each card in Jan 2016, I will be getting the 50K bonuses on each card towards CP, right?
My Payment due dates at 12/3/2015 and 11/20/2015 on each card. Any idea on when my Statement closing date would be? If I calculate payment due 27 days prior to due date, the 3rd statement would end sometime in December. How does this factor into the CP strategy?
Also would Chase merge both my apps into 1 hard inquiry?
Last edited by AmeriKop45; Oct 7, 2015 at 11:44 am
Oct 7, 2015, 1:54 pm
#2633
Join Date: Jan 2010
Programs: AA BA CO DL UA US
Posts: 815
I applied for Both Plus and Premier today with the 50K offer links. Was auto-approved for both with $2k credit line each (my lowest).
Just wanted to confirm - If i spend the 2K on each card in Jan 2016, I will be getting the 50K bonuses on each card towards CP, right?
My Payment due dates at 12/3/2015 and 11/20/2015 on each card. Any idea on when my Statement closing date would be? If I calculate payment due 27 days prior to due date, the 3rd statement would end sometime in December. How does this factor into the CP strategy?
Also would Chase merge both my apps into 1 hard inquiry?
Just wanted to confirm - If i spend the 2K on each card in Jan 2016, I will be getting the 50K bonuses on each card towards CP, right?
My Payment due dates at 12/3/2015 and 11/20/2015 on each card. Any idea on when my Statement closing date would be? If I calculate payment due 27 days prior to due date, the 3rd statement would end sometime in December. How does this factor into the CP strategy?
Also would Chase merge both my apps into 1 hard inquiry?
Oct 7, 2015, 1:58 pm
#2634
Join Date: Jan 2010
Programs: AA BA CO DL UA US
Posts: 815
once the premier card appears...find somewhere towards the end, "let me decide which card is for me" or something like that, click on the "+" or read more. The Plus card will show up.
Oct 7, 2015, 2:00 pm
#2635
Join Date: Aug 2014
Posts: 736
I applied for Both Plus and Premier today with the 50K offer links. Was auto-approved for both with $2k credit line each (my lowest).
Just wanted to confirm - If i spend the 2K on each card in Jan 2016, I will be getting the 50K bonuses on each card towards CP, right?
My Payment due dates at 12/3/2015 and 11/20/2015 on each card. Any idea on when my Statement closing date would be? If I calculate payment due 27 days prior to due date, the 3rd statement would end sometime in December. How does this factor into the CP strategy?
Also would Chase merge both my apps into 1 hard inquiry?
Just wanted to confirm - If i spend the 2K on each card in Jan 2016, I will be getting the 50K bonuses on each card towards CP, right?
My Payment due dates at 12/3/2015 and 11/20/2015 on each card. Any idea on when my Statement closing date would be? If I calculate payment due 27 days prior to due date, the 3rd statement would end sometime in December. How does this factor into the CP strategy?
Also would Chase merge both my apps into 1 hard inquiry?
You'll definitely get 50k per card toward CP.
Chase doesn't merge inquiries, it's the credit bureau that does. Pulls can vary by location, but if they pulled two of the same or just used your recent one then they will combine. (Bottom line: they will most likely combine)
Oct 7, 2015, 2:48 pm
#2636
Join Date: Aug 2015
Location: Louisiana, MSY
Programs: Hyatt Plat, SPG Gold, Hilton Diamond, IHG Spire Elite
Posts: 139
Good news all around! Thanks!
I also called Chase to confirm. Two separate phone calls - 1 for each card to ask them to confirm if was signed up for 50K offers. They said yes each time. Also had closing date moved to 5th of each month and moved some CL around to get both Personal cards to a higher CL.
Looks like I am all set to earn CP in 2016 and 2017. Happy day!
I also called Chase to confirm. Two separate phone calls - 1 for each card to ask them to confirm if was signed up for 50K offers. They said yes each time. Also had closing date moved to 5th of each month and moved some CL around to get both Personal cards to a higher CL.
Looks like I am all set to earn CP in 2016 and 2017. Happy day!
Oct 7, 2015, 3:10 pm
#2637
Join Date: Sep 2011
Posts: 480
I see that we have to wait 24 months between getting the 50k bonus on the same card. Does that mean the card must be canceled for 24 months? ...or that if I got the bonus in January 2014, I cancel the card today...I can get the bonus again in January 2016?
Thanks in advance!
Thanks in advance!
Oct 7, 2015, 3:19 pm
#2638
Join Date: Sep 2011
Posts: 480
I see that we have to wait 24 months between getting the 50k bonus on the same card. Does that mean the card must be canceled for 24 months? ...or that if I got the bonus in January 2014, I cancel the card today...I can get the bonus again in January 2016?
Thanks in advance!
Thanks in advance!
Next question...
I got the bonus on Jan 24, 2014. Does that mean I need to wait until Jan 25, 2016 to APPLY for the card...or can I apply for the card in December and wait until after Jan 24 to tip the spending and thus trigger the bonus?
Thanks again!
Last edited by Moorea; Oct 7, 2015 at 3:43 pm
Oct 7, 2015, 7:17 pm
#2639
Join Date: Aug 2014
Posts: 736
Oops.. Just saw Willbur answered my question on Sep 28!
Next question...
I got the bonus on Jan 24, 2014. Does that mean I need to wait until Jan 25, 2016 to APPLY for the card...or can I apply for the card in December and wait until after Jan 24 to tip the spending and thus trigger the bonus?
Thanks again!
Next question...
I got the bonus on Jan 24, 2014. Does that mean I need to wait until Jan 25, 2016 to APPLY for the card...or can I apply for the card in December and wait until after Jan 24 to tip the spending and thus trigger the bonus?
Thanks again!
This new cardmember bonus offer is not available to either (i) current cardmembers of this consumer credit card, or (ii) previous cardmembers of this consumer credit card who received a new cardmember bonus for this consumer credit card within the last 24 months.