Jan 23, 2014, 9:16 pm
Last edit by: pgary
Do not post referral offers or requests in this thread. All such posts will be deleted.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
40K + 20K personal Plus
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
50K personal Plus offer $2,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year.
60K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year.
60K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 07-July-2017
50K Plus offer. $2,000 spend in three months. $69 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Plus offer. $1,000 spend in three months. $69 annual fee, not waived the first year.
50K personal Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
40K Personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
50K Business Premier offer. $2,000 spend in three months. $99 annual fee, not waived the first year. Still active 21-Apr-2017
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
Referral offers have been seen with a limit of one individual and one business bonus per lifetime (although T&C read by the CSR taking the application differed from those printed on the referral offer).
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
This thread is dedicated to Q&A about the Chase RR Visa signup bonus offers.
Post important Chase RR Visa news in the RR Visa News ONLY thread. (It will quickly get lost in this thread.)
Post or look for referral offers ONLY in the RR Visa referrals thread in the referrals thread of the credit card forum.
75,000 miles bonus for all Southwest Airlines personal credit cards.
- 40,000 points when you spend $1,000 within 3 months.
- 35,000 points when you spend $5,000 within 6 months.
- Southwest Airlines Rapid RewardsŪ Plus Card. $69 annual fee, not waived the first year.
- Southwest Rapid RewardsŪ Premier Credit Card. $99 annual fee, not waived the first year.
offer: $1,000 spend in three months for 40K. $11,000 more in 12 months for additional 20K. $69 annual fee, not waived the first year.
40K + 20K personal Premier offer. $1,000 spend in three months. $11,000 more in 12 months for additional 20K. $99 annual fee, not waived the first year.
70K Performance Business Card offer. $5,000 spend in three months. $199 annual fee, not waived the first year.
40K personal Plus offer: $1,000 spend in three months. $69 annual fee, not waived the first year.
40K personal Premier offer. $1,000 spend in three months. $99 annual fee, not waived the first year.
60K Business Premier offer. $3,000 spend in three months. $99 annual fee, not waived the first year.
There have been targeted offers of 50K & $100 credit, for example:
http://www.flyertalk.com/forum/24575935-post2302.html
Frequently Asked Questions about Rapid Rewards Visa
1. What are the different card types?
non-business Plus, non-business Premier, business Plus, and business Premier.
Premier cards have a higher annual fee but give 6000 anniversary bonus points vs. 3000 points for the Plus cards. It is generally agreed that you will get the bonus for a new account if you have not had that particular type of RR Visa card before, but Chase appears to be in the process of changing their policies (see below).
Note that prior to RR-2.0, the two types of RR Visa cards were "Classic" ($29 to $39 annual fee) and "Signature" ($59 to $69 annual fee). Plus and Premier are new products for purposes of the (soon to be retired?) "One bonus per product" rule.
2. Is there a zero annual fee version?
No.
3. Can I "churn" these cards? How often can I reapply for the same type card and get the signup bonus?
The official rule has recently changed more than once. Closely check the T&C of your offer as different rules may apply to concurrently available offers. The Inflight offer linked above states:
This bonus offer is available to you as long as you have not received a new cardmember bonus for this product in the past twenty four months.
Actual results sometimes differ from the official rule. People have reported receiving the bonus a second time on the same card type at various intervals even when the bonus was officially once per lifefime per product. Please post your results here.
As of mid-May 2015 Chase has cracked down on applicants who appear to have much less than average attachment to their cards. Specifically, more than 5 applications within the past 24 months is the approximate cutoff: Chase crackdown on churners: Please report your RR Visa approvals/denials here
4. Can I cancel the card and still collect the anniversary bonus?
Yes. Reasonable people disagree on whether this crosses the line of exploiting the card issuer. The anniversary bonus is described a reward for having been a cardmember for the past year, not as a reward for paying the next year's annual fee. Based on that description, the bonus has been earned even if you then cancel the card. As a practical matter, there is a window of only a couple weeks to accomplish this. The bonus points will post on the billing date of the statement containing your new annual fee, which will have posted earlier in the billing cycle. You have 30 days from posting of the annual fee to cancel the card and have the new fee refunded.
5. Does the annual fee count toward the spending threshold for the signup bonus?
No.
6. When will my signup bonus post to my Rapid Rewards account?
If you have met the spending threshold at least several days before your statement date, the bonus will normally post 2 days after your statement date, not when you actually spent the money! Cutting the timing or the spending amount too closely is not advisable. Mistakes can happen.
7. My statement shows sufficient purchases to meet the spending threshold. Why didn't I receive the bonus?
This can happen if you met the spending threshold just a few days before the statement date. It appears that accounts are flagged for meeting the spending threshold independently of the statement generation process and less frequently than daily.
8. How can I determine my statement date?
You should call Chase (phone number on back of card) to check your next statement date. Credit card companies are now required to have payments due on the same numerical day of each month, which means closing dates vary throughout the year. (Before reforms enacted after the financial crisis, RR Visa cards had constant closing dates rather than constant due dates.) The closing date should remain within the same small range unless you request a change of your payment due date. When you request a change, Chase normally can delay your next statement but cannot accelerate it. If you are unwisely taking the risk of cutting your timing too close, you should call Chase more than once to confirm your next statement date.
9. I accidentally crossed the spending threshold in December rather than January. Can I return a large purchase to bring my spending back below the threshold?
Unlikely. It appears that the sweep to check spending threshold does not un-flag an account previously flagged as meeting the threshold. It's not even clear whether the sweep counts returns at all. If you realize the error before the statement closes and you have a payment due date change available, you might be able to push the December closing date into January.
10. Can I apply for a credit card in my wife's name but my Rapid Rewards number, so that the points funnel into my account?
People have tried this. Some have succeeded. Others have reported that Chase closed the account and posted no Rapid Rewards points. Do you feel lucky? Programs can become very aggressive when they suspect members of defrauding the program by using non-matching names. When you game the system you are only on solid ground if you follow the rules to the letter. Breaking the rules means that the program can penalize you if they want to, and believe me: They want to.
11. Can I scam this system in any other way? I just had a clever idea.
There is nothing new under the sun here on FlyerTalk. If it relates to established program rules and it isn't discussed here you can be confident your idea will not work.
Discussion of Chase RR Visa 40K-75K sigunup points offers -- NO REFERRALS!
Sep 19, 2015, 12:31 pm
#2566
Join Date: Oct 2014
Posts: 55
Got CP for just this year thru the ATL promo. Now have 62K towards CP, got the 50k Premier Card promo at least 3 years ago. Misread a post last week thinking I could just sign up for a second card; applied last week. Got a letter from Chase saying I already have a card, and to call to "make sure I have the best credit card to meet your needs."
Can I call them and be up front and say I'm trying to take advantage of the current 50K promo, looking to cancel current card and get new one?
Can I call them and be up front and say I'm trying to take advantage of the current 50K promo, looking to cancel current card and get new one?
Which card do you have? there are a few different ones, maybe just apply for one of the different cards?
Sep 20, 2015, 6:00 pm
#2567
Join Date: Sep 2014
Location: Metro ATL
Posts: 359
I am looking for the companion pass for 2016/2017 and I have doubt if I will be able to accomplish it.
Any help would be appreciated.
I just activated my 2 cards and my minimal spending must be met by 12/11/2015. I moved my due date to the 1st in the month which brings my closing date to the 5th? in the month.
I think I am in trouble here and that my bonus points will post in 12/2015 instead 01/2016.
Any idea if it would be possible to fix this (move due date again to a different date)?
Thanks
P.S. If my due date is on the 1st in the month should not the closing date be 5th or 6th in the month to give me 25 days for payment, in which case I should be ok if I meet bonus spending requirements between December 7-11. Do I need to move the closing date again to 26th in the month?
Any help would be appreciated.
I just activated my 2 cards and my minimal spending must be met by 12/11/2015. I moved my due date to the 1st in the month which brings my closing date to the 5th? in the month.
I think I am in trouble here and that my bonus points will post in 12/2015 instead 01/2016.
Any idea if it would be possible to fix this (move due date again to a different date)?
Thanks
P.S. If my due date is on the 1st in the month should not the closing date be 5th or 6th in the month to give me 25 days for payment, in which case I should be ok if I meet bonus spending requirements between December 7-11. Do I need to move the closing date again to 26th in the month?
Last edited by touristtrap; Sep 20, 2015 at 6:12 pm
Sep 21, 2015, 7:47 am
#2568
Join Date: Oct 2013
Programs: Hyatt Globalist No More..., Hyatt Explorist, Hilton Diamond, SPG Platinum, Marriott Platinum
Posts: 4,375
I am looking for the companion pass for 2016/2017 and I have doubt if I will be able to accomplish it.
Any help would be appreciated.
I just activated my 2 cards and my minimal spending must be met by 12/11/2015. I moved my due date to the 1st in the month which brings my closing date to the 5th? in the month.
I think I am in trouble here and that my bonus points will post in 12/2015 instead 01/2016.
Any idea if it would be possible to fix this (move due date again to a different date)?
Thanks
P.S. If my due date is on the 1st in the month should not the closing date be 5th or 6th in the month to give me 25 days for payment, in which case I should be ok if I meet bonus spending requirements between December 7-11. Do I need to move the closing date again to 26th in the month?
Any help would be appreciated.
I just activated my 2 cards and my minimal spending must be met by 12/11/2015. I moved my due date to the 1st in the month which brings my closing date to the 5th? in the month.
I think I am in trouble here and that my bonus points will post in 12/2015 instead 01/2016.
Any idea if it would be possible to fix this (move due date again to a different date)?
Thanks
P.S. If my due date is on the 1st in the month should not the closing date be 5th or 6th in the month to give me 25 days for payment, in which case I should be ok if I meet bonus spending requirements between December 7-11. Do I need to move the closing date again to 26th in the month?
Sep 21, 2015, 8:47 am
#2569
FlyerTalk Evangelist
Join Date: Sep 2002
Location: Chicagoland, IL, USA
Programs: WN CP, Hilton Diamond
Posts: 14,192
How far back do online statements go? Some of mine are years.
Sep 21, 2015, 12:45 pm
#2570
Join Date: Sep 2014
Location: Metro ATL
Posts: 359
You basically answered your own question. For me, all of my Chase personal cards have closing date within 2-3 days of my due date. So your closing date should be around 12/03-12/04. Then starting late on that day or the next day, you can do your spending. I hope you already know the methods you plan to use to do all of that spending in one week. There are of course many options, but I just want to make sure that YOU know.
I will take no chances and spend $1950 by 12/5 and $50+5k per card after closing. I don't want to take any chance with fraud alerts etc.
Sep 22, 2015, 11:54 am
#2572
Join Date: Jan 2015
Posts: 6
I am a little confused about the timing of everything involved. Using search I came up with a few ideas but I am not sure if there is anything I can do at this point to get my bonus posted for next year. I applied for the Chase card last week, and got instant approval. I assume this will be counted as the 'Open' date is this correct? I still haven't received my card, but the account shows up in my Chase accounts, With a payment due date of 11/13/15 Should I assume my deadline for minimum spend will be 12/13/15 or thereabout. Will delaying activation of the new card change anything? The account is worthless without the ability to spend anyway. Or should I attempt to finish out 106k this year, and just take the cp for a year starting now.
Sep 22, 2015, 7:25 pm
#2573
Join Date: Feb 2004
Programs: IHG Spire Elite; Hyatt Platinum; SPG Preferred+; Club Carlson Gold; SW CP
Posts: 674
I am a little confused about the timing of everything involved. Using search I came up with a few ideas but I am not sure if there is anything I can do at this point to get my bonus posted for next year. I applied for the Chase card last week, and got instant approval. I assume this will be counted as the 'Open' date is this correct? I still haven't received my card, but the account shows up in my Chase accounts, With a payment due date of 11/13/15 Should I assume my deadline for minimum spend will be 12/13/15 or thereabout. Will delaying activation of the new card change anything? The account is worthless without the ability to spend anyway. Or should I attempt to finish out 106k this year, and just take the cp for a year starting now.
You mentioned applying "for the Chase card." Did you only apply for one? That will get you about halfway towards a Companion Pass.
Sep 22, 2015, 9:40 pm
#2574
Join Date: Feb 2009
Posts: 6,607
I am a little confused about the timing of everything involved. Using search I came up with a few ideas but I am not sure if there is anything I can do at this point to get my bonus posted for next year. I applied for the Chase card last week, and got instant approval. I assume this will be counted as the 'Open' date is this correct? I still haven't received my card, but the account shows up in my Chase accounts, With a payment due date of 11/13/15 Should I assume my deadline for minimum spend will be 12/13/15 or thereabout. Will delaying activation of the new card change anything? The account is worthless without the ability to spend anyway. Or should I attempt to finish out 106k this year, and just take the cp for a year starting now.
When your 11/15 statement closes change the next statesmen closing date to 12/10.
You need to make the entire $2k spend ( plus AF) after the December statement closes AND HAVE IT post before the spend is due.
There are no guarantees this will work but if timed right it SHOULD
I think Chase gives 103 days fro the app date to make the spend or something like that
Sep 24, 2015, 8:08 am
#2576
Join Date: Jan 2015
Posts: 6
You should be ok but you need to find out when the spend has to be made by.
When your 11/15 statement closes change the next statesmen closing date to 12/10.
You need to make the entire $2k spend ( plus AF) after the December statement closes AND HAVE IT post before the spend is due.
There are no guarantees this will work but if timed right it SHOULD
I think Chase gives 103 days fro the app date to make the spend or something like that
When your 11/15 statement closes change the next statesmen closing date to 12/10.
You need to make the entire $2k spend ( plus AF) after the December statement closes AND HAVE IT post before the spend is due.
There are no guarantees this will work but if timed right it SHOULD
I think Chase gives 103 days fro the app date to make the spend or something like that
Jeff
Sep 24, 2015, 8:57 am
#2577
Join Date: Aug 2014
Posts: 736
How do I determine the spend date? Will a phone call cover it? As long as I am attempting to delay bonus accrual until next year, I wouldn't have to do the entire spend between 12/10 and 103 days correct? I would just have to not meet it prior then finish it between these days? Sorry for the Newbie questions, I read everything and I am trying to be sure I understand it correctly.
Jeff
Jeff
Sep 24, 2015, 1:37 pm
#2578
Join Date: Sep 2015
Posts: 2
I applied for the SW Rapid Rewards Plus card on 9/11. I called this week to try and expedite the application (this had previously worked when I got my SW Premier card 2 months ago). I was told that I will have to wait up to 2 more weeks to find out via mail the response, as the application is under a second review.
Has anyone out there had this happen to them? What should I be expecting?
I am hoping to get the card ASAP and make my bill date Mid month so that I can have companion by Halloween. I am not worried about spending the $2000 but more concerned about not receiving the card in time to obtain the companion pass by the time I plan to travel.
Also, I am under the impression if a purchase a ticket now I can add the companion later. Is this true?
Thanks!
Has anyone out there had this happen to them? What should I be expecting?
I am hoping to get the card ASAP and make my bill date Mid month so that I can have companion by Halloween. I am not worried about spending the $2000 but more concerned about not receiving the card in time to obtain the companion pass by the time I plan to travel.
Also, I am under the impression if a purchase a ticket now I can add the companion later. Is this true?
Thanks!
Sep 24, 2015, 2:14 pm
#2579
Join Date: Oct 2014
Posts: 55
I applied for the SW Rapid Rewards Plus card on 9/11. I called this week to try and expedite the application (this had previously worked when I got my SW Premier card 2 months ago). I was told that I will have to wait up to 2 more weeks to find out via mail the response, as the application is under a second review.
Has anyone out there had this happen to them? What should I be expecting?
I am hoping to get the card ASAP and make my bill date Mid month so that I can have companion by Halloween. I am not worried about spending the $2000 but more concerned about not receiving the card in time to obtain the companion pass by the time I plan to travel.
Also, I am under the impression if a purchase a ticket now I can add the companion later. Is this true?
Thanks!
Has anyone out there had this happen to them? What should I be expecting?
I am hoping to get the card ASAP and make my bill date Mid month so that I can have companion by Halloween. I am not worried about spending the $2000 but more concerned about not receiving the card in time to obtain the companion pass by the time I plan to travel.
Also, I am under the impression if a purchase a ticket now I can add the companion later. Is this true?
Thanks!
Sep 24, 2015, 2:23 pm
#2580
Join Date: Sep 2015
Posts: 2
I have tried calling them (888-245-0625) and they were the ones who informed me that it is in a second verification review and cannot be expedited. The woman kept referring to the application which states it can take 30 days to find out.
Any other advise? Do I just need to wait it out?
Any other advise? Do I just need to wait it out?