Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Nov 20, 2018, 3:39 pm
#4126
Join Date: Feb 2009
Posts: 6,607
Appreciate feedback from others who have successfully gotten another round of chase points. My last bonus was dated 2/10/2017. Should I wait until that date has passed to reapply for the card, or can I apply in Dec / Jan and start trying to get the spend without crossing over it until 2/10? Thanks again for the help!
In the past Chase has denied applications that were submitted prior to 24 months passing since the last bonus for that card posted
You also didn't mention what Chase card you last had ( there are 3 personal cards) and even though you can only get the bonus on one personal card you can also get a business card which put you at or very close to Companion pass deepening on the personal card bonus you get
Nov 20, 2018, 7:45 pm
#4127
Join Date: Nov 2015
Location: St. Louis, MO
Programs: Southwest Companion Pass
Posts: 790
You are all set to go as far as rules to get 2 new ( one personal , one Business) Chase SW Cards
I would apply for this 50K personal card today as you never know when the link may die...........if you read back a few days on the thread people are saying even though there is no landing page it is a 50K link. Complete the spend in 2019 and then get the business card (60K) and you will have 115K CPQP for spending $5K
https://applynow.chase.com/FlexAppWe...PV5&PROMO=DF01
I would apply for this 50K personal card today as you never know when the link may die...........if you read back a few days on the thread people are saying even though there is no landing page it is a 50K link. Complete the spend in 2019 and then get the business card (60K) and you will have 115K CPQP for spending $5K
https://applynow.chase.com/FlexAppWe...PV5&PROMO=DF01
Nov 20, 2018, 7:55 pm
#4128
Join Date: Jan 2008
Location: BWI (Annapolis) & PWM (Bailey Island)
Programs: AA LT Gold (MM), WN A-List, Fairmont L/T Plat, HH Diamond
Posts: 884
Nov 20, 2018, 8:14 pm
#4129
Join Date: Feb 2009
Posts: 6,607
https://applynow.chase.com/FlexAppWeb/renderApp.do?CELL=6T8J&SPID=FPV5&PROMO=DF01
Last edited by flyer4512; Nov 20, 2018 at 8:20 pm
Nov 20, 2018, 8:15 pm
#4130
Join Date: Feb 2009
Posts: 6,607
This is very odd, if you go back to post # 4094 and click the link it loads an application.
If you copy that link into a post it changes the URL slightly and thus doesn't work.
I'm guessing saving the link also causes it to change.
Go to post # 4094 and apply from there and you should be good but I would apply NOW !
If you copy that link into a post it changes the URL slightly and thus doesn't work.
I'm guessing saving the link also causes it to change.
Go to post # 4094 and apply from there and you should be good but I would apply NOW !
Last edited by flyer4512; Nov 20, 2018 at 8:36 pm
Nov 21, 2018, 7:28 am
#4132
Join Date: Jun 2018
Posts: 7
In hopes of getting the Companion Pass for most of 2019 and 2020, on Monday I signed up for both Business (60k w/ $3000 spent) + Personal (40k w/$1000 spent) If I would have know about the above link I would have gone for the 50k points with $2000 spent. as I'm not crazy about spending the additional $5000 and wasn't looking forward to the additional cost/time/hassle involved with MS. I knew that with the chase 5/24 rule, I knew that I was only eligible to apply for one card because I had opened 4 cards in the past two years, but I tried to do both applications within minutes of each other. I was instantly approved for the personal card, but when I got the "Need Additional Time to Review" message I thought I was dead in the water, but when I called to check on the status later on in the evening I was approved for both cards. This morning I sent a secured message to Chase asking if I could switch from the 40k w/$1000 spent to the 50k w/$2000 spent. I'm not holding my breath, but figured that it was worth a shot.
Nov 21, 2018, 8:44 am
#4133
Join Date: Apr 2012
Posts: 37
This is very odd, if you go back to post # 4094 and click the link it loads an application.
If you copy that link into a post it changes the URL slightly and thus doesn't work.
I'm guessing saving the link also causes it to change.
Go to post # 4094 and apply from there and you should be good but I would apply NOW !
If you copy that link into a post it changes the URL slightly and thus doesn't work.
I'm guessing saving the link also causes it to change.
Go to post # 4094 and apply from there and you should be good but I would apply NOW !
Nov 21, 2018, 9:03 am
#4134
Join Date: Apr 2012
Posts: 37
Okay, I did it. I didn't get immediate approval - so we shall see.
Nov 21, 2018, 9:13 am
#4135
Join Date: Jun 2018
Posts: 7
Just got a reply from chase:
"We reviewed the current new account bonus offer associated
to your newly opened Rapid RewardsŪ Plus card and verified the
link you included in this email.
We clicked on the link you included in your email
but we weren't able to view it.
We understand you'd like to match your current offer to
receive 50,000 bonus points after meeting the $2,000 spend
requirement in 3 months of account opening.
Based on our records the 50,000 new account bonus points
that we offer is only applicable for accounts opened at
kiosks at select airports. We are sorry that we are unable
to apply it to your Rapid RewardsŪ Plus card"
"We reviewed the current new account bonus offer associated
to your newly opened Rapid RewardsŪ Plus card and verified the
link you included in this email.
We clicked on the link you included in your email
but we weren't able to view it.
We understand you'd like to match your current offer to
receive 50,000 bonus points after meeting the $2,000 spend
requirement in 3 months of account opening.
Based on our records the 50,000 new account bonus points
that we offer is only applicable for accounts opened at
kiosks at select airports. We are sorry that we are unable
to apply it to your Rapid RewardsŪ Plus card"
Nov 21, 2018, 11:00 am
#4136
Join Date: Oct 2011
Location: North Carolina
Posts: 613
Just got a reply from chase:
"We reviewed the current new account bonus offer associated
to your newly opened Rapid RewardsŪ Plus card and verified the
link you included in this email.
We clicked on the link you included in your email
but we weren't able to view it.
We understand you'd like to match your current offer to
receive 50,000 bonus points after meeting the $2,000 spend
requirement in 3 months of account opening.
Based on our records the 50,000 new account bonus points
that we offer is only applicable for accounts opened at
kiosks at select airports. We are sorry that we are unable
to apply it to your Rapid RewardsŪ Plus card"
"We reviewed the current new account bonus offer associated
to your newly opened Rapid RewardsŪ Plus card and verified the
link you included in this email.
We clicked on the link you included in your email
but we weren't able to view it.
We understand you'd like to match your current offer to
receive 50,000 bonus points after meeting the $2,000 spend
requirement in 3 months of account opening.
Based on our records the 50,000 new account bonus points
that we offer is only applicable for accounts opened at
kiosks at select airports. We are sorry that we are unable
to apply it to your Rapid RewardsŪ Plus card"
Nov 21, 2018, 11:53 am
#4137
Join Date: Feb 2009
Posts: 6,607
In hopes of getting the Companion Pass for most of 2019 and 2020, on Monday I signed up for both Business (60k w/ $3000 spent) + Personal (40k w/$1000 spent) If I would have know about the above link I would have gone for the 50k points with $2000 spent. as I'm not crazy about spending the additional $5000 and wasn't looking forward to the additional cost/time/hassle involved with MS. I knew that with the chase 5/24 rule, I knew that I was only eligible to apply for one card because I had opened 4 cards in the past two years, but I tried to do both applications within minutes of each other. I was instantly approved for the personal card, but when I got the "Need Additional Time to Review" message I thought I was dead in the water, but when I called to check on the status later on in the evening I was approved for both cards. This morning I sent a secured message to Chase asking if I could switch from the 40k w/$1000 spent to the 50k w/$2000 spent. I'm not holding my breath, but figured that it was worth a shot.
I would call Chase to speed up approval and after you are approved ask them to read you the bonus, don't mention to them that it should be 50K and see what Chase says
Nov 21, 2018, 11:56 am
#4138
Join Date: Sep 2011
Location: ORD/MDW
Programs: AA EXP, DL-Plat, WN-CP | Hotels: Choice-Gld, IHG-Plt, Rad-Gld, HH-Dia, Hyatt-Glob, Marriott-LtPlt
Posts: 2,889
My reading of Chase's response is that the poster applied under the public 40k-60k offer and sent that link but, in an effort to get matched to a different offer, sent Chase the 50k offer terms that is supposed to be limited to in-flight and in-airport applications.
Nov 21, 2018, 1:10 pm
#4139
Join Date: Jun 2018
Posts: 7
however...
If I could get the 60k+50k, I would only need to spend a total of $5,000 to get CP
That's what I meant by not wanting to spend the Additional $5,000
Nov 21, 2018, 2:24 pm
#4140
Join Date: Feb 2009
Posts: 6,607
Look at Rocket miles, users are getting a lot of CPQP for booking relatively cheap hotels. I have not used it myself so maybe some others who have can chime in