Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Nov 10, 2015, 1:53 pm
#2776
Join Date: Aug 2014
Posts: 736
Nov 10, 2015, 5:36 pm
#2777
Join Date: Sep 2008
Posts: 318
is the link on the wiki warrants the 50,000 bonus points?
I just want to find out if the link in the wiki is valid, not to a targeted receiver,
I would like to apply for a Southwest Premium Visa that offers a 50,000 bonus points. I think the link in the wiki is the only link that offers the bonus points I want, everywhere else only states a 25,000 bonus points for the same card.
I just do not want to apply and find out later that I am not qualified. I had a Southwest Plus before (closed Jan 2015) but never a Premier card. Thanks,
I would like to apply for a Southwest Premium Visa that offers a 50,000 bonus points. I think the link in the wiki is the only link that offers the bonus points I want, everywhere else only states a 25,000 bonus points for the same card.
I just do not want to apply and find out later that I am not qualified. I had a Southwest Plus before (closed Jan 2015) but never a Premier card. Thanks,
Nov 11, 2015, 8:14 am
#2779
Join Date: Jan 2015
Posts: 6
I think FAQ #9 kind of answers the question I am about to ask, but I hope someone here might be able to help me figure out a better answer.
I made a purchase that I was overcharged for that put me above the spending limit by about 40 bucks. The sale went through the last day of my last statement. I immediately went back to the business and had them refund the 70 dollars that I was overcharged but this week when my Nov statement closed, my 50k bonus points posted with a 70 point deduction.
I was all lined up to finish my spending requirements for both of my cards after Dec statement closes for all the points to post in January.
Both cards are within 100 dollars or so of my 2k requirement and I have been waiting for January.
Is there any way to have the bonus points removed so that I can complete my spending after Decembers statement or should I just attempt to finish off all my qualifying points by the end of the year.
Any help would be greatly appreciated.
Thanks,
Jeff
I made a purchase that I was overcharged for that put me above the spending limit by about 40 bucks. The sale went through the last day of my last statement. I immediately went back to the business and had them refund the 70 dollars that I was overcharged but this week when my Nov statement closed, my 50k bonus points posted with a 70 point deduction.
I was all lined up to finish my spending requirements for both of my cards after Dec statement closes for all the points to post in January.
Both cards are within 100 dollars or so of my 2k requirement and I have been waiting for January.
Is there any way to have the bonus points removed so that I can complete my spending after Decembers statement or should I just attempt to finish off all my qualifying points by the end of the year.
Any help would be greatly appreciated.
Thanks,
Jeff
Nov 11, 2015, 9:07 am
#2780
Join Date: Aug 2014
Posts: 736
I think FAQ #9 kind of answers the question I am about to ask, but I hope someone here might be able to help me figure out a better answer.
I made a purchase that I was overcharged for that put me above the spending limit by about 40 bucks. The sale went through the last day of my last statement. I immediately went back to the business and had them refund the 70 dollars that I was overcharged but this week when my Nov statement closed, my 50k bonus points posted with a 70 point deduction.
I was all lined up to finish my spending requirements for both of my cards after Dec statement closes for all the points to post in January.
Both cards are within 100 dollars or so of my 2k requirement and I have been waiting for January.
Is there any way to have the bonus points removed so that I can complete my spending after Decembers statement or should I just attempt to finish off all my qualifying points by the end of the year.
Any help would be greatly appreciated.
Thanks,
Jeff
I made a purchase that I was overcharged for that put me above the spending limit by about 40 bucks. The sale went through the last day of my last statement. I immediately went back to the business and had them refund the 70 dollars that I was overcharged but this week when my Nov statement closed, my 50k bonus points posted with a 70 point deduction.
I was all lined up to finish my spending requirements for both of my cards after Dec statement closes for all the points to post in January.
Both cards are within 100 dollars or so of my 2k requirement and I have been waiting for January.
Is there any way to have the bonus points removed so that I can complete my spending after Decembers statement or should I just attempt to finish off all my qualifying points by the end of the year.
Any help would be greatly appreciated.
Thanks,
Jeff
Nov 11, 2015, 11:15 am
#2781
Join Date: Nov 2015
Location: Austin
Programs: Rapid Rewards, Ultimate Rewards
Posts: 3
Completed!
Nov 11, 2015, 2:28 pm
#2782
Join Date: Dec 2010
Posts: 62
Question-- I just received the Plus card using a phone referral from a member in this thread. Since I have a new account, am I now available to share my info to generate referrals or do I need to receive the referral mailer with those detachable cards that Chase sends out first?
Nov 11, 2015, 2:31 pm
#2783
Suspended
Join Date: Jul 2015
Posts: 11
Question-- I just received the Plus card using a phone referral from a member in this thread. Since I have a new account, am I now available to share my info to generate referrals or do I need to receive the referral mailer with those detachable cards that Chase sends out first?
Nov 11, 2015, 2:36 pm
#2784
Join Date: Nov 2013
Posts: 33
Success!
Two weeks ago, I originally applied online on the same day for the business and premier card and was only approved for the Premier. Denied for the business card because I had tried to open too many Chase accounts at once.
Thanks to the advice on here I was able to get a referral for the 50,000 Plus card. I just called and got approved!
On my way to my first CP thanks to this forum!
Thanks to the advice on here I was able to get a referral for the 50,000 Plus card. I just called and got approved!
On my way to my first CP thanks to this forum!
Nov 12, 2015, 2:52 pm
#2785
Join Date: Aug 2014
Posts: 736
Unfortunately the 50k Plus can only be obtained by phone right now. However, I'd say the phone call is quite painless - it's basically just a foreign call center employee putting your info into the app for you. If you really want to avoid the phone you can get it at 40k via public link.
Last edited by ftnoob; Jan 26, 2016 at 2:11 pm Reason: Delete quoted referral request (post moved from Referral thread)
Nov 12, 2015, 3:54 pm
#2786
Join Date: Apr 2015
Location: BDL, BOS
Programs: Marriott Lifetime Titanium, AA EXP, IHG Diamond Ambassador, Hyatt Explorist
Posts: 627
Is it too late to have the bonus points hit the 2015 calendar year if I sign up now?
If not, is there a Business Plus card still available with 50K points? If so can someone send me a referral for that and/or the Personal Plus? Thanks!
If not, is there a Business Plus card still available with 50K points? If so can someone send me a referral for that and/or the Personal Plus? Thanks!
Nov 15, 2015, 9:45 am
#2787
Join Date: Apr 2012
Programs: 25 million points to burn!
Posts: 1,522
When do the 6K RR points for the annual retention bonus post? I'm wondering if it's possible to get the points, and then cancel the card before paying the annual fee. Also, in this scenario, does anyone know if Chase typically claws back the points?
Nov 15, 2015, 10:21 am
#2788
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 674
Yes, you could cancel after the renewal points post. I believe there have been some reports of the points being clawed back but I don't know how common that is. That approach has the potential to set off alarms at Chase. There's a chance, maybe it's slight, that their system or some human who sees that behavior flags it and Chase blacklists you. Again, the chances of that may be slim but do you want to risk that for 3,000 or 6,000 RR points?
Nov 15, 2015, 11:06 am
#2789
Join Date: Apr 2012
Programs: 25 million points to burn!
Posts: 1,522
For my Plus card, the annual fee was charged on 10/1, the corresponding statement closed on 10/23 and the 3,000 points showed up in my SW RR account on 11/1.
Yes, you could cancel after the renewal points post. I believe there have been some reports of the points being clawed back but I don't know how common that is. That approach has the potential to set off alarms at Chase. There's a chance, maybe it's slight, that their system or some human who sees that behavior flags it and Chase blacklists you. Again, the chances of that may be slim but do you want to risk that for 3,000 or 6,000 RR points?
Yes, you could cancel after the renewal points post. I believe there have been some reports of the points being clawed back but I don't know how common that is. That approach has the potential to set off alarms at Chase. There's a chance, maybe it's slight, that their system or some human who sees that behavior flags it and Chase blacklists you. Again, the chances of that may be slim but do you want to risk that for 3,000 or 6,000 RR points?
Nov 15, 2015, 12:30 pm
#2790
Join Date: Oct 2015
Programs: Marriots
Posts: 2
Phone referral Number is legit? - YES it's Legit
When calling the number 888-691-2301, it says just the application processing center... it doesn't say chase or rapid rewards like 800-792-0001. Is there any way to confirm the number is legit
Any one who got approved for the card confirmed with regular chase phone number?
Update on my experience:
1. Applied for the card over the phone 888-691-2301 and the rep. told it will take 10 business days and i will get the response over mail
2. The automated system and representatives in chase could see an application for 2 days.
3. Worried about the phone number is legit and Put up a initial fraud alert with credit bureau
4. Called up 8 different chase numbers/15+ calls to verify if the number is legit and finally one of the lending department rep. confirmed its legit
5. Applied for the card again with the same number 888-691-2301 and it went pending this time due to the credit report alert and rep again could not give me a reference #
6. Called the lending department and did the verification of identity and got the card approved and its showing up in chase online. hurray
Seems there was a system update with Chase during the time the application submission over phone. And not sure if the application is lost due to that.
Need to still verify if i have got a credit hit for the initial application.
Thanks a lot and Good luck guys
Any one who got approved for the card confirmed with regular chase phone number?
Update on my experience:
1. Applied for the card over the phone 888-691-2301 and the rep. told it will take 10 business days and i will get the response over mail
2. The automated system and representatives in chase could see an application for 2 days.
3. Worried about the phone number is legit and Put up a initial fraud alert with credit bureau
4. Called up 8 different chase numbers/15+ calls to verify if the number is legit and finally one of the lending department rep. confirmed its legit
5. Applied for the card again with the same number 888-691-2301 and it went pending this time due to the credit report alert and rep again could not give me a reference #
6. Called the lending department and did the verification of identity and got the card approved and its showing up in chase online. hurray
Seems there was a system update with Chase during the time the application submission over phone. And not sure if the application is lost due to that.
Need to still verify if i have got a credit hit for the initial application.
Thanks a lot and Good luck guys
Last edited by ursrajkumar; Nov 16, 2015 at 10:49 am