May 13, 2013, 10:15 pm
Last edit by: jerry305
CANADIAN REFERENCE ON FLYERTALK Canadian Credit Card Master List - Curated for Best Offer A complete listing of all the major credit cards in Canada along with their sign-up bonus, annual fee, CPM, and other pertinent information.
AMEX recent discussion American Express Canada application and reward strategies (2018) • Which credit card should I get? • Cards with good bonuses • List of Credit Cards with Great Welcome bonuses (RFD version)
BLOGS Canadian Kilometers • PointsNerd • Rewards Canada • Don't Call the Airline! • Pointshogger • Canadian Travel Hacking
CONFERENCE • PointsU conference (2018 & 2019 website)
MilesBuzz: Canada
Jul 24, 2017, 3:12 pm
#4201
Join Date: Feb 2005
Location: Toronto (YYZ)
Posts: 6,279
If she can pay off the balance so that it reflects as ZERO before the statement cut-off date that would be even better as it will be reported on her credit file as $0 owing.
Have her apply for the loan as late as possible. That way more time has gone by and hopefully, a statement or two has been generated and updated with credit bureau which will only improve her score.
Once she has secured the car loan ... go ahead churn churn churn
Jul 26, 2017, 10:07 am
#4202
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
CIBC has come out with a new prepaid card with the ability to store multiple currencies (https://acconversion.cibc.com/cholde...welcome.action). Pretty crappy card for it's intended purpose, IMHO.
Other forums are reporting that MBNA has begun charging a $7.50 cash advance fee on every transaction after July 20 or July 21.
I can verify that I've been charged by MBNA, too.
Will other credit card issuers follow suit? Hard to say.
Jul 26, 2017, 10:30 am
#4203
Join Date: Sep 2012
Location: YVR
Posts: 1,847
As they should be, since it essentially IS a cash advance, isn't it?
Jul 26, 2017, 11:33 am
#4204
Join Date: Jun 2012
Location: Toronto, Canada
Programs: Aeroplan Airmiles AMEX-MR Alaska Airlines
Posts: 692
Also, applied for the Mrs and she got approved as well.
Last edited by injian; Jul 26, 2017 at 11:48 am
Jul 26, 2017, 6:23 pm
#4205
Join Date: May 2009
Posts: 821
Wow I nearly charged all AC Conversion to MBNA Alaska card 
Jul 27, 2017, 4:36 am
#4206
Join Date: Mar 2007
Location: YVR
Posts: 119
I called back on the 26th when the other 2 days of loads posted and they would no longer give me a credit for the newly posted cash advance fees. They cited that these were valid charges according to the cardholder agreement and that these were cash equivalent transactions.
Jul 27, 2017, 7:18 am
#4209
Join Date: Jan 2013
Location: YYZ
Posts: 380
Aug 10, 2017, 4:25 pm
#4210
Join Date: Jan 2013
Location: Canada
Programs: Aeroplan 50K, Bonvoy Titanium, IHG Diamond, Hilton Diamond
Posts: 292
Hi All,
I wasn't sure if I should ask this question in the Aeroplan forum or AMEX Canada 2017 forum so I thought I'd try here. In reference to the 35% Aeroplan transfer bonus from hotel points to Aeroplan, if I transfer the following SPG points with 5,000 SPG bonus per 20,000 points, are the corresponding amounts under Aeroplan correct?
SPG->Aeroplan:
20000 = 33750
40000 = 67500
60000 = 101250
80000 = 135000
100000 = 168750
I wasn't sure if I should ask this question in the Aeroplan forum or AMEX Canada 2017 forum so I thought I'd try here. In reference to the 35% Aeroplan transfer bonus from hotel points to Aeroplan, if I transfer the following SPG points with 5,000 SPG bonus per 20,000 points, are the corresponding amounts under Aeroplan correct?
SPG->Aeroplan:
20000 = 33750
40000 = 67500
60000 = 101250
80000 = 135000
100000 = 168750
Aug 10, 2017, 5:06 pm
#4211
Original Poster
Join Date: Sep 2010
Location: Canadia
Programs: A loyal Amerisuites customer... oh wait
Posts: 2,033
Hi All,
I wasn't sure if I should ask this question in the Aeroplan forum or AMEX Canada 2017 forum so I thought I'd try here. In reference to the 35% Aeroplan transfer bonus from hotel points to Aeroplan, if I transfer the following SPG points with 5,000 SPG bonus per 20,000 points, are the corresponding amounts under Aeroplan correct?
SPG->Aeroplan:
20000 = 33750
40000 = 67500
60000 = 101250
80000 = 135000
100000 = 168750
I wasn't sure if I should ask this question in the Aeroplan forum or AMEX Canada 2017 forum so I thought I'd try here. In reference to the 35% Aeroplan transfer bonus from hotel points to Aeroplan, if I transfer the following SPG points with 5,000 SPG bonus per 20,000 points, are the corresponding amounts under Aeroplan correct?
SPG->Aeroplan:
20000 = 33750
40000 = 67500
60000 = 101250
80000 = 135000
100000 = 168750
Remember to instead consider transferring to Marriott's hotel & air programs.
Aug 10, 2017, 5:42 pm
#4212
Join Date: Sep 2012
Location: YVR
Posts: 1,847
Yes, those are the numbers that many bloggers are reporting.
Remember to instead consider transferring to Marriott's hotel & air programs.
Remember to instead consider transferring to Marriott's hotel & air programs.
I'll be transferring all SPG to Marriott. Such a great value for me!!!
Aug 11, 2017, 9:53 am
#4214
Join Date: Mar 2008
Location: Toronto, Canada
Programs: Aeroplan, Bonvoy, Alaska, Avios
Posts: 1,290
Aug 11, 2017, 10:45 am
#4215
Join Date: Dec 2011
Location: West
Posts: 3,357
Like you said, its all depends on our needs at the time. I did not need to convert at this time and will be using hotel points I have for stay at stops. If I had shortage of points I would have transfer to Aeroplan and pay for hotels.