May 13, 2013, 10:15 pm
Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) • Which credit card should I get? • Cards with good bonuses • List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS Canadian Kilometers • PointsNerd • Rewards Canada • Don't Call the Airline! • Pointshogger • Canadian Travel Hacking
CONFERENCE • PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
Jul 10, 2017, 8:07 pm
#4141
Join Date: Dec 2005
Location: North of GEG
Programs: Marriott/SPG Gold, and the equivalents that I don't use.
Posts: 13
I applied for the Best Western card Saturday and got the "please wait 10-15 days for a reply". I called today and a credit analyst answered, apparently he's above a normal rep, he said I just got the Alaska card a month ago(and I closed my previous one within 6 months) and pretty much grilled me over my application. After a 10 minute chat confirming my income and good credit score, he decided to approve it but only for 5k. I've never been put through the wringer like that before but he pretty much attributed to both cards being with MBNA.
Jul 11, 2017, 5:37 am
#4142
Join Date: Apr 2016
Location: Ontario, Canada
Programs: Marriott Titanium
Posts: 154
I have had 2 BW credit cards (not at the same time) and with this 60k promotion I applied on behalf of my husband who has a good credit rating and never having had the card before. We got the same "wait and see" message and a week later got a letter saying he was rejected.
He called and was told I had (mistakenly!) reported his personal income at 700k instead of 70k!!! Yikes, that must have raised a red flag. After some time on the phone he agreed to send in proof of $70k income and we hope he will get the card and the points.
I plan to apply again before the promotion ends in August (I cancelled previous card in June) and will be more careful....
He called and was told I had (mistakenly!) reported his personal income at 700k instead of 70k!!! Yikes, that must have raised a red flag. After some time on the phone he agreed to send in proof of $70k income and we hope he will get the card and the points.
I plan to apply again before the promotion ends in August (I cancelled previous card in June) and will be more careful....
Jul 11, 2017, 8:51 am
#4143
Join Date: Dec 2011
Location: Canada
Programs: *void
Posts: 2,408
I have had 2 BW credit cards (not at the same time) and with this 60k promotion I applied on behalf of my husband who has a good credit rating and never having had the card before. We got the same "wait and see" message and a week later got a letter saying he was rejected.
He called and was told I had (mistakenly!) reported his personal income at 700k instead of 70k!!! Yikes, that must have raised a red flag. After some time on the phone he agreed to send in proof of $70k income and we hope he will get the card and the points.
I plan to apply again before the promotion ends in August (I cancelled previous card in June) and will be more careful....
He called and was told I had (mistakenly!) reported his personal income at 700k instead of 70k!!! Yikes, that must have raised a red flag. After some time on the phone he agreed to send in proof of $70k income and we hope he will get the card and the points.
I plan to apply again before the promotion ends in August (I cancelled previous card in June) and will be more careful....
Thanks for the morning chuckle.
Jul 11, 2017, 10:16 am
#4144
Join Date: Apr 2016
Location: Ontario, Canada
Programs: Marriott Titanium
Posts: 154
No, he has never had a NBNA card of any kind so nothing on file for him.
i am the prime churner in the family but involve him when it is beneficial. He does appreciate the travel though!
i am the prime churner in the family but involve him when it is beneficial. He does appreciate the travel though!
Jul 12, 2017, 8:28 am
#4146
Join Date: Jul 2017
Posts: 3
Hey guys, I signed up for Best Western rewards MC for first time, made a purchase, and now I have 40,000 points in my MBNA online banking account. How do I redeem these points, or transfer them to my BWR account? I tried calling MC and BW customer service but they can't help me.
Me not so smart.
Me not so smart.
Jul 12, 2017, 8:45 am
#4147
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
Hey guys, I signed up for Best Western rewards MC for first time, made a purchase, and now I have 40,000 points in my MBNA online banking account. How do I redeem these points, or transfer them to my BWR account? I tried calling MC and BW customer service but they can't help me.
Me not so smart.
Me not so smart.
2. If I had 40,000 BW points, I'd value that at about $150 to $250.
But 40,000 MBNA points is worth $400, I believe.
Since you've already made a good faith effort to convert the points to what they should be, with no luck, it's your call if you want to attempt to redeem them. So you can see the points in your account? Are you able to start a reward redemption?
Last edited by jerry305; Jul 12, 2017 at 8:53 am
Jul 12, 2017, 8:53 am
#4148
Join Date: Jul 2017
Posts: 3
1. This is a new one for me.
2. If I had 40,000 BW points, I'd value that at about $150 to $250.
But 40,000 MBNA points is worth $400, I believe.
Since you've already made a good faith effort to convert the points to what they should be, with no luck, it's your call if you want to attempt to redeem them.
2. If I had 40,000 BW points, I'd value that at about $150 to $250.
But 40,000 MBNA points is worth $400, I believe.
Since you've already made a good faith effort to convert the points to what they should be, with no luck, it's your call if you want to attempt to redeem them.
Jul 12, 2017, 9:03 am
#4149
Join Date: Jul 2017
Posts: 3
1. This is a new one for me.
2. If I had 40,000 BW points, I'd value that at about $150 to $250.
But 40,000 MBNA points is worth $400, I believe.
Since you've already made a good faith effort to convert the points to what they should be, with no luck, it's your call if you want to attempt to redeem them.
2. If I had 40,000 BW points, I'd value that at about $150 to $250.
But 40,000 MBNA points is worth $400, I believe.
Since you've already made a good faith effort to convert the points to what they should be, with no luck, it's your call if you want to attempt to redeem them.
Jul 12, 2017, 11:06 am
#4151
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
Jul 12, 2017, 12:00 pm
#4152
Join Date: Dec 2011
Location: West
Posts: 3,357
In fact how to you see your credit card's activity on line for any Bank issues cards. Its called online banking sign-ins.
Jul 12, 2017, 3:33 pm
#4153
FlyerTalk Evangelist
Join Date: May 2015
Location: BOS, YVR, ZRH
Programs: *G
Posts: 17,410
Hey guys, I signed up for Best Western rewards MC for first time, made a purchase, and now I have 40,000 points in my MBNA online banking account. How do I redeem these points, or transfer them to my BWR account? I tried calling MC and BW customer service but they can't help me.
Me not so smart.
Me not so smart.
Jul 13, 2017, 6:18 am
#4154
Join Date: Jul 2012
Location: Canada
Programs: BA Gold (OWE), Star Alliance Gold, Hilton Diamond
Posts: 2,194
Jul 13, 2017, 10:36 am
#4155
Join Date: May 2014
Posts: 154
I had instant approval for the MBNA Best Western card. The card finally arrived after 2 weeks. I signed up with the 60,000 points promotion. I have already spent over $1,000. So, I should get the initial 20,000 when my first statement posts. But what about then next 20,000 for the first $1,000 spending? Will I have to wait for the 90 days or it will be on the first statement as well? Anyone know?